Last update: Oct 2026

Cost of Living Comparison Between Kislovodsk and Ubud, Bali

For one person, living is cheaper in Kislovodsk: $1,075 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

52

Cost of Living Index in Kislovodsk
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Kislovodsk Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kislovodsk

🇷🇺 Russia

$1,075

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kislovodsk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kislovodsk and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,075 in Kislovodsk versus $1,349 in Ubud, Bali.

Kislovodsk $1,075
Ubud, Bali $1,349

Estimated couple costs with rent: $1,671 in Kislovodsk versus $2,305 in Ubud, Bali.

Kislovodsk $1,671
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,266 in Kislovodsk versus $3,261 in Ubud, Bali.

Kislovodsk $2,266
Ubud, Bali $3,261

Living in Kislovodsk costs roughly 20% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$11.41 ₽913

$3.32 Rp 60.4K

243.67%

Three-Course Dinner for Two, Mid-Range

$37.17 ₽2,973

$35.64 Rp 648.1K

4.29%

Fast Food Meal (McDonalds, etc)

$6.15 ₽492

$5.53 Rp 100.6K

11.21%

Cappuccino

$2.83 ₽226

$2.72 Rp 49.4K

4.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ₽92.7

$1.70 Rp 30.9K

-31.76%

Water (0.33 liter bottle)

$0.57 ₽45.67

$0.76 Rp 13.8K

-25.00%

Local Beer (0.5 liter draught)

$1.78 ₽142

$2.65 Rp 48.3K

-32.83%

Imported Beer (0.33 liter bottle)

$3.01 ₽241

$4.38 Rp 79.7K

-31.28%

Milk (1 liter)

$1.17 ₽93.5

$1.49 Rp 27.1K

-21.48%

White Bread (500g)

$0.79 ₽63.0

$2.28 Rp 41.4K

-65.35%

Rice (white) (1kg)

$1.43 ₽114

$1.19 Rp 21.6K

20.17%

Eggs

$1.42 ₽114

$2.04 Rp 37.0K

-30.39%

Local Cheese (1kg)

$11.43 ₽915

$17.70 Rp 321.9K

-35.42%

Chicken Fillets (1kg)

$5.36 ₽429

$3.96 Rp 72.1K

35.35%

Beef Round Steak (1kg)

$11.25 ₽900

$12.19 Rp 221.7K

-7.71%

Apples (1kg)

$1.80 ₽144

$3.66 Rp 66.5K

-50.82%

Banana (1kg)

$1.76 ₽141

$1.52 Rp 27.6K

15.79%

Oranges (1kg)

$1.81 ₽145

$2.23 Rp 40.5K

-18.83%

Tomato (1kg)

$2.70 ₽216

$1.97 Rp 35.9K

37.06%

Potato (1kg)

$0.82 ₽65.8

$1.85 Rp 33.6K

-55.68%

Onion (1kg)

$0.58 ₽46.11

$2.42 Rp 44.1K

-76.03%

Lettuce (1 head)

$1.36 ₽108

$0.99 Rp 18.0K

37.37%

Water (1.5 liter bottle)

$0.70 ₽55.7

$0.51 Rp 9,336

37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₽237

$2.22 Rp 40.4K

33.78%

Wine (Bottle)

$7.81 ₽625

$22.24 Rp 404.4K

-64.88%

Local Beer (0.5 liter bottle)

$1.12 ₽89.6

$2.26 Rp 41.1K

-50.44%

Imported Beer (0.33 liter bottle)

$2.06 ₽165

$2.97 Rp 54.0K

-30.64%

One-way Ticket (Public Transport)

$0.56 ₽44.61

$0.25 Rp 4,564

124.00%

Public Transport Monthly Pass (Regular Price)

$25.36 ₽2,028

$7.82 Rp 142.3K

224.30%

Taxi Start (Normal Tariff)

$2.37 ₽189

$0.44 Rp 7,992

438.64%

Taxi (Normal Tariff) (1km)

$0.37 ₽29.83

$0.43 Rp 7,821

-13.95%

Taxi 1hour Waiting (Normal Tariff)

