Cost of Living Comparison Between Kiryat Shmona and Haifa Cost of Living Comparison Between Kiryat Shmona and Haifa

Monthly Cost of Living

Monthly costs for one person with rent: $2,330 in Kiryat Shmona versus $2,061 in Haifa.

Estimated couple costs with rent: $3,483 in Kiryat Shmona versus $3,140 in Haifa.

Monthly costs for a family of three with rent: $4,635 in Kiryat Shmona versus $4,219 in Haifa.

Living in Kiryat Shmona is roughly 13% more expensive than Haifa, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Kiryat Shmona 74% above, Haifa 54% above.

Meal at Budget Restaurant

$22.16 ₪63.1

$21.66 ₪61.7

2.31%

Three-Course Dinner for Two, Mid-Range

$88.4 ₪252

$84.0 ₪239

5.23%

Fast Food Meal (McDonalds, etc)

$16.81 ₪47.86

$15.55 ₪44.26

8.10%

Cappuccino

$4.45 ₪12.68

$4.18 ₪11.89

6.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.06 ₪8.72

$2.84 ₪8.10

7.75%

Water (0.33 liter bottle)

$2.33 ₪6.63

$2.39 ₪6.81

-2.51%

Local Beer (0.5 liter draught)

$8.30 ₪23.64

$9.53 ₪27.14

-12.91%

Imported Beer (0.33 liter bottle)

$9.83 ₪28.00

$8.49 ₪24.19

15.78%

Milk (1 liter)

$1.91 ₪5.44

$2.10 ₪5.98

-9.05%

White Bread (500g)

$3.01 ₪8.58

$2.60 ₪7.41

15.77%

Rice (white) (1kg)

$3.18 ₪9.05

$2.80 ₪7.97

13.57%

Eggs

$4.00 ₪11.38

$4.24 ₪12.07

-5.66%

Local Cheese (1kg)

$20.21 ₪57.6

$16.69 ₪47.54

21.09%

Chicken Fillets (1kg)

$10.97 ₪31.24

$10.49 ₪29.87

4.58%

Beef Round Steak (1kg)

$21.76 ₪62.0

$21.31 ₪60.7

2.11%

Apples (1kg)

$5.00 ₪14.25

$3.22 ₪9.18

55.28%

Banana (1kg)

$2.54 ₪7.22

$2.24 ₪6.37

13.39%

Oranges (1kg)

$2.28 ₪6.50

$1.94 ₪5.53

17.53%

Tomato (1kg)

$2.68 ₪7.63

$2.17 ₪6.18

23.50%

Potato (1kg)

$2.06 ₪5.86

$1.51 ₪4.29

36.42%

Onion (1kg)

$1.65 ₪4.70

$1.58 ₪4.49

4.43%

Lettuce (1 head)

$2.19 ₪6.24

$1.91 ₪5.44

14.66%

Water (1.5 liter bottle)

$1.61 ₪4.57

$1.72 ₪4.91

-6.40%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 ₪30.76

$10.77 ₪30.67

0.28%

Wine (Bottle)

$17.78 ₪50.6

$16.81 ₪47.87

5.77%

Local Beer (0.5 liter bottle)

$2.87 ₪8.16

$2.88 ₪8.19

-0.35%

Imported Beer (0.33 liter bottle)

$3.61 ₪10.28

$3.66 ₪10.43

-1.37%

One-way Ticket (Public Transport)

$1.73 ₪4.92

$1.67 ₪4.76

3.59%

Public Transport Monthly Pass (Regular Price)

$66.3 ₪189

$64.6 ₪184

2.65%

Taxi Start (Normal Tariff)

$4.19 ₪11.94

$7.00 ₪19.94

-40.14%

Taxi (Normal Tariff) (1km)

$0.81 ₪2.30

$0.86 ₪2.44

-5.81%

Taxi 1hour Waiting (Normal Tariff)

$41.69 ₪119

$32.72 ₪93.2

27.41%

Gasoline (1 liter)

$1.80 ₪5.13

$2.03 ₪5.77

-11.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K ₪115.6K

$45.5K ₪129.6K

-10.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.6K ₪132.6K

$44.5K ₪126.8K

4.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 ₪704

$237 ₪675

4.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.45 ₪35.44

$9.66 ₪27.50

28.88%

Internet (50+ Mbps, Unlimited Data)

$28.96 ₪82.5

$26.89 ₪76.6

7.70%

Gym Membership (Monthly)

$66.7 ₪190

$65.7 ₪187

1.52%

Tennis Court (1 Hour on Weekend)

$18.21 ₪51.9

$17.97 ₪51.2

1.34%

Cinema Ticket

$12.76 ₪36.33

$12.53 ₪35.66

1.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,166 ₪3,319

$1,062 ₪3,023

9.80%

International Primary School, 1 Child (Yearly)

$18.2K ₪51.9K

$3,974 ₪11.3K

358.70%

Jeans (Levis 501 Or Similar)

$90.8 ₪259

$88.1 ₪251

3.04%

Summer Dress (H&M, Zara, etc)

$62.4 ₪178

$54.9 ₪156

13.74%

Sport Shoes (Adidas, Nike)

$134 ₪382

$114 ₪323

18.25%

Men's Leather Business Shoes

$174 ₪494

$109 ₪309

59.77%

1-bedroom Apartment, City Center (Monthly)

$1,041 ₪2,964

$892 ₪2,539

16.71%

1-bedroom Apartment, Outside City Center (Monthly)

$939 ₪2,674

$744 ₪2,117

26.29%

3-bedroom Apartment, City Center (Monthly)

$1,547 ₪4,404

$1,473 ₪4,195

4.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,390 ₪3,956

$1,241 ₪3,532

12.00%

Buy Apartment in City Center (m2)

$10.8K ₪30.9K

$10.1K ₪28.9K

7.07%

Buy Apartment Outside City Center (m2)

$7,124 ₪20.3K

$6,499 ₪18.5K

9.62%

Average Monthly Net Salary (After Tax)

$4,652 ₪13.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.89

5.35

-27.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiryat Shmona: June 1, 2026

Last update for Haifa: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,041 in Kiryat Shmona and $892 in Haifa. Housing cost is often the main lever when comparing two cities.

Dining out: $88.0 in Kiryat Shmona vs $84.0 in Haifa for a mid-range dinner for two. Groceries echo the gap at $416 vs $381 per month, with Haifa cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiryat Shmona vs Haifa: Cost of Living - Frequently Asked Questions

Haifa is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 13% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,495 in Kiryat Shmona and $3,092 in Haifa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,041 in Kiryat Shmona versus $892 in Haifa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,330 per month in Kiryat Shmona versus $2,061 in Haifa – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Haifa runs roughly 3% less than in Kiryat Shmona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,061 in Haifa versus $2,330 in Kiryat Shmona, a $2,500 budget is realistic in Haifa but tight or insufficient in Kiryat Shmona. The gap between the two cities makes Haifa the clear choice for anyone on this budget.

For families, Haifa is more practical. Housing and childcare are both notably cheaper than in Kiryat Shmona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kiryat Shmona and Haifa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Haifa gentler on the wallet – expenses run 13% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.