😐Monthly costs for one person with rent: $1,448 in Kielce versus $1,374 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,018 in Kielce versus $2,313 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,587 in Kielce versus $3,252 in Ubud, Bali.
🌍Living in Kielce is roughly 5% more expensive than in Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Kielce7% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Kielce
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.58zł 44.58
$3.32Rp 59.4K
248.80%
Three-Course Dinner for Two, Mid-Range
$38.54zł 148
$35.33Rp 631.4K
9.09%
Fast Food Meal(McDonalds, etc)
$8.02zł 30.87
$5.33Rp 95.3K
50.47%
Cappuccino
$3.15zł 12.15
$2.75Rp 49.2K
14.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.43zł 5.52
$1.73Rp 30.9K
-17.34%
Water(0.33 liter bottle)
$1.15zł 4.44
$0.80Rp 14.3K
43.75%
Local Beer(0.5 liter draught)
$3.61zł 13.91
$2.95Rp 52.7K
22.37%
Imported Beer(0.33 liter bottle)
$3.85zł 14.83
$4.44Rp 79.3K
-13.29%
🛒 Groceries & Markets
Kielce
Ubud, Bali
Difference
Milk(1 liter)
$1.06zł 4.10
$1.50Rp 26.8K
-29.33%
White Bread(500g)
$1.48zł 5.68
$2.30Rp 41.1K
-35.65%
Rice(white)(1kg)
$1.18zł 4.53
$1.10Rp 19.6K
7.27%
Eggs
$3.26zł 12.57
$2.16Rp 38.6K
50.93%
Local Cheese(1kg)
$7.27zł 28.00
$17.09Rp 305.4K
-57.46%
Chicken Fillets(1kg)
$6.52zł 25.12
$3.88Rp 69.3K
68.04%
Beef Round Steak(1kg)
$9.17zł 35.30
$11.92Rp 213.0K
-23.07%
Apples(1kg)
$0.92zł 3.55
$3.57Rp 63.7K
-74.23%
Banana(1kg)
$1.61zł 6.21
$1.58Rp 28.3K
1.90%
Oranges(1kg)
$1.32zł 5.07
$2.36Rp 42.2K
-44.07%
Tomato(1kg)
$2.44zł 9.38
$1.97Rp 35.1K
23.86%
Potato(1kg)
$0.70zł 2.70
$1.81Rp 32.3K
-61.33%
Onion(1kg)
$0.78zł 3.00
$2.39Rp 42.7K
-67.36%
Lettuce(1 head)
$1.06zł 4.09
$1.02Rp 18.2K
3.92%
Water(1.5 liter bottle)
$0.65zł 2.52
$0.49Rp 8,782
32.65%
Cigarettes 20 Pack(Marlboro, Camel)
$5.29zł 20.36
$2.25Rp 40.1K
135.11%
Wine(Bottle)
$6.49zł 25.00
$22.30Rp 398.5K
-70.90%
Local Beer(0.5 liter bottle)
$1.26zł 4.85
$2.37Rp 42.3K
-46.84%
Imported Beer(0.33 liter bottle)
$1.46zł 5.62
$2.90Rp 51.7K
-49.66%
🚌 Getting Around
Kielce
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.02zł 3.93
$0.25Rp 4,452
308.00%
Public Transport Monthly Pass(Regular Price)
$30.71zł 118
$8.55Rp 152.8K
259.18%
Taxi Start(Normal Tariff)
$1.80zł 6.92
$0.44Rp 7,897
309.09%
Taxi(Normal Tariff)(1km)
$1.05zł 4.06
$0.42Rp 7,547
150.00%
Taxi 1hour Waiting(Normal Tariff)
$10.97zł 42.26
$5.66Rp 101.2K
93.82%
Gasoline(1 liter)
$1.54zł 5.95
$0.81Rp 14.6K
90.12%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3Kzł 120.7K
$23.7KRp 424.2M
32.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7Kzł 106.8K
$31.0KRp 553.6M
-10.47%
🧾 Monthly Utilities & Internet
Kielce
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$236zł 908
$82.3Rp 1.5M
186.36%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.10zł 31.18
$6.30Rp 112.6K
28.57%
Internet(50+ Mbps, Unlimited Data)
$15.54zł 59.9
$18.63Rp 333.0K
-16.59%
🎉 Sport & Entertainment
Kielce
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.56zł 149
$54.7Rp 978.1K
-29.55%
Tennis Court(1 Hour on Weekend)
$18.83zł 72.5
$18.45Rp 329.7K
2.06%
Cinema Ticket
$7.79zł 30.00
$4.24Rp 75.8K
83.73%
🧸 Childcare & Education
Kielce
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$274zł 1,056
$484Rp 8.7M
-43.35%
International Primary School, 1 Child(Yearly)
$8,335zł 32.1K
$5,590Rp 99.9M
49.10%
👕👟 Clothing & Footwear
Kielce
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$73.2zł 282
$45.77Rp 818.0K
59.86%
Summer Dress(H&M, Zara, etc)
$35.71zł 138
$35.69Rp 637.9K
0.06%
Sport Shoes(Adidas, Nike)
$77.5zł 299
$78.3Rp 1.4M
-0.98%
Men's Leather Business Shoes
$107zł 412
$80.1Rp 1.4M
33.63%
🏠 Accommodation & Living
Kielce
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$726zł 2,797
$1,147Rp 20.5M
-36.66%
1-bedroom Apartment, Outside City Center(Monthly)
$571zł 2,197
$678Rp 12.1M
-15.86%
3-bedroom Apartment, City Center(Monthly)
$995zł 3,833
$3,504Rp 62.6M
-71.59%
3-bedroom Apartment, Outside City Center(Monthly)
$828zł 3,190
$1,688Rp 30.2M
-50.92%
Buy Apartment in City Center(m2)
$3,129zł 12.1K
$2,788Rp 49.8M
12.23%
Buy Apartment Outside City Center(m2)
$2,511zł 9,669
$2,257Rp 40.3M
11.25%
💵 Salaries & Financials
Kielce
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,357zł 5,226
$165Rp 2.9M
722.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.42
13.78
-53.41%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kielce: September 27, 2026
Last update for Ubud, Bali: September 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $726 in Kielce and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kielce pays 722% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $39.00 in Kielce vs $35.00 in Ubud, Bali. Groceries flip the comparison at $195 vs $286, with Kielce cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kielce vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kielce?
Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kielce or Ubud, Bali?
Average pay runs 722% higher in Kielce, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kielce and Ubud, Bali?
Rent for a central apartment: $726 in Kielce versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kielce and in Ubud, Bali?
All in, you'll spend $1,448 per month in Kielce versus $1,374 in Ubud, Bali – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 259% less than in Kielce. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,000 a realistic budget for living in Kielce or in Ubud, Bali?
At $1,374 in Ubud, Bali versus $1,448 in Kielce, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kielce. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Kielce or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kielce, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kielce or Ubud, Bali?
Safety-wise, Kielce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 5% less than in Kielce. Beyond cost, consider language, visa policies, and how big the international community is in each city.