$5.94 ₽475

$5.41 Rp 98.4K

9.80%

Gasoline (1 liter)

$0.87 ₽69.5

$0.82 Rp 15.0K

6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$53.0K ₽4.2M

$23.8K Rp 433.5M

122.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K ₽3.2M

$31.7K Rp 577.3M

25.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₽9,713

$79.1 Rp 1.4M

53.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.26 ₽501

$6.45 Rp 117.2K

-2.95%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₽692

$18.58 Rp 337.8K

-53.44%

Gym Membership (Monthly)

$35.48 ₽2,838

$49.48 Rp 899.8K

-28.29%

Tennis Court (1 Hour on Weekend)

$23.72 ₽1,898

$17.65 Rp 320.9K

34.39%

Cinema Ticket

$6.46 ₽517

$4.27 Rp 77.7K

51.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$351 ₽28.1K

$491 Rp 8.9M

-28.39%

International Primary School, 1 Child (Yearly)

$6,236 ₽498.8K

$5,674 Rp 103.2M

9.90%

Jeans (Levis 501 Or Similar)

$81.5 ₽6,516

$44.64 Rp 811.7K

82.50%

Summer Dress (H&M, Zara, etc)

$52.8 ₽4,222

$34.95 Rp 635.6K

51.04%

Sport Shoes (Adidas, Nike)

$121 ₽9,658

$79.9 Rp 1.5M

51.13%

Men's Leather Business Shoes

$104 ₽8,279

$79.4 Rp 1.4M

30.33%

1-bedroom Apartment, City Center (Monthly)

$472 ₽37.7K

$1,125 Rp 20.5M

-58.07%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₽25.8K

$671 Rp 12.2M

-51.98%

3-bedroom Apartment, City Center (Monthly)

$894 ₽71.5K

$3,565 Rp 64.8M

-74.92%

3-bedroom Apartment, Outside City Center (Monthly)

$570 ₽45.6K

$1,723 Rp 31.3M

-66.90%

Buy Apartment in City Center (m2)

$2,298 ₽183.8K

$2,732 Rp 49.7M

-15.89%

Buy Apartment Outside City Center (m2)

$1,500 ₽119.9K

$2,284 Rp 41.5M

-34.35%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

21.45

13.78

55.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kislovodsk: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kislovodsk

$322 30%

Ubud, Bali

$672 49.8% 108% $349

Groceries & Markets

Kislovodsk

$209 19.4%

Ubud, Bali

$288 21.4% 38.1% $80

Eating Out

Kislovodsk

$166 15.4%

Ubud, Bali

$108 8% 34.9% $58

Clothing & Footwear

Kislovodsk

$161 15%

Ubud, Bali

$108 8% 33.4% $54

Monthly Utilities & Internet

Kislovodsk

$136 12.7%

Ubud, Bali

$104 7.7% 23.7% $32

Sport & Entertainment

Kislovodsk

$48 4.5%

Ubud, Bali

$58 4.3% 19.9% $9.6

Getting Around

Kislovodsk

$32 3%

Ubud, Bali

$11 0.9% 64.1% $20

Cost Breakdown

A one-bedroom apartment in the center runs $472 in Kislovodsk and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37 in Kislovodsk vs $36 in Ubud, Bali. Groceries flip the comparison at $209 vs $288, with Kislovodsk cheaper for home cooking.

Good to know

🇷🇺 Kislovodsk

🇮🇩 Ubud, Bali

🕒 Local time

07:27 7:27 AM

12:27 12:27 PM

5 h ahead of Kislovodsk

🌤 Weather

👥 Population

127,919

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.25 USD

100 RUB = 1.12 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 29, 2026: 1 USD = 79.99 RUB (100 RUB = 1.25 USD). 1 EUR = 89.04 RUB (100 RUB = 1.12 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

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Between locations

Kislovodsk Ubud, Bali 9,300 km ≈ 12 h nonstop flight

From you

Kislovodsk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kislovodsk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kislovodsk is about 20% cheaper overall, especially in groceries, utilities, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,612 in Kislovodsk and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $472 in Kislovodsk versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $37 in Kislovodsk. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Kislovodsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kislovodsk and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.