Last update: Oct 2026

Cost of Living Comparison Between Cebu and Khmelnytskyi

For one person, living is cheaper in Khmelnytskyi: $732 a month against $915 in Cebu, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
35

Cost of Living Index in Khmelnytskyi
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Khmelnytskyi Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Khmelnytskyi

🇺🇦 Ukraine

$732

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Khmelnytskyi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khmelnytskyi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $732 in Khmelnytskyi.

Cebu $915
Khmelnytskyi $732

Estimated couple costs with rent: $1,418 in Cebu versus $962 in Khmelnytskyi.

Cebu $1,418
Khmelnytskyi $962

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,191 in Khmelnytskyi.

Cebu $1,921
Khmelnytskyi $1,191

Living in Cebu is roughly 25% more expensive than in Khmelnytskyi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 33% lower, Khmelnytskyi 46% lower.

Meal at Budget Restaurant

$3.05 ₱192

$6.69 ₴300

-54.41%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$23.03 ₴1,034

4.21%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.28 ₴237

-24.43%

Cappuccino

$2.50 ₱157

$1.30 ₴58.3

92.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.65 ₴29.28

136.92%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.35 ₴15.73

42.86%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.08 ₴48.41

64.81%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.57 ₴70.5

38.22%

Milk (1 liter)

$2.00 ₱126

$1.24 ₴55.9

61.29%

White Bread (500g)

$1.37 ₱86.2

$0.70 ₴31.59

95.71%

Rice (white) (1kg)

$1.03 ₱64.9

$1.12 ₴50.5

-8.04%

Eggs

$2.03 ₱128

$2.11 ₴94.6

-3.79%

Local Cheese (1kg)

$10.20 ₱642

$8.76 ₴393

16.44%

Chicken Fillets (1kg)

$4.45 ₱280

$4.65 ₴209

-4.30%

Beef Round Steak (1kg)

$7.67 ₱483

$7.77 ₴349

-1.29%

Apples (1kg)

$3.31 ₱208

$1.36 ₴61.2

143.38%

Banana (1kg)

$1.46 ₱91.8

$1.56 ₴69.9

-6.41%

Oranges (1kg)

$2.32 ₱146

$1.75 ₴78.5

32.57%

Tomato (1kg)

$1.49 ₱94.0

$2.03 ₴91.2

-26.60%

Potato (1kg)

$2.34 ₱147

$0.81 ₴36.25

188.89%

Onion (1kg)

$1.94 ₱122

$0.53 ₴23.70

266.04%

Lettuce (1 head)

$1.16 ₱73.0

$1.51 ₴68.0

-23.18%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.57 ₴25.70

19.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.83 ₴127

5.65%

Wine (Bottle)

$6.24 ₱393

$6.46 ₴290

-3.41%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.86 ₴38.72

43.02%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.63 ₴73.2

6.13%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.32 ₴14.17

-28.13%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$10.02 ₴450

23.15%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.25 ₴56.0

-36.80%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.32 ₴14.32

-31.25%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$4.18 ₴187

8.61%

Gasoline (1 liter)

$1.32 ₱82.9

$1.68 ₴75.6

-21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.3K ₴1.3M

-28.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$21.8K ₴979.1K

-11.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$67.8 ₴3,042

74.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$5.96 ₴268

138.59%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$6.34 ₴285

333.28%

Gym Membership (Monthly)

$32.31 ₱2,034

$33.15 ₴1,488

-2.53%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$2.83 ₴127

90.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$330 ₴14.8K

-16.35%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$7,112 ₴319.2K

10.60%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$58.2 ₴2,611

-15.13%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$43.36 ₴1,947

-43.31%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$76.7 ₴3,444

-0.10%

Men's Leather Business Shoes

$58.9 ₱3,706

$99.0 ₴4,442

-40.52%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$338 ₴15.2K

48.92%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$202 ₴9,058

50.90%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$442 ₴19.8K

-23.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

14.67

-50.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Khmelnytskyi: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Khmelnytskyi

$202 27.6% 33.7% $103

Groceries & Markets

Cebu

$210 22.9%

Khmelnytskyi

$175 24% 16.3% $34

Monthly Utilities & Internet

Cebu

$160 17.5%

Khmelnytskyi

$80 10.9% 50% $80

Clothing & Footwear

Cebu

$94 10.3%

Khmelnytskyi

$125 17% 32.4% $31

Eating Out

Cebu

$88 9.6%

Khmelnytskyi

$97 13.3% 11.1% $9.7

Sport & Entertainment

Cebu

$43 4.7%

Khmelnytskyi

$39 5.3% 10% $4.3

Getting Around

Cebu

$15 1.7%

Khmelnytskyi

$14 1.9% 6.7% $1

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $338 in Khmelnytskyi. Housing cost is often the main lever when comparing two cities.

Khmelnytskyi pays 31% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $23.00 in Khmelnytskyi for a mid-range dinner for two. Groceries echo the gap at $210 vs $175 per month, with Khmelnytskyi cheaper across the board.

Good to know

🇵🇭 Cebu

🇺🇦 Khmelnytskyi

🕒 Local time

16:42 4:42 PM

11:42 11:42 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

269,308

💱 Currency

Philippine Peso PHP ₱

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 22, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 22, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Khmelnytskyi 9,630 km ≈ 13 h nonstop flight

From you

Cebu
Khmelnytskyi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Khmelnytskyi: Cost of Living - Frequently Asked Questions

Khmelnytskyi is cheaper overall, especially in groceries, leisure, and utilities. The 25% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 31% lower in Khmelnytskyi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $338 in Khmelnytskyi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $732 in Khmelnytskyi – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Khmelnytskyi runs roughly 23% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Khmelnytskyi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Khmelnytskyi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Khmelnytskyi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khmelnytskyi gentler on the wallet – expenses run 25% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.