Last update: Oct 2026

Cost of Living Comparison Between Haifa and Kiryat Shmona

For one person, living is cheaper in Haifa: $2,443 a month against $3,014 in Kiryat Shmona, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Haifa
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Haifa Living Index
142

Cost of Living Index in Kiryat Shmona
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Kiryat Shmona Living Index

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Haifa

🇮🇱 Israel

$2,443

/mo nomad

Kiryat Shmona

🇮🇱 Israel

$3,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Haifa and in Kiryat Shmona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Haifa and in Kiryat Shmona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,443 in Haifa versus $3,014 in Kiryat Shmona.

Haifa $2,443
Kiryat Shmona $3,014

Estimated couple costs with rent: $3,719 in Haifa versus $4,420 in Kiryat Shmona.

Haifa $3,719
Kiryat Shmona $4,420

Monthly costs for a family of three with rent: $4,995 in Haifa versus $5,825 in Kiryat Shmona.

Haifa $4,995
Kiryat Shmona $5,825

Living in Haifa costs roughly 19% less than in Kiryat Shmona, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Haifa 80% above, Kiryat Shmona 121% above.

Meal at Budget Restaurant

$26.19 ₪81.6

$26.25 ₪81.8

-0.23%

Three-Course Dinner for Two, Mid-Range

$108 ₪338

$90.1 ₪281

20.29%

Fast Food Meal (McDonalds, etc)

$19.80 ₪61.7

$20.56 ₪64.0

-3.70%

Cappuccino

$4.47 ₪13.92

$4.72 ₪14.69

-5.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.47 ₪10.79

$3.84 ₪11.96

-9.64%

Water (0.33 liter bottle)

$3.32 ₪10.33

$2.73 ₪8.51

21.61%

Local Beer (0.5 liter draught)

$10.34 ₪32.20

$9.58 ₪29.83

7.93%

Imported Beer (0.33 liter bottle)

$10.90 ₪33.96

$10.01 ₪31.19

8.89%

Milk (1 liter)

$2.55 ₪7.95

$2.68 ₪8.36

-4.85%

White Bread (500g)

$3.59 ₪11.18

$5.63 ₪17.55

-36.23%

Rice (white) (1kg)

$3.87 ₪12.07

$3.38 ₪10.53

14.50%

Eggs

$5.10 ₪15.89

$4.54 ₪14.13

12.33%

Local Cheese (1kg)

$17.47 ₪54.4

$13.22 ₪41.17

32.15%

Chicken Fillets (1kg)

$12.80 ₪39.86

$19.30 ₪60.1

-33.68%

Beef Round Steak (1kg)

$23.44 ₪73.0

$26.11 ₪81.3

-10.23%

Apples (1kg)

$4.26 ₪13.27

$6.49 ₪20.20

-34.36%

Banana (1kg)

$2.93 ₪9.13

$3.32 ₪10.34

-11.75%

Oranges (1kg)

$2.40 ₪7.49

$3.07 ₪9.56

-21.82%

Tomato (1kg)

$2.51 ₪7.81

$3.26 ₪10.15

-23.01%

Potato (1kg)

$1.96 ₪6.11

$2.05 ₪6.40

-4.39%

Onion (1kg)

$1.73 ₪5.37

$1.76 ₪5.48

-1.70%

Lettuce (1 head)

$2.37 ₪7.39

$2.38 ₪7.42

-0.42%

Water (1.5 liter bottle)

$2.71 ₪8.43

$2.56 ₪7.97

5.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.28 ₪41.35

$9.97 ₪31.04

33.20%

Wine (Bottle)

$15.40 ₪47.95

$12.78 ₪39.81

20.50%

Local Beer (0.5 liter bottle)

$3.21 ₪9.99

$4.80 ₪14.94

-33.13%

Imported Beer (0.33 liter bottle)

$4.82 ₪15.02

$4.08 ₪12.71

18.14%

One-way Ticket (Public Transport)

$2.53 ₪7.88

Public Transport Monthly Pass (Regular Price)

$103 ₪319

$91.3 ₪284

12.33%

Taxi Start (Normal Tariff)

$4.37 ₪13.62

$8.05 ₪25.08

-45.71%

Taxi (Normal Tariff) (1km)

$1.21 ₪3.76

$1.33 ₪4.15

-9.02%

Taxi 1hour Waiting (Normal Tariff)

