Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Lutsk

For one person, living is cheaper in Kharkiv: $722 a month against $765 in Lutsk, rent and utilities included – about $520 less a year. Rent and utilities account for most of the difference.

Kharkiv, Ukraine
Lutsk, Ukraine
Kharkiv
🇺🇦 Ukraine
$722
/mo nomad
Lutsk
🇺🇦 Ukraine
$765
/mo nomad
Monthly Cost of Living

How much you'll spend in Kharkiv and in Lutsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Lutsk actually costs, broken down by who's living it.

A single person spends $722 per month in Kharkiv vs $765 in Lutsk, rent included.

  • Kharkiv $722
  • Lutsk $765

A couple spends around $1,072 per month in Kharkiv vs $1,128 in Lutsk, rent included.

  • Kharkiv $1,072
  • Lutsk $1,128

A family of three spends $1,421 per month in Kharkiv vs $1,491 in Lutsk, rent included.

  • Kharkiv $1,421
  • Lutsk $1,491

Kharkiv is about 6% cheaper than Lutsk, and outside of rent the biggest gap is in transport.

Both Kharkiv and Lutsk are more affordable than the global median – Kharkiv 47% lower, Lutsk 44% lower.

Currency
🍽 Eating Out
Kharkiv
Lutsk
Difference
Meal at Budget Restaurant
$6.54 ₴298
$3.91 ₴178
67.26%
Three-Course Dinner for Two, Mid-Range
$30.03 ₴1,367
$20.01 ₴911
50.07%
Fast Food Meal (McDonalds, etc)
$4.82 ₴219
$6.05 ₴275
-20.33%
Cappuccino
$1.64 ₴74.8
$1.24 ₴56.3
32.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ₴47.56
$0.64 ₴29.00
62.50%
Water (0.33 liter bottle)
$0.50 ₴22.60
$0.42 ₴19.19
19.05%
Local Beer (0.5 liter draught)
$0.96 ₴43.90
$0.89 ₴40.74
7.87%
Imported Beer (0.33 liter bottle)
$1.67 ₴75.9
$1.39 ₴63.5
20.14%
🛒 Groceries & Markets
Kharkiv
Lutsk
Difference
Milk (1 liter)
$1.09 ₴49.48
$1.10 ₴50.0
-0.91%
White Bread (500g)
$0.68 ₴31.02
$0.71 ₴32.14
-4.23%
Rice (white) (1kg)
$1.22 ₴55.6
$2.30 ₴105
-46.96%
Eggs
$1.65 ₴75.0
$2.06 ₴93.7
-19.90%
Local Cheese (1kg)
$8.34 ₴380
$9.46 ₴431
-11.84%
Chicken Fillets (1kg)
$4.07 ₴185
$4.12 ₴188
-1.21%
Beef Round Steak (1kg)
$7.14 ₴325
$7.95 ₴362
-10.19%
Apples (1kg)
$1.33 ₴60.4
$0.72 ₴32.64
84.72%
Banana (1kg)
$1.51 ₴68.8
$1.59 ₴72.4
-5.03%
Oranges (1kg)
$1.57 ₴71.4
$1.38 ₴62.6
13.77%
Tomato (1kg)
$2.10 ₴95.8
$2.49 ₴114
-15.66%
Potato (1kg)
$0.72 ₴32.88
$0.59 ₴26.80
22.03%
Onion (1kg)
$0.54 ₴24.72
$0.42 ₴19.01
28.57%
Lettuce (1 head)
$1.20 ₴54.8
$1.34 ₴61.2
-10.45%
Water (1.5 liter bottle)
$0.60 ₴27.26
$0.52 ₴23.51
15.38%
Cigarettes 20 Pack (Marlboro, Camel)
$2.72 ₴124
$2.68 ₴122
1.49%
Wine (Bottle)
$4.32 ₴197
$5.50 ₴251
-21.45%
Local Beer (0.5 liter bottle)
$0.83 ₴37.80
$0.93 ₴42.30
-10.75%
Imported Beer (0.33 liter bottle)
$1.19 ₴54.4
$2.10 ₴95.8
-43.33%
🚌 Getting Around
Kharkiv
Lutsk
Difference
One-way Ticket (Public Transport)
-
$0.37 ₴16.93
-
Public Transport Monthly Pass (Regular Price)
-
$19.95 ₴908
-
Taxi Start (Normal Tariff)
$1.34 ₴61.1
$2.13 ₴96.9
-37.09%
Taxi (Normal Tariff) (1km)
$0.32 ₴14.52
$0.42 ₴19.06
-23.81%
Taxi 1hour Waiting (Normal Tariff)
$2.13 ₴97.2
$2.66 ₴121
-19.92%
Gasoline (1 liter)
$1.80 ₴82.0
$1.58 ₴72.1
13.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K ₴1.4M
$29.1K ₴1.3M
3.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.7K ₴1.1M
$32.8K ₴1.5M
-27.67%
🧾 Monthly Utilities & Internet
Kharkiv
Lutsk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.7 ₴4,358
$83.7 ₴3,811
14.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.93 ₴270
$4.99 ₴227
18.84%
Internet (50+ Mbps, Unlimited Data)
$6.78 ₴309
$6.39 ₴291
6.10%
🎉 Sport & Entertainment
Kharkiv
Lutsk
Difference
Gym Membership (Monthly)
$24.11 ₴1,098
$32.04 ₴1,459
-24.75%
Tennis Court (1 Hour on Weekend)
$13.50 ₴615
$8.68 ₴395
55.53%
Cinema Ticket
$4.62 ₴210
$3.43 ₴156
34.69%
🧸 Childcare & Education
Kharkiv
Lutsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$274 ₴12.5K
$323 ₴14.7K
-15.36%
International Primary School, 1 Child (Yearly)
$2,659 ₴121.0K
-
-
👕👟 Clothing & Footwear
Kharkiv
Lutsk
Difference
Jeans (Levis 501 Or Similar)
$55.5 ₴2,525
$49.18 ₴2,239
12.77%
Summer Dress (H&M, Zara, etc)
$41.95 ₴1,910
$47.49 ₴2,162
-11.67%
Sport Shoes (Adidas, Nike)
$87.9 ₴4,001
$92.0 ₴4,188
-4.47%
Men's Leather Business Shoes
$104 ₴4,738
$101 ₴4,585
3.33%
🏠 Accommodation & Living
Kharkiv
Lutsk
Difference
1-bedroom Apartment, City Center (Monthly)
$274 ₴12.5K
$334 ₴15.2K
-17.90%
1-bedroom Apartment, Outside City Center (Monthly)
$188 ₴8,538
$226 ₴10.3K
-16.93%
3-bedroom Apartment, City Center (Monthly)
$496 ₴22.6K
$442 ₴20.1K
12.35%
3-bedroom Apartment, Outside City Center (Monthly)
$206 ₴9,366
$314 ₴14.3K
-34.43%
Buy Apartment in City Center (m2)
$1,043 ₴47.5K
$1,014 ₴46.2K
2.86%
Buy Apartment Outside City Center (m2)
$595 ₴27.1K
$767 ₴34.9K
-22.35%
💵 Salaries & Financials
Kharkiv
Lutsk
Difference
Average Monthly Net Salary (After Tax)
$516 ₴23.5K
$412 ₴18.8K
25.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.89
18.5
-3.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 27, 2026

