Last update: Oct 2026

Cost of Living Comparison Between Kiryat Shmona and Tel Aviv-Yafo

For one person, living is cheaper in Kiryat Shmona: $3,014 a month against $3,664 in Tel Aviv-Yafo, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

Kiryat Shmona, Israel
Tel Aviv-Yafo, Israel
Kiryat Shmona
🇮🇱 Israel
$3,014
/mo nomad
Tel Aviv-Yafo
🇮🇱 Israel
$3,664
/mo nomad
Monthly Cost of Living

How much you'll spend in Kiryat Shmona and in Tel Aviv-Yafo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kiryat Shmona and in Tel Aviv-Yafo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,014 in Kiryat Shmona versus $3,664 in Tel Aviv-Yafo.

  • Kiryat Shmona $3,014
  • Tel Aviv-Yafo $3,664

Estimated couple costs with rent: $4,420 in Kiryat Shmona versus $5,410 in Tel Aviv-Yafo.

  • Kiryat Shmona $4,420
  • Tel Aviv-Yafo $5,410

Monthly costs for a family of three with rent: $5,825 in Kiryat Shmona versus $7,156 in Tel Aviv-Yafo.

  • Kiryat Shmona $5,825
  • Tel Aviv-Yafo $7,156

Living in Kiryat Shmona costs roughly 18% less than in Tel Aviv-Yafo, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Kiryat Shmona 121% above, Tel Aviv-Yafo 169% above.

Currency
🍽 Eating Out
Kiryat Shmona
Tel Aviv-Yafo
Difference
Meal at Budget Restaurant
$26.25 ₪82.3
$26.13 ₪81.9
0.46%
Three-Course Dinner for Two, Mid-Range
$90.1 ₪283
$128 ₪402
-29.70%
Fast Food Meal (McDonalds, etc)
$20.56 ₪64.5
$20.15 ₪63.2
2.03%
Cappuccino
$4.72 ₪14.80
$5.47 ₪17.16
-13.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 ₪12.04
$3.88 ₪12.18
-1.03%
Water (0.33 liter bottle)
$2.73 ₪8.57
$3.10 ₪9.73
-11.94%
Local Beer (0.5 liter draught)
$9.58 ₪30.04
$11.09 ₪34.77
-13.62%
Imported Beer (0.33 liter bottle)
$10.01 ₪31.41
$10.81 ₪33.91
-7.40%
🛒 Groceries & Markets
Kiryat Shmona
Tel Aviv-Yafo
Difference
Milk (1 liter)
$2.68 ₪8.41
$2.57 ₪8.05
4.28%
White Bread (500g)
$5.63 ₪17.67
$4.42 ₪13.87
27.38%
Rice (white) (1kg)
$3.38 ₪10.60
$3.72 ₪11.67
-9.14%
Eggs
$4.54 ₪14.23
$5.28 ₪16.55
-14.02%
Local Cheese (1kg)
$13.22 ₪41.45
$21.19 ₪66.5
-37.61%
Chicken Fillets (1kg)
$19.30 ₪60.5
$15.93 ₪49.97
21.16%
Beef Round Steak (1kg)
$26.11 ₪81.9
$25.64 ₪80.4
1.83%
Apples (1kg)
$6.49 ₪20.34
$4.66 ₪14.62
39.27%
Banana (1kg)
$3.32 ₪10.41
$3.77 ₪11.83
-11.94%
Oranges (1kg)
$3.07 ₪9.62
$2.51 ₪7.88
22.31%
Tomato (1kg)
$3.26 ₪10.22
$3.37 ₪10.56
-3.26%
Potato (1kg)
$2.05 ₪6.44
$1.93 ₪6.05
6.22%
Onion (1kg)
$1.76 ₪5.52
$1.92 ₪6.01
-8.33%
Lettuce (1 head)
$2.38 ₪7.47
$2.73 ₪8.56
-12.82%
Water (1.5 liter bottle)
$2.56 ₪8.03
$2.60 ₪8.16
-1.54%
Cigarettes 20 Pack (Marlboro, Camel)
$9.97 ₪31.25
$14.73 ₪46.21
-32.32%
Wine (Bottle)
$12.78 ₪40.08
$16.16 ₪50.7
-20.92%
Local Beer (0.5 liter bottle)
$4.80 ₪15.04
$3.66 ₪11.49
31.15%
Imported Beer (0.33 liter bottle)
$4.08 ₪12.80
$4.74 ₪14.85
-13.92%
🚌 Getting Around
Kiryat Shmona
Tel Aviv-Yafo
Difference
One-way Ticket (Public Transport)
$2.53 ₪7.93
$2.56 ₪8.03
-1.17%
Public Transport Monthly Pass (Regular Price)
$91.3 ₪286
$103 ₪322
-11.01%
Taxi Start (Normal Tariff)
$8.05 ₪25.25
$4.16 ₪13.06
93.51%
Taxi (Normal Tariff) (1km)
$1.33 ₪4.18
$1.10 ₪3.44
20.91%
Taxi 1hour Waiting (Normal Tariff)
$24.36 ₪76.4
$19.67 ₪61.7
23.84%
Gasoline (1 liter)
$2.66 ₪8.33
$2.65 ₪8.32
0.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$54.3K ₪170.2K
$54.6K ₪171.3K
-0.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$54.0K ₪169.2K
$54.5K ₪171.0K
-1.02%
🧾 Monthly Utilities & Internet
Kiryat Shmona
Tel Aviv-Yafo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$344 ₪1,077
$441 ₪1,382
-22.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.97 ₪37.54
$11.53 ₪36.16
3.82%
Internet (50+ Mbps, Unlimited Data)
$48.81 ₪153
$34.78 ₪109
40.34%
🎉 Sport & Entertainment
Kiryat Shmona
Tel Aviv-Yafo
Difference
Gym Membership (Monthly)
$87.6 ₪275
$93.8 ₪294
-6.63%
Tennis Court (1 Hour on Weekend)
-
$22.56 ₪70.8
-
Cinema Ticket
$16.13 ₪50.6
$16.09 ₪50.5
0.25%
🧸 Childcare & Education
Kiryat Shmona
Tel Aviv-Yafo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,615 ₪5,063
$1,665 ₪5,220
-3.01%
International Primary School, 1 Child (Yearly)
$32.3K ₪101.4K
$31.2K ₪97.8K
3.71%
👕👟 Clothing & Footwear
Kiryat Shmona
Tel Aviv-Yafo
Difference
Jeans (Levis 501 Or Similar)
$104 ₪326
$125 ₪391
-16.66%
Summer Dress (H&M, Zara, etc)
$66.1 ₪207
$85.2 ₪267
-22.35%
Sport Shoes (Adidas, Nike)
$173 ₪544
$170 ₪532
2.10%
Men's Leather Business Shoes
$160 ₪503
$201 ₪630
-20.10%
🏠 Accommodation & Living
Kiryat Shmona
Tel Aviv-Yafo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,457 ₪4,571
$2,294 ₪7,194
-36.46%
1-bedroom Apartment, Outside City Center (Monthly)
$1,207 ₪3,785
$1,716 ₪5,382
-29.66%
3-bedroom Apartment, City Center (Monthly)
$2,572 ₪8,064
$3,794 ₪11.9K
-32.22%
3-bedroom Apartment, Outside City Center (Monthly)
$1,941 ₪6,086
$2,861 ₪8,972
-32.17%
Buy Apartment in City Center (m2)
$9,180 ₪28.8K
$20.7K ₪64.9K
-55.63%
Buy Apartment Outside City Center (m2)
$8,259 ₪25.9K
$13.9K ₪43.7K
-40.71%
💵 Salaries & Financials
Kiryat Shmona
Tel Aviv-Yafo
Difference
Average Monthly Net Salary (After Tax)
-
$4,170 ₪13.1K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.1
5.03
1.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiryat Shmona: October 26, 2026

