🙂Monthly costs for one person with rent: $1,142 in Kisvarda versus $1,404 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,704 in Kisvarda versus $2,549 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,265 in Kisvarda versus $3,694 in Ubud, Bali.
🙂Living in Kisvarda costs roughly 19% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kisvarda is 15% below, Ubud, Bali is 4% above.
Currency
🍽 Eating Out
Kisvarda
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.37Ft 2,581
$3.57Rp 64.7K
134.45%
Three-Course Dinner for Two, Mid-Range
$43.53Ft 13.4K
$32.50Rp 589.5K
33.94%
Fast Food Meal(McDonalds, etc)
$8.49Ft 2,617
$4.86Rp 88.2K
74.69%
Cappuccino
$1.98Ft 612
$2.75Rp 49.8K
-28.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.18Ft 364
$1.32Rp 24.0K
-10.61%
Water(0.33 liter bottle)
$0.90Ft 278
$0.70Rp 12.7K
28.57%
Local Beer(0.5 liter draught)
$1.90Ft 587
$2.91Rp 52.8K
-34.71%
Imported Beer(0.33 liter bottle)
$2.34Ft 721
$3.79Rp 68.8K
-38.26%
🛒 Groceries & Markets
Kisvarda
Ubud, Bali
Difference
Milk(1 liter)
$1.06Ft 325
$1.71Rp 31.0K
-38.01%
White Bread(500g)
$1.59Ft 489
$2.47Rp 44.9K
-35.63%
Rice(white)(1kg)
$1.91Ft 588
$1.20Rp 21.8K
59.17%
Eggs
$2.60Ft 801
$2.44Rp 44.3K
6.56%
Local Cheese(1kg)
$9.50Ft 2,930
$14.38Rp 260.9K
-33.94%
Chicken Fillets(1kg)
$5.98Ft 1,845
$4.31Rp 78.1K
38.75%
Beef Round Steak(1kg)
$12.42Ft 3,830
$12.21Rp 221.4K
1.72%
Apples(1kg)
$1.73Ft 532
$3.68Rp 66.8K
-52.99%
Banana(1kg)
$1.91Ft 587
$1.55Rp 28.1K
23.23%
Oranges(1kg)
$1.78Ft 547
$2.79Rp 50.5K
-36.20%
Tomato(1kg)
$3.33Ft 1,025
$2.33Rp 42.3K
42.92%
Potato(1kg)
$1.09Ft 337
$1.97Rp 35.7K
-44.67%
Onion(1kg)
$1.38Ft 425
$2.31Rp 41.9K
-40.26%
Lettuce(1 head)
$1.62Ft 499
$1.06Rp 19.3K
52.83%
Water(1.5 liter bottle)
$0.58Ft 179
$0.73Rp 13.2K
-20.55%
Cigarettes 20 Pack(Marlboro, Camel)
$6.71Ft 2,070
$3.28Rp 59.5K
104.57%
Wine(Bottle)
$4.82Ft 1,486
$22.79Rp 413.4K
-78.85%
Local Beer(0.5 liter bottle)
$1.15Ft 355
$2.81Rp 50.9K
-59.07%
Imported Beer(0.33 liter bottle)
$1.71Ft 526
$2.78Rp 50.5K
-38.49%
🚌 Getting Around
Kisvarda
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.17Ft 359
$0.29Rp 5,281
303.45%
Public Transport Monthly Pass(Regular Price)
$24.99Ft 7,705
$8.06Rp 146.2K
210.05%
Taxi Start(Normal Tariff)
$2.51Ft 775
$0.45Rp 8,146
457.78%
Taxi(Normal Tariff)(1km)
$1.20Ft 371
$0.45Rp 8,193
166.67%
Taxi 1hour Waiting(Normal Tariff)
$13.97Ft 4,309
$6.24Rp 113.1K
123.88%
Gasoline(1 liter)
$1.69Ft 522
$0.85Rp 15.4K
98.82%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3KFt 7.5M
$26.0KRp 471.2M
-6.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0KFt 10.5M
$31.7KRp 574.1M
7.43%
🧾 Monthly Utilities & Internet
Kisvarda
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$196Ft 60.5K
$80.8Rp 1.5M
142.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.96Ft 8,313
$4.06Rp 73.6K
564.04%
Internet(50+ Mbps, Unlimited Data)
$19.82Ft 6,113
$24.42Rp 442.9K
-18.84%
🎉 Sport & Entertainment
Kisvarda
Ubud, Bali
Difference
Gym Membership(Monthly)
$45.88Ft 14.1K
$97.7Rp 1.8M
-53.03%
Tennis Court(1 Hour on Weekend)
$16.71Ft 5,154
$6.45Rp 116.9K
159.07%
Cinema Ticket
$7.16Ft 2,208
$4.04Rp 73.3K
77.23%
🧸 Childcare & Education
Kisvarda
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$333Ft 102.6K
$304Rp 5.5M
9.44%
International Primary School, 1 Child(Yearly)
$3,438Ft 1.1M
$6,621Rp 120.1M
-48.07%
👕👟 Clothing & Footwear
Kisvarda
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$55.4Ft 17.1K
$54.2Rp 983.6K
2.14%
Summer Dress(H&M, Zara, etc)
$27.13Ft 8,365
$38.78Rp 703.2K
-30.04%
Sport Shoes(Adidas, Nike)
$63.0Ft 19.4K
$86.1Rp 1.6M
-26.85%
Men's Leather Business Shoes
$68.0Ft 21.0K
$76.7Rp 1.4M
-11.30%
🏠 Accommodation & Living
Kisvarda
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$450Ft 138.8K
$986Rp 17.9M
-54.32%
1-bedroom Apartment, Outside City Center(Monthly)
$344Ft 106.1K
$658Rp 11.9M
-47.69%
3-bedroom Apartment, City Center(Monthly)
$638Ft 196.8K
$3,369Rp 61.1M
-81.06%
3-bedroom Apartment, Outside City Center(Monthly)
$543Ft 167.6K
$2,066Rp 37.5M
-73.70%
Buy Apartment in City Center(m2)
$3,030Ft 934.4K
$2,741Rp 49.7M
10.53%
Buy Apartment Outside City Center(m2)
$2,412Ft 743.8K
$2,228Rp 40.4M
8.28%
💵 Salaries & Financials
Kisvarda
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$163Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
7.5
13.28
-43.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kisvarda: June 8, 2026
Last update for Ubud, Bali: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $450 in Kisvarda and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $44.00 in Kisvarda vs $33.00 in Ubud, Bali. Groceries flip the comparison at $222 vs $297, with Kisvarda cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kisvarda vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kisvarda and Ubud, Bali?
Kisvarda and Ubud, Bali differ by about 23% in total monthly costs ($1,142 vs $1,404 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Kisvarda compared to Ubud, Bali?
You'd need roughly $1,714 in Kisvarda and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Kisvarda and Ubud, Bali?
Rent for a central apartment: $450 in Kisvarda versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Kisvarda or Ubud, Bali?
All in, you'll spend $1,142 per month in Kisvarda versus $1,404 in Ubud, Bali – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Kisvarda and Ubud, Bali?
A monthly transit pass in Kisvarda runs roughly 210% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,142 in Kisvarda versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.
How does quality of life compare between Kisvarda and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kisvarda or Ubud, Bali safer for residents?
Safety-wise, Kisvarda and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kisvarda or Ubud, Bali?
Expats usually find Kisvarda gentler on the wallet – expenses run 23% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.