Cost of Living Comparison Between Tel Aviv-Yafo and Kiryat Shmona Cost of Living Comparison Between Tel Aviv-Yafo and Kiryat Shmona

Monthly Cost of Living

Monthly costs for one person with rent: $2,729 in Tel Aviv-Yafo versus $2,390 in Kiryat Shmona.

Estimated couple costs with rent: $4,220 in Tel Aviv-Yafo versus $3,491 in Kiryat Shmona.

Monthly costs for a family of three with rent: $5,712 in Tel Aviv-Yafo versus $4,592 in Kiryat Shmona.

Living in Tel Aviv-Yafo is roughly 14% more expensive than Kiryat Shmona, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Tel Aviv-Yafo 104% above, Kiryat Shmona 78% above.

Currency
🍽 Eating Out
Tel Aviv-Yafo
Kiryat Shmona
Difference
Meal at Budget Restaurant
$22.38 ₪66.7
$21.60 ₪64.4
3.61%
Three-Course Dinner for Two, Mid-Range
$114 ₪340
$86.7 ₪258
31.57%
Fast Food Meal (McDonalds, etc)
$17.21 ₪51.3
$16.70 ₪49.78
3.05%
Cappuccino
$4.23 ₪12.61
$4.46 ₪13.30
-5.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 ₪9.25
$3.22 ₪9.59
-3.73%
Water (0.33 liter bottle)
$2.60 ₪7.74
$2.26 ₪6.73
15.04%
Local Beer (0.5 liter draught)
$9.27 ₪27.61
$8.43 ₪25.11
9.96%
Imported Beer (0.33 liter bottle)
$8.64 ₪25.74
$9.88 ₪29.43
-12.55%
🛒 Groceries & Markets
Tel Aviv-Yafo
Kiryat Shmona
Difference
Milk (1 liter)
$2.00 ₪5.97
$1.99 ₪5.94
0.50%
White Bread (500g)
$3.08 ₪9.18
$3.06 ₪9.11
0.65%
Rice (white) (1kg)
$3.31 ₪9.87
$3.13 ₪9.33
5.75%
Eggs
$4.23 ₪12.61
$4.02 ₪11.97
5.22%
Local Cheese (1kg)
$15.83 ₪47.18
$20.86 ₪62.2
-24.11%
Chicken Fillets (1kg)
$12.29 ₪36.61
$10.95 ₪32.63
12.24%
Beef Round Steak (1kg)
$21.64 ₪64.5
$21.29 ₪63.4
1.64%
Apples (1kg)
$4.10 ₪12.22
$4.97 ₪14.82
-17.51%
Banana (1kg)
$2.52 ₪7.50
$2.49 ₪7.43
1.20%
Oranges (1kg)
$2.29 ₪6.83
$2.34 ₪6.97
-2.14%
Tomato (1kg)
$3.36 ₪10.01
$2.67 ₪7.96
25.84%
Potato (1kg)
$1.86 ₪5.55
$2.14 ₪6.39
-13.08%
Onion (1kg)
$1.95 ₪5.80
$1.57 ₪4.68
24.20%
Lettuce (1 head)
$2.15 ₪6.41
$2.09 ₪6.23
2.87%
Water (1.5 liter bottle)
$1.45 ₪4.33
$1.53 ₪4.57
-5.23%
Cigarettes 20 Pack (Marlboro, Camel)
$11.36 ₪33.86
$10.92 ₪32.54
4.03%
Wine (Bottle)
$16.67 ₪49.68
$17.11 ₪51.0
-2.57%
Local Beer (0.5 liter bottle)
$2.97 ₪8.85
$2.90 ₪8.64
2.41%
Imported Beer (0.33 liter bottle)
$3.42 ₪10.20
$3.49 ₪10.41
-2.01%
🚌 Getting Around
Tel Aviv-Yafo
Kiryat Shmona
Difference
One-way Ticket (Public Transport)
$2.31 ₪6.89
$1.71 ₪5.08
35.09%
Public Transport Monthly Pass (Regular Price)
$72.8 ₪217
$67.2 ₪200
8.31%
Taxi Start (Normal Tariff)
$4.02 ₪11.99
$4.03 ₪12.02
-0.25%
Taxi (Normal Tariff) (1km)
$0.55 ₪1.64
$0.87 ₪2.58
-36.78%
Taxi 1hour Waiting (Normal Tariff)
$33.30 ₪99.2
$40.72 ₪121
-18.22%
Gasoline (1 liter)
$2.06 ₪6.14
$1.81 ₪5.38
13.81%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$46.9K ₪139.9K
$40.6K ₪120.9K
15.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.8K ₪136.3K
$47.5K ₪141.5K
-3.66%
🧾 Monthly Utilities & Internet
Tel Aviv-Yafo
Kiryat Shmona
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$267 ₪796
$246 ₪734
8.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.74 ₪31.99
$12.55 ₪37.40
-14.42%
Internet (50+ Mbps, Unlimited Data)
$31.03 ₪92.5
$29.71 ₪88.5
4.44%
🎉 Sport & Entertainment
Tel Aviv-Yafo
Kiryat Shmona
Difference
Gym Membership (Monthly)
$76.8 ₪229
$65.0 ₪194
18.18%
Tennis Court (1 Hour on Weekend)
$19.75 ₪58.9
$17.96 ₪53.5
9.97%
Cinema Ticket
$13.14 ₪39.15
$12.66 ₪37.72
3.79%
🧸 Childcare & Education
Tel Aviv-Yafo
Kiryat Shmona
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,292 ₪3,851
$1,143 ₪3,407
13.03%
International Primary School, 1 Child (Yearly)
$25.1K ₪74.7K
$18.3K ₪54.5K
37.10%
👕👟 Clothing & Footwear
Tel Aviv-Yafo
Kiryat Shmona
Difference
Jeans (Levis 501 Or Similar)
$110 ₪326
$92.1 ₪275
18.93%
Summer Dress (H&M, Zara, etc)
$61.2 ₪182
$61.7 ₪184
-0.89%
Sport Shoes (Adidas, Nike)
$133 ₪397
$135 ₪401
-1.16%
Men's Leather Business Shoes
$148 ₪440
$173 ₪515
-14.58%
🏠 Accommodation & Living
Tel Aviv-Yafo
Kiryat Shmona
Difference
1-bedroom Apartment, City Center (Monthly)
$1,663 ₪4,956
$1,023 ₪3,047
62.64%
1-bedroom Apartment, Outside City Center (Monthly)
$1,195 ₪3,560
$949 ₪2,827
25.91%
3-bedroom Apartment, City Center (Monthly)
$3,093 ₪9,218
$1,532 ₪4,565
101.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,283 ₪6,802
$1,400 ₪4,171
63.09%
Buy Apartment in City Center (m2)
$22.6K ₪67.5K
$8,990 ₪26.8K
151.84%
Buy Apartment Outside City Center (m2)
$14.9K ₪44.3K
$7,059 ₪21.0K
110.58%
💵 Salaries & Financials
Tel Aviv-Yafo
Kiryat Shmona
Difference
Average Monthly Net Salary (After Tax)
$4,289 ₪12.8K
$1,840 ₪5,484
133.08%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.46
3.89
40.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tel Aviv-Yafo: April 26, 2026

