Last update: Oct 2026

Cost of Living Comparison Between Kiryat Shmona and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,907 in Kiryat Shmona, rent and utilities included – about $23,900 less a year. Rent and utilities account for about half of the difference.

144

Cost of Living Index in Kiryat Shmona
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Kiryat Shmona Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kiryat Shmona

🇮🇱 Israel

$2,907

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kiryat Shmona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kiryat Shmona and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,907 in Kiryat Shmona versus $918 in Cebu.

Kiryat Shmona $2,907
Cebu $918

Estimated couple costs with rent: $4,225 in Kiryat Shmona versus $1,409 in Cebu.

Kiryat Shmona $4,225
Cebu $1,409

Monthly costs for a family of three with rent: $5,543 in Kiryat Shmona versus $1,900 in Cebu.

Kiryat Shmona $5,543
Cebu $1,900

Living in Kiryat Shmona is roughly 217% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Kiryat Shmona is 115% above, Cebu is 32% below.

Meal at Budget Restaurant

$25.56 ₪79.5

$3.09 ₱194

727.18%

Three-Course Dinner for Two, Mid-Range

$91.0 ₪283

$24.22 ₱1,525

275.56%

Fast Food Meal (McDonalds, etc)

$20.70 ₪64.4

$3.92 ₱247

428.06%

Cappuccino

$4.80 ₪14.94

$2.51 ₱158

91.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 ₪12.33

$1.59 ₱100

149.06%

Water (0.33 liter bottle)

$2.70 ₪8.41

$0.53 ₱33.43

409.43%

Local Beer (0.5 liter draught)

$9.68 ₪30.13

$1.78 ₱112

443.82%

Imported Beer (0.33 liter bottle)

$9.94 ₪30.91

$2.17 ₱137

358.06%

Milk (1 liter)

$2.56 ₪7.97

$1.92 ₱121

33.33%

White Bread (500g)

$5.78 ₪17.98

$1.36 ₱85.4

325.00%

Rice (white) (1kg)

$3.38 ₪10.53

$1.01 ₱63.5

234.65%

Eggs

$4.67 ₪14.53

$2.03 ₱128

130.05%

Local Cheese (1kg)

$13.27 ₪41.29

$9.86 ₱621

34.58%

Chicken Fillets (1kg)

$18.82 ₪58.6

$4.39 ₱277

328.70%

Beef Round Steak (1kg)

$26.11 ₪81.2

$7.60 ₱479

243.55%

Apples (1kg)

$6.68 ₪20.79

$3.30 ₱208

102.42%

Banana (1kg)

$3.19 ₪9.93

$1.39 ₱87.8

129.50%

Oranges (1kg)

$3.02 ₪9.41

$2.33 ₱147

29.61%

Tomato (1kg)

$3.29 ₪10.25

$1.50 ₱94.3

119.33%

Potato (1kg)

$2.10 ₪6.53

$2.36 ₱149

-11.02%

Onion (1kg)

$1.76 ₪5.48

$1.90 ₱119

-7.37%

Lettuce (1 head)

$2.35 ₪7.32

$1.19 ₱74.9

97.48%

Water (1.5 liter bottle)

$2.55 ₪7.92

$0.63 ₱39.71

304.76%

Cigarettes 20 Pack (Marlboro, Camel)

$10.17 ₪31.63

$3.00 ₱189

239.00%

Wine (Bottle)

$12.76 ₪39.71

$6.03 ₱379

111.61%

Local Beer (0.5 liter bottle)

$4.68 ₪14.58

$1.23 ₱77.7

280.49%

Imported Beer (0.33 liter bottle)

$4.16 ₪12.95

$1.75 ₱110

137.71%

One-way Ticket (Public Transport)

$2.33 ₪7.24

$0.25 ₱15.86

832.00%

Public Transport Monthly Pass (Regular Price)

$98.0 ₪305

$12.64 ₱796

675.16%

Taxi Start (Normal Tariff)

$7.90 ₪24.59

$0.77 ₱48.62

925.97%

Taxi (Normal Tariff) (1km)

