Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kisvarda

For one person, living is cheaper in Cebu: $934 a month against $1,316 in Kisvarda, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
60

Cost of Living Index in Kisvarda
Learn more

Kisvarda Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Kisvarda

🇭🇺 Hungary

$1,316

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kisvarda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kisvarda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,316 in Kisvarda.

Cebu $934
Kisvarda $1,316

Estimated couple costs with rent: $1,423 in Cebu versus $1,974 in Kisvarda.

Cebu $1,423
Kisvarda $1,974

Monthly costs for a family of three with rent: $1,913 in Cebu versus $2,632 in Kisvarda.

Cebu $1,913
Kisvarda $2,632

Living in Cebu costs roughly 29% less than in Kisvarda, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 31% lower, Kisvarda 3% lower.

Meal at Budget Restaurant

$3.79 ₱243

$9.22 Ft 3,037

-58.89%

Three-Course Dinner for Two, Mid-Range

$23.33 ₱1,493

$48.35 Ft 15.9K

-51.75%

Fast Food Meal (McDonalds, etc)

$3.94 ₱252

$9.67 Ft 3,186

-59.26%

Cappuccino

$2.54 ₱163

$2.16 Ft 712

17.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 ₱100

$1.24 Ft 408

26.61%

Water (0.33 liter bottle)

$0.47 ₱29.87

$0.95 Ft 312

-50.53%

Local Beer (0.5 liter draught)

$1.77 ₱113

$1.78 Ft 585

-0.56%

Imported Beer (0.33 liter bottle)

$2.22 ₱142

$2.30 Ft 759

-3.48%

Milk (1 liter)

$1.90 ₱121

$1.25 Ft 411

52.00%

White Bread (500g)

$1.36 ₱87.3

$1.51 Ft 497

-9.93%

Rice (white) (1kg)

$0.94 ₱59.9

$2.47 Ft 814

-61.94%

Eggs

$1.99 ₱127

$3.67 Ft 1,208

-45.78%

Local Cheese (1kg)

$9.70 ₱621

$10.23 Ft 3,370

-5.18%

Chicken Fillets (1kg)

$4.32 ₱276

$6.98 Ft 2,297

-38.11%

Beef Round Steak (1kg)

$7.51 ₱481

$15.25 Ft 5,023

-50.75%

Apples (1kg)

$3.31 ₱212

$1.97 Ft 647

68.02%

Banana (1kg)

$1.37 ₱87.6

$2.16 Ft 710

-36.57%

Oranges (1kg)

$2.34 ₱150

$2.08 Ft 687

12.50%

Tomato (1kg)

$1.49 ₱95.5

$3.55 Ft 1,169

-58.03%

Potato (1kg)

$2.30 ₱147

$0.89 Ft 295

158.43%

Onion (1kg)

$1.87 ₱120

$1.27 Ft 417

47.24%

Lettuce (1 head)

$1.10 ₱70.4

$1.56 Ft 515

-29.49%

Water (1.5 liter bottle)

$0.63 ₱40.42

$0.56 Ft 185

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.86 ₱183

$6.93 Ft 2,281

-58.73%

Wine (Bottle)

$6.08 ₱389

$4.03 Ft 1,326

50.87%

Local Beer (0.5 liter bottle)

$1.27 ₱81.6

$1.23 Ft 406

3.25%

Imported Beer (0.33 liter bottle)

$1.72 ₱110

$2.20 Ft 723

-21.82%

One-way Ticket (Public Transport)

$0.22 ₱14.01

$1.24 Ft 409

-82.26%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱790

$29.35 Ft 9,666

-57.96%

Taxi Start (Normal Tariff)

$0.74 ₱47.60

$3.28 Ft 1,080

-77.44%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.10

$1.43 Ft 472

-84.62%

Taxi 1hour Waiting (Normal Tariff)

$4.28 ₱274

$12.10 Ft 3,986

-64.63%

Gasoline (1 liter)

