Last update: Oct 2026

Cost of Living Comparison Between Kiryat Shmona and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,014 in Kiryat Shmona, rent and utilities included – about $20,000 less a year. Rent and utilities account for about half of the difference.

142

Cost of Living Index in Kiryat Shmona
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Kiryat Shmona Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kiryat Shmona

🇮🇱 Israel

$3,014

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kiryat Shmona and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kiryat Shmona and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,014 in Kiryat Shmona versus $1,349 in Ubud, Bali.

Kiryat Shmona $3,014
Ubud, Bali $1,349

Estimated couple costs with rent: $4,420 in Kiryat Shmona versus $2,305 in Ubud, Bali.

Kiryat Shmona $4,420
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,825 in Kiryat Shmona versus $3,261 in Ubud, Bali.

Kiryat Shmona $5,825
Ubud, Bali $3,261

Living in Kiryat Shmona is roughly 123% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$26.25 ₪81.8

$3.32 Rp 60.4K

690.66%

Three-Course Dinner for Two, Mid-Range

$90.1 ₪281

$35.64 Rp 647.8K

152.81%

Fast Food Meal (McDonalds, etc)

$20.56 ₪64.0

$5.53 Rp 100.6K

271.79%

Cappuccino

$4.72 ₪14.69

$2.72 Rp 49.4K

73.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 ₪11.96

$1.70 Rp 30.9K

125.88%

Water (0.33 liter bottle)

$2.73 ₪8.51

$0.76 Rp 13.8K

259.21%

Local Beer (0.5 liter draught)

$9.58 ₪29.83

$2.65 Rp 48.2K

261.51%

Imported Beer (0.33 liter bottle)

$10.01 ₪31.19

$4.38 Rp 79.6K

128.54%

Milk (1 liter)

$2.68 ₪8.36

$1.49 Rp 27.1K

79.87%

White Bread (500g)

$5.63 ₪17.55

$2.28 Rp 41.4K

146.93%

Rice (white) (1kg)

$3.38 ₪10.53

$1.19 Rp 21.6K

184.03%

Eggs

$4.54 ₪14.13

$2.04 Rp 37.0K

122.55%

Local Cheese (1kg)

$13.22 ₪41.17

$17.70 Rp 321.7K

-25.31%

Chicken Fillets (1kg)

$19.30 ₪60.1

$3.96 Rp 72.0K

387.37%

Beef Round Steak (1kg)

$26.11 ₪81.3

$12.19 Rp 221.6K

114.19%

Apples (1kg)

$6.49 ₪20.20

$3.66 Rp 66.4K

77.32%

Banana (1kg)

$3.32 ₪10.34

$1.52 Rp 27.6K

118.42%

Oranges (1kg)

$3.07 ₪9.56

$2.23 Rp 40.5K

37.67%

Tomato (1kg)

$3.26 ₪10.15

$1.97 Rp 35.9K

65.48%

Potato (1kg)

$2.05 ₪6.40

$1.85 Rp 33.6K

10.81%

Onion (1kg)

$1.76 ₪5.48

$2.42 Rp 44.1K

-27.27%

Lettuce (1 head)

$2.38 ₪7.42

$0.99 Rp 18.0K

140.40%

Water (1.5 liter bottle)

$2.56 ₪7.97

$0.51 Rp 9,332

401.96%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 ₪31.04

$2.22 Rp 40.4K

349.10%

Wine (Bottle)

$12.78 ₪39.81

$22.24 Rp 404.2K

-42.54%

Local Beer (0.5 liter bottle)

$4.80 ₪14.94

$2.26 Rp 41.1K

112.39%

Imported Beer (0.33 liter bottle)

$4.08 ₪12.71

$2.97 Rp 54.0K

37.37%

One-way Ticket (Public Transport)

$2.53 ₪7.88

$0.25 Rp 4,562

912.00%

Public Transport Monthly Pass (Regular Price)

$91.3 ₪284

$7.82 Rp 142.2K

1067.14%

Taxi Start (Normal Tariff)

$8.05 ₪25.08

$0.44 Rp 7,989

1729.55%

Taxi (Normal Tariff) (1km)

