Cost of Living Comparison Between Kisvarda and Ubud, Bali Cost of Living Comparison Between Kisvarda and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,142 in Kisvarda versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,704 in Kisvarda versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,265 in Kisvarda versus $3,694 in Ubud, Bali.

Living in Kisvarda costs roughly 19% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kisvarda is 15% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Kisvarda
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.37 Ft 2,581
$3.57 Rp 64.7K
134.45%
Three-Course Dinner for Two, Mid-Range
$43.53 Ft 13.4K
$32.50 Rp 589.5K
33.94%
Fast Food Meal (McDonalds, etc)
$8.49 Ft 2,617
$4.86 Rp 88.2K
74.69%
Cappuccino
$1.98 Ft 612
$2.75 Rp 49.8K
-28.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.18 Ft 364
$1.32 Rp 24.0K
-10.61%
Water (0.33 liter bottle)
$0.90 Ft 278
$0.70 Rp 12.7K
28.57%
Local Beer (0.5 liter draught)
$1.90 Ft 587
$2.91 Rp 52.8K
-34.71%
Imported Beer (0.33 liter bottle)
$2.34 Ft 721
$3.79 Rp 68.8K
-38.26%
🛒 Groceries & Markets
Kisvarda
Ubud, Bali
Difference
Milk (1 liter)
$1.06 Ft 325
$1.71 Rp 31.0K
-38.01%
White Bread (500g)
$1.59 Ft 489
$2.47 Rp 44.9K
-35.63%
Rice (white) (1kg)
$1.91 Ft 588
$1.20 Rp 21.8K
59.17%
Eggs
$2.60 Ft 801
$2.44 Rp 44.3K
6.56%
Local Cheese (1kg)
$9.50 Ft 2,930
$14.38 Rp 260.9K
-33.94%
Chicken Fillets (1kg)
$5.98 Ft 1,845
$4.31 Rp 78.1K
38.75%
Beef Round Steak (1kg)
$12.42 Ft 3,830
$12.21 Rp 221.4K
1.72%
Apples (1kg)
$1.73 Ft 532
$3.68 Rp 66.8K
-52.99%
Banana (1kg)
$1.91 Ft 587
$1.55 Rp 28.1K
23.23%
Oranges (1kg)
$1.78 Ft 547
$2.79 Rp 50.5K
-36.20%
Tomato (1kg)
$3.33 Ft 1,025
$2.33 Rp 42.3K
42.92%
Potato (1kg)
$1.09 Ft 337
$1.97 Rp 35.7K
-44.67%
Onion (1kg)
$1.38 Ft 425
$2.31 Rp 41.9K
-40.26%
Lettuce (1 head)
$1.62 Ft 499
$1.06 Rp 19.3K
52.83%
Water (1.5 liter bottle)
$0.58 Ft 179
$0.73 Rp 13.2K
-20.55%
Cigarettes 20 Pack (Marlboro, Camel)
$6.71 Ft 2,070
$3.28 Rp 59.5K
104.57%
Wine (Bottle)
$4.82 Ft 1,486
$22.79 Rp 413.4K
-78.85%
Local Beer (0.5 liter bottle)
$1.15 Ft 355
$2.81 Rp 50.9K
-59.07%
Imported Beer (0.33 liter bottle)
$1.71 Ft 526
$2.78 Rp 50.5K
-38.49%
🚌 Getting Around
Kisvarda
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.17 Ft 359
$0.29 Rp 5,281
303.45%
Public Transport Monthly Pass (Regular Price)
$24.99 Ft 7,705
$8.06 Rp 146.2K
210.05%
Taxi Start (Normal Tariff)
$2.51 Ft 775
$0.45 Rp 8,146
457.78%
Taxi (Normal Tariff) (1km)
$1.20 Ft 371
$0.45 Rp 8,193
166.67%
Taxi 1hour Waiting (Normal Tariff)
$13.97 Ft 4,309
$6.24 Rp 113.1K
123.88%
Gasoline (1 liter)
$1.69 Ft 522
$0.85 Rp 15.4K
98.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Ft 7.5M
$26.0K Rp 471.2M
-6.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0K Ft 10.5M
$31.7K Rp 574.1M
7.43%
🧾 Monthly Utilities & Internet
Kisvarda
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$196 Ft 60.5K
$80.8 Rp 1.5M
142.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.96 Ft 8,313
$4.06 Rp 73.6K
564.04%
Internet (50+ Mbps, Unlimited Data)
$19.82 Ft 6,113
$24.42 Rp 442.9K
-18.84%
🎉 Sport & Entertainment
Kisvarda
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.88 Ft 14.1K
$97.7 Rp 1.8M
-53.03%
Tennis Court (1 Hour on Weekend)
$16.71 Ft 5,154
$6.45 Rp 116.9K
159.07%
Cinema Ticket
$7.16 Ft 2,208
$4.04 Rp 73.3K
77.23%
🧸 Childcare & Education
Kisvarda
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$333 Ft 102.6K
$304 Rp 5.5M
9.44%
International Primary School, 1 Child (Yearly)
$3,438 Ft 1.1M
$6,621 Rp 120.1M
-48.07%
👕👟 Clothing & Footwear
Kisvarda
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.4 Ft 17.1K
$54.2 Rp 983.6K
2.14%
Summer Dress (H&M, Zara, etc)
$27.13 Ft 8,365
$38.78 Rp 703.2K
-30.04%
Sport Shoes (Adidas, Nike)
$63.0 Ft 19.4K
$86.1 Rp 1.6M
-26.85%
Men's Leather Business Shoes
$68.0 Ft 21.0K
$76.7 Rp 1.4M
-11.30%
🏠 Accommodation & Living
Kisvarda
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$450 Ft 138.8K
$986 Rp 17.9M
-54.32%
1-bedroom Apartment, Outside City Center (Monthly)
$344 Ft 106.1K
$658 Rp 11.9M
-47.69%
3-bedroom Apartment, City Center (Monthly)
$638 Ft 196.8K
$3,369 Rp 61.1M
-81.06%
3-bedroom Apartment, Outside City Center (Monthly)
$543 Ft 167.6K
$2,066 Rp 37.5M
-73.70%
Buy Apartment in City Center (m2)
$3,030 Ft 934.4K
$2,741 Rp 49.7M
10.53%
Buy Apartment Outside City Center (m2)
$2,412 Ft 743.8K
$2,228 Rp 40.4M
8.28%
💵 Salaries & Financials
Kisvarda
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$163 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.5
13.28
-43.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisvarda: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $450 in Kisvarda and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Kisvarda vs $33.00 in Ubud, Bali. Groceries flip the comparison at $222 vs $297, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kisvarda vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kisvarda and Ubud, Bali?
Kisvarda and Ubud, Bali differ by about 23% in total monthly costs ($1,142 vs $1,404 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Kisvarda compared to Ubud, Bali?
You'd need roughly $1,714 in Kisvarda and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Kisvarda and Ubud, Bali?
Rent for a central apartment: $450 in Kisvarda versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Kisvarda or Ubud, Bali?
All in, you'll spend $1,142 per month in Kisvarda versus $1,404 in Ubud, Bali – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Kisvarda and Ubud, Bali?
A monthly transit pass in Kisvarda runs roughly 210% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,142 in Kisvarda versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.
How does quality of life compare between Kisvarda and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kisvarda or Ubud, Bali safer for residents?
Safety-wise, Kisvarda and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kisvarda or Ubud, Bali?
Expats usually find Kisvarda gentler on the wallet – expenses run 23% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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