Cost of Living Comparison Between Kisumu and Ubud, Bali Cost of Living Comparison Between Kisumu and Ubud, Bali

Monthly Cost of Living

A single person spends $647 per month in Kisumu vs $1,396 in Ubud, Bali, rent included.

A couple spends around $976 per month in Kisumu vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,306 per month in Kisumu vs $3,273 in Ubud, Bali, rent included.

Kisumu is about 54% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kisumu sits 53% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.79 KES 490

$3.37 Rp 59.5K

12.46%

Three-Course Dinner for Two, Mid-Range

$25.57 KES 3,308

$38.59 Rp 680.3K

-33.74%

Fast Food Meal (McDonalds, etc)

$6.07 KES 785

$5.52 Rp 97.3K

9.96%

Cappuccino

$2.62 KES 339

$2.64 Rp 46.6K

-0.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 KES 72.2

$1.67 Rp 29.5K

-66.47%

Water (0.33 liter bottle)

$0.52 KES 67.0

$0.77 Rp 13.6K

-32.47%

Local Beer (0.5 liter draught)

$1.96 KES 253

$2.63 Rp 46.4K

-25.48%

Imported Beer (0.33 liter bottle)

$2.63 KES 340

$4.28 Rp 75.5K

-38.55%

Milk (1 liter)

$0.53 KES 67.9

$1.55 Rp 27.3K

-65.81%

White Bread (500g)

$0.56 KES 71.9

$2.22 Rp 39.2K

-74.77%

Rice (white) (1kg)

$1.87 KES 242

$1.13 Rp 19.8K

65.49%

Eggs

$1.64 KES 212

$2.09 Rp 36.8K

-21.53%

Local Cheese (1kg)

$10.44 KES 1,351

$17.39 Rp 306.6K

-39.97%

Chicken Fillets (1kg)

$6.23 KES 806

$3.87 Rp 68.2K

60.98%

Beef Round Steak (1kg)

$4.90 KES 633

$12.55 Rp 221.2K

-60.96%

Apples (1kg)

$3.36 KES 434

$3.62 Rp 63.8K

-7.18%

Banana (1kg)

$0.94 KES 122

$1.56 Rp 27.5K

-39.74%

Oranges (1kg)

$2.06 KES 266

$2.35 Rp 41.5K

-12.34%

Tomato (1kg)

$1.11 KES 144

$2.06 Rp 36.2K

-46.12%

Potato (1kg)

$1.06 KES 137

$1.90 Rp 33.5K

-44.21%

Onion (1kg)

$0.89 KES 115

$2.34 Rp 41.2K

-61.97%

Lettuce (1 head)

$0.68 KES 87.8

$1.03 Rp 18.2K

-33.98%

Water (1.5 liter bottle)

$0.76 KES 98.5

$0.55 Rp 9,779

38.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.16 KES 409

$2.25 Rp 39.7K

40.44%

Wine (Bottle)

$7.49 KES 969

$23.81 Rp 419.7K

-68.54%

Local Beer (0.5 liter bottle)

$2.20 KES 284

$2.31 Rp 40.8K

-4.76%

Imported Beer (0.33 liter bottle)

$2.34 KES 303

$2.80 Rp 49.4K

-16.43%

One-way Ticket (Public Transport)

$0.80 KES 103

$0.27 Rp 4,802

196.30%

Public Transport Monthly Pass (Regular Price)

$22.92 KES 2,964

$8.66 Rp 152.7K

164.67%

Taxi Start (Normal Tariff)

$1.58 KES 205

$0.48 Rp 8,489

229.17%

Taxi (Normal Tariff) (1km)

$1.50 KES 194

$0.45 Rp 7,863

233.33%

Taxi 1hour Waiting (Normal Tariff)

$2.86 KES 370

$5.72 Rp 100.8K

-50.00%

Gasoline (1 liter)

$1.58 KES 205

$0.76 Rp 13.4K

107.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.1K KES 2.6M

$24.5K Rp 431.6M

-17.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K KES 2.6M

$32.1K Rp 566.3M

-37.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.9 KES 7,741

$83.6 Rp 1.5M

-28.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.04 KES 1,945

$6.46 Rp 113.8K

132.82%

Internet (50+ Mbps, Unlimited Data)

$35.28 KES 4,563

$18.99 Rp 334.8K

85.78%

Gym Membership (Monthly)

$23.27 KES 3,010

$56.0 Rp 986.8K

-58.42%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

Cinema Ticket

$7.81 KES 1,010

$4.28 Rp 75.5K

82.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$116 KES 15.0K

$487 Rp 8.6M

-76.19%

International Primary School, 1 Child (Yearly)

$11.4K KES 1.5M

$5,856 Rp 103.2M

94.87%

Jeans (Levis 501 Or Similar)

$11.43 KES 1,478

$45.56 Rp 803.2K

-74.91%

Summer Dress (H&M, Zara, etc)

$19.11 KES 2,472

$36.38 Rp 641.4K

-47.47%

Sport Shoes (Adidas, Nike)

$15.76 KES 2,038

$82.0 Rp 1.4M

-80.77%

Men's Leather Business Shoes

$15.30 KES 1,979

$80.4 Rp 1.4M

-80.97%

1-bedroom Apartment, City Center (Monthly)

$157 KES 20.3K

$1,117 Rp 19.7M

-85.97%

1-bedroom Apartment, Outside City Center (Monthly)

$141 KES 18.2K

$701 Rp 12.4M

-79.88%

3-bedroom Apartment, City Center (Monthly)

$568 KES 73.5K

$3,537 Rp 62.4M

-83.93%

3-bedroom Apartment, Outside City Center (Monthly)

$217 KES 28.0K

$1,762 Rp 31.1M

-87.71%

Buy Apartment in City Center (m2)

$787 KES 101.8K

$2,826 Rp 49.8M

-72.14%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

Average Monthly Net Salary (After Tax)

$780 KES 100.9K

$170 Rp 3.0M

359.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.71

13.78

6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisumu: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $157 in Kisumu versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 360% higher in Kisumu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $26.00 in Kisumu versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $186 vs $293 – making Kisumu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kisumu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 116% more than Kisumu, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $971 per month in Kisumu and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kisumu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 58% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $26.00 in Kisumu and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kisumu, where all-in costs run around $647, than in Ubud, Bali at $1,396. In Kisumu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kisumu costs $647 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kisumu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.