Cost of Living Comparison Between Ubud, Bali and Kielce Cost of Living Comparison Between Ubud, Bali and Kielce

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,314 in Kielce.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,874 in Kielce.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,433 in Kielce.

Living in Ubud, Bali is roughly 7% more expensive than in Kielce, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kielce is 2% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.96 zł 41.58

-68.52%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$41.47 zł 157

-22.02%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.74 zł 25.57

-28.19%

Cappuccino

$2.75 Rp 49.4K

$2.96 zł 11.21

-7.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.13 zł 8.10

-35.21%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.84 zł 3.19

-10.71%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.18 zł 12.07

-5.97%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.15 zł 15.75

-7.23%

Milk (1 liter)

$1.74 Rp 31.2K

$0.97 zł 3.68

79.38%

White Bread (500g)

$2.46 Rp 44.2K

$1.44 zł 5.47

70.83%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.19 zł 4.50

-1.68%

Eggs

$2.43 Rp 43.7K

$3.44 zł 13.05

-29.36%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.85 zł 33.57

63.84%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.71 zł 25.47

-35.17%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$12.45 zł 47.24

-3.78%

Apples (1kg)

$3.72 Rp 66.8K

$0.97 zł 3.69

283.51%

Banana (1kg)

$1.63 Rp 29.2K

$1.52 zł 5.78

7.24%

Oranges (1kg)

$2.74 Rp 49.3K

$1.60 zł 6.06

71.25%

Tomato (1kg)

$2.24 Rp 40.3K

$2.78 zł 10.54

-19.42%

Potato (1kg)

$1.92 Rp 34.5K

$0.59 zł 2.25

225.42%

Onion (1kg)

$2.28 Rp 40.9K

$0.59 zł 2.23

286.44%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.71 zł 6.50

-38.01%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.47 zł 1.78

53.19%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.10 zł 19.36

-35.49%

Wine (Bottle)

$23.19 Rp 416.8K

$6.39 zł 24.23

262.91%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.29 zł 4.90

115.50%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.51 zł 5.73

80.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.07 zł 4.06

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.85 zł 125

-75.31%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.47 zł 9.37

-80.57%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.72 zł 2.73

-41.67%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$14.94 zł 56.7

-58.37%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.70 zł 6.43

-52.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.8K zł 128.4K

-21.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.0K zł 113.9K

7.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$208 zł 788

-62.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.10 zł 30.75

-49.75%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$11.90 zł 45.15

104.45%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$31.05 zł 118

217.58%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$20.52 zł 77.9

-69.10%

Cinema Ticket

$3.99 Rp 71.6K

$8.08 zł 30.66

-50.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$285 zł 1,082

6.95%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,925 zł 22.5K

12.11%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$76.1 zł 289

-28.87%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$48.65 zł 185

-22.28%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$80.0 zł 304

8.51%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$111 zł 421

-31.12%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$548 zł 2,081

80.88%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$459 zł 1,742

46.56%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$776 zł 2,945

334.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$586 zł 2,223

249.86%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,186 zł 12.1K

-11.97%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,524 zł 9,578

-11.78%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,361 zł 5,164

-87.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.97

122.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kielce: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $548 in Kielce. Housing cost is often the main lever when comparing two cities.

Kielce pays 715% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Kielce. Groceries flip the comparison at $297 vs $212, with Kielce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kielce: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 715% lower in Kielce. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $548 in Kielce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,314 in Kielce – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 305% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,314 in Kielce versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Kielce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kielce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.