$1.33 ₪4.15

$0.43 Rp 7,817

209.30%

Taxi 1hour Waiting (Normal Tariff)

$24.36 ₪75.9

$5.41 Rp 98.3K

350.28%

Gasoline (1 liter)

$2.66 ₪8.27

$0.82 Rp 15.0K

224.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.3K ₪169.0K

$23.8K Rp 433.3M

127.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.0K ₪168.1K

$31.7K Rp 577.0M

69.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$344 ₪1,070

$79.1 Rp 1.4M

334.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 ₪37.28

$6.45 Rp 117.2K

85.58%

Internet (50+ Mbps, Unlimited Data)

$48.81 ₪152

$18.58 Rp 337.7K

162.70%

Gym Membership (Monthly)

$87.6 ₪273

$49.48 Rp 899.4K

76.94%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$16.13 ₪50.2

$4.27 Rp 77.7K

277.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,615 ₪5,029

$491 Rp 8.9M

229.15%

International Primary School, 1 Child (Yearly)

$32.3K ₪100.7K

$5,674 Rp 103.1M

469.98%

Jeans (Levis 501 Or Similar)

$104 ₪324

$44.64 Rp 811.4K

132.75%

Summer Dress (H&M, Zara, etc)

$66.1 ₪206

$34.95 Rp 635.3K

89.18%

Sport Shoes (Adidas, Nike)

$173 ₪540

$79.9 Rp 1.5M

116.91%

Men's Leather Business Shoes

$160 ₪500

$79.4 Rp 1.4M

101.98%

1-bedroom Apartment, City Center (Monthly)

$1,457 ₪4,539

$1,125 Rp 20.4M

29.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,207 ₪3,760

$671 Rp 12.2M

79.75%

3-bedroom Apartment, City Center (Monthly)

$2,572 ₪8,010

$3,565 Rp 64.8M

-27.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,941 ₪6,044

$1,723 Rp 31.3M

12.61%

Buy Apartment in City Center (m2)

$9,180 ₪28.6K

$2,732 Rp 49.6M

236.06%

Buy Apartment Outside City Center (m2)

$8,259 ₪25.7K

$2,284 Rp 41.5M

261.59%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.1

13.78

-62.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiryat Shmona: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kiryat Shmona

$1.2K 40.1%

Ubud, Bali

$672 49.8% 44.4% $536

Groceries & Markets

Kiryat Shmona

$518 17.2%

Ubud, Bali

$288 21.4% 44.3% $229

Eating Out

Kiryat Shmona

$422 14%

Ubud, Bali

$108 8% 74.5% $315

Monthly Utilities & Internet

Kiryat Shmona

$404 13.4%

Ubud, Bali

$104 7.7% 74.3% $300

Clothing & Footwear

Kiryat Shmona

$227 7.5%

Ubud, Bali

$108 8% 52.6% $119

Sport & Entertainment

Kiryat Shmona

$120 4%

Ubud, Bali

$58 4.3% 51.6% $62

Getting Around

Kiryat Shmona

$116 3.9%

Ubud, Bali

$11 0.9% 90.2% $105

Cost Breakdown

A one-bedroom apartment in the center runs $1,457 in Kiryat Shmona and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $90 in Kiryat Shmona vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $518 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇱 Kiryat Shmona

🇮🇩 Ubud, Bali

🕒 Local time

18:56 6:56 PM

00:56 12:56 AM

6 h ahead of Kiryat Shmona

🌤 Weather

👥 Population

23,076

74,800

💱 Currency

Israeli New Shekel ILS ₪

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.288 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 28, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.47 ILS (1 ILS = 0.288 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to ILS in detail →

On the map

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Between locations

Kiryat Shmona Ubud, Bali 9,580 km ≈ 12 h nonstop flight

From you

Kiryat Shmona
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiryat Shmona vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kiryat Shmona and Ubud, Bali differ by about 123% in total monthly costs ($3,014 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $4,521 in Kiryat Shmona and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,457 in Kiryat Shmona versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,615 in Kiryat Shmona versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 80% higher in Kiryat Shmona. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 55% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.