Cost of Living Comparison Between Ubud, Bali and Kislovodsk Cost of Living Comparison Between Ubud, Bali and Kislovodsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $958 in Kislovodsk.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,500 in Kislovodsk.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,042 in Kislovodsk.

Living in Ubud, Bali is roughly 45% more expensive than in Kislovodsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kislovodsk is 28% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$9.24 ₽737

-61.36%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$37.58 ₽2,998

-14.00%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$5.62 ₽448

-10.85%

Cappuccino

$2.82 Rp 51.1K

$2.31 ₽184

22.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.12 ₽89.7

20.54%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.48 ₽38.40

52.08%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.37 ₽109

113.87%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$2.60 ₽208

51.54%

Milk (1 liter)

$1.78 Rp 32.2K

$1.11 ₽88.4

60.36%

White Bread (500g)

$2.45 Rp 44.3K

$0.70 ₽56.0

250.00%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.37 ₽109

-16.06%

Eggs

$2.41 Rp 43.7K

$1.70 ₽136

41.76%

Local Cheese (1kg)

$14.33 Rp 259.1K

$10.72 ₽855

33.68%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.92 ₽393

-14.84%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$8.83 ₽704

36.58%

Apples (1kg)

$3.64 Rp 65.8K

$1.75 ₽140

108.00%

Banana (1kg)

$1.57 Rp 28.3K

$1.89 ₽151

-16.93%

Oranges (1kg)

$2.79 Rp 50.4K

$2.00 ₽160

39.50%

Tomato (1kg)

$2.24 Rp 40.5K

$2.67 ₽213

-16.10%

Potato (1kg)

$1.98 Rp 35.8K

$0.79 ₽62.7

150.63%

Onion (1kg)

$2.28 Rp 41.2K

$0.68 ₽54.1

235.29%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.34 ₽107

-21.64%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.72 ₽57.4

9.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$3.00 ₽240

6.33%

Wine (Bottle)

$23.49 Rp 424.8K

$6.55 ₽522

258.63%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$0.95 ₽75.6

205.26%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.95 ₽156

41.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.49 ₽39.28

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.95 ₽155

-76.92%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$0.32 ₽25.81

43.75%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$6.52 ₽520

-6.90%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.77 ₽61.4

11.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$34.6K ₽2.8M

-23.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$35.8K ₽2.9M

-9.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$110 ₽8,764

-28.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$6.08 ₽485

-32.73%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$8.02 ₽640

197.38%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$35.16 ₽2,805

180.94%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

$5.03 ₽402

-20.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$330 ₽26.3K

-9.94%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$7,077 ₽564.6K

-6.71%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$69.0 ₽5,502

-22.53%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$44.90 ₽3,582

-15.12%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$112 ₽8,954

-21.02%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$107 ₽8,503

-28.11%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$439 ₽35.0K

132.19%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$309 ₽24.6K

120.27%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$768 ₽61.2K

351.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$515 ₽41.1K

306.14%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,267 ₽180.9K

20.36%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$1,520 ₽121.2K

51.05%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$818 ₽65.3K

-79.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kislovodsk: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $439 in Kislovodsk. Housing cost is often the main lever when comparing two cities.

Kislovodsk pays 400% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Kislovodsk. Groceries flip the comparison at $298 vs $195, with Kislovodsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kislovodsk: Cost of Living - Frequently Asked Questions

Kislovodsk is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 45% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 400% lower in Kislovodsk. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $439 in Kislovodsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $958 in Kislovodsk – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.

At $958 in Kislovodsk versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Kislovodsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kislovodsk the clear choice for anyone on this budget.

For families, Kislovodsk is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kislovodsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kislovodsk gentler on the wallet – expenses run 45% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.