Cost of Living Comparison Between Ubud, Bali and Kisvarda Cost of Living Comparison Between Ubud, Bali and Kisvarda

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,136 in Kisvarda.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,682 in Kisvarda.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,228 in Kisvarda.

Living in Ubud, Bali is roughly 27% more expensive than Kisvarda, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Kisvarda is 15% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.41 Ft 2,623

-57.55%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$43.20 Ft 13.5K

-24.58%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.44 Ft 2,632

-39.93%

Cappuccino

$2.83 Rp 49.0K

$2.04 Ft 636

38.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.13 Ft 353

18.58%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.82 Ft 256

-15.85%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.85 Ft 577

61.62%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.28 Ft 710

68.86%

Milk (1 liter)

$1.74 Rp 30.2K

$1.04 Ft 325

67.31%

White Bread (500g)

$2.54 Rp 44.0K

$1.52 Ft 474

67.11%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.84 Ft 573

-35.33%

Eggs

$2.43 Rp 42.0K

$2.59 Ft 808

-6.18%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.41 Ft 2,937

55.79%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.87 Ft 1,830

-28.79%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$12.37 Ft 3,860

-3.48%

Apples (1kg)

$3.69 Rp 63.9K

$1.66 Ft 519

122.29%

Banana (1kg)

$1.61 Rp 27.8K

$1.98 Ft 617

-18.69%

Oranges (1kg)

$2.69 Rp 46.5K

$1.85 Ft 578

45.41%

Tomato (1kg)

$2.33 Rp 40.4K

$3.31 Ft 1,034

-29.61%

Potato (1kg)

$1.91 Rp 33.0K

$1.10 Ft 343

73.64%

Onion (1kg)

$2.19 Rp 37.9K

$1.41 Ft 441

55.32%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.67 Ft 522

-36.53%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.62 Ft 193

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$6.89 Ft 2,149

-54.57%

Wine (Bottle)

$23.49 Rp 407.1K

$4.78 Ft 1,493

391.42%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.11 Ft 346

146.85%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.71 Ft 535

68.42%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.16 Ft 362

-75.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$24.67 Ft 7,699

-66.88%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.61 Ft 813

-82.76%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.14 Ft 355

-63.16%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$13.74 Ft 4,287

-55.17%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.76 Ft 550

-52.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$24.5K Ft 7.7M

7.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$34.6K Ft 10.8M

-6.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$197 Ft 61.4K

-60.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$27.19 Ft 8,482

-85.47%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$20.01 Ft 6,245

21.94%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$46.17 Ft 14.4K

109.10%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.56 Ft 5,168

-61.65%

Cinema Ticket

$4.04 Rp 70.0K

$7.26 Ft 2,266

-44.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$327 Ft 101.9K

-7.33%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$3,402 Ft 1.1M

91.72%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$54.7 Ft 17.1K

-1.59%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$27.28 Ft 8,512

39.22%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$63.0 Ft 19.6K

37.82%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$65.9 Ft 20.6K

19.63%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$453 Ft 141.3K

123.47%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$343 Ft 107.1K

96.50%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$622 Ft 194.1K

444.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$543 Ft 169.3K

286.71%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$3,228 Ft 1.0M

-7.53%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,324 Ft 725.2K

0.65%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.5

77.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kisvarda: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $453 in Kisvarda. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $43.00 in Kisvarda. Groceries flip the comparison at $298 vs $221, with Kisvarda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kisvarda: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kisvarda differ by about 27% in total monthly costs ($1,438 vs $1,136 including rent). Kisvarda is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,158 in Ubud, Bali and $1,704 in Kisvarda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $453 in Kisvarda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $1,136 in Kisvarda – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kisvarda runs roughly 202% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,136 in Kisvarda versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Kisvarda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kisvarda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kisvarda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kisvarda gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.