Cost of Living Comparison Between Ubud, Bali and Kielce Cost of Living Comparison Between Ubud, Bali and Kielce

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,290 in Kielce.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,865 in Kielce.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,440 in Kielce.

Living in Ubud, Bali is roughly 8% more expensive than Kielce, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Kielce is 4% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$11.07 zł 39.84

-68.56%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$41.51 zł 149

-20.79%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$6.65 zł 23.93

-23.46%

Cappuccino

$2.75 Rp 47.1K

$3.05 zł 10.98

-9.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$2.13 zł 7.68

-35.21%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.83 zł 2.99

-14.46%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$3.22 zł 11.58

-10.56%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$4.13 zł 14.87

-6.30%

Milk (1 liter)

$1.79 Rp 30.7K

$0.96 zł 3.45

86.46%

White Bread (500g)

$2.45 Rp 42.0K

$1.44 zł 5.18

70.14%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.19 zł 4.28

1.68%

Eggs

$2.39 Rp 40.9K

$3.32 zł 11.96

-28.01%

Local Cheese (1kg)

$14.70 Rp 252.1K

$8.52 zł 30.66

72.54%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$6.75 zł 24.32

-37.19%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$12.88 zł 46.36

-6.21%

Apples (1kg)

$3.66 Rp 62.9K

$0.93 zł 3.34

293.55%

Banana (1kg)

$1.61 Rp 27.6K

$1.53 zł 5.52

5.23%

Oranges (1kg)

$2.72 Rp 46.6K

$1.61 zł 5.80

68.94%

Tomato (1kg)

$2.27 Rp 39.0K

$2.77 zł 9.96

-18.05%

Potato (1kg)

$1.90 Rp 32.6K

$0.56 zł 2.01

239.29%

Onion (1kg)

$2.30 Rp 39.4K

$0.62 zł 2.23

270.97%

Lettuce (1 head)

$1.02 Rp 17.4K

$1.65 zł 5.94

-38.18%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.47 zł 1.70

65.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$5.24 zł 18.86

-38.17%

Wine (Bottle)

$24.06 Rp 412.7K

$7.05 zł 25.39

241.28%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.23 zł 4.41

130.89%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.50 zł 5.41

86.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$1.11 zł 3.99

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$32.08 zł 116

-74.31%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.50 zł 9.01

-82.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.77 zł 2.77

-44.16%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$14.88 zł 53.6

-59.54%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.66 zł 5.98

-48.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$33.2K zł 119.7K

-21.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$30.0K zł 108.0K

5.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$215 zł 772

-63.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$8.08 zł 29.09

-50.50%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$11.79 zł 42.45

106.53%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$32.02 zł 115

199.09%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$20.60 zł 74.2

-68.64%

Cinema Ticket

$4.01 Rp 68.7K

$8.17 zł 29.40

-50.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$281 zł 1,013

7.22%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$6,044 zł 21.8K

8.29%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$76.7 zł 276

-30.34%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$48.61 zł 175

-20.70%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$82.8 zł 298

7.53%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$112 zł 403

-29.60%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$559 zł 2,011

81.90%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$453 zł 1,630

48.42%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$784 zł 2,824

329.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$599 zł 2,157

251.88%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

$3,303 zł 11.9K

-9.13%

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

$2,648 zł 9,533

-11.76%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$1,466 zł 5,276

-87.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.97

122.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Kielce: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $559 in Kielce. Housing cost is often the main lever when comparing two cities.

Kielce pays 726% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $42 in Kielce. Groceries flip the comparison at $300 vs $213, with Kielce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kielce: Cost of Living - Frequently Asked Questions

Kielce is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, Kielce earns 726% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $559 in Kielce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,395 per month in Ubud, Bali versus $1,290 in Kielce – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kielce runs roughly 289% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,290 in Kielce versus $1,395 in Ubud, Bali, a $1,500 budget is realistic in Kielce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kielce the clear choice for anyone on this budget.

For families, Kielce is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kielce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kielce gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.