Last update: Oct 2026

Cost of Living Comparison Between Khmelnytskyi and Cebu

For one person, living is cheaper in Khmelnytskyi: $732 a month against $915 in Cebu, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Khmelnytskyi
Learn more

Khmelnytskyi Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Khmelnytskyi

🇺🇦 Ukraine

$732

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Khmelnytskyi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khmelnytskyi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $732 in Khmelnytskyi versus $915 in Cebu.

Khmelnytskyi $732
Cebu $915

Estimated couple costs with rent: $962 in Khmelnytskyi versus $1,418 in Cebu.

Khmelnytskyi $962
Cebu $1,418

Monthly costs for a family of three with rent: $1,191 in Khmelnytskyi versus $1,921 in Cebu.

Khmelnytskyi $1,191
Cebu $1,921

Living in Khmelnytskyi costs roughly 20% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Khmelnytskyi 46% lower, Cebu 33% lower.

Meal at Budget Restaurant

$6.69 ₴300

$3.05 ₱192

119.34%

Three-Course Dinner for Two, Mid-Range

$23.03 ₴1,034

$24.00 ₱1,511

-4.04%

Fast Food Meal (McDonalds, etc)

$5.28 ₴237

$3.99 ₱251

32.33%

Cappuccino

$1.30 ₴58.3

$2.50 ₱157

-48.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.65 ₴29.28

$1.54 ₱97.1

-57.79%

Water (0.33 liter bottle)

$0.35 ₴15.73

$0.50 ₱31.37

-30.00%

Local Beer (0.5 liter draught)

$1.08 ₴48.41

$1.78 ₱112

-39.33%

Imported Beer (0.33 liter bottle)

$1.57 ₴70.5

$2.17 ₱136

-27.65%

Milk (1 liter)

$1.24 ₴55.9

$2.00 ₱126

-38.00%

White Bread (500g)

$0.70 ₴31.59

$1.37 ₱86.2

-48.91%

Rice (white) (1kg)

$1.12 ₴50.5

$1.03 ₱64.9

8.74%

Eggs

$2.11 ₴94.6

$2.03 ₱128

3.94%

Local Cheese (1kg)

$8.76 ₴393

$10.20 ₱642

-14.12%

Chicken Fillets (1kg)

$4.65 ₴209

$4.45 ₱280

4.49%

Beef Round Steak (1kg)

$7.77 ₴349

$7.67 ₱483

1.30%

Apples (1kg)

$1.36 ₴61.2

$3.31 ₱208

-58.91%

Banana (1kg)

$1.56 ₴69.9

$1.46 ₱91.8

6.85%

Oranges (1kg)

$1.75 ₴78.5

$2.32 ₱146

-24.57%

Tomato (1kg)

$2.03 ₴91.2

$1.49 ₱94.0

36.24%

Potato (1kg)

$0.81 ₴36.25

$2.34 ₱147

-65.38%

Onion (1kg)

$0.53 ₴23.70

$1.94 ₱122

-72.68%

Lettuce (1 head)

$1.51 ₴68.0

$1.16 ₱73.0

30.17%

Water (1.5 liter bottle)

$0.57 ₴25.70

$0.68 ₱42.89

-16.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.83 ₴127

$2.99 ₱188

-5.35%

Wine (Bottle)

$6.46 ₴290

$6.24 ₱393

3.53%

Local Beer (0.5 liter bottle)

$0.86 ₴38.72

$1.23 ₱77.3

-30.08%

Imported Beer (0.33 liter bottle)

$1.63 ₴73.2

$1.73 ₱109

-5.78%

One-way Ticket (Public Transport)

$0.32 ₴14.17

$0.23 ₱14.36

39.13%

Public Transport Monthly Pass (Regular Price)

$10.02 ₴450

$12.34 ₱777

-18.80%

Taxi Start (Normal Tariff)

$1.25 ₴56.0

$0.79 ₱49.96

58.23%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.32

$0.22 ₱13.86

45.45%

Taxi 1hour Waiting (Normal Tariff)