Last update for Kiryat Shmona: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,663 in Tel Aviv-Yafo and $1,023 in Kiryat Shmona. Housing cost is often the main lever when comparing two cities.

Tel Aviv-Yafo pays 133% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $114 in Tel Aviv-Yafo vs $87.0 in Kiryat Shmona. Groceries flip the comparison at $407 vs $415, with Tel Aviv-Yafo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tel Aviv-Yafo vs Kiryat Shmona: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tel Aviv-Yafo and Kiryat Shmona?
Tel Aviv-Yafo and Kiryat Shmona differ by about 14% in total monthly costs ($2,729 vs $2,390 including rent). Kiryat Shmona is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Tel Aviv-Yafo or Kiryat Shmona?
Tel Aviv-Yafo pays 133% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Tel Aviv-Yafo and Kiryat Shmona?
Rent for a central apartment: $1,663 in Tel Aviv-Yafo versus $1,023 in Kiryat Shmona. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Tel Aviv-Yafo and Kiryat Shmona?
Childcare runs $1,292 in Tel Aviv-Yafo versus $1,143 in Kiryat Shmona. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Tel Aviv-Yafo pay roughly 2% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $3,000 per month?
At $2,390 in Kiryat Shmona versus $2,729 in Tel Aviv-Yafo, a $3,000 budget is realistic in Kiryat Shmona but tight or insufficient in Tel Aviv-Yafo. The gap between the two cities makes Kiryat Shmona the clear choice for anyone on this budget.
How does quality of life compare between Tel Aviv-Yafo and Kiryat Shmona?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tel Aviv-Yafo or Kiryat Shmona safer for residents?
Safety-wise, Tel Aviv-Yafo and Kiryat Shmona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tel Aviv-Yafo or Kiryat Shmona?
Expats usually find Kiryat Shmona gentler on the wallet – expenses run 14% less than in Tel Aviv-Yafo. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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