$1.19 ₪3.70

$0.23 ₱14.53

417.39%

Taxi 1hour Waiting (Normal Tariff)

$31.55 ₪98.1

$4.46 ₱281

607.40%

Gasoline (1 liter)

$2.56 ₪7.98

$1.31 ₱82.8

95.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.4K ₪178.4K

$21.2K ₱1.3M

169.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$57.4K ₪178.7K

$19.1K ₱1.2M

200.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$336 ₪1,046

$120 ₱7,569

179.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.41 ₪38.61

$14.00 ₱882

-11.36%

Internet (50+ Mbps, Unlimited Data)

$48.49 ₪151

$27.54 ₱1,734

76.07%

Gym Membership (Monthly)

$85.3 ₪265

$32.33 ₱2,035

163.93%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$16.47 ₪51.2

$5.65 ₱356

191.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,642 ₪5,109

$275 ₱17.3K

496.44%

International Primary School, 1 Child (Yearly)

$31.2K ₪97.1K

$7,918 ₱498.5K

294.19%

Jeans (Levis 501 Or Similar)

$105 ₪326

$49.33 ₱3,106

112.28%

Summer Dress (H&M, Zara, etc)

$65.8 ₪205

$25.24 ₱1,589

160.62%

Sport Shoes (Adidas, Nike)

$171 ₪533

$77.0 ₱4,846

122.58%

Men's Leather Business Shoes

$160 ₪497

$57.2 ₱3,601

179.44%

1-bedroom Apartment, City Center (Monthly)

$1,678 ₪5,221

$500 ₱31.5K

235.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,109 ₪3,451

$309 ₱19.4K

259.16%

3-bedroom Apartment, City Center (Monthly)

$2,338 ₪7,273

$1,078 ₱67.9K

116.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,668 ₪5,191

$615 ₱38.7K

171.20%

Buy Apartment in City Center (m2)

$8,697 ₪27.1K

$2,886 ₱181.7K

201.33%

Buy Apartment Outside City Center (m2)

$8,931 ₪27.8K

$1,917 ₱120.7K

365.98%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.1

7.2

-29.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kiryat Shmona: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kiryat Shmona

$1.1K 38.2%

Cebu

$309 33.6% 72.2% $800

Groceries & Markets

Kiryat Shmona

$516 17.8%

Cebu

$206 22.4% 60.1% $310

Eating Out

Kiryat Shmona

$419 14.4%

Cebu

$88 9.6% 78.9% $331

Monthly Utilities & Internet

Kiryat Shmona

$397 13.7%

Cebu

$162 17.6% 59.3% $235

Clothing & Footwear

Kiryat Shmona

$226 7.8%

Cebu

$94 10.2% 58.4% $132

Getting Around

Kiryat Shmona

$121 4.2%

Cebu

$16 1.7% 87.1% $106

Sport & Entertainment

Kiryat Shmona

$118 4.1%

Cebu

$44 4.8% 63.1% $75

Cost Breakdown

A one-bedroom apartment in the center runs $1,678 in Kiryat Shmona and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $91.0 in Kiryat Shmona vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $516 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇱 Kiryat Shmona

🇵🇭 Cebu

🕒 Local time

21:33 9:33 PM

02:33 2:33 AM

5 h ahead of Kiryat Shmona

🌤 Weather

👥 Population

23,076

964,169

💱 Currency

Israeli New Shekel ILS ₪

Philippine Peso PHP ₱

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to ILS in detail →

On the map

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Highest

Between locations

Kiryat Shmona Cebu 9,230 km ≈ 12 h nonstop flight

From you

Kiryat Shmona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kiryat Shmona vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 217% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,360 in Kiryat Shmona and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,678 in Kiryat Shmona versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,907 per month in Kiryat Shmona versus $918 in Cebu – a 217% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 675% less than in Kiryat Shmona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,907 in Kiryat Shmona, a $1,500 budget is realistic in Cebu but tight or insufficient in Kiryat Shmona. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kiryat Shmona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kiryat Shmona and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 217% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.