Cost of Living Comparison Between Ubud, Bali and Kisumu Cost of Living Comparison Between Ubud, Bali and Kisumu

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $593 in Kisumu, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $945 in Kisumu, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,298 in Kisumu, rent included.

Ubud, Bali costs about 139% more than Kisumu, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Kisumu is 56% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$4.58 KES 593

-22.27%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$23.50 KES 3,042

39.28%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$6.78 KES 877

-26.99%

Cappuccino

$2.71 Rp 48.6K

$2.26 KES 292

19.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.60 KES 77.6

123.33%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.51 KES 65.6

37.25%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.95 KES 252

49.74%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.85 KES 369

38.95%

Milk (1 liter)

$1.81 Rp 32.4K

$0.53 KES 68.2

241.51%

White Bread (500g)

$2.52 Rp 45.1K

$0.56 KES 72.4

350.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.67 KES 216

-30.54%

Eggs

$2.46 Rp 44.1K

$1.62 KES 209

51.85%

Local Cheese (1kg)

$14.71 Rp 263.7K

$11.81 KES 1,529

24.56%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.59 KES 852

-34.45%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$5.14 KES 665

136.19%

Apples (1kg)

$3.84 Rp 68.8K

$3.04 KES 394

26.32%

Banana (1kg)

$1.56 Rp 27.9K

$1.03 KES 134

51.46%

Oranges (1kg)

$2.83 Rp 50.8K

$2.17 KES 280

30.41%

Tomato (1kg)

$2.33 Rp 41.7K

$1.00 KES 129

133.00%

Potato (1kg)

$1.91 Rp 34.3K

$1.07 KES 139

78.50%

Onion (1kg)

$2.20 Rp 39.5K

$0.95 KES 123

131.58%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.64 KES 82.5

57.81%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.76 KES 98.2

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.15 KES 408

5.40%

Wine (Bottle)

$23.74 Rp 425.5K

$7.93 KES 1,026

199.37%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.29 KES 296

21.83%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.34 KES 302

22.22%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.79 KES 102

-65.82%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$23.22 KES 3,006

-65.42%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.57 KES 204

-70.70%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.51 KES 196

-70.20%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$2.97 KES 384

105.39%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.53 KES 198

-48.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$21.5K KES 2.8M

21.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.0K KES 2.6M

60.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$34.39 KES 4,452

132.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$16.65 KES 2,155

-75.62%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$39.66 KES 5,134

-40.70%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$22.91 KES 2,966

330.82%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$6.03 KES 780

-31.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$115 KES 14.9K

163.63%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$8,201 KES 1.1M

-19.36%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$11.50 KES 1,488

382.96%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$19.49 KES 2,523

96.56%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$15.54 KES 2,012

470.14%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$15.66 KES 2,027

397.25%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$138 KES 17.9K

628.93%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$107 KES 13.8K

533.40%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$351 KES 45.5K

879.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$218 KES 28.2K

836.34%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$772 KES 99.9K

268.16%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$768 KES 99.5K

-78.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kisumu: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $138 in Kisumu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 365% higher in Kisumu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $24.00 in Kisumu. Monthly groceries follow the same trend: $302 vs $192 – making Kisumu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kisumu: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 139% more than Kisumu, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $890 in Kisumu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kisumu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 58% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $24.00 in Kisumu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kisumu, where all-in costs run around $593, than in Ubud, Bali at $1,419. In Kisumu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kisumu costs $593 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kisumu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.