Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kisumu

For one person, living is cheaper in Kisumu: $644 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Kisumu
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Kisumu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Kisumu

🇰🇪 Kenya

$644

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kisumu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kisumu actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $644 in Kisumu, rent included.

Ubud, Bali $1,353
Kisumu $644

A couple spends around $2,297 per month in Ubud, Bali vs $977 in Kisumu, rent included.

Ubud, Bali $2,297
Kisumu $977

A family of three spends $3,241 per month in Ubud, Bali vs $1,311 in Kisumu, rent included.

Ubud, Bali $3,241
Kisumu $1,311

Ubud, Bali costs about 110% more than Kisumu, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Kisumu is 52% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$4.65 KES 603

-30.54%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$25.40 KES 3,293

37.32%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.55 KES 849

-12.98%

Cappuccino

$2.62 Rp 47.1K

$2.57 KES 334

1.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.61 KES 79.3

181.97%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.60 KES 78.2

35.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.98 KES 257

33.84%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$2.78 KES 360

57.19%

Milk (1 liter)

$1.57 Rp 28.3K

$0.52 KES 67.5

201.92%

White Bread (500g)

$2.19 Rp 39.5K

$0.52 KES 67.4

321.15%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.96 KES 254

-39.80%

Eggs

$2.16 Rp 38.8K

$1.69 KES 219

27.81%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.51 KES 1,363

67.94%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.43 KES 834

-41.21%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$5.07 KES 658

135.70%

Apples (1kg)

$3.60 Rp 64.8K

$3.43 KES 444

4.96%

Banana (1kg)

$1.59 Rp 28.6K

$0.94 KES 122

69.15%

Oranges (1kg)

$2.31 Rp 41.6K

$2.07 KES 268

11.59%

Tomato (1kg)

$1.91 Rp 34.3K

$1.13 KES 147

69.03%

Potato (1kg)

$1.78 Rp 32.1K

$1.07 KES 138

66.36%

Onion (1kg)

$2.33 Rp 41.9K

$0.96 KES 124

142.71%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.74 KES 95.9

35.14%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.73 KES 94.8

-27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.14 KES 407

-27.07%

Wine (Bottle)

$22.07 Rp 397.3K

$7.68 KES 996

187.37%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.27 KES 295

3.52%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.35 KES 305

26.81%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.80 KES 104

-71.25%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$23.09 KES 2,994

-61.46%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.52 KES 197

-69.08%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.50 KES 195

-71.33%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$2.88 KES 373

89.93%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.61 KES 208

-48.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$19.7K KES 2.6M

21.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$21.9K KES 2.8M

49.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$55.8 KES 7,240

43.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$15.35 KES 1,990

-57.26%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$34.77 KES 4,508

-46.51%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$23.41 KES 3,036

131.18%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$7.91 KES 1,025

-46.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$115 KES 14.9K

327.76%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.3K KES 1.6M

-54.67%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$11.77 KES 1,527

287.26%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$19.06 KES 2,471

83.42%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$15.63 KES 2,026

397.25%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$15.63 KES 2,026

402.37%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$153 KES 19.8K

639.29%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$138 KES 17.9K

386.92%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$563 KES 73.0K

541.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$212 KES 27.5K

702.13%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$756 KES 98.1K

259.21%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$758 KES 98.3K

-78.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.71

-6.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Kisumu: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Kisumu

$138 21.5% 79.5% $535

Groceries & Markets

Ubud, Bali

$287 21.2%

Kisumu

$189 29.4% 34.2% $98

Clothing & Footwear

Ubud, Bali

$107 7.9%

Kisumu

$28 4.3% 73.8% $79

Eating Out

Ubud, Bali

$106 7.9%

Kisumu

$108 16.8% 1.5% $1.6

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Kisumu

$106 16.5% 0.8% $0.8

Sport & Entertainment

Ubud, Bali

$63 4.6%

Kisumu

$39 6.1% 37.4% $23

Getting Around

Ubud, Bali

$12 0.9%

Kisumu

$35 5.5% 184% $23

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $153 in Kisumu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 356% higher in Kisumu, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $25.00 in Kisumu. Monthly groceries follow the same trend: $287 vs $189 – making Kisumu the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇰🇪 Kisumu

🕒 Local time

19:39 7:39 PM

14:39 2:39 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,155,574

💱 Currency

Indonesian Rupiah IDR Rp

Kenyan Shilling KES Sh

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 KES = 7.71 USD

1,000 KES = 6.86 EUR

Exchange rates and currency converter

KES, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Kenyan Shilling exchange rates as of October 20, 2026: 1 USD = 130 KES (1,000 KES = 7.71 USD). 1 EUR = 146 KES (1,000 KES = 6.86 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kisumu 8,960 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Kisumu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kisumu: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 110% more than Kisumu, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $965 in Kisumu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kisumu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 52% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $25.00 in Kisumu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kisumu, where all-in costs run around $644, than in Ubud, Bali at $1,353. In Kisumu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kisumu costs $644 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kisumu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.