Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kharkiv

For one person, living is cheaper in Kharkiv: $722 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Kharkiv
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Kharkiv Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kharkiv

🇺🇦 Ukraine

$722

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kharkiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kharkiv actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $722 in Kharkiv, rent included.

Ubud, Bali $1,349
Kharkiv $722

A couple spends around $2,305 per month in Ubud, Bali vs $1,072 in Kharkiv, rent included.

Ubud, Bali $2,305
Kharkiv $1,072

A family of three spends $3,261 per month in Ubud, Bali vs $1,421 in Kharkiv, rent included.

Ubud, Bali $3,261
Kharkiv $1,421

Ubud, Bali costs about 87% more than Kharkiv, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$6.54 ₴298

-49.24%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$30.03 ₴1,367

18.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.82 ₴219

14.73%

Cappuccino

$2.72 Rp 49.3K

$1.64 ₴74.8

65.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.04 ₴47.56

63.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.50 ₴22.60

52.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.96 ₴43.90

176.04%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.67 ₴75.9

162.28%

Milk (1 liter)

$1.49 Rp 27.0K

$1.09 ₴49.48

36.70%

White Bread (500g)

$2.28 Rp 41.2K

$0.68 ₴31.02

235.29%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.22 ₴55.6

-2.46%

Eggs

$2.04 Rp 36.9K

$1.65 ₴75.0

23.64%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.34 ₴380

112.23%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$4.07 ₴185

-2.70%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$7.14 ₴325

70.73%

Apples (1kg)

$3.66 Rp 66.2K

$1.33 ₴60.4

175.19%

Banana (1kg)

$1.52 Rp 27.5K

$1.51 ₴68.8

0.66%

Oranges (1kg)

$2.23 Rp 40.4K

$1.57 ₴71.4

42.04%

Tomato (1kg)

$1.97 Rp 35.7K

$2.10 ₴95.8

-6.19%

Potato (1kg)

$1.85 Rp 33.5K

$0.72 ₴32.88

156.94%

Onion (1kg)

$2.42 Rp 43.9K

$0.54 ₴24.72

348.15%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.20 ₴54.8

-17.50%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.60 ₴27.26

-15.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.72 ₴124

-18.38%

Wine (Bottle)

$22.24 Rp 403.0K

$4.32 ₴197

414.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.83 ₴37.80

172.29%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.19 ₴54.4

149.58%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.34 ₴61.1

-67.16%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.32 ₴14.52

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$2.13 ₴97.2

153.99%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.80 ₴82.0

-54.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$30.3K ₴1.4M

-21.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$23.7K ₴1.1M

33.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$95.7 ₴4,358

-17.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$5.93 ₴270

8.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$6.78 ₴309

174.04%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$24.11 ₴1,098

105.23%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$13.50 ₴615

30.74%

Cinema Ticket

$4.27 Rp 77.4K

$4.62 ₴210

-7.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$274 ₴12.5K

79.29%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$2,659 ₴121.0K

113.42%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$55.5 ₴2,525

-19.51%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$41.95 ₴1,910

-16.69%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$87.9 ₴4,001

-9.08%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$104 ₴4,738

-23.68%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$274 ₴12.5K

310.29%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$188 ₴8,538

258.07%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$496 ₴22.6K

618.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$206 ₴9,366

737.69%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,043 ₴47.5K

161.99%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$595 ₴27.1K

283.71%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$516 ₴23.5K

-68.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

17.89

-22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kharkiv: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kharkiv

$188 26% 72.1% $484

Groceries & Markets

Ubud, Bali

$288 21.4%

Kharkiv

$159 22% 44.9% $130

Eating Out

Ubud, Bali

$108 8%

Kharkiv

$101 14% 6.4% $6.9

Clothing & Footwear

Ubud, Bali

$108 8%

Kharkiv

$130 18% 21.1% $23

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kharkiv

$108 15% 4.2% $4.4

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kharkiv

$33 4.6% 42.5% $25

Getting Around

Ubud, Bali

$11 0.9%

Kharkiv

$2.9 * 0.4% 74.3% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $274 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kharkiv are about 3.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $30 in Kharkiv. Monthly groceries follow the same trend: $288 vs $159 – making Kharkiv the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇦 Kharkiv

🕒 Local time

20:11 8:11 PM

14:11 2:11 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,447,652

💱 Currency

Indonesian Rupiah IDR Rp

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

UAH, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Ukrainian Hryvnia exchange rates as of November 1, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.84 UAH (100 UAH = 1.97 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kharkiv 9,960 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Kharkiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kharkiv: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 87% more than Kharkiv, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,083 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments: a one-bedroom in the center costs $274 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $30 in Kharkiv. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 82% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Kharkiv, where all-in costs run around $722, than in Ubud, Bali at $1,349. In Kharkiv it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kharkiv costs $722 versus $1,349 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.