Cost of Living Comparison Between Ubud, Bali and Kislovodsk Cost of Living Comparison Between Ubud, Bali and Kislovodsk

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $963 in Kislovodsk.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,494 in Kislovodsk.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,026 in Kislovodsk.

Living in Ubud, Bali is roughly 49% more expensive than Kislovodsk, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Kislovodsk is 28% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$9.76 ₽733

-63.42%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$37.59 ₽2,823

-13.33%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.54 ₽416

-8.48%

Cappuccino

$2.83 Rp 49.0K

$2.28 ₽171

24.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.07 ₽80.4

25.23%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.52 ₽38.77

32.69%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.42 ₽106

110.56%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.58 ₽194

49.22%

Milk (1 liter)

$1.74 Rp 30.2K

$1.10 ₽82.5

58.18%

White Bread (500g)

$2.54 Rp 44.0K

$0.71 ₽53.5

257.75%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.38 ₽104

-13.77%

Eggs

$2.43 Rp 42.0K

$1.77 ₽133

37.29%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.92 ₽820

34.25%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$4.89 ₽367

-14.52%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.67 ₽651

37.72%

Apples (1kg)

$3.69 Rp 63.9K

$1.73 ₽130

113.29%

Banana (1kg)

$1.61 Rp 27.8K

$1.90 ₽142

-15.26%

Oranges (1kg)

$2.69 Rp 46.5K

$1.91 ₽144

40.84%

Tomato (1kg)

$2.33 Rp 40.4K

$2.71 ₽203

-14.02%

Potato (1kg)

$1.91 Rp 33.0K

$0.86 ₽64.4

122.09%

Onion (1kg)

$2.19 Rp 37.9K

$0.70 ₽52.6

212.86%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.36 ₽102

-22.06%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.67 ₽50.6

7.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.88 ₽216

8.68%

Wine (Bottle)

$23.49 Rp 407.1K

$6.86 ₽515

242.42%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.93 ₽70.0

194.62%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.94 ₽146

48.45%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.49 ₽36.55

-40.82%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.85 ₽139

-75.68%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.35 ₽26.35

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.20 ₽466

-0.65%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.77 ₽57.6

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$34.4K ₽2.6M

-23.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$36.1K ₽2.7M

-10.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$109 ₽8,187

-28.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$5.81 ₽437

-32.01%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$7.95 ₽597

206.92%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$34.99 ₽2,628

175.91%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$5.01 ₽376

-19.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$319 ₽23.9K

-5.05%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$7,106 ₽533.8K

-8.21%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$68.8 ₽5,168

-21.74%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$44.40 ₽3,335

-14.46%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$112 ₽8,434

-22.74%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$107 ₽8,009

-26.04%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$443 ₽33.3K

128.47%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$301 ₽22.6K

123.96%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$757 ₽56.8K

347.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$501 ₽37.6K

319.07%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,068 ₽155.3K

44.31%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,526 ₽114.7K

53.24%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$850 ₽63.8K

-79.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kislovodsk: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $443 in Kislovodsk. Housing cost is often the main lever when comparing two cities.

Kislovodsk pays 391% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $38.00 in Kislovodsk. Groceries flip the comparison at $298 vs $195, with Kislovodsk cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kislovodsk: Cost of Living - Frequently Asked Questions

Kislovodsk is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 49% gap adds up to real monthly savings that compound significantly over time.

On paper, Kislovodsk earns 391% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $443 in Kislovodsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $963 in Kislovodsk – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

At $963 in Kislovodsk versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Kislovodsk but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kislovodsk the clear choice for anyone on this budget.

For families, Kislovodsk is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kislovodsk are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kislovodsk gentler on the wallet – expenses run 49% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.