Cost of Living Comparison Between Kisvarda and Ubud, Bali Cost of Living Comparison Between Kisvarda and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,308 in Kisvarda versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,958 in Kisvarda versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,608 in Kisvarda versus $3,275 in Ubud, Bali.

Living in Kisvarda costs roughly 5% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Kisvarda is 5% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.43 Ft 2,953

$3.33 Rp 58.7K

183.18%

Three-Course Dinner for Two, Mid-Range

$50.4 Ft 15.8K

$35.82 Rp 630.7K

40.70%

Fast Food Meal (McDonalds, etc)

$10.15 Ft 3,178

$5.63 Rp 99.1K

80.28%

Cappuccino

$2.19 Ft 685

$2.82 Rp 49.7K

-22.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Ft 408

$1.75 Rp 30.8K

-25.71%

Water (0.33 liter bottle)

$0.92 Ft 287

$0.80 Rp 14.0K

15.00%

Local Beer (0.5 liter draught)

$1.87 Ft 584

$3.04 Rp 53.6K

-38.49%

Imported Beer (0.33 liter bottle)

$2.44 Ft 765

$4.30 Rp 75.7K

-43.26%

Milk (1 liter)

$1.24 Ft 390

$1.61 Rp 28.3K

-22.98%

White Bread (500g)

$1.52 Ft 476

$2.27 Rp 39.9K

-33.04%

Rice (white) (1kg)

$2.58 Ft 808

$1.17 Rp 20.6K

120.51%

Eggs

$3.82 Ft 1,196

$2.17 Rp 38.2K

76.04%

Local Cheese (1kg)

$10.48 Ft 3,284

$17.63 Rp 310.5K

-40.56%

Chicken Fillets (1kg)

$6.95 Ft 2,176

$4.05 Rp 71.4K

71.60%

Beef Round Steak (1kg)

$16.18 Ft 5,068

$12.18 Rp 214.5K

32.84%

Apples (1kg)

$2.13 Ft 668

$3.62 Rp 63.7K

-41.16%

Banana (1kg)

$2.35 Ft 738

$1.64 Rp 28.8K

43.29%

Oranges (1kg)

$2.18 Ft 683

$2.31 Rp 40.6K

-5.63%

Tomato (1kg)

$3.61 Ft 1,130

$1.96 Rp 34.5K

84.18%

Potato (1kg)

$1.00 Ft 314

$1.84 Rp 32.5K

-45.65%

Onion (1kg)

$1.28 Ft 400

$2.37 Rp 41.7K

-45.99%

Lettuce (1 head)

$1.58 Ft 496

$1.05 Rp 18.5K

50.48%

Water (1.5 liter bottle)

$0.54 Ft 171

$0.54 Rp 9,560

Cigarettes 20 Pack (Marlboro, Camel)

$7.28 Ft 2,282

$2.30 Rp 40.6K

216.52%

Wine (Bottle)

$4.33 Ft 1,357

$23.08 Rp 406.4K

-81.24%

Local Beer (0.5 liter bottle)

$1.35 Ft 422

$2.34 Rp 41.2K

-42.31%

Imported Beer (0.33 liter bottle)

$2.26 Ft 707

$3.07 Rp 54.0K

-26.38%

One-way Ticket (Public Transport)

$1.28 Ft 401

$0.25 Rp 4,365

412.00%

Public Transport Monthly Pass (Regular Price)

$28.51 Ft 8,930

$9.42 Rp 165.9K

202.65%

Taxi Start (Normal Tariff)

$3.44 Ft 1,077

$0.49 Rp 8,631

602.04%

Taxi (Normal Tariff) (1km)

$1.54 Ft 483

$0.47 Rp 8,349

227.66%

Taxi 1hour Waiting (Normal Tariff)

$12.47 Ft 3,907

$5.60 Rp 98.6K

122.68%

Gasoline (1 liter)

$1.85 Ft 578

$0.81 Rp 14.2K

128.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K Ft 10.6M

$25.0K Rp 440.3M

34.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.5K Ft 11.7M

$31.1K Rp 547.0M

20.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 Ft 50.0K

$82.7 Rp 1.5M

92.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.64 Ft 8,659

$6.49 Rp 114.2K

325.89%

Internet (50+ Mbps, Unlimited Data)

$22.04 Ft 6,904

$18.79 Rp 330.8K

17.30%

Gym Membership (Monthly)

$49.82 Ft 15.6K

$55.2 Rp 972.6K

-9.81%

Tennis Court (1 Hour on Weekend)

$18.78 Ft 5,882

$18.21 Rp 320.6K

3.13%

Cinema Ticket

$10.09 Ft 3,159

$4.30 Rp 75.7K

134.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$423 Ft 132.4K

$494 Rp 8.7M

-14.46%

International Primary School, 1 Child (Yearly)

$10.8K Ft 3.4M

$5,917 Rp 104.2M

83.05%

Jeans (Levis 501 Or Similar)

$90.3 Ft 28.3K

$46.28 Rp 814.8K

95.20%

Summer Dress (H&M, Zara, etc)

$34.10 Ft 10.7K

$36.44 Rp 641.6K

-6.42%

Sport Shoes (Adidas, Nike)

$89.1 Ft 27.9K

$80.7 Rp 1.4M

10.45%

Men's Leather Business Shoes

$106 Ft 33.3K

$78.8 Rp 1.4M

34.95%

1-bedroom Apartment, City Center (Monthly)

$545 Ft 170.8K

$1,114 Rp 19.6M

-51.07%

1-bedroom Apartment, Outside City Center (Monthly)

$416 Ft 130.2K

$693 Rp 12.2M

-40.02%

3-bedroom Apartment, City Center (Monthly)

$770 Ft 241.3K

$3,639 Rp 64.1M

-78.83%

3-bedroom Apartment, Outside City Center (Monthly)

$667 Ft 209.0K

$1,712 Rp 30.1M

-61.04%

Buy Apartment in City Center (m2)

$3,072 Ft 962.3K

$2,761 Rp 48.6M

11.28%

Buy Apartment Outside City Center (m2)

$2,733 Ft 856.2K

$2,293 Rp 40.4M

19.23%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

13.78

-49.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisvarda: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $545 in Kisvarda and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Kisvarda vs $36.00 in Ubud, Bali. Groceries flip the comparison at $258 vs $294, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kisvarda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kisvarda and Ubud, Bali differ by about 5% in total monthly costs ($1,308 vs $1,378 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,962 in Kisvarda and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $545 in Kisvarda versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,308 per month in Kisvarda versus $1,378 in Ubud, Bali – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kisvarda runs roughly 203% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,308 in Kisvarda versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kisvarda and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kisvarda gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.