Cost of Living Comparison Between Ubud, Bali and Kisvarda Cost of Living Comparison Between Ubud, Bali and Kisvarda

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,274 in Kisvarda.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,944 in Kisvarda.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,615 in Kisvarda.

Living in Ubud, Bali is roughly 8% more expensive than in Kisvarda, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 1% above, Kisvarda is 7% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$9.49 Ft 2,958

-65.12%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$50.9 Ft 15.9K

-23.25%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$10.13 Ft 3,159

-44.52%

Cappuccino

$2.64 Rp 46.9K

$2.17 Ft 677

21.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.30 Ft 405

21.54%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$1.01 Ft 314

-29.70%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.86 Ft 580

46.77%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.38 Ft 741

81.51%

Milk (1 liter)

$1.54 Rp 27.4K

$1.25 Ft 389

23.20%

White Bread (500g)

$2.30 Rp 40.8K

$1.52 Ft 475

51.32%

Rice (white) (1kg)

$1.03 Rp 18.3K

$2.57 Ft 802

-59.92%

Eggs

$2.12 Rp 37.7K

$3.88 Ft 1,209

-45.36%

Local Cheese (1kg)

$17.30 Rp 307.5K

$10.85 Ft 3,383

59.45%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$7.32 Ft 2,282

-44.95%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$16.33 Ft 5,092

-23.94%

Apples (1kg)

$3.70 Rp 65.7K

$2.08 Ft 649

77.88%

Banana (1kg)

$1.62 Rp 28.7K

$2.28 Ft 710

-28.95%

Oranges (1kg)

$2.27 Rp 40.3K

$2.19 Ft 683

3.65%

Tomato (1kg)

$1.99 Rp 35.4K

$3.58 Ft 1,117

-44.41%

Potato (1kg)

$1.83 Rp 32.5K

$1.02 Ft 318

79.41%

Onion (1kg)

$2.25 Rp 40.1K

$1.32 Ft 411

70.45%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.60 Ft 500

-35.00%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.58 Ft 182

-3.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$7.15 Ft 2,229

-68.95%

Wine (Bottle)

$23.22 Rp 412.7K

$4.34 Ft 1,353

435.02%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.34 Ft 416

78.36%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.28 Ft 710

25.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$1.20 Ft 374

-79.17%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$25.38 Ft 7,913

-71.75%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$3.42 Ft 1,068

-86.55%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$1.53 Ft 477

-69.93%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$12.94 Ft 4,034

-55.95%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.89 Ft 589

-59.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$33.3K Ft 10.4M

-26.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$36.9K Ft 11.5M

-15.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$165 Ft 51.5K

-50.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$27.84 Ft 8,681

-77.26%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$21.89 Ft 6,825

-15.30%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$47.22 Ft 14.7K

18.70%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$17.37 Ft 5,414

5.99%

Cinema Ticket

$4.26 Rp 75.8K

$9.95 Ft 3,101

-57.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$417 Ft 130.0K

17.34%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$11.1K Ft 3.4M

-47.60%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$90.8 Ft 28.3K

-49.36%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$35.08 Ft 10.9K

2.22%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$88.4 Ft 27.6K

-10.07%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$106 Ft 33.1K

-23.79%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$547 Ft 170.4K

109.29%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$385 Ft 120.0K

79.81%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$794 Ft 247.6K

344.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$630 Ft 196.4K

171.31%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$3,535 Ft 1.1M

-21.23%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$2,702 Ft 842.5K

-16.32%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.9

99.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Kisvarda: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $547 in Kisvarda. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $51.0 in Kisvarda. Groceries flip the comparison at $293 vs $261, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kisvarda: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kisvarda differ by about 8% in total monthly costs ($1,379 vs $1,274 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,069 in Ubud, Bali and $1,911 in Kisvarda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,144 in Ubud, Bali versus $547 in Kisvarda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,379 per month in Ubud, Bali versus $1,274 in Kisvarda – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kisvarda runs roughly 254% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,274 in Kisvarda versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kisvarda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kisvarda gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.