Cost of Living Comparison Between Kisvarda and Ubud, Bali Cost of Living Comparison Between Kisvarda and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,150 in Kisvarda versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $1,685 in Kisvarda versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,220 in Kisvarda versus $3,778 in Ubud, Bali.

Living in Kisvarda costs roughly 18% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kisvarda is 14% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$8.67 Ft 2,750

$3.43 Rp 61.5K

152.77%

Three-Course Dinner for Two, Mid-Range

$43.95 Ft 13.9K

$31.97 Rp 573.3K

37.47%

Fast Food Meal (McDonalds, etc)

$8.80 Ft 2,790

$5.05 Rp 90.6K

74.26%

Cappuccino

$1.96 Ft 622

$2.71 Rp 48.7K

-27.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.12 Ft 356

$1.39 Rp 24.9K

-19.42%

Water (0.33 liter bottle)

$0.87 Ft 277

$0.74 Rp 13.3K

17.57%

Local Beer (0.5 liter draught)

$1.84 Ft 582

$2.89 Rp 51.9K

-36.33%

Imported Beer (0.33 liter bottle)

$2.25 Ft 715

$3.79 Rp 68.0K

-40.63%

Milk (1 liter)

$1.04 Ft 331

$1.79 Rp 32.2K

-41.90%

White Bread (500g)

$1.57 Ft 497

$2.51 Rp 44.9K

-37.45%

Rice (white) (1kg)

$1.82 Ft 578

$1.21 Rp 21.8K

50.41%

Eggs

$2.60 Ft 824

$2.37 Rp 42.5K

9.70%

Local Cheese (1kg)

$9.44 Ft 2,994

$14.43 Rp 258.8K

-34.58%

Chicken Fillets (1kg)

$6.02 Ft 1,910

$4.15 Rp 74.4K

45.06%

Beef Round Steak (1kg)

$12.47 Ft 3,953

$12.11 Rp 217.3K

2.97%

Apples (1kg)

$1.73 Ft 547

$3.77 Rp 67.6K

-54.11%

Banana (1kg)

$1.99 Ft 630

$1.63 Rp 29.2K

22.09%

Oranges (1kg)

$1.88 Ft 595

$2.71 Rp 48.5K

-30.63%

Tomato (1kg)

$3.32 Ft 1,054

$2.26 Rp 40.5K

46.90%

Potato (1kg)

$1.08 Ft 342

$1.93 Rp 34.5K

-44.04%

Onion (1kg)

$1.43 Ft 452

$2.19 Rp 39.3K

-34.70%

Lettuce (1 head)

$1.65 Ft 522

$1.02 Rp 18.3K

61.76%

Water (1.5 liter bottle)

$0.56 Ft 178

$0.72 Rp 12.8K

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.97 Ft 2,211

$3.18 Rp 57.1K

119.18%

Wine (Bottle)

$4.20 Ft 1,332

$23.84 Rp 427.5K

-82.38%

Local Beer (0.5 liter bottle)

$1.11 Ft 353

$2.77 Rp 49.8K

-59.93%

Imported Beer (0.33 liter bottle)

$1.78 Ft 564

$2.75 Rp 49.3K

-35.27%

One-way Ticket (Public Transport)

$1.12 Ft 356

$0.27 Rp 4,794

314.81%

Public Transport Monthly Pass (Regular Price)

$24.92 Ft 7,901

$8.20 Rp 147.0K

203.90%

Taxi Start (Normal Tariff)

$2.66 Ft 844

$0.48 Rp 8,668

454.17%

Taxi (Normal Tariff) (1km)

$1.18 Ft 374

$0.42 Rp 7,557

180.95%

Taxi 1hour Waiting (Normal Tariff)

$13.56 Ft 4,299

$6.03 Rp 108.1K

124.88%

Gasoline (1 liter)

$1.76 Ft 559

$0.82 Rp 14.7K

114.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Ft 7.8M

$26.6K Rp 476.4M

-7.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K Ft 10.8M

$32.2K Rp 577.6M

5.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 Ft 61.4K

$78.3 Rp 1.4M

147.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.38 Ft 8,364

$3.91 Rp 70.2K

574.68%

Internet (50+ Mbps, Unlimited Data)

$19.88 Ft 6,305

$23.91 Rp 428.9K

-16.85%

Gym Membership (Monthly)

$47.25 Ft 15.0K

$96.2 Rp 1.7M

-50.87%

Tennis Court (1 Hour on Weekend)

$16.90 Ft 5,359

$6.53 Rp 117.0K

158.81%

Cinema Ticket

$7.31 Ft 2,317

$4.01 Rp 72.0K

82.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$335 Ft 106.3K

$303 Rp 5.4M

10.75%

International Primary School, 1 Child (Yearly)

$3,518 Ft 1.1M

$6,551 Rp 117.5M

-46.30%

Jeans (Levis 501 Or Similar)

$55.8 Ft 17.7K

$55.3 Rp 992.0K

0.92%

Summer Dress (H&M, Zara, etc)

$27.20 Ft 8,625

$38.32 Rp 687.3K

-29.02%

Sport Shoes (Adidas, Nike)

$63.6 Ft 20.2K

$88.5 Rp 1.6M

-28.11%

Men's Leather Business Shoes

$67.1 Ft 21.3K

$76.7 Rp 1.4M

-12.60%

1-bedroom Apartment, City Center (Monthly)

$446 Ft 141.3K

$986 Rp 17.7M

-54.79%

1-bedroom Apartment, Outside City Center (Monthly)

$342 Ft 108.5K

$682 Rp 12.2M

-49.81%

3-bedroom Apartment, City Center (Monthly)

$639 Ft 202.6K

$3,420 Rp 61.3M

-81.32%

3-bedroom Apartment, Outside City Center (Monthly)

$543 Ft 172.2K

$2,075 Rp 37.2M

-73.82%

Buy Apartment in City Center (m2)

$3,448 Ft 1.1M

$2,762 Rp 49.5M

24.80%

Buy Apartment Outside City Center (m2)

$2,479 Ft 786.0K

$2,243 Rp 40.2M

10.52%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

13.28

-43.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisvarda: July 21, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $446 in Kisvarda and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Kisvarda vs $32.00 in Ubud, Bali. Groceries flip the comparison at $221 vs $298, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kisvarda vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kisvarda and Ubud, Bali differ by about 21% in total monthly costs ($1,150 vs $1,397 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,725 in Kisvarda and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $446 in Kisvarda versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,150 per month in Kisvarda versus $1,397 in Ubud, Bali – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kisvarda runs roughly 204% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,150 in Kisvarda versus $1,397 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kisvarda and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kisvarda gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.