Cost of Living Comparison Between Ubud, Bali and Kisvarda Cost of Living Comparison Between Ubud, Bali and Kisvarda

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,158 in Kisvarda.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,699 in Kisvarda.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,239 in Kisvarda.

Living in Ubud, Bali is roughly 20% more expensive than in Kisvarda, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kisvarda is 13% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$8.51 Ft 2,617

-60.05%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$42.32 Ft 13.0K

-23.49%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$8.53 Ft 2,623

-41.38%

Cappuccino

$2.82 Rp 50.3K

$2.03 Ft 624

38.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$1.18 Ft 363

16.95%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.88 Ft 270

-17.05%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.91 Ft 586

56.02%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$2.27 Ft 698

74.89%

Milk (1 liter)

$1.79 Rp 32.0K

$1.00 Ft 308

79.00%

White Bread (500g)

$2.46 Rp 43.9K

$1.57 Ft 482

56.69%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.88 Ft 579

-36.17%

Eggs

$2.39 Rp 42.6K

$2.62 Ft 804

-8.78%

Local Cheese (1kg)

$14.40 Rp 256.6K

$9.22 Ft 2,834

56.18%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$6.10 Ft 1,876

-29.84%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$12.74 Ft 3,917

-7.22%

Apples (1kg)

$3.78 Rp 67.4K

$1.65 Ft 507

129.09%

Banana (1kg)

$1.63 Rp 29.1K

$2.00 Ft 614

-18.50%

Oranges (1kg)

$2.80 Rp 49.9K

$1.80 Ft 552

55.56%

Tomato (1kg)

$2.26 Rp 40.3K

$3.29 Ft 1,011

-31.31%

Potato (1kg)

$2.00 Rp 35.6K

$1.09 Ft 335

83.49%

Onion (1kg)

$2.21 Rp 39.4K

$1.42 Ft 435

55.63%

Lettuce (1 head)

$1.07 Rp 19.1K

$1.68 Ft 515

-36.31%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.62 Ft 189

22.58%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$6.95 Ft 2,137

-54.96%

Wine (Bottle)

$23.81 Rp 424.4K

$5.12 Ft 1,573

365.04%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.12 Ft 343

153.57%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.68 Ft 517

65.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.12 Ft 343

-75.89%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$24.57 Ft 7,556

-65.93%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$2.66 Ft 819

-83.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$1.14 Ft 351

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$13.78 Ft 4,236

-56.60%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.77 Ft 543

-54.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$24.2K Ft 7.4M

6.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$34.6K Ft 10.6M

-7.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$195 Ft 59.9K

-58.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$27.01 Ft 8,305

-84.67%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$19.32 Ft 5,941

24.84%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$45.97 Ft 14.1K

112.64%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$17.05 Ft 5,243

-61.06%

Cinema Ticket

$4.04 Rp 71.9K

$7.22 Ft 2,219

-44.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$324 Ft 99.7K

-8.43%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$3,504 Ft 1.1M

88.06%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$54.2 Ft 16.7K

1.73%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$27.03 Ft 8,311

42.47%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$63.2 Ft 19.4K

36.20%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$67.2 Ft 20.7K

16.00%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$438 Ft 134.8K

124.70%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$347 Ft 106.6K

91.82%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$630 Ft 193.7K

446.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$527 Ft 162.0K

287.59%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$3,452 Ft 1.1M

-18.04%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$2,371 Ft 729.0K

-3.74%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.5

77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Kisvarda: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $438 in Kisvarda. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $42.00 in Kisvarda. Groceries flip the comparison at $299 vs $223, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kisvarda: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kisvarda differ by about 20% in total monthly costs ($1,394 vs $1,158 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,091 in Ubud, Bali and $1,736 in Kisvarda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $438 in Kisvarda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,394 per month in Ubud, Bali versus $1,158 in Kisvarda – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kisvarda runs roughly 194% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,158 in Kisvarda versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kisvarda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kisvarda gentler on the wallet – expenses run 20% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.