$37.30 ₪116

$24.36 ₪75.9

53.12%

Gasoline (1 liter)

$2.66 ₪8.28

$2.66 ₪8.27

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$55.7K ₪173.6K

$54.3K ₪169.0K

2.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.8K ₪170.6K

$54.0K ₪168.1K

1.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 ₪812

$344 ₪1,070

-24.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.75 ₪36.61

$11.97 ₪37.28

-1.84%

Internet (50+ Mbps, Unlimited Data)

$35.21 ₪110

$48.81 ₪152

-27.86%

Gym Membership (Monthly)

$82.8 ₪258

$87.6 ₪273

-5.41%

Tennis Court (1 Hour on Weekend)

$24.97 ₪77.8

Cinema Ticket

$15.98 ₪49.77

$16.13 ₪50.2

-0.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,160 ₪3,612

$1,615 ₪5,029

-28.18%

International Primary School, 1 Child (Yearly)

$32.3K ₪100.7K

Jeans (Levis 501 Or Similar)

$111 ₪345

$104 ₪324

6.75%

Summer Dress (H&M, Zara, etc)

$71.0 ₪221

$66.1 ₪206

7.44%

Sport Shoes (Adidas, Nike)

$130 ₪406

$173 ₪540

-24.85%

Men's Leather Business Shoes

$156 ₪485

$160 ₪500

-2.93%

1-bedroom Apartment, City Center (Monthly)

$1,079 ₪3,361

$1,457 ₪4,539

-25.96%

1-bedroom Apartment, Outside City Center (Monthly)

$811 ₪2,527

$1,207 ₪3,760

-32.80%

3-bedroom Apartment, City Center (Monthly)

$1,727 ₪5,378

$2,572 ₪8,010

-32.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,277 ₪3,979

$1,941 ₪6,044

-34.17%

Buy Apartment in City Center (m2)

$9,276 ₪28.9K

$9,180 ₪28.6K

1.05%

Buy Apartment Outside City Center (m2)

$6,034 ₪18.8K

$8,259 ₪25.7K

-26.94%

Average Monthly Net Salary (After Tax)

$4,308 ₪13.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.04

5.1

-1.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Haifa: October 25, 2026

Last update for Kiryat Shmona: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Haifa

$811 33.2%

Kiryat Shmona

$1.2K 40.1% 48.8% $396

Groceries & Markets

Haifa

$453 18.5%

Kiryat Shmona

$518 17.2% 14.4% $65

Eating Out

Haifa

$423 17.3%

Kiryat Shmona

$422 14% 0.2% $0.7

Monthly Utilities & Internet

Haifa

$308 12.6%

Kiryat Shmona

$404 13.4% 31.4% $97

Clothing & Footwear

Haifa

$211 8.6%

Kiryat Shmona

$227 7.5% 7.7% $16

Getting Around

Haifa

$123 5%

Kiryat Shmona

$116 3.9% 5.6% $6.9

Sport & Entertainment

Haifa

$115 4.7%

Kiryat Shmona

$120 4% 4.4% $5

Cost Breakdown

A one-bedroom apartment in the center runs $1,079 in Haifa and $1,457 in Kiryat Shmona. Housing cost is often the main lever when comparing two cities.

Dining out: $108 in Haifa vs $90 in Kiryat Shmona. Groceries flip the comparison at $453 vs $518, with Haifa cheaper for home cooking.

Good to know

🇮🇱 Haifa

🇮🇱 Kiryat Shmona

🕒 Local time

20:48 8:48 PM

Same time as Haifa

🌤 Weather

👥 Population

279,591

23,076

💱 Currency

Israeli New Shekel ILS ₪

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.288 EUR

1 ILS = 0.321 USD

1 ILS = 0.288 EUR

Exchange rates and currency converter

On the map

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Haifa Kiryat Shmona 69 km

From you

Haifa
Kiryat Shmona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Haifa vs Kiryat Shmona: Cost of Living - Frequently Asked Questions

Haifa is cheaper overall, especially in groceries, clothing, and utilities. The 23% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,665 in Haifa and $4,521 in Kiryat Shmona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,079 in Haifa versus $1,457 in Kiryat Shmona. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,443 per month in Haifa versus $3,014 in Kiryat Shmona – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kiryat Shmona runs roughly 11% less than in Haifa. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.