Last update: Oct 2026

Cost of Living Comparison Between Kiryat Shmona and Haifa

For one person, living is cheaper in Haifa: $2,443 a month against $3,014 in Kiryat Shmona, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

142

Cost of Living Index in Kiryat Shmona
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Kiryat Shmona Living Index
118

Cost of Living Index in Haifa
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Haifa Living Index

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Kiryat Shmona

🇮🇱 Israel

$3,014

/mo nomad

Haifa

🇮🇱 Israel

$2,443

/mo nomad

Monthly Cost of Living

How much you'll spend in Kiryat Shmona and in Haifa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kiryat Shmona and in Haifa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,014 in Kiryat Shmona versus $2,443 in Haifa.

Kiryat Shmona $3,014
Haifa $2,443

Estimated couple costs with rent: $4,420 in Kiryat Shmona versus $3,719 in Haifa.

Kiryat Shmona $4,420
Haifa $3,719

Monthly costs for a family of three with rent: $5,825 in Kiryat Shmona versus $4,995 in Haifa.

Kiryat Shmona $5,825
Haifa $4,995

Living in Kiryat Shmona is roughly 23% more expensive than in Haifa, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kiryat Shmona 121% above, Haifa 80% above.

Meal at Budget Restaurant

$26.25 ₪81.8

$26.19 ₪81.6

0.23%

Three-Course Dinner for Two, Mid-Range

$90.1 ₪281

$108 ₪338

-16.87%

Fast Food Meal (McDonalds, etc)

$20.56 ₪64.0

$19.80 ₪61.7

3.84%

Cappuccino

$4.72 ₪14.69

$4.47 ₪13.92

5.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 ₪11.96

$3.47 ₪10.79

10.66%

Water (0.33 liter bottle)

$2.73 ₪8.51

$3.32 ₪10.33

-17.77%

Local Beer (0.5 liter draught)

$9.58 ₪29.83

$10.34 ₪32.20

-7.35%

Imported Beer (0.33 liter bottle)

$10.01 ₪31.19

$10.90 ₪33.96

-8.17%

Milk (1 liter)

$2.68 ₪8.36

$2.55 ₪7.95

5.10%

White Bread (500g)

$5.63 ₪17.55

$3.59 ₪11.18

56.82%

Rice (white) (1kg)

$3.38 ₪10.53

$3.87 ₪12.07

-12.66%

Eggs

$4.54 ₪14.13

$5.10 ₪15.89

-10.98%

Local Cheese (1kg)

$13.22 ₪41.17

$17.47 ₪54.4

-24.33%

Chicken Fillets (1kg)

$19.30 ₪60.1

$12.80 ₪39.86

50.78%

Beef Round Steak (1kg)

$26.11 ₪81.3

$23.44 ₪73.0

11.39%

Apples (1kg)

$6.49 ₪20.20

$4.26 ₪13.27

52.35%

Banana (1kg)

$3.32 ₪10.34

$2.93 ₪9.13

13.31%

Oranges (1kg)

$3.07 ₪9.56

$2.40 ₪7.49

27.92%

Tomato (1kg)

$3.26 ₪10.15

$2.51 ₪7.81

29.88%

Potato (1kg)

$2.05 ₪6.40

$1.96 ₪6.11

4.59%

Onion (1kg)

$1.76 ₪5.48

$1.73 ₪5.37

1.73%

Lettuce (1 head)

$2.38 ₪7.42

$2.37 ₪7.39

0.42%

Water (1.5 liter bottle)

$2.56 ₪7.97

$2.71 ₪8.43

-5.54%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 ₪31.04

$13.28 ₪41.35

-24.92%

Wine (Bottle)

$12.78 ₪39.81

$15.40 ₪47.95

-17.01%

Local Beer (0.5 liter bottle)

$4.80 ₪14.94

$3.21 ₪9.99

49.53%

Imported Beer (0.33 liter bottle)

$4.08 ₪12.71

$4.82 ₪15.02

-15.35%

One-way Ticket (Public Transport)

$2.53 ₪7.88

Public Transport Monthly Pass (Regular Price)

$91.3 ₪284

$103 ₪319

-10.97%

Taxi Start (Normal Tariff)

$8.05 ₪25.08

$4.37 ₪13.62

84.21%

Taxi (Normal Tariff) (1km)

