Last update: Oct 2026

Cost of Living Comparison Between Tel Aviv-Yafo and Kiryat Shmona

For one person, living is cheaper in Kiryat Shmona: $3,014 a month against $3,664 in Tel Aviv-Yafo, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

176

Cost of Living Index in Tel Aviv-Yafo
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Tel Aviv-Yafo Living Index
142

Cost of Living Index in Kiryat Shmona
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Kiryat Shmona Living Index

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Tel Aviv-Yafo

🇮🇱 Israel

$3,664

/mo nomad

Kiryat Shmona

🇮🇱 Israel

$3,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Tel Aviv-Yafo and in Kiryat Shmona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tel Aviv-Yafo and in Kiryat Shmona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,664 in Tel Aviv-Yafo versus $3,014 in Kiryat Shmona.

Tel Aviv-Yafo $3,664
Kiryat Shmona $3,014

Estimated couple costs with rent: $5,410 in Tel Aviv-Yafo versus $4,420 in Kiryat Shmona.

Tel Aviv-Yafo $5,410
Kiryat Shmona $4,420

Monthly costs for a family of three with rent: $7,156 in Tel Aviv-Yafo versus $5,825 in Kiryat Shmona.

Tel Aviv-Yafo $7,156
Kiryat Shmona $5,825

Living in Tel Aviv-Yafo is roughly 22% more expensive than in Kiryat Shmona, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Tel Aviv-Yafo 169% above, Kiryat Shmona 121% above.

Meal at Budget Restaurant

$26.13 ₪81.9

$26.25 ₪82.3

-0.46%

Three-Course Dinner for Two, Mid-Range

$128 ₪402

$90.1 ₪283

42.24%

Fast Food Meal (McDonalds, etc)

$20.15 ₪63.2

$20.56 ₪64.5

-1.99%

Cappuccino

$5.47 ₪17.16

$4.72 ₪14.80

15.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.88 ₪12.18

$3.84 ₪12.04

1.04%

Water (0.33 liter bottle)

$3.10 ₪9.73

$2.73 ₪8.57

13.55%

Local Beer (0.5 liter draught)

$11.09 ₪34.77

$9.58 ₪30.04

15.76%

Imported Beer (0.33 liter bottle)

$10.81 ₪33.91

$10.01 ₪31.41

7.99%

Milk (1 liter)

$2.57 ₪8.05

$2.68 ₪8.41

-4.10%

White Bread (500g)

$4.42 ₪13.87

$5.63 ₪17.67

-21.49%

Rice (white) (1kg)

$3.72 ₪11.67

$3.38 ₪10.60

10.06%

Eggs

$5.28 ₪16.55

$4.54 ₪14.23

16.30%

Local Cheese (1kg)

$21.19 ₪66.5

$13.22 ₪41.45

60.29%

Chicken Fillets (1kg)

$15.93 ₪49.97

$19.30 ₪60.5

-17.46%

Beef Round Steak (1kg)

$25.64 ₪80.4

$26.11 ₪81.9

-1.80%

Apples (1kg)

$4.66 ₪14.62

$6.49 ₪20.34

-28.20%

Banana (1kg)

$3.77 ₪11.83

$3.32 ₪10.41

13.55%

Oranges (1kg)

$2.51 ₪7.88

$3.07 ₪9.62

-18.24%

Tomato (1kg)

$3.37 ₪10.56

$3.26 ₪10.22

3.37%

Potato (1kg)

$1.93 ₪6.05

$2.05 ₪6.44

-5.85%

Onion (1kg)

$1.92 ₪6.01

$1.76 ₪5.52

9.09%

Lettuce (1 head)

$2.73 ₪8.56

$2.38 ₪7.47

14.71%

Water (1.5 liter bottle)

$2.60 ₪8.16

$2.56 ₪8.03

1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$14.73 ₪46.21

$9.97 ₪31.25

47.74%

Wine (Bottle)

$16.16 ₪50.7

$12.78 ₪40.08

26.45%

Local Beer (0.5 liter bottle)

$3.66 ₪11.49

$4.80 ₪15.04

-23.75%

Imported Beer (0.33 liter bottle)

$4.74 ₪14.85

$4.08 ₪12.80

16.18%

One-way Ticket (Public Transport)

$2.56 ₪8.03

$2.53 ₪7.93

1.19%

Public Transport Monthly Pass (Regular Price)

$103 ₪322

$91.3 ₪286

12.37%

Taxi Start (Normal Tariff)

$4.16 ₪13.06

$8.05 ₪25.25

-48.32%

Taxi (Normal Tariff) (1km)

$1.10 ₪3.44

$1.33 ₪4.18

-17.29%

Taxi 1hour Waiting (Normal Tariff)