$4.18 ₴187

$4.54 ₱286

-7.93%

Gasoline (1 liter)

$1.68 ₴75.6

$1.32 ₱82.9

27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K ₴1.3M

$21.0K ₱1.3M

39.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K ₴979.1K

$19.4K ₱1.2M

12.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.8 ₴3,042

$119 ₱7,464

-42.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.96 ₴268

$14.22 ₱896

-58.09%

Internet (50+ Mbps, Unlimited Data)

$6.34 ₴285

$27.47 ₱1,730

-76.92%

Gym Membership (Monthly)

$33.15 ₴1,488

$32.31 ₱2,034

2.60%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$2.83 ₴127

$5.40 ₱340

-47.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$330 ₴14.8K

$276 ₱17.4K

19.55%

International Primary School, 1 Child (Yearly)

$7,112 ₴319.2K

$7,866 ₱495.3K

-9.59%

Jeans (Levis 501 Or Similar)

$58.2 ₴2,611

$49.37 ₱3,108

17.82%

Summer Dress (H&M, Zara, etc)

$43.36 ₴1,947

$24.58 ₱1,548

76.40%

Sport Shoes (Adidas, Nike)

$76.7 ₴3,444

$76.6 ₱4,825

0.10%

Men's Leather Business Shoes

$99.0 ₴4,442

$58.9 ₱3,706

68.13%

1-bedroom Apartment, City Center (Monthly)

$338 ₴15.2K

$503 ₱31.7K

-32.85%

1-bedroom Apartment, Outside City Center (Monthly)

$202 ₴9,058

$305 ₱19.2K

-33.73%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$442 ₴19.8K

$336 ₱21.1K

31.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

14.67

7.2

103.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khmelnytskyi: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Khmelnytskyi

$202 27.6%

Cebu

$305 33.3% 50.9% $103

Groceries & Markets

Khmelnytskyi

$175 24%

Cebu

$210 22.9% 19.5% $34

Clothing & Footwear

Khmelnytskyi

$125 17%

Cebu

$94 10.3% 24.4% $31

Eating Out

Khmelnytskyi

$97 13.3%

Cebu

$88 9.6% 10% $9.7

Monthly Utilities & Internet

Khmelnytskyi

$80 10.9%

Cebu

$160 17.5% 100% $80

Sport & Entertainment

Khmelnytskyi

$39 5.3%

Cebu

$43 4.7% 11.1% $4.3

Getting Around

Khmelnytskyi

$14 1.9%

Cebu

$15 1.7% 7.2% $1

Cost Breakdown

A one-bedroom apartment in the center runs $338 in Khmelnytskyi and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Khmelnytskyi pays 31% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Khmelnytskyi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $175 vs $210 per month, with Khmelnytskyi cheaper across the board.

Good to know

🇺🇦 Khmelnytskyi

🇵🇭 Cebu

🕒 Local time

11:03 11:03 AM

16:03 4:03 PM

5 h ahead of Khmelnytskyi

🌤 Weather

👥 Population

269,308

964,169

💱 Currency

Ukrainian Hryvnia UAH ₴

Philippine Peso PHP ₱

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

🇺🇸 United States Dollar ($)

🇺🇦 Ukrainian Hryvnia (₴)

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to UAH in detail →

On the map

Lowest

Highest

Between locations

Khmelnytskyi Cebu 9,630 km ≈ 13 h nonstop flight

From you

Khmelnytskyi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Khmelnytskyi vs Cebu: Cost of Living - Frequently Asked Questions

Khmelnytskyi is cheaper overall, especially in groceries, leisure, and transport. The 25% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 31% higher in Khmelnytskyi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $338 in Khmelnytskyi versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $732 per month in Khmelnytskyi versus $915 in Cebu – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Khmelnytskyi runs roughly 23% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Khmelnytskyi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Khmelnytskyi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Khmelnytskyi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khmelnytskyi gentler on the wallet – expenses run 25% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.