🙂Monthly costs for one person with rent: $1,309 in Kielce versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,852 in Kielce versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,394 in Kielce versus $3,660 in Ubud, Bali.
🙂Living in Kielce costs roughly 8% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kielce is 2% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Kielce
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.75zł 39.20
$3.56Rp 64.3K
201.97%
Three-Course Dinner for Two, Mid-Range
$40.40zł 147
$32.73Rp 590.3K
23.43%
Fast Food Meal(McDonalds, etc)
$6.58zł 23.98
$4.95Rp 89.2K
32.93%
Cappuccino
$3.02zł 11.02
$2.71Rp 48.9K
11.44%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.11zł 7.68
$1.34Rp 24.2K
57.46%
Water(0.33 liter bottle)
$0.85zł 3.10
$0.70Rp 12.6K
21.43%
Local Beer(0.5 liter draught)
$3.18zł 11.59
$2.92Rp 52.7K
8.90%
Imported Beer(0.33 liter bottle)
$3.99zł 14.53
$3.96Rp 71.4K
0.76%
🛒 Groceries & Markets
Kielce
Ubud, Bali
Difference
Milk(1 liter)
$1.02zł 3.72
$1.81Rp 32.6K
-43.65%
White Bread(500g)
$1.44zł 5.24
$2.52Rp 45.4K
-42.86%
Rice(white)(1kg)
$1.17zł 4.28
$1.16Rp 20.9K
0.86%
Eggs
$3.26zł 11.89
$2.46Rp 44.4K
32.52%
Local Cheese(1kg)
$8.69zł 31.70
$14.71Rp 265.3K
-40.92%
Chicken Fillets(1kg)
$6.78zł 24.70
$4.32Rp 77.9K
56.94%
Beef Round Steak(1kg)
$12.82zł 46.74
$12.14Rp 218.9K
5.60%
Apples(1kg)
$0.94zł 3.41
$3.84Rp 69.3K
-75.52%
Banana(1kg)
$1.47zł 5.37
$1.56Rp 28.1K
-5.77%
Oranges(1kg)
$1.60zł 5.84
$2.83Rp 51.1K
-43.46%
Tomato(1kg)
$2.82zł 10.27
$2.33Rp 41.9K
21.03%
Potato(1kg)
$0.60zł 2.17
$1.91Rp 34.5K
-68.59%
Onion(1kg)
$0.58zł 2.12
$2.20Rp 39.7K
-73.64%
Lettuce(1 head)
$1.71zł 6.22
$1.01Rp 18.3K
69.31%
Water(1.5 liter bottle)
$0.47zł 1.71
$0.78Rp 14.0K
-39.74%
Cigarettes 20 Pack(Marlboro, Camel)
$5.14zł 18.73
$3.32Rp 59.8K
54.82%
Wine(Bottle)
$6.76zł 24.64
$23.74Rp 428.0K
-71.52%
Local Beer(0.5 liter bottle)
$1.28zł 4.65
$2.79Rp 50.3K
-54.12%
Imported Beer(0.33 liter bottle)
$1.50zł 5.49
$2.86Rp 51.6K
-47.55%
🚌 Getting Around
Kielce
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.12zł 4.09
$0.27Rp 4,848
314.81%
Public Transport Monthly Pass(Regular Price)
$32.78zł 120
$8.03Rp 144.8K
308.22%
Taxi Start(Normal Tariff)
$2.38zł 8.66
$0.46Rp 8,230
417.39%
Taxi(Normal Tariff)(1km)
$0.73zł 2.68
$0.45Rp 8,116
62.22%
Taxi 1hour Waiting(Normal Tariff)
$15.04zł 54.9
$6.10Rp 109.9K
146.56%
Gasoline(1 liter)
$1.73zł 6.30
$0.79Rp 14.3K
118.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0Kzł 123.8K
$26.1KRp 471.6M
29.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3Kzł 106.9K
$32.1KRp 579.2M
-8.72%
🧾 Monthly Utilities & Internet
Kielce
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$208zł 758
$79.9Rp 1.4M
160.18%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.44zł 30.76
$4.06Rp 73.3K
107.88%
Internet(50+ Mbps, Unlimited Data)
$12.20zł 44.48
$23.52Rp 424.1K
-48.13%
🎉 Sport & Entertainment
Kielce
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.98zł 113
$98.7Rp 1.8M
-68.61%
Tennis Court(1 Hour on Weekend)
$20.39zł 74.4
$6.63Rp 119.6K
207.54%
Cinema Ticket
$8.02zł 29.24
$4.15Rp 74.8K
93.25%
🧸 Childcare & Education
Kielce
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$275zł 1,002
$304Rp 5.5M
-9.61%
International Primary School, 1 Child(Yearly)
$5,920zł 21.6K
$6,613Rp 119.3M
-10.48%
👕👟 Clothing & Footwear
Kielce
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$77.3zł 282
$55.5Rp 1.0M
39.20%
Summer Dress(H&M, Zara, etc)
$49.17zł 179
$38.31Rp 690.9K
28.35%
Sport Shoes(Adidas, Nike)
$80.4zł 293
$88.6Rp 1.6M
-9.22%
Men's Leather Business Shoes
$112zł 408
$77.9Rp 1.4M
43.86%
🏠 Accommodation & Living
Kielce
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$558zł 2,035
$1,006Rp 18.1M
-44.54%
1-bedroom Apartment, Outside City Center(Monthly)
$446zł 1,626
$675Rp 12.2M
-33.96%
3-bedroom Apartment, City Center(Monthly)
$793zł 2,891
$3,442Rp 62.1M
-76.97%
3-bedroom Apartment, Outside City Center(Monthly)
$597zł 2,178
$2,039Rp 36.8M
-70.72%
Buy Apartment in City Center(m2)
$3,348zł 12.2K
$2,841Rp 51.2M
17.84%
Buy Apartment Outside City Center(m2)
$2,589zł 9,442
$2,264Rp 40.8M
14.38%
💵 Salaries & Financials
Kielce
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,435zł 5,233
$165Rp 3.0M
768.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.97
13.28
-55.05%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kielce: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $558 in Kielce and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kielce pays 768% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $40.00 in Kielce vs $33.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $302, with Kielce cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kielce vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kielce?
Kielce is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 8% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kielce or Ubud, Bali?
Kielce pays 768% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kielce and Ubud, Bali?
Rent for a central apartment: $558 in Kielce versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Kielce vs Ubud, Bali?
All in, you'll spend $1,309 per month in Kielce versus $1,419 in Ubud, Bali – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Kielce runs roughly 308% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for Kielce or Ubud, Bali?
At $1,309 in Kielce versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Kielce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kielce the clear choice for anyone on this budget.
Is Kielce or Ubud, Bali more family-friendly?
For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kielce or Ubud, Bali?
Safety-wise, Kielce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kielce gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.