Last update for Tel Aviv-Yafo: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kiryat Shmona
$1.2K
Tel Aviv-Yafo
$1.7K 42.2% $509
Groceries & Markets
Kiryat Shmona
$518
Tel Aviv-Yafo
$511 1.4% $7.1
Eating Out
Kiryat Shmona
$422
Tel Aviv-Yafo
$440 4.2% $18
Monthly Utilities & Internet
Kiryat Shmona
$404
Tel Aviv-Yafo
$487 20.5% $83
Clothing & Footwear
Kiryat Shmona
$227
Tel Aviv-Yafo
$261 15.2% $34
Sport & Entertainment
Kiryat Shmona
$120
Tel Aviv-Yafo
$126 5.1% $6.1
Getting Around
Kiryat Shmona
$116
Tel Aviv-Yafo
$122 5.5% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,457 in Kiryat Shmona and $2,294 in Tel Aviv-Yafo. Housing cost is often the main lever when comparing two cities.

Dining out: $90 in Kiryat Shmona vs $128 in Tel Aviv-Yafo. Groceries flip the comparison at $518 vs $511, with Tel Aviv-Yafo cheaper for home cooking.

Good to know
🇮🇱 Kiryat Shmona
🇮🇱 Tel Aviv-Yafo
🕒 Local time
19:37 7:37 PM
19:37 7:37 PM
Same time as Kiryat Shmona
🌤 Weather
👥 Population
23,076
438,818
💱 Currency
Exchange rates and currency converter

USD, EUR to ILS – Israeli New Shekel Converter

Israeli New Shekel exchange rates as of November 2, 2026: 1 USD = 3.14 ILS (1 ILS = 0.319 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

On the map
Between locations
  • Kiryat Shmona Tel Aviv-Yafo 150 km
From you
  • Kiryat Shmona
  • Tel Aviv-Yafo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kiryat Shmona vs Tel Aviv-Yafo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kiryat Shmona and in Tel Aviv-Yafo?
Total monthly costs including rent come to $3,014 in Kiryat Shmona and $3,664 in Tel Aviv-Yafo, so Kiryat Shmona is about 18% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Kiryat Shmona compared to Tel Aviv-Yafo?
You’d need roughly $4,521 in Kiryat Shmona and $5,495 in Tel Aviv-Yafo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Kiryat Shmona and in Tel Aviv-Yafo?
Rent for a central apartment: $1,457 in Kiryat Shmona versus $2,294 in Tel Aviv-Yafo. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Kiryat Shmona and in Tel Aviv-Yafo?
A monthly transit pass in Kiryat Shmona runs roughly 11% less than in Tel Aviv-Yafo. The price difference matters if you commute daily and watch your budget.
Which city is more expensive overall: Kiryat Shmona or Tel Aviv-Yafo?
All in, you’ll spend $3,014 per month in Kiryat Shmona versus $3,664 in Tel Aviv-Yafo – Kiryat Shmona is about 18% cheaper, which adds up to real savings over time.
Which city is feasible on a $3,000 budget?
Both cities are expensive relative to $3,000. Kiryat Shmona is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Kiryat Shmona and Tel Aviv-Yafo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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