Last update for Lutsk: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kharkiv
$188
Lutsk
$226 20.4% $38
Groceries & Markets
Kharkiv
$159
Lutsk
$173 9.2% $15
Clothing & Footwear
Kharkiv
$130
Lutsk
$130 0% $0
Monthly Utilities & Internet
Kharkiv
$108
Lutsk
$95 12.3% $13
Eating Out
Kharkiv
$101
Lutsk
$76 24.9% $25
Sport & Entertainment
Kharkiv
$33
Lutsk
$39 16.6% $5.5
Getting Around
Kharkiv
$2.9 *
Lutsk
$26 773% $23

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $274 in Kharkiv versus $334 in Lutsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30 in Kharkiv versus $20 in Lutsk. Groceries tell a different story – $159 in Kharkiv vs $173 in Lutsk – so Kharkiv wins on supermarket bills even if dining out costs more.

Good to know
🇺🇦 Kharkiv
🇺🇦 Lutsk
🕒 Local time
13:39 1:39 PM
13:39 1:39 PM
Same time as Kharkiv
🌤 Weather
👥 Population
1,447,652
217,502
💱 Currency
Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of November 2, 2026: 1 USD = 45.53 UAH (100 UAH = 2.2 USD). 1 EUR = 50.81 UAH (100 UAH = 1.97 EUR).

On the map
Between locations
  • Kharkiv Lutsk 780 km ≈ 1 h 30 min nonstop flight
From you
  • Kharkiv
  • Lutsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Lutsk: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kharkiv or Lutsk?
Lutsk costs about 6% more than Kharkiv, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kharkiv and in Lutsk?
For a comfortable life, plan on about $1,083 per month in Kharkiv and $1,147 in Lutsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kharkiv or Lutsk?
Rent is clearly cheaper in Kharkiv, especially for central apartments: a one-bedroom in the center costs $274 there versus $334 in Lutsk.
How do dining costs compare in Kharkiv and in Lutsk?
A mid-range dinner for two costs $30 in Kharkiv and $20 in Lutsk. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Kharkiv or in Lutsk?
Groceries cost about 9% more in Lutsk, though the gap depends on what you buy.
Which city is better for families?
Families tend to lean toward Kharkiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Kharkiv vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?