Cost of Living Comparison Between Kiryat Shmona and Haifa Cost of Living Comparison Between Kiryat Shmona and Haifa

Monthly Cost of Living

Monthly costs for one person with rent: $2,853 in Kiryat Shmona versus $2,436 in Haifa.

Estimated couple costs with rent: $4,340 in Kiryat Shmona versus $3,699 in Haifa.

Monthly costs for a family of three with rent: $5,827 in Kiryat Shmona versus $4,963 in Haifa.

Living in Kiryat Shmona is roughly 17% more expensive than in Haifa, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Kiryat Shmona 107% above, Haifa 77% above.

Meal at Budget Restaurant

$26.59 ₪80.6

$26.25 ₪79.5

1.30%

Three-Course Dinner for Two, Mid-Range

$105 ₪319

$109 ₪329

-3.06%

Fast Food Meal (McDonalds, etc)

$18.33 ₪55.5

$20.27 ₪61.4

-9.57%

Cappuccino

$4.69 ₪14.22

$4.58 ₪13.88

2.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.93 ₪11.91

$3.51 ₪10.62

11.97%

Water (0.33 liter bottle)

$2.73 ₪8.27

$3.36 ₪10.18

-18.75%

Local Beer (0.5 liter draught)

$10.63 ₪32.23

$10.65 ₪32.27

-0.19%

Imported Beer (0.33 liter bottle)

$10.30 ₪31.21

$10.97 ₪33.24

-6.11%

Milk (1 liter)

$2.77 ₪8.40

$2.57 ₪7.78

7.78%

White Bread (500g)

$4.98 ₪15.09

$3.72 ₪11.28

33.87%

Rice (white) (1kg)

$3.15 ₪9.54

$3.92 ₪11.88

-19.64%

Eggs

$4.75 ₪14.39

$5.06 ₪15.34

-6.13%

Local Cheese (1kg)

$13.30 ₪40.30

$17.78 ₪53.9

-25.20%

Chicken Fillets (1kg)

$21.19 ₪64.2

$13.13 ₪39.79

61.39%

Beef Round Steak (1kg)

$23.14 ₪70.1

$24.79 ₪75.1

-6.66%

Apples (1kg)

$6.46 ₪19.58

$4.36 ₪13.22

48.17%

Banana (1kg)

$2.94 ₪8.91

$2.92 ₪8.85

0.68%

Oranges (1kg)

$3.02 ₪9.14

$2.37 ₪7.20

27.43%

Tomato (1kg)

$3.57 ₪10.83

$2.56 ₪7.77

39.45%

Potato (1kg)

$1.74 ₪5.26

$2.09 ₪6.33

-16.75%

Onion (1kg)

$1.42 ₪4.29

$1.78 ₪5.40

-20.22%

Lettuce (1 head)

$2.42 ₪7.33

$2.44 ₪7.41

-0.82%

Water (1.5 liter bottle)

$2.31 ₪7.01

$2.71 ₪8.21

-14.76%

Cigarettes 20 Pack (Marlboro, Camel)

$10.13 ₪30.71

$13.48 ₪40.85

-24.85%

Wine (Bottle)

$13.54 ₪41.03

$15.79 ₪47.86

-14.25%

Local Beer (0.5 liter bottle)

$3.55 ₪10.75

$3.32 ₪10.05

6.93%

Imported Beer (0.33 liter bottle)

$3.99 ₪12.09

$4.95 ₪14.99

-19.39%

One-way Ticket (Public Transport)

$2.68 ₪8.13

$2.64 ₪7.99

1.52%

Public Transport Monthly Pass (Regular Price)

$77.0 ₪233

$102 ₪310

-24.75%

Taxi Start (Normal Tariff)

$4.05 ₪12.28

$4.36 ₪13.20

-7.11%

Taxi (Normal Tariff) (1km)

$1.28 ₪3.87

Taxi 1hour Waiting (Normal Tariff)

$30.01 ₪90.9

$38.53 ₪117

-22.11%

Gasoline (1 liter)

$2.70 ₪8.18

$2.72 ₪8.24

-0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.9K ₪175.5K

$57.7K ₪174.9K

0.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$60.3K ₪182.6K

$58.4K ₪177.0K

3.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 ₪604

$272 ₪823

-26.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.72 ₪44.59

$11.83 ₪35.85

24.43%

Internet (50+ Mbps, Unlimited Data)

$55.4 ₪168

$36.39 ₪110

52.21%

Gym Membership (Monthly)

$76.3 ₪231

$71.6 ₪217

6.69%

Tennis Court (1 Hour on Weekend)

$25.80 ₪78.2

Cinema Ticket

$16.62 ₪50.4

$16.04 ₪48.59

3.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,310 ₪3,971

$1,202 ₪3,643

9.01%

International Primary School, 1 Child (Yearly)

$29.1K ₪88.1K

Jeans (Levis 501 Or Similar)

$129 ₪391

$116 ₪351

11.34%

Summer Dress (H&M, Zara, etc)

$67.2 ₪204

$72.9 ₪221

-7.88%

Sport Shoes (Adidas, Nike)

$179 ₪542

$136 ₪412

31.33%

Men's Leather Business Shoes

$269 ₪814

$159 ₪481

69.40%

1-bedroom Apartment, City Center (Monthly)

$1,574 ₪4,768

$1,061 ₪3,216

48.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,193 ₪3,615

$827 ₪2,505

44.29%

3-bedroom Apartment, City Center (Monthly)

$2,360 ₪7,151

$1,664 ₪5,041

41.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,899 ₪5,754

$1,187 ₪3,596

60.01%

Buy Apartment in City Center (m2)

$9,803 ₪29.7K

$9,690 ₪29.4K

1.17%

Buy Apartment Outside City Center (m2)

$7,926 ₪24.0K

$6,274 ₪19.0K

26.32%

Average Monthly Net Salary (After Tax)

$4,369 ₪13.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.1

5.05

0.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiryat Shmona: September 7, 2026

Last update for Haifa: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,574 in Kiryat Shmona and $1,061 in Haifa. Housing cost is often the main lever when comparing two cities.

Dining out: $105 in Kiryat Shmona vs $109 in Haifa. Groceries flip the comparison at $503 vs $464, with Haifa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiryat Shmona vs Haifa: Cost of Living - Frequently Asked Questions

Haifa is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 17% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,279 in Kiryat Shmona and $3,653 in Haifa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,574 in Kiryat Shmona versus $1,061 in Haifa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,853 per month in Kiryat Shmona versus $2,436 in Haifa – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haifa runs roughly 33% less than in Kiryat Shmona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,436 in Haifa versus $2,853 in Kiryat Shmona, a $2,500 budget is realistic in Haifa but tight or insufficient in Kiryat Shmona. The gap between the two cities makes Haifa the clear choice for anyone on this budget.

For families, Haifa is more practical. Housing and childcare are both notably cheaper than in Kiryat Shmona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kiryat Shmona and Haifa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haifa gentler on the wallet – expenses run 17% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.