Cost of Living Comparison Between Ubud, Bali and Kiryat Shmona Cost of Living Comparison Between Ubud, Bali and Kiryat Shmona

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,330 in Kiryat Shmona.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $3,507 in Kiryat Shmona.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $4,685 in Kiryat Shmona.

Living in Ubud, Bali costs roughly 40% less than in Kiryat Shmona, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Kiryat Shmona 74% above.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$21.42 ₪65.1

-83.89%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$88.6 ₪269

-63.50%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$16.59 ₪50.4

-70.83%

Cappuccino

$2.75 Rp 49.3K

$4.44 ₪13.48

-38.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$3.06 ₪9.31

-54.90%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.28 ₪6.93

-67.11%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$8.53 ₪25.90

-64.95%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$9.93 ₪30.15

-61.23%

Milk (1 liter)

$1.74 Rp 31.1K

$1.96 ₪5.95

-11.22%

White Bread (500g)

$2.46 Rp 44.1K

$2.91 ₪8.83

-15.46%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.15 ₪9.58

-62.86%

Eggs

$2.43 Rp 43.6K

$3.87 ₪11.74

-37.21%

Local Cheese (1kg)

$14.50 Rp 260.2K

$20.53 ₪62.4

-29.37%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$10.68 ₪32.44

-59.27%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$21.48 ₪65.3

-44.23%

Apples (1kg)

$3.72 Rp 66.7K

$5.00 ₪15.20

-25.60%

Banana (1kg)

$1.63 Rp 29.2K

$2.47 ₪7.50

-34.01%

Oranges (1kg)

$2.74 Rp 49.2K

$2.34 ₪7.10

17.09%

Tomato (1kg)

$2.24 Rp 40.2K

$2.56 ₪7.78

-12.50%

Potato (1kg)

$1.92 Rp 34.4K

$2.15 ₪6.52

-10.70%

Onion (1kg)

$2.28 Rp 40.8K

$1.63 ₪4.96

39.88%

Lettuce (1 head)

$1.06 Rp 19.1K

$2.09 ₪6.35

-49.28%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.59 ₪4.83

-54.72%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$10.72 ₪32.56

-69.31%

Wine (Bottle)

$23.19 Rp 416.1K

$16.86 ₪51.2

37.54%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$2.84 ₪8.61

-2.11%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.67 ₪11.14

-25.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.64 ₪4.98

-83.54%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$66.4 ₪202

-87.79%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$4.20 ₪12.75

-88.57%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.81 ₪2.46

-48.15%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$42.21 ₪128

-85.26%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.79 ₪5.44

-54.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$40.4K ₪122.7K

-34.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$46.0K ₪139.8K

-30.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$249 ₪755

-68.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$12.72 ₪38.63

-68.00%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$29.93 ₪90.9

-18.71%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$65.3 ₪198

51.03%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$18.66 ₪56.7

-66.02%

Cinema Ticket

$3.99 Rp 71.5K

$12.76 ₪38.75

-68.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$1,149 ₪3,491

-73.46%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$18.4K ₪55.8K

-63.86%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$90.5 ₪275

-40.14%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$61.1 ₪186

-38.11%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$131 ₪398

-33.66%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$171 ₪519

-55.35%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$1,005 ₪3,052

-1.29%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$938 ₪2,851

-28.32%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$1,512 ₪4,593

123.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,414 ₪4,294

45.04%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$10.9K ₪33.2K

-74.36%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$8,812 ₪26.8K

-74.73%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.89

241.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kiryat Shmona: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $1,005 in Kiryat Shmona. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $89.0 in Kiryat Shmona for a mid-range dinner for two. Groceries echo the gap at $297 vs $411 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kiryat Shmona: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kiryat Shmona differ by about 66% in total monthly costs ($1,408 vs $2,330 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,112 in Ubud, Bali and $3,495 in Kiryat Shmona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $1,005 in Kiryat Shmona. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $1,149 in Kiryat Shmona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 38% higher in Kiryat Shmona. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $2,330 in Kiryat Shmona, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kiryat Shmona. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kiryat Shmona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.