Cost of Living Comparison Between Kisumu and Ubud, Bali Cost of Living Comparison Between Kisumu and Ubud, Bali

Monthly Cost of Living

A single person spends $593 per month in Kisumu vs $1,419 in Ubud, Bali, rent included.

A couple spends around $945 per month in Kisumu vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,298 per month in Kisumu vs $3,660 in Ubud, Bali, rent included.

Kisumu is about 58% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kisumu sits 56% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.58 KES 593

$3.56 Rp 63.7K

28.65%

Three-Course Dinner for Two, Mid-Range

$23.50 KES 3,044

$32.73 Rp 584.5K

-28.20%

Fast Food Meal (McDonalds, etc)

$6.78 KES 878

$4.95 Rp 88.4K

36.97%

Cappuccino

$2.26 KES 293

$2.71 Rp 48.4K

-16.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.60 KES 77.7

$1.34 Rp 24.0K

-55.22%

Water (0.33 liter bottle)

$0.51 KES 65.7

$0.70 Rp 12.5K

-27.14%

Local Beer (0.5 liter draught)

$1.95 KES 253

$2.92 Rp 52.1K

-33.22%

Imported Beer (0.33 liter bottle)

$2.85 KES 370

$3.96 Rp 70.7K

-28.03%

Milk (1 liter)

$0.53 KES 68.3

$1.81 Rp 32.3K

-70.72%

White Bread (500g)

$0.56 KES 72.4

$2.52 Rp 45.0K

-77.78%

Rice (white) (1kg)

$1.67 KES 216

$1.16 Rp 20.7K

43.97%

Eggs

$1.62 KES 209

$2.46 Rp 43.9K

-34.15%

Local Cheese (1kg)

$11.81 KES 1,530

$14.71 Rp 262.7K

-19.71%

Chicken Fillets (1kg)

$6.59 KES 853

$4.32 Rp 77.1K

52.55%

Beef Round Steak (1kg)

$5.14 KES 666

$12.14 Rp 216.7K

-57.66%

Apples (1kg)

$3.04 KES 394

$3.84 Rp 68.6K

-20.83%

Banana (1kg)

$1.03 KES 134

$1.56 Rp 27.8K

-33.97%

Oranges (1kg)

$2.17 KES 281

$2.83 Rp 50.6K

-23.32%

Tomato (1kg)

$1.00 KES 129

$2.33 Rp 41.5K

-57.08%

Potato (1kg)

$1.07 KES 139

$1.91 Rp 34.2K

-43.98%

Onion (1kg)

$0.95 KES 123

$2.20 Rp 39.3K

-56.82%

Lettuce (1 head)

$0.64 KES 82.6

$1.01 Rp 18.1K

-36.63%

Water (1.5 liter bottle)

$0.76 KES 98.3

$0.78 Rp 13.8K

-2.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.15 KES 408

$3.32 Rp 59.2K

-5.12%

Wine (Bottle)

$7.93 KES 1,027

$23.74 Rp 423.9K

-66.60%

Local Beer (0.5 liter bottle)

$2.29 KES 296

$2.79 Rp 49.8K

-17.92%

Imported Beer (0.33 liter bottle)

$2.34 KES 303

$2.86 Rp 51.1K

-18.18%

One-way Ticket (Public Transport)

$0.79 KES 102

$0.27 Rp 4,800

192.59%

Public Transport Monthly Pass (Regular Price)

$23.22 KES 3,008

$8.03 Rp 143.4K

189.17%

Taxi Start (Normal Tariff)

$1.57 KES 204

$0.46 Rp 8,150

241.30%

Taxi (Normal Tariff) (1km)

$1.51 KES 196

$0.45 Rp 8,037

235.56%

Taxi 1hour Waiting (Normal Tariff)

$2.97 KES 384

$6.10 Rp 108.9K

-51.31%

Gasoline (1 liter)

$1.53 KES 198

$0.79 Rp 14.2K

93.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K KES 2.8M

$26.1K Rp 467.0M

-17.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K KES 2.6M

$32.1K Rp 573.6M

-37.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.39 KES 4,455

$79.9 Rp 1.4M

-56.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.65 KES 2,157

$4.06 Rp 72.6K

310.10%

Internet (50+ Mbps, Unlimited Data)

$39.66 KES 5,138

$23.52 Rp 420.0K

68.62%

Gym Membership (Monthly)

$22.91 KES 2,968

$98.7 Rp 1.8M

-76.79%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$6.03 KES 781

$4.15 Rp 74.1K

45.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 KES 14.9K

$304 Rp 5.4M

-62.07%

International Primary School, 1 Child (Yearly)

$8,201 KES 1.1M

$6,613 Rp 118.1M

24.00%

Jeans (Levis 501 Or Similar)

$11.50 KES 1,490

$55.5 Rp 991.8K

-79.29%

Summer Dress (H&M, Zara, etc)

$19.49 KES 2,524

$38.31 Rp 684.1K

-49.13%

Sport Shoes (Adidas, Nike)

$15.54 KES 2,014

$88.6 Rp 1.6M

-82.46%

Men's Leather Business Shoes

$15.66 KES 2,028

$77.9 Rp 1.4M

-79.89%

1-bedroom Apartment, City Center (Monthly)

$138 KES 17.9K

$1,006 Rp 18.0M

-86.28%

1-bedroom Apartment, Outside City Center (Monthly)

$107 KES 13.8K

$675 Rp 12.1M

-84.21%

3-bedroom Apartment, City Center (Monthly)

$351 KES 45.5K

$3,442 Rp 61.5M

-89.79%

3-bedroom Apartment, Outside City Center (Monthly)

$218 KES 28.2K

$2,039 Rp 36.4M

-89.32%

Buy Apartment in City Center (m2)

$772 KES 100.0K

$2,841 Rp 50.7M

-72.84%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$768 KES 99.5K

$165 Rp 3.0M

364.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisumu: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $138 in Kisumu versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 365% higher in Kisumu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Kisumu versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $192 vs $302 – making Kisumu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kisumu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 139% more than Kisumu, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $890 per month in Kisumu and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kisumu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 58% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $24.00 in Kisumu and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kisumu, where all-in costs run around $593, than in Ubud, Bali at $1,419. In Kisumu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kisumu costs $593 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kisumu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.