$1.31 ₱83.8

$1.86 Ft 613

-29.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$27.6K Ft 9.1M

-24.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$34.2K Ft 11.3M

-44.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,577

$156 Ft 51.3K

-23.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 ₱1,009

$26.70 Ft 8,794

-40.97%

Internet (50+ Mbps, Unlimited Data)

$28.33 ₱1,813

$21.46 Ft 7,065

32.01%

Gym Membership (Monthly)

$32.94 ₱2,108

$57.4 Ft 18.9K

-42.56%

Tennis Court (1 Hour on Weekend)

$6.49 ₱415

$17.98 Ft 5,920

-63.90%

Cinema Ticket

$5.45 ₱349

$9.48 Ft 3,123

-42.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$407 Ft 134.2K

-32.32%

International Primary School, 1 Child (Yearly)

$7,789 ₱498.4K

$10.7K Ft 3.5M

-27.28%

Jeans (Levis 501 Or Similar)

$48.18 ₱3,083

$89.7 Ft 29.5K

-46.29%

Summer Dress (H&M, Zara, etc)

$24.47 ₱1,566

$32.93 Ft 10.8K

-25.69%

Sport Shoes (Adidas, Nike)

$75.3 ₱4,817

$86.8 Ft 28.6K

-13.29%

Men's Leather Business Shoes

$58.0 ₱3,713

$101 Ft 33.2K

-42.44%

1-bedroom Apartment, City Center (Monthly)

$477 ₱30.5K

$511 Ft 168.3K

-6.63%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.6K

$451 Ft 148.6K

-28.69%

3-bedroom Apartment, City Center (Monthly)

$963 ₱61.6K

$832 Ft 273.9K

15.81%

3-bedroom Apartment, Outside City Center (Monthly)

$626 ₱40.0K

$691 Ft 227.4K

-9.39%

Buy Apartment in City Center (m2)

$4,551 ₱291.2K

$3,073 Ft 1.0M

48.11%

Buy Apartment Outside City Center (m2)

$3,028 ₱193.8K

$2,133 Ft 702.5K

41.95%

Average Monthly Net Salary (After Tax)

$333 ₱21.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.9

4.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 26, 2026

Last update for Kisvarda: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.5%

Kisvarda

$451 34.3% 40.2% $129

Groceries & Markets

Cebu

$204 21.8%

Kisvarda

$249 18.9% 22.3% $45

Monthly Utilities & Internet

Cebu

$163 17.4%

Kisvarda

$204 15.5% 25.5% $41

Eating Out

Cebu

$94 10.1%

Kisvarda

$151 11.5% 60.4% $57

Clothing & Footwear

Cebu

$93 9.9%

Kisvarda

$140 10.6% 50.6% $47

Sport & Entertainment

Cebu

$44 4.7%

Kisvarda

$76 5.8% 74% $32

Getting Around

Cebu

$15 1.6%

Kisvarda

$45 3.4% 197% $30

Cost Breakdown

A one-bedroom apartment in the center runs $477 in Cebu and $511 in Kisvarda. Housing cost is often the main lever when comparing two cities.

Dining out: $23 in Cebu vs $48 in Kisvarda for a mid-range dinner for two. Groceries echo the gap at $204 vs $249 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Kisvarda

🕒 Local time

05:35 5:35 AM

22:35 10:35 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

14,888

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

1,000 HUF = 3.04 USD

1,000 HUF = 2.72 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.99 PHP (100 PHP = 1.56 USD). 1 EUR = 71.34 PHP (100 PHP = 1.4 EUR).

Hungarian Forint exchange rates as of October 27, 2026: 1 USD = 329 HUF (1,000 HUF = 3.04 USD). 1 EUR = 367 HUF (1,000 HUF = 2.72 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kisvarda 10,010 km ≈ 13 h nonstop flight

From you

Cebu
Kisvarda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kisvarda: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and groceries. The 41% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,401 in Cebu and $1,974 in Kisvarda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $477 in Cebu versus $511 in Kisvarda. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $934 per month in Cebu versus $1,316 in Kisvarda – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 58% less than in Kisvarda. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Kisvarda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Kisvarda. Beyond cost, consider language, visa policies, and how big the international community is in each city.