Cost of Living Comparison Between Khoy and Chiang Mai Cost of Living Comparison Between Khoy and Chiang Mai

Monthly Cost of Living

A single person spends $537 per month in Khoy vs $852 in Chiang Mai, rent included.

A couple spends around $829 per month in Khoy vs $1,354 in Chiang Mai, rent included.

A family of three spends $1,121 per month in Khoy vs $1,857 in Chiang Mai, rent included.

Khoy is about 37% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Khoy and Chiang Mai are more affordable than the global median – Khoy 60% lower, Chiang Mai 36% lower.

Currency
🍽 Eating Out
Khoy
Chiang Mai
Difference
Meal at Budget Restaurant
$3.90 $3.90
$1.96 ฿64.0
98.98%
Three-Course Dinner for Two, Mid-Range
$17.15 $17.15
$18.81 ฿615
-8.83%
Fast Food Meal (McDonalds, etc)
$4.60 $4.60
$7.92 ฿259
-41.92%
Local Non-Alcoholic Beer (0.5 liter draught)
$0.62 $0.62
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.05 $1.05
-
-
Cappuccino
$1.10 $1.10
$1.91 ฿62.6
-42.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.46 $0.46
$0.84 ฿27.41
-45.24%
Water (0.33 liter bottle)
$1.00 $1.00
$0.35 ฿11.51
185.71%
Local Beer (0.5 liter draught)
-
$2.21 ฿72.1
-
Imported Beer (0.33 liter bottle)
-
$3.80 ฿124
-
🛒 Groceries & Markets
Khoy
Chiang Mai
Difference
Milk (1 liter)
$0.59 $0.59
$1.64 ฿53.5
-64.02%
White Bread (500g)
$0.56 $0.56
$1.62 ฿53.1
-65.43%
Rice (white) (1kg)
$1.87 $1.87
$1.18 ฿38.62
58.47%
Eggs
$1.18 $1.18
$2.01 ฿65.8
-41.29%
Local Cheese (1kg)
$3.50 $3.50
$15.89 ฿520
-77.97%
Chicken Fillets (1kg)
$3.77 $3.77
$3.01 ฿98.5
25.25%
Beef Round Steak (1kg)
$10.18 $10.18
$10.77 ฿352
-5.48%
Apples (1kg)
$0.87 $0.87
$2.61 ฿85.5
-66.67%
Banana (1kg)
$1.10 $1.10
$1.22 ฿39.88
-9.84%
Oranges (1kg)
$1.33 $1.33
$1.70 ฿55.7
-21.76%
Tomato (1kg)
$0.54 $0.54
$1.58 ฿51.5
-65.82%
Potato (1kg)
$0.64 $0.64
$1.32 ฿43.14
-51.52%
Onion (1kg)
$0.71 $0.71
$1.17 ฿38.23
-39.32%
Lettuce (1 head)
$0.68 $0.68
$0.67 ฿21.98
1.49%
Water (1.5 liter bottle)
$0.28 $0.28
$0.56 ฿18.32
-50.00%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.02 $1.02
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.49 $0.49
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.37 $1.37
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.14 $2.14
$4.53 ฿148
-52.76%
Wine (Bottle)
-
$18.20 ฿595
-
Local Beer (0.5 liter bottle)
-
$1.83 ฿60.0
-
Imported Beer (0.33 liter bottle)
-
$3.23 ฿106
-
🚌 Getting Around
Khoy
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.14 $0.14
$0.89 ฿29.00
-84.27%
Public Transport Monthly Pass (Regular Price)
$10.04 $10.04
$19.38 ฿634
-48.19%
Taxi Start (Normal Tariff)
$0.34 $0.34
$1.35 ฿44.20
-74.81%
Taxi (Normal Tariff) (1km)
$0.29 $0.29
$1.35 ฿44.05
-78.52%
Taxi 1hour Waiting (Normal Tariff)
$2.01 $2.01
$8.25 ฿270
-75.64%
Gasoline (1 liter)
$0.73 $0.73
$1.27 ฿41.64
-42.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$72.4K $72.4K
$21.2K ฿691.8K
242.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$55.7K $55.7K
$22.5K ฿735.3K
147.72%
🧾 Monthly Utilities & Internet
Khoy
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$15.89 $15.89
$70.2 ฿2,294
-77.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$2.04 $2.04
$13.77 ฿450
-85.19%
Internet (50+ Mbps, Unlimited Data)
$5.72 $5.72
$17.60 ฿575
-67.50%
🎉 Sport & Entertainment
Khoy
Chiang Mai
Difference
Gym Membership (Monthly)
$15.88 $15.88
$41.57 ฿1,360
-61.80%
Tennis Court (1 Hour on Weekend)
$12.72 $12.72
$6.60 ฿216
92.73%
Cinema Ticket
$1.51 $1.51
$5.78 ฿189
-73.88%
🧸 Childcare & Education
Khoy
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$116 $116
$306 ฿10.0K
-61.96%
International Primary School, 1 Child (Yearly)
$1,992 $1,992
$14.8K ฿484.8K
-86.56%
👕👟 Clothing & Footwear
Khoy
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$22.20 $22.20
$54.4 ฿1,778
-59.17%
Summer Dress (H&M, Zara, etc)
$25.14 $25.14
$26.14 ฿855
-3.83%
Sport Shoes (Adidas, Nike)
$112 $112
$84.5 ฿2,764
32.29%
Men's Leather Business Shoes
$69.6 $69.6
$69.4 ฿2,270
0.17%
🏠 Accommodation & Living
Khoy
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$286 $286
$424 ฿13.9K
-32.50%
1-bedroom Apartment, Outside City Center (Monthly)
$197 $197
$238 ฿7,788
-17.34%
3-bedroom Apartment, City Center (Monthly)
$626 $626
$825 ฿27.0K
-24.12%
3-bedroom Apartment, Outside City Center (Monthly)
$323 $323
$515 ฿16.8K
-37.23%
Buy Apartment in City Center (m2)
$1,097 $1,097
$2,049 ฿67.0K
-46.47%
Buy Apartment Outside City Center (m2)
$572 $572
$1,523 ฿49.8K
-62.45%
💵 Salaries & Financials
Khoy
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$223 $223
$635 ฿20.8K
-64.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
22.24
5
344.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khoy: April 26, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A central one-bedroom costs $286 in Khoy versus $424 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 185% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $17.00 in Khoy versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $112 vs $243 – making Khoy the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Khoy vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Khoy or Chiang Mai?
Chiang Mai costs about 59% more than Khoy, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Khoy vs Chiang Mai?
For a comfortable life, plan on about $805 per month in Khoy and $1,278 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Khoy or Chiang Mai?
Rent is clearly cheaper in Khoy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Khoy and Chiang Mai?
Kindergarten costs $116 per month in Khoy and $306 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Khoy or Chiang Mai?
Groceries cost about 117% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Khoy or Chiang Mai?
$1,200 covers both cities comfortably – all-in costs are $537 in Khoy and $852 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Khoy or Chiang Mai?
For digital nomads, it depends on budget. Khoy costs $537 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Khoy compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Khoy or Chiang Mai?
If budget matters most, go with Khoy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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