Cost of Living Comparison Between Ubud, Bali and Kisvarda Cost of Living Comparison Between Ubud, Bali and Kisvarda

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,273 in Kisvarda.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $1,934 in Kisvarda.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $2,595 in Kisvarda.

Living in Ubud, Bali is roughly 8% more expensive than in Kisvarda, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 2% above, Kisvarda is 6% below.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$9.42 Ft 3,082

-64.76%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$48.70 Ft 15.9K

-27.45%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$10.08 Ft 3,297

-47.12%

Cappuccino

$2.75 Rp 49.3K

$2.21 Ft 722

24.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$1.21 Ft 397

42.98%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.90 Ft 294

-11.11%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$1.81 Ft 593

62.98%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$2.37 Ft 775

87.34%

Milk (1 liter)

$1.50 Rp 26.8K

$1.28 Ft 419

17.19%

White Bread (500g)

$2.30 Rp 41.1K

$1.48 Ft 484

55.41%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.52 Ft 825

-56.35%

Eggs

$2.16 Rp 38.6K

$3.58 Ft 1,171

-39.66%

Local Cheese (1kg)

$17.09 Rp 305.7K

$10.56 Ft 3,452

61.84%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$7.02 Ft 2,295

-44.73%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$15.77 Ft 5,157

-24.41%

Apples (1kg)

$3.57 Rp 63.8K

$2.06 Ft 672

73.30%

Banana (1kg)

$1.58 Rp 28.3K

$2.16 Ft 707

-26.85%

Oranges (1kg)

$2.36 Rp 42.2K

$2.06 Ft 672

14.56%

Tomato (1kg)

$1.97 Rp 35.2K

$3.59 Ft 1,174

-45.13%

Potato (1kg)

$1.81 Rp 32.4K

$0.99 Ft 325

82.83%

Onion (1kg)

$2.39 Rp 42.8K

$1.23 Ft 403

94.31%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.62 Ft 530

-37.04%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$0.53 Ft 174

-7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$7.32 Ft 2,395

-69.26%

Wine (Bottle)

$22.30 Rp 399.0K

$4.10 Ft 1,340

443.90%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$1.29 Ft 422

83.72%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$2.21 Ft 723

31.22%

One-way Ticket (Public Transport)

$0.25 Rp 4,457

$1.15 Ft 376

-78.26%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

$24.50 Ft 8,009

-65.10%

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$3.23 Ft 1,058

-86.38%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$1.49 Ft 489

-71.81%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$12.59 Ft 4,117

-55.04%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.86 Ft 608

-56.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$33.2K Ft 10.9M

-28.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$36.6K Ft 12.0M

-15.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$160 Ft 52.2K

-48.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$26.38 Ft 8,625

-76.12%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$21.51 Ft 7,033

-13.39%

Gym Membership (Monthly)

$54.7 Rp 979.2K

$46.51 Ft 15.2K

17.67%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

$19.85 Ft 6,490

-7.05%

Cinema Ticket

$4.24 Rp 75.8K

$9.78 Ft 3,199

-56.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$411 Ft 134.3K

17.84%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$11.0K Ft 3.6M

-49.06%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$88.9 Ft 29.1K

-48.53%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$33.17 Ft 10.8K

7.60%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$88.5 Ft 28.9K

-11.56%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$104 Ft 33.9K

-22.78%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$531 Ft 173.5K

116.05%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$426 Ft 139.4K

59.07%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

$688 Ft 224.9K

409.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$722 Ft 236.0K

133.86%

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

$2,769 Ft 905.5K

0.69%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

$2,952 Ft 965.1K

-23.54%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.9

99.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Kisvarda: September 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $531 in Kisvarda. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $49.00 in Kisvarda. Groceries flip the comparison at $286 vs $253, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kisvarda: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kisvarda differ by about 8% in total monthly costs ($1,374 vs $1,273 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,062 in Ubud, Bali and $1,909 in Kisvarda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,147 in Ubud, Bali versus $531 in Kisvarda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,374 per month in Ubud, Bali versus $1,273 in Kisvarda – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kisvarda runs roughly 187% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,273 in Kisvarda versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kisvarda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kisvarda gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.