Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kiryat Shmona

For one person, living is cheaper in Cebu: $918 a month against $2,907 in Kiryat Shmona, rent and utilities included – about $23,900 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
144

Cost of Living Index in Kiryat Shmona
Learn more

Kiryat Shmona Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Kiryat Shmona

🇮🇱 Israel

$2,907

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kiryat Shmona

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kiryat Shmona actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,907 in Kiryat Shmona.

Cebu $918
Kiryat Shmona $2,907

Estimated couple costs with rent: $1,409 in Cebu versus $4,225 in Kiryat Shmona.

Cebu $1,409
Kiryat Shmona $4,225

Monthly costs for a family of three with rent: $1,900 in Cebu versus $5,543 in Kiryat Shmona.

Cebu $1,900
Kiryat Shmona $5,543

Living in Cebu costs roughly 68% less than in Kiryat Shmona, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Kiryat Shmona is 115% above.

Meal at Budget Restaurant

$3.09 ₱194

$25.56 ₪79.5

-87.91%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$91.0 ₪283

-73.37%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$20.70 ₪64.4

-81.06%

Cappuccino

$2.51 ₱158

$4.80 ₪14.94

-47.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.96 ₪12.33

-59.85%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.70 ₪8.41

-80.37%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.68 ₪30.13

-81.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$9.94 ₪30.91

-78.17%

Milk (1 liter)

$1.92 ₱121

$2.56 ₪7.97

-25.00%

White Bread (500g)

$1.36 ₱85.4

$5.78 ₪17.98

-76.47%

Rice (white) (1kg)

$1.01 ₱63.5

$3.38 ₪10.53

-70.12%

Eggs

$2.03 ₱128

$4.67 ₪14.53

-56.53%

Local Cheese (1kg)

$9.86 ₱621

$13.27 ₪41.29

-25.70%

Chicken Fillets (1kg)

$4.39 ₱277

$18.82 ₪58.6

-76.67%

Beef Round Steak (1kg)

$7.60 ₱479

$26.11 ₪81.2

-70.89%

Apples (1kg)

$3.30 ₱208

$6.68 ₪20.79

-50.60%

Banana (1kg)

$1.39 ₱87.8

$3.19 ₪9.93

-56.43%

Oranges (1kg)

$2.33 ₱147

$3.02 ₪9.41

-22.85%

Tomato (1kg)

$1.50 ₱94.3

$3.29 ₪10.25

-54.41%

Potato (1kg)

$2.36 ₱149

$2.10 ₪6.53

12.38%

Onion (1kg)

$1.90 ₱119

$1.76 ₪5.48

7.95%

Lettuce (1 head)

$1.19 ₱74.9

$2.35 ₪7.32

-49.36%

Water (1.5 liter bottle)

$0.63 ₱39.71

$2.55 ₪7.92

-75.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$10.17 ₪31.63

-70.50%

Wine (Bottle)

$6.03 ₱379

$12.76 ₪39.71

-52.74%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$4.68 ₪14.58

-73.72%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$4.16 ₪12.95

-57.93%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.33 ₪7.24

-89.27%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$98.0 ₪305

-87.10%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$7.90 ₪24.59

-90.25%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.19 ₪3.70

-80.67%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$31.55 ₪98.1

-85.86%

Gasoline (1 liter)

$1.31 ₱82.8

$2.56 ₪7.98

-48.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$57.4K ₪178.4K

-62.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$57.4K ₪178.7K

-66.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$336 ₪1,046

-64.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$12.41 ₪38.61

12.81%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$48.49 ₪151

-43.20%

Gym Membership (Monthly)

$32.33 ₱2,035

$85.3 ₪265

-62.11%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$16.47 ₪51.2

-65.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,642 ₪5,109

-83.23%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$31.2K ₪97.1K

-74.63%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$105 ₪326

-52.89%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$65.8 ₪205

-61.63%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$171 ₪533

-55.07%

Men's Leather Business Shoes

$57.2 ₱3,601

$160 ₪497

-64.21%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,678 ₪5,221

-70.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,109 ₪3,451

-72.16%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$2,338 ₪7,273

-53.89%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$1,668 ₪5,191

-63.13%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$8,697 ₪27.1K

-66.81%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$8,931 ₪27.8K

-78.54%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.1

41.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kiryat Shmona: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kiryat Shmona

$1.1K 38.2% 259% $800

Groceries & Markets

Cebu

$206 22.4%

Kiryat Shmona

$516 17.8% 151% $310

Monthly Utilities & Internet

Cebu

$162 17.6%

Kiryat Shmona

$397 13.7% 146% $235

Clothing & Footwear

Cebu

$94 10.2%

Kiryat Shmona

$226 7.8% 140% $132

Eating Out

Cebu

$88 9.6%

Kiryat Shmona

$419 14.4% 375% $331

Sport & Entertainment

Cebu

$44 4.8%

Kiryat Shmona

$118 4.1% 171% $75

Getting Around

Cebu

$16 1.7%

Kiryat Shmona

$121 4.2% 678% $106

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,678 in Kiryat Shmona. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $91.0 in Kiryat Shmona for a mid-range dinner for two. Groceries echo the gap at $206 vs $516 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇱 Kiryat Shmona

🕒 Local time

02:33 2:33 AM

21:33 9:33 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

23,076

💱 Currency

Philippine Peso PHP ₱

Israeli New Shekel ILS ₪

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 17, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Kiryat Shmona 9,230 km ≈ 12 h nonstop flight

From you

Cebu
Kiryat Shmona

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kiryat Shmona: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 217% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $4,360 in Kiryat Shmona to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $1,678 in Kiryat Shmona. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $2,907 in Kiryat Shmona – a 217% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 675% less than in Kiryat Shmona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,907 in Kiryat Shmona, a $1,500 budget is realistic in Cebu but tight or insufficient in Kiryat Shmona. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kiryat Shmona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kiryat Shmona are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 217% less than in Kiryat Shmona. Beyond cost, consider language, visa policies, and how big the international community is in each city.