Last update: Oct 2026

Cost of Living Comparison Between Kisvarda and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,316 in Kisvarda, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

60

Cost of Living Index in Kisvarda
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Kisvarda Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kisvarda

🇭🇺 Hungary

$1,316

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Kisvarda and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kisvarda and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,316 in Kisvarda versus $934 in Cebu.

Kisvarda $1,316
Cebu $934

Estimated couple costs with rent: $1,974 in Kisvarda versus $1,423 in Cebu.

Kisvarda $1,974
Cebu $1,423

Monthly costs for a family of three with rent: $2,632 in Kisvarda versus $1,913 in Cebu.

Kisvarda $2,632
Cebu $1,913

Living in Kisvarda is roughly 41% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kisvarda 3% lower, Cebu 31% lower.

Meal at Budget Restaurant

$9.22 Ft 3,037

$3.79 ₱243

143.27%

Three-Course Dinner for Two, Mid-Range

$48.35 Ft 15.9K

$23.33 ₱1,493

107.24%

Fast Food Meal (McDonalds, etc)

$9.67 Ft 3,186

$3.94 ₱252

145.43%

Cappuccino

$2.16 Ft 712

$2.54 ₱163

-14.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.24 Ft 408

$1.57 ₱100

-21.02%

Water (0.33 liter bottle)

$0.95 Ft 312

$0.47 ₱29.87

102.13%

Local Beer (0.5 liter draught)

$1.78 Ft 585

$1.77 ₱113

0.56%

Imported Beer (0.33 liter bottle)

$2.30 Ft 759

$2.22 ₱142

3.60%

Milk (1 liter)

$1.25 Ft 411

$1.90 ₱121

-34.21%

White Bread (500g)

$1.51 Ft 497

$1.36 ₱87.3

11.03%

Rice (white) (1kg)

$2.47 Ft 814

$0.94 ₱59.9

162.77%

Eggs

$3.67 Ft 1,208

$1.99 ₱127

84.42%

Local Cheese (1kg)

$10.23 Ft 3,370

$9.70 ₱621

5.46%

Chicken Fillets (1kg)

$6.98 Ft 2,297

$4.32 ₱276

61.57%

Beef Round Steak (1kg)

$15.25 Ft 5,023

$7.51 ₱481

103.06%

Apples (1kg)

$1.97 Ft 647

$3.31 ₱212

-40.48%

Banana (1kg)

$2.16 Ft 710

$1.37 ₱87.6

57.66%

Oranges (1kg)

$2.08 Ft 687

$2.34 ₱150

-11.11%

Tomato (1kg)

$3.55 Ft 1,169

$1.49 ₱95.5

138.26%

Potato (1kg)

$0.89 Ft 295

$2.30 ₱147

-61.30%

Onion (1kg)

$1.27 Ft 417

$1.87 ₱120

-32.09%

Lettuce (1 head)

$1.56 Ft 515

$1.10 ₱70.4

41.82%

Water (1.5 liter bottle)

$0.56 Ft 185

$0.63 ₱40.42

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$6.93 Ft 2,281

$2.86 ₱183

142.31%

Wine (Bottle)

$4.03 Ft 1,326

$6.08 ₱389

-33.72%

Local Beer (0.5 liter bottle)

$1.23 Ft 406

$1.27 ₱81.6

-3.15%

Imported Beer (0.33 liter bottle)

$2.20 Ft 723

$1.72 ₱110

27.91%

One-way Ticket (Public Transport)

$1.24 Ft 409

$0.22 ₱14.01

463.64%

Public Transport Monthly Pass (Regular Price)

$29.35 Ft 9,666

$12.34 ₱790

137.84%

Taxi Start (Normal Tariff)

$3.28 Ft 1,080

$0.74 ₱47.60

343.24%

Taxi (Normal Tariff) (1km)

$1.43 Ft 472

$0.22 ₱14.10

550.00%

Taxi 1hour Waiting (Normal Tariff)

$12.10 Ft 3,986

$4.28 ₱274

182.71%

Gasoline (1 liter)

$1.86 Ft 613

$1.31 ₱83.8

41.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K Ft 9.1M

$20.8K ₱1.3M

32.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K Ft 11.3M

$19.0K ₱1.2M

79.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 Ft 51.3K

$118 ₱7,577

31.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.70 Ft 8,794

$15.76 ₱1,009

69.42%

Internet (50+ Mbps, Unlimited Data)

