Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kislovodsk

For one person, living is cheaper in Kislovodsk: $1,075 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
52

Cost of Living Index in Kislovodsk
Learn more

Kislovodsk Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kislovodsk

🇷🇺 Russia

$1,075

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kislovodsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kislovodsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,075 in Kislovodsk.

Ubud, Bali $1,349
Kislovodsk $1,075

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,671 in Kislovodsk.

Ubud, Bali $2,305
Kislovodsk $1,671

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,266 in Kislovodsk.

Ubud, Bali $3,261
Kislovodsk $2,266

Living in Ubud, Bali is roughly 25% more expensive than in Kislovodsk, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.41 ₽913

-70.90%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$37.17 ₽2,973

-4.12%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.15 ₽492

-10.08%

Cappuccino

$2.72 Rp 49.4K

$2.83 ₽226

-3.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.16 ₽92.7

46.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.57 ₽45.67

33.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.78 ₽142

48.88%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.01 ₽241

45.51%

Milk (1 liter)

$1.49 Rp 27.1K

$1.17 ₽93.5

27.35%

White Bread (500g)

$2.28 Rp 41.4K

$0.79 ₽63.0

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.43 ₽114

-16.78%

Eggs

$2.04 Rp 37.0K

$1.42 ₽114

43.66%

Local Cheese (1kg)

$17.70 Rp 321.9K

$11.43 ₽915

54.86%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$5.36 ₽429

-26.12%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$11.25 ₽900

8.36%

Apples (1kg)

$3.66 Rp 66.5K

$1.80 ₽144

103.33%

Banana (1kg)

$1.52 Rp 27.6K

$1.76 ₽141

-13.64%

Oranges (1kg)

$2.23 Rp 40.5K

$1.81 ₽145

23.20%

Tomato (1kg)

$1.97 Rp 35.9K

$2.70 ₽216

-27.04%

Potato (1kg)

$1.85 Rp 33.6K

$0.82 ₽65.8

125.61%

Onion (1kg)

$2.42 Rp 44.1K

$0.58 ₽46.11

317.24%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.36 ₽108

-27.21%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.70 ₽55.7

-27.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.97 ₽237

-25.25%

Wine (Bottle)

$22.24 Rp 404.4K

$7.81 ₽625

184.76%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.12 ₽89.6

101.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.06 ₽165

44.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.56 ₽44.61

-55.36%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$25.36 ₽2,028

-69.16%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.37 ₽189

-81.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.37 ₽29.83

16.22%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$5.94 ₽475

-8.92%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.87 ₽69.5

-5.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$53.0K ₽4.2M

-55.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$39.7K ₽3.2M

-20.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$121 ₽9,713

-34.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.26 ₽501

3.04%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$8.65 ₽692

114.80%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$35.48 ₽2,838

39.46%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$23.72 ₽1,898

-25.59%

Cinema Ticket

$4.27 Rp 77.7K

$6.46 ₽517

-33.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$351 ₽28.1K

39.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$6,236 ₽498.8K

-9.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$81.5 ₽6,516

-45.21%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$52.8 ₽4,222

-33.79%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$121 ₽9,658

-33.83%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$104 ₽8,279

-23.27%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$472 ₽37.7K

138.49%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$322 ₽25.8K

108.23%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$894 ₽71.5K

298.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$570 ₽45.6K

202.12%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,298 ₽183.8K

18.89%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,500 ₽119.9K

52.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.45

-35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kislovodsk: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kislovodsk

$322 30% 52% $349

Groceries & Markets

Ubud, Bali

$288 21.4%

Kislovodsk

$209 19.4% 27.6% $80

Eating Out

Ubud, Bali

$108 8%

Kislovodsk

$166 15.4% 53.7% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Kislovodsk

$161 15% 50.1% $54

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kislovodsk

$136 12.7% 31% $32

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kislovodsk

$48 4.5% 16.6% $9.6

Getting Around

Ubud, Bali

$11 0.9%

Kislovodsk

$32 3% 179% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $472 in Kislovodsk. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $37 in Kislovodsk. Groceries flip the comparison at $288 vs $209, with Kislovodsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Kislovodsk

🕒 Local time

13:27 1:27 PM

08:27 8:27 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

127,919

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.25 USD

100 RUB = 1.12 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 29, 2026: 1 USD = 79.99 RUB (100 RUB = 1.25 USD). 1 EUR = 89.04 RUB (100 RUB = 1.12 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kislovodsk 9,300 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Kislovodsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kislovodsk: Cost of Living - Frequently Asked Questions

Kislovodsk is about 20% cheaper overall, especially in groceries, utilities, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $1,612 in Kislovodsk to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $472 in Kislovodsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 38% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $37 in Kislovodsk. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,500 a month, though Kislovodsk gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kislovodsk are both considered safe, so it’s unlikely to be the deciding factor between them.