Cost of Living Comparison Between Kielce and Ubud, Bali Cost of Living Comparison Between Kielce and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,314 in Kielce versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,874 in Kielce versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,433 in Kielce versus $3,763 in Ubud, Bali.

Living in Kielce costs roughly 7% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kielce is 2% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$10.96 zł 41.58

$3.45 Rp 62.1K

217.68%

Three-Course Dinner for Two, Mid-Range

$41.47 zł 157

$32.34 Rp 581.1K

28.23%

Fast Food Meal (McDonalds, etc)

$6.74 zł 25.57

$4.84 Rp 87.1K

39.26%

Cappuccino

$2.96 zł 11.21

$2.75 Rp 49.4K

7.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 zł 8.10

$1.38 Rp 24.9K

54.35%

Water (0.33 liter bottle)

$0.84 zł 3.19

$0.75 Rp 13.5K

12.00%

Local Beer (0.5 liter draught)

$3.18 zł 12.07

$2.99 Rp 53.8K

6.35%

Imported Beer (0.33 liter bottle)

$4.15 zł 15.75

$3.85 Rp 69.2K

7.79%

Milk (1 liter)

$0.97 zł 3.68

$1.74 Rp 31.2K

-44.25%

White Bread (500g)

$1.44 zł 5.47

$2.46 Rp 44.2K

-41.46%

Rice (white) (1kg)

$1.19 zł 4.50

$1.17 Rp 21.0K

1.71%

Eggs

$3.44 zł 13.05

$2.43 Rp 43.7K

41.56%

Local Cheese (1kg)

$8.85 zł 33.57

$14.50 Rp 260.6K

-38.97%

Chicken Fillets (1kg)

$6.71 zł 25.47

$4.35 Rp 78.2K

54.25%

Beef Round Steak (1kg)

$12.45 zł 47.24

$11.98 Rp 215.3K

3.92%

Apples (1kg)

$0.97 zł 3.69

$3.72 Rp 66.8K

-73.92%

Banana (1kg)

$1.52 zł 5.78

$1.63 Rp 29.2K

-6.75%

Oranges (1kg)

$1.60 zł 6.06

$2.74 Rp 49.3K

-41.61%

Tomato (1kg)

$2.78 zł 10.54

$2.24 Rp 40.3K

24.11%

Potato (1kg)

$0.59 zł 2.25

$1.92 Rp 34.5K

-69.27%

Onion (1kg)

$0.59 zł 2.23

$2.28 Rp 40.9K

-74.12%

Lettuce (1 head)

$1.71 zł 6.50

$1.06 Rp 19.1K

61.32%

Water (1.5 liter bottle)

$0.47 zł 1.78

$0.72 Rp 12.9K

-34.72%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 zł 19.36

$3.29 Rp 59.0K

55.02%

Wine (Bottle)

$6.39 zł 24.23

$23.19 Rp 416.8K

-72.45%

Local Beer (0.5 liter bottle)

$1.29 zł 4.90

$2.78 Rp 49.9K

-53.60%

Imported Beer (0.33 liter bottle)

$1.51 zł 5.73

$2.73 Rp 49.1K

-44.69%

One-way Ticket (Public Transport)

$1.07 zł 4.06

$0.27 Rp 4,786

296.30%

Public Transport Monthly Pass (Regular Price)

$32.85 zł 125

$8.11 Rp 145.7K

305.06%

Taxi Start (Normal Tariff)

$2.47 zł 9.37

$0.48 Rp 8,675

414.58%

Taxi (Normal Tariff) (1km)

$0.72 zł 2.73

$0.42 Rp 7,545

71.43%

Taxi 1hour Waiting (Normal Tariff)

$14.94 zł 56.7

$6.22 Rp 111.8K

140.19%

Gasoline (1 liter)

$1.70 zł 6.43

$0.81 Rp 14.6K

109.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 128.4K

$26.6K Rp 478.2M

27.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K zł 113.9K

$32.2K Rp 578.5M

-6.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 zł 788

$78.4 Rp 1.4M

165.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.10 zł 30.75

$4.07 Rp 73.1K

99.02%

Internet (50+ Mbps, Unlimited Data)

$11.90 zł 45.15

$24.33 Rp 437.1K

-51.09%

Gym Membership (Monthly)

$31.05 zł 118

$98.6 Rp 1.8M

-68.51%

Tennis Court (1 Hour on Weekend)

$20.52 zł 77.9

$6.34 Rp 113.9K

223.66%

Cinema Ticket

$8.08 zł 30.66

$3.99 Rp 71.6K

102.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 zł 1,082

$305 Rp 5.5M

-6.49%

International Primary School, 1 Child (Yearly)

$5,925 zł 22.5K

$6,642 Rp 119.4M

-10.80%

Jeans (Levis 501 Or Similar)

$76.1 zł 289

$54.1 Rp 972.9K

40.58%

Summer Dress (H&M, Zara, etc)

$48.65 zł 185

$37.81 Rp 679.4K

28.67%

Sport Shoes (Adidas, Nike)

$80.0 zł 304

$86.8 Rp 1.6M

-7.84%

Men's Leather Business Shoes

$111 zł 421

$76.4 Rp 1.4M

45.19%

1-bedroom Apartment, City Center (Monthly)

$548 zł 2,081

$992 Rp 17.8M

-44.72%

1-bedroom Apartment, Outside City Center (Monthly)

$459 zł 1,742

$673 Rp 12.1M

-31.77%

3-bedroom Apartment, City Center (Monthly)

$776 zł 2,945

$3,375 Rp 60.7M

-77.00%

3-bedroom Apartment, Outside City Center (Monthly)

$586 zł 2,223

$2,050 Rp 36.8M

-71.42%

Buy Apartment in City Center (m2)

$3,186 zł 12.1K

$2,805 Rp 50.4M

13.60%

Buy Apartment Outside City Center (m2)

$2,524 zł 9,578

$2,227 Rp 40.0M

13.36%

Average Monthly Net Salary (After Tax)

$1,361 zł 5,164

$167 Rp 3.0M

715.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.97

13.28

-55.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kielce: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $548 in Kielce and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kielce pays 715% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $41.00 in Kielce vs $32.00 in Ubud, Bali. Groceries flip the comparison at $212 vs $297, with Kielce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kielce vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 7% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 715% higher in Kielce, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $548 in Kielce versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,314 per month in Kielce versus $1,408 in Ubud, Bali – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 305% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,314 in Kielce versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Kielce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kielce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.