$19.67 ₪61.7

$24.36 ₪76.4

-19.25%

Gasoline (1 liter)

$2.65 ₪8.32

$2.66 ₪8.33

-0.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.6K ₪171.3K

$54.3K ₪170.2K

0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.5K ₪171.0K

$54.0K ₪169.2K

1.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$441 ₪1,382

$344 ₪1,077

28.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.53 ₪36.16

$11.97 ₪37.54

-3.68%

Internet (50+ Mbps, Unlimited Data)

$34.78 ₪109

$48.81 ₪153

-28.74%

Gym Membership (Monthly)

$93.8 ₪294

$87.6 ₪275

7.10%

Tennis Court (1 Hour on Weekend)

$22.56 ₪70.8

Cinema Ticket

$16.09 ₪50.5

$16.13 ₪50.6

-0.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,665 ₪5,220

$1,615 ₪5,063

3.10%

International Primary School, 1 Child (Yearly)

$31.2K ₪97.8K

$32.3K ₪101.4K

-3.58%

Jeans (Levis 501 Or Similar)

$125 ₪391

$104 ₪326

19.99%

Summer Dress (H&M, Zara, etc)

$85.2 ₪267

$66.1 ₪207

28.78%

Sport Shoes (Adidas, Nike)

$170 ₪532

$173 ₪544

-2.06%

Men's Leather Business Shoes

$201 ₪630

$160 ₪503

25.16%

1-bedroom Apartment, City Center (Monthly)

$2,294 ₪7,194

$1,457 ₪4,571

57.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,716 ₪5,382

$1,207 ₪3,785

42.17%

3-bedroom Apartment, City Center (Monthly)

$3,794 ₪11.9K

$2,572 ₪8,064

47.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,861 ₪8,972

$1,941 ₪6,086

47.42%

Buy Apartment in City Center (m2)

$20.7K ₪64.9K

$9,180 ₪28.8K

125.37%

Buy Apartment Outside City Center (m2)

$13.9K ₪43.7K

$8,259 ₪25.9K

68.66%

Average Monthly Net Salary (After Tax)

$4,170 ₪13.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.03

5.1

-1.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tel Aviv-Yafo: October 25, 2026

Last update for Kiryat Shmona: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tel Aviv-Yafo

$1.7K 46.9%

Kiryat Shmona

$1.2K 40.1% 29.7% $509

Groceries & Markets

Tel Aviv-Yafo

$511 13.9%

Kiryat Shmona

$518 17.2% 1.4% $7.1

Monthly Utilities & Internet

Tel Aviv-Yafo

$487 13.3%

Kiryat Shmona

$404 13.4% 17% $83

Eating Out

Tel Aviv-Yafo

$440 12%

Kiryat Shmona

$422 14% 4% $18

Clothing & Footwear

Tel Aviv-Yafo

$261 7.1%

Kiryat Shmona

$227 7.5% 13.2% $34

Sport & Entertainment

Tel Aviv-Yafo

$126 3.4%

Kiryat Shmona

$120 4% 4.9% $6.1

Getting Around

Tel Aviv-Yafo

$122 3.3%

Kiryat Shmona

$116 3.9% 5.2% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $2,294 in Tel Aviv-Yafo and $1,457 in Kiryat Shmona. Housing cost is often the main lever when comparing two cities.

Dining out: $128 in Tel Aviv-Yafo vs $90 in Kiryat Shmona. Groceries flip the comparison at $511 vs $518, with Tel Aviv-Yafo cheaper for home cooking.

Good to know

🇮🇱 Tel Aviv-Yafo

🇮🇱 Kiryat Shmona

🕒 Local time

19:37 7:37 PM

Same time as Tel Aviv-Yafo

🌤 Weather

👥 Population

438,818

23,076

💱 Currency

Israeli New Shekel ILS ₪

📈 Exchange rate

1 ILS = 0.319 USD

1 ILS = 0.286 EUR

1 ILS = 0.319 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

On the map

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Between locations

Tel Aviv-Yafo Kiryat Shmona 150 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tel Aviv-Yafo vs Kiryat Shmona: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,664 in Tel Aviv-Yafo and $3,014 in Kiryat Shmona, so Kiryat Shmona is about 18% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $5,495 in Tel Aviv-Yafo and $4,521 in Kiryat Shmona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,294 in Tel Aviv-Yafo versus $1,457 in Kiryat Shmona. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kiryat Shmona runs roughly 11% less than in Tel Aviv-Yafo. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $3,664 per month in Tel Aviv-Yafo versus $3,014 in Kiryat Shmona – Kiryat Shmona is about 18% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $3,000. Kiryat Shmona is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.