Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kiryat Shmona

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,014 in Kiryat Shmona, rent and utilities included – about $20,000 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
142

Cost of Living Index in Kiryat Shmona
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Kiryat Shmona Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kiryat Shmona

🇮🇱 Israel

$3,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kiryat Shmona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kiryat Shmona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,014 in Kiryat Shmona.

Ubud, Bali $1,349
Kiryat Shmona $3,014

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,420 in Kiryat Shmona.

Ubud, Bali $2,305
Kiryat Shmona $4,420

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,825 in Kiryat Shmona.

Ubud, Bali $3,261
Kiryat Shmona $5,825

Living in Ubud, Bali costs roughly 55% less than in Kiryat Shmona, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$26.25 ₪80.4

-87.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$90.1 ₪276

-60.44%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$20.56 ₪63.0

-73.10%

Cappuccino

$2.72 Rp 49.0K

$4.72 ₪14.45

-42.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$3.84 ₪11.76

-55.73%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$2.73 ₪8.37

-72.16%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$9.58 ₪29.33

-72.34%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$10.01 ₪30.67

-56.24%

Milk (1 liter)

$1.49 Rp 26.9K

$2.68 ₪8.22

-44.40%

White Bread (500g)

$2.28 Rp 41.0K

$5.63 ₪17.26

-59.50%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.38 ₪10.35

-64.79%

Eggs

$2.04 Rp 36.7K

$4.54 ₪13.89

-55.07%

Local Cheese (1kg)

$17.70 Rp 319.1K

$13.22 ₪40.48

33.89%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$19.30 ₪59.1

-79.48%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$26.11 ₪80.0

-53.31%

Apples (1kg)

$3.66 Rp 65.9K

$6.49 ₪19.86

-43.61%

Banana (1kg)

$1.52 Rp 27.4K

$3.32 ₪10.17

-54.22%

Oranges (1kg)

$2.23 Rp 40.2K

$3.07 ₪9.40

-27.36%

Tomato (1kg)

$1.97 Rp 35.6K

$3.26 ₪9.98

-39.57%

Potato (1kg)

$1.85 Rp 33.3K

$2.05 ₪6.29

-9.76%

Onion (1kg)

$2.42 Rp 43.7K

$1.76 ₪5.39

37.50%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.38 ₪7.30

-58.40%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$2.56 ₪7.84

-80.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$9.97 ₪30.52

-77.73%

Wine (Bottle)

$22.24 Rp 400.9K

$12.78 ₪39.14

74.02%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$4.80 ₪14.69

-52.92%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$4.08 ₪12.50

-27.21%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$2.53 ₪7.75

-90.12%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$91.3 ₪280

-91.43%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$8.05 ₪24.66

-94.53%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.33 ₪4.09

-67.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$24.36 ₪74.6

-77.79%

Gasoline (1 liter)

$0.82 Rp 14.9K

$2.66 ₪8.13

-69.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$54.3K ₪166.2K

-56.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$54.0K ₪165.3K

-41.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$344 ₪1,052

-76.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$11.97 ₪36.66

-46.12%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$48.81 ₪149

-61.93%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$87.6 ₪268

-43.48%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$16.13 ₪49.40

-73.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$1,615 ₪4,945

-69.62%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$32.3K ₪99.0K

-82.46%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$104 ₪318

-57.04%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$66.1 ₪202

-47.14%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$173 ₪531

-53.90%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$160 ₪491

-50.49%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$1,457 ₪4,464

-22.82%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$1,207 ₪3,697

-44.37%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$2,572 ₪7,876

38.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$1,941 ₪5,943

-11.20%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$9,180 ₪28.1K

-70.24%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$8,259 ₪25.3K

-72.34%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.1

170.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kiryat Shmona: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kiryat Shmona

$1.2K 40.1% 79.8% $536

Groceries & Markets

Ubud, Bali

$288 21.4%

Kiryat Shmona

$518 17.2% 79.5% $229

Eating Out

Ubud, Bali

$108 8%

Kiryat Shmona

$422 14% 292% $315

Clothing & Footwear

Ubud, Bali

$108 8%

Kiryat Shmona

$227 7.5% 111% $119

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kiryat Shmona

$404 13.4% 288% $300

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kiryat Shmona

$120 4% 107% $62

Getting Around

Ubud, Bali

$11 0.9%

Kiryat Shmona

$116 3.9% 917% $105

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,457 in Kiryat Shmona. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $90 in Kiryat Shmona for a mid-range dinner for two. Groceries echo the gap at $288 vs $518 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇱 Kiryat Shmona

🕒 Local time

02:06 2:06 AM

20:06 8:06 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

23,076

💱 Currency

Indonesian Rupiah IDR Rp

Israeli New Shekel ILS ₪

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 ILS = 0.327 USD

1 ILS = 0.293 EUR

Exchange rates and currency converter

ILS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

Israeli New Shekel exchange rates as of October 28, 2026: 1 USD = 3.06 ILS (1 ILS = 0.327 USD). 1 EUR = 3.41 ILS (1 ILS = 0.293 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kiryat Shmona 9,580 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Kiryat Shmona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kiryat Shmona: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kiryat Shmona differ by about 123% in total monthly costs ($1,349 vs $3,014 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $4,521 in Kiryat Shmona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,457 in Kiryat Shmona. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $1,615 in Kiryat Shmona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 80% higher in Kiryat Shmona. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 55% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.