$21.46 Ft 7,065

$28.33 ₱1,813

-24.25%

Gym Membership (Monthly)

$57.4 Ft 18.9K

$32.94 ₱2,108

74.10%

Tennis Court (1 Hour on Weekend)

$17.98 Ft 5,920

$6.49 ₱415

177.04%

Cinema Ticket

$9.48 Ft 3,123

$5.45 ₱349

73.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$407 Ft 134.2K

$276 ₱17.6K

47.76%

International Primary School, 1 Child (Yearly)

$10.7K Ft 3.5M

$7,789 ₱498.4K

37.51%

Jeans (Levis 501 Or Similar)

$89.7 Ft 29.5K

$48.18 ₱3,083

86.20%

Summer Dress (H&M, Zara, etc)

$32.93 Ft 10.8K

$24.47 ₱1,566

34.57%

Sport Shoes (Adidas, Nike)

$86.8 Ft 28.6K

$75.3 ₱4,817

15.33%

Men's Leather Business Shoes

$101 Ft 33.2K

$58.0 ₱3,713

73.73%

1-bedroom Apartment, City Center (Monthly)

$511 Ft 168.3K

$477 ₱30.5K

7.10%

1-bedroom Apartment, Outside City Center (Monthly)

$451 Ft 148.6K

$322 ₱20.6K

40.23%

3-bedroom Apartment, City Center (Monthly)

$832 Ft 273.9K

$963 ₱61.6K

-13.65%

3-bedroom Apartment, Outside City Center (Monthly)

$691 Ft 227.4K

$626 ₱40.0K

10.36%

Buy Apartment in City Center (m2)

$3,073 Ft 1.0M

$4,551 ₱291.2K

-32.48%

Buy Apartment Outside City Center (m2)

$2,133 Ft 702.5K

$3,028 ₱193.8K

-29.55%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

7.2

-4.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisvarda: October 25, 2026

Last update for Cebu: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kisvarda

$451 34.3%

Cebu

$322 34.5% 28.7% $129

Groceries & Markets

Kisvarda

$249 18.9%

Cebu

$204 21.8% 18.2% $45

Monthly Utilities & Internet

Kisvarda

$204 15.5%

Cebu

$163 17.4% 20.3% $41

Eating Out

Kisvarda

$151 11.5%

Cebu

$94 10.1% 37.7% $57

Clothing & Footwear

Kisvarda

$140 10.6%

Cebu

$93 9.9% 33.6% $47

Sport & Entertainment

Kisvarda

$76 5.8%

Cebu

$44 4.7% 42.5% $32

Getting Around

Kisvarda

$45 3.4%

Cebu

$15 1.6% 66.4% $30

Cost Breakdown

A one-bedroom apartment in the center runs $511 in Kisvarda and $477 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $48 in Kisvarda vs $23 in Cebu for a mid-range dinner for two. Groceries echo the gap at $249 vs $204 per month, with Cebu cheaper across the board.

Good to know

🇭🇺 Kisvarda

🇵🇭 Cebu

🕒 Local time

21:30 9:30 PM

04:30 4:30 AM

7 h ahead of Kisvarda

🌤 Weather

👥 Population

14,888

964,169

💱 Currency

Hungarian Forint HUF Ft

Philippine Peso PHP ₱

📈 Exchange rate

1,000 HUF = 3.04 USD

1,000 HUF = 2.72 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 27, 2026: 1 USD = 329 HUF (1,000 HUF = 3.04 USD). 1 EUR = 367 HUF (1,000 HUF = 2.72 EUR).

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.34 PHP (100 PHP = 1.4 EUR).

USD to HUF in detail →

On the map

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Highest

Between locations

Kisvarda Cebu 10,010 km ≈ 13 h nonstop flight

From you

Kisvarda
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kisvarda vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and groceries. The 41% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,974 in Kisvarda and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $511 in Kisvarda versus $477 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,316 per month in Kisvarda versus $934 in Cebu – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 58% less than in Kisvarda. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kisvarda and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Kisvarda. Beyond cost, consider language, visa policies, and how big the international community is in each city.