Cost of Living Comparison Between Kisumu and Ubud, Bali Cost of Living Comparison Between Kisumu and Ubud, Bali

Monthly Cost of Living

A single person spends $604 per month in Kisumu vs $1,408 in Ubud, Bali, rent included.

A couple spends around $955 per month in Kisumu vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,305 per month in Kisumu vs $3,763 in Ubud, Bali, rent included.

Kisumu is about 57% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kisumu sits 55% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$4.76 KES 615

$3.45 Rp 62.1K

37.97%

Three-Course Dinner for Two, Mid-Range

$23.41 KES 3,025

$32.34 Rp 581.1K

-27.61%

Fast Food Meal (McDonalds, etc)

$6.42 KES 829

$4.84 Rp 87.1K

32.64%

Cappuccino

$2.26 KES 292

$2.75 Rp 49.4K

-17.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 KES 71.9

$1.38 Rp 24.9K

-59.42%

Water (0.33 liter bottle)

$0.54 KES 70.1

$0.75 Rp 13.5K

-28.00%

Local Beer (0.5 liter draught)

$1.89 KES 244

$2.99 Rp 53.8K

-36.79%

Imported Beer (0.33 liter bottle)

$2.87 KES 371

$3.85 Rp 69.2K

-25.45%

Milk (1 liter)

$0.51 KES 66.5

$1.74 Rp 31.2K

-70.69%

White Bread (500g)

$0.53 KES 68.0

$2.46 Rp 44.2K

-78.46%

Rice (white) (1kg)

$1.66 KES 215

$1.17 Rp 21.0K

41.88%

Eggs

$1.70 KES 219

$2.43 Rp 43.7K

-30.04%

Local Cheese (1kg)

$11.51 KES 1,487

$14.50 Rp 260.6K

-20.62%

Chicken Fillets (1kg)

$6.94 KES 897

$4.35 Rp 78.2K

59.54%

Beef Round Steak (1kg)

$5.14 KES 665

$11.98 Rp 215.3K

-57.10%

Apples (1kg)

$3.15 KES 406

$3.72 Rp 66.8K

-15.32%

Banana (1kg)

$1.04 KES 135

$1.63 Rp 29.2K

-36.20%

Oranges (1kg)

$2.07 KES 267

$2.74 Rp 49.3K

-24.45%

Tomato (1kg)

$1.02 KES 131

$2.24 Rp 40.3K

-54.46%

Potato (1kg)

$1.08 KES 140

$1.92 Rp 34.5K

-43.75%

Onion (1kg)

$0.88 KES 114

$2.28 Rp 40.9K

-61.40%

Lettuce (1 head)

$0.66 KES 84.9

$1.06 Rp 19.1K

-37.74%

Water (1.5 liter bottle)

$0.75 KES 96.6

$0.72 Rp 12.9K

4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 KES 404

$3.29 Rp 59.0K

-5.17%

Wine (Bottle)

$7.72 KES 998

$23.19 Rp 416.8K

-66.71%

Local Beer (0.5 liter bottle)

$2.29 KES 296

$2.78 Rp 49.9K

-17.63%

Imported Beer (0.33 liter bottle)

$2.30 KES 297

$2.73 Rp 49.1K

-15.75%

One-way Ticket (Public Transport)

$0.75 KES 96.6

$0.27 Rp 4,786

177.78%

Public Transport Monthly Pass (Regular Price)

$22.84 KES 2,952

$8.11 Rp 145.7K

181.63%

Taxi Start (Normal Tariff)

$1.58 KES 204

$0.48 Rp 8,675

229.17%

Taxi (Normal Tariff) (1km)

$1.57 KES 203

$0.42 Rp 7,545

273.81%

Taxi 1hour Waiting (Normal Tariff)

$2.81 KES 364

$6.22 Rp 111.8K

-54.82%

Gasoline (1 liter)

$1.52 KES 196

$0.81 Rp 14.6K

87.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K KES 2.9M

$26.6K Rp 478.2M

-17.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K KES 2.6M

$32.2K Rp 578.5M

-36.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.40 KES 4,446

$78.4 Rp 1.4M

-56.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.99 KES 2,195

$4.07 Rp 73.1K

317.44%

Internet (50+ Mbps, Unlimited Data)

$39.89 KES 5,155

$24.33 Rp 437.1K

63.95%

Gym Membership (Monthly)

$23.55 KES 3,043

$98.6 Rp 1.8M

-76.12%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$6.09 KES 787

$3.99 Rp 71.6K

52.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 KES 14.9K

$305 Rp 5.5M

-62.14%

International Primary School, 1 Child (Yearly)

$8,154 KES 1.1M

$6,642 Rp 119.4M

22.76%

Jeans (Levis 501 Or Similar)

$11.50 KES 1,486

$54.1 Rp 972.9K

-78.76%

Summer Dress (H&M, Zara, etc)

$19.04 KES 2,461

$37.81 Rp 679.4K

-49.64%

Sport Shoes (Adidas, Nike)

$15.22 KES 1,967

$86.8 Rp 1.6M

-82.47%

Men's Leather Business Shoes

$15.75 KES 2,035

$76.4 Rp 1.4M

-79.37%

1-bedroom Apartment, City Center (Monthly)

$138 KES 17.8K

$992 Rp 17.8M

-86.10%

1-bedroom Apartment, Outside City Center (Monthly)

$109 KES 14.0K

$673 Rp 12.1M

-83.86%

3-bedroom Apartment, City Center (Monthly)

$353 KES 45.7K

$3,375 Rp 60.7M

-89.53%

3-bedroom Apartment, Outside City Center (Monthly)

$213 KES 27.5K

$2,050 Rp 36.8M

-89.62%

Buy Apartment in City Center (m2)

$772 KES 99.7K

$2,805 Rp 50.4M

-72.49%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$781 KES 100.9K

$167 Rp 3.0M

367.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kisumu: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $138 in Kisumu versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 368% higher in Kisumu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Kisumu versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $192 vs $297 – making Kisumu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kisumu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 133% more than Kisumu, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $906 per month in Kisumu and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kisumu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 55% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $23.00 in Kisumu and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kisumu, where all-in costs run around $604, than in Ubud, Bali at $1,408. In Kisumu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kisumu costs $604 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kisumu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.