$1.33 ₪4.15

$1.21 ₪3.76

9.92%

Taxi 1hour Waiting (Normal Tariff)

$24.36 ₪75.9

$37.30 ₪116

-34.69%

Gasoline (1 liter)

$2.66 ₪8.27

$2.66 ₪8.28

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.3K ₪169.0K

$55.7K ₪173.6K

-2.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.0K ₪168.1K

$54.8K ₪170.6K

-1.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$344 ₪1,070

$261 ₪812

31.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.97 ₪37.28

$11.75 ₪36.61

1.87%

Internet (50+ Mbps, Unlimited Data)

$48.81 ₪152

$35.21 ₪110

38.63%

Gym Membership (Monthly)

$87.6 ₪273

$82.8 ₪258

5.72%

Tennis Court (1 Hour on Weekend)

$24.97 ₪77.8

Cinema Ticket

$16.13 ₪50.2

$15.98 ₪49.77

0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,615 ₪5,029

$1,160 ₪3,612

39.23%

International Primary School, 1 Child (Yearly)

$32.3K ₪100.7K

Jeans (Levis 501 Or Similar)

$104 ₪324

$111 ₪345

-6.32%

Summer Dress (H&M, Zara, etc)

$66.1 ₪206

$71.0 ₪221

-6.93%

Sport Shoes (Adidas, Nike)

$173 ₪540

$130 ₪406

33.06%

Men's Leather Business Shoes

$160 ₪500

$156 ₪485

3.02%

1-bedroom Apartment, City Center (Monthly)

$1,457 ₪4,539

$1,079 ₪3,361

35.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,207 ₪3,760

$811 ₪2,527

48.80%

3-bedroom Apartment, City Center (Monthly)

$2,572 ₪8,010

$1,727 ₪5,378

48.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,941 ₪6,044

$1,277 ₪3,979

51.92%

Buy Apartment in City Center (m2)

$9,180 ₪28.6K

$9,276 ₪28.9K

-1.04%

Buy Apartment Outside City Center (m2)

$8,259 ₪25.7K

$6,034 ₪18.8K

36.88%

Average Monthly Net Salary (After Tax)

$4,308 ₪13.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.1

5.04

1.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiryat Shmona: October 26, 2026

Last update for Haifa: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kiryat Shmona

$1.2K 40.1%

Haifa

$811 33.2% 32.8% $396

Groceries & Markets

Kiryat Shmona

$518 17.2%

Haifa

$453 18.5% 12.6% $65

Eating Out

Kiryat Shmona

$422 14%

Haifa

$423 17.3% 0.2% $0.7

Monthly Utilities & Internet

Kiryat Shmona

$404 13.4%

Haifa

$308 12.6% 23.9% $97

Clothing & Footwear

Kiryat Shmona

$227 7.5%

Haifa

$211 8.6% 7.1% $16

Sport & Entertainment

Kiryat Shmona

$120 4%

Haifa

$115 4.7% 4.2% $5

Getting Around

Kiryat Shmona

$116 3.9%

Haifa

$123 5% 6% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,457 in Kiryat Shmona and $1,079 in Haifa. Housing cost is often the main lever when comparing two cities.

Dining out: $90 in Kiryat Shmona vs $108 in Haifa. Groceries flip the comparison at $518 vs $453, with Haifa cheaper for home cooking.

Good to know

🇮🇱 Kiryat Shmona

🇮🇱 Haifa

🕒 Local time

22:48 10:48 PM

Same time as Kiryat Shmona

🌤 Weather

👥 Population

23,076

279,591

💱 Currency

Israeli New Shekel ILS ₪

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.288 EUR

1 ILS = 0.321 USD

1 ILS = 0.288 EUR

Exchange rates and currency converter

On the map

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Kiryat Shmona Haifa 69 km

From you

Kiryat Shmona
Haifa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiryat Shmona vs Haifa: Cost of Living - Frequently Asked Questions

Haifa is about 19% cheaper overall, especially in groceries, clothing, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $4,521 in Kiryat Shmona and $3,665 in Haifa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,457 in Kiryat Shmona versus $1,079 in Haifa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,014 per month in Kiryat Shmona versus $2,443 in Haifa – Haifa is about 19% cheaper, which adds up to real savings over time.

A monthly transit pass in Kiryat Shmona runs roughly 11% less than in Haifa. The price difference matters if you commute daily and watch your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.