Cost of Living Comparison Between Ubud, Bali and Kielce Cost of Living Comparison Between Ubud, Bali and Kielce

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,448 in Kielce.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,018 in Kielce.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $2,587 in Kielce.

Living in Ubud, Bali costs roughly 5% less than in Kielce, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 2% above, Kielce 7% above.

Meal at Budget Restaurant

$3.32 Rp 59.4K

$11.58 zł 44.58

-71.33%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 631.4K

$38.54 zł 148

-8.33%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.3K

$8.02 zł 30.87

-33.54%

Cappuccino

$2.75 Rp 49.2K

$3.15 zł 12.15

-12.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$1.43 zł 5.52

20.98%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.15 zł 4.44

-30.43%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$3.61 zł 13.91

-18.28%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.3K

$3.85 zł 14.83

15.32%

Milk (1 liter)

$1.50 Rp 26.8K

$1.06 zł 4.10

41.51%

White Bread (500g)

$2.30 Rp 41.1K

$1.48 zł 5.68

55.41%

Rice (white) (1kg)

$1.10 Rp 19.6K

$1.18 zł 4.53

-6.78%

Eggs

$2.16 Rp 38.6K

$3.26 zł 12.57

-33.74%

Local Cheese (1kg)

$17.09 Rp 305.4K

$7.27 zł 28.00

135.08%

Chicken Fillets (1kg)

$3.88 Rp 69.3K

$6.52 zł 25.12

-40.49%

Beef Round Steak (1kg)

$11.92 Rp 213.0K

$9.17 zł 35.30

29.99%

Apples (1kg)

$3.57 Rp 63.7K

$0.92 zł 3.55

288.04%

Banana (1kg)

$1.58 Rp 28.3K

$1.61 zł 6.21

-1.86%

Oranges (1kg)

$2.36 Rp 42.2K

$1.32 zł 5.07

78.79%

Tomato (1kg)

$1.97 Rp 35.1K

$2.44 zł 9.38

-19.26%

Potato (1kg)

$1.81 Rp 32.3K

$0.70 zł 2.70

158.57%

Onion (1kg)

$2.39 Rp 42.7K

$0.78 zł 3.00

206.41%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.06 zł 4.09

-3.77%

Water (1.5 liter bottle)

$0.49 Rp 8,782

$0.65 zł 2.52

-24.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.1K

$5.29 zł 20.36

-57.47%

Wine (Bottle)

$22.30 Rp 398.5K

$6.49 zł 25.00

243.61%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.3K

$1.26 zł 4.85

88.10%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.7K

$1.46 zł 5.62

98.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,452

$1.02 zł 3.93

-75.49%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 152.8K

$30.71 zł 118

-72.16%

Taxi Start (Normal Tariff)

$0.44 Rp 7,897

$1.80 zł 6.92

-75.56%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,547

$1.05 zł 4.06

-60.00%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.2K

$10.97 zł 42.26

-48.40%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.54 zł 5.95

-47.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.2M

$31.3K zł 120.7K

-24.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 553.6M

$27.7K zł 106.8K

11.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$236 zł 908

-65.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.6K

$8.10 zł 31.18

-22.22%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.0K

$15.54 zł 59.9

19.88%

Gym Membership (Monthly)

$54.7 Rp 978.1K

$38.56 zł 149

41.93%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 329.7K

$18.83 zł 72.5

-2.02%

Cinema Ticket

$4.24 Rp 75.8K

$7.79 zł 30.00

-45.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$274 zł 1,056

76.52%

International Primary School, 1 Child (Yearly)

$5,590 Rp 99.9M

$8,335 zł 32.1K

-32.93%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.0K

$73.2 zł 282

-37.45%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 637.9K

$35.71 zł 138

-0.06%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$77.5 zł 299

0.99%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$107 zł 412

-25.17%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$726 zł 2,797

57.88%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$571 zł 2,197

18.85%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.6M

$995 zł 3,833

252.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$828 zł 3,190

103.76%

Buy Apartment in City Center (m2)

$2,788 Rp 49.8M

$3,129 zł 12.1K

-10.90%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.3M

$2,511 zł 9,669

-10.11%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$1,357 zł 5,226

-87.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.42

114.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Kielce: September 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $726 in Kielce. Housing cost is often the main lever when comparing two cities.

Kielce pays 722% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $39.00 in Kielce. Groceries flip the comparison at $286 vs $195, with Kielce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kielce: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 722% lower in Kielce. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $726 in Kielce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,374 per month in Ubud, Bali versus $1,448 in Kielce – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 259% less than in Kielce. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,374 in Ubud, Bali versus $1,448 in Kielce, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kielce. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kielce, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kielce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 5% less than in Kielce. Beyond cost, consider language, visa policies, and how big the international community is in each city.