Cost of Living Comparison Between Ubud, Bali and Kharkiv Cost of Living Comparison Between Ubud, Bali and Kharkiv

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $691 in Kharkiv, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,079 in Kharkiv, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,467 in Kharkiv, rent included.

Ubud, Bali costs about 99% more than Kharkiv, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kharkiv is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$6.74 ₴300

-50.59%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$31.20 ₴1,390

14.81%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.06 ₴226

11.26%

Cappuccino

$2.82 Rp 49.7K

$1.55 ₴69.2

81.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.07 ₴47.87

63.55%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.52 ₴22.95

53.85%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$0.98 ₴43.72

210.20%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.72 ₴76.5

150.00%

Milk (1 liter)

$1.61 Rp 28.3K

$1.12 ₴50.0

43.75%

White Bread (500g)

$2.27 Rp 39.9K

$0.69 ₴30.78

228.99%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.25 ₴55.5

-6.40%

Eggs

$2.17 Rp 38.2K

$1.74 ₴77.7

24.71%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.24 ₴367

113.96%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.31 ₴192

-6.03%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.40 ₴330

64.59%

Apples (1kg)

$3.62 Rp 63.7K

$1.41 ₴62.9

156.74%

Banana (1kg)

$1.64 Rp 28.8K

$1.57 ₴70.1

4.46%

Oranges (1kg)

$2.31 Rp 40.6K

$1.70 ₴75.7

35.88%

Tomato (1kg)

$1.96 Rp 34.5K

$2.07 ₴92.3

-5.31%

Potato (1kg)

$1.84 Rp 32.5K

$0.72 ₴31.87

155.56%

Onion (1kg)

$2.37 Rp 41.7K

$0.53 ₴23.53

347.17%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.23 ₴54.6

-14.63%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.57 ₴25.52

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.78 ₴124

-17.27%

Wine (Bottle)

$23.08 Rp 406.4K

$4.42 ₴197

422.17%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.79 ₴35.21

196.20%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.31 ₴58.5

134.35%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.38 ₴61.3

-64.49%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.33 ₴14.53

42.42%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$2.31 ₴103

142.42%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.76 ₴78.4

-53.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$29.6K ₴1.3M

-15.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$22.4K ₴997.4K

38.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$97.1 ₴4,325

-14.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$6.08 ₴271

6.74%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$7.31 ₴326

157.05%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$22.27 ₴992

148.05%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$15.36 ₴684

18.55%

Cinema Ticket

$4.30 Rp 75.7K

$4.80 ₴214

-10.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$289 ₴12.9K

71.18%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$2,857 ₴127.3K

107.14%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$56.5 ₴2,519

-18.15%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$40.83 ₴1,819

-10.75%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$93.6 ₴4,170

-13.78%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$98.0 ₴4,368

-19.62%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$249 ₴11.1K

347.21%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$144 ₴6,423

380.90%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$520 ₴23.2K

599.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$211 ₴9,385

712.82%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,058 ₴47.1K

161.00%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$578 ₴25.7K

296.88%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$537 ₴23.9K

-68.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

17.89

-22.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kharkiv: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $249 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 221% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $31.00 in Kharkiv. Monthly groceries follow the same trend: $294 vs $163 – making Kharkiv the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kharkiv: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 99% more than Kharkiv, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,036 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $31.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 81% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kharkiv, where all-in costs run around $691, than in Ubud, Bali at $1,378. In Kharkiv it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kharkiv costs $691 versus $1,378 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.