Cost of Living Comparison Between Kharkiv and Lutsk Cost of Living Comparison Between Kharkiv and Lutsk

Monthly Cost of Living

A single person spends $692 per month in Kharkiv vs $694 in Lutsk, rent included.

A couple spends around $1,062 per month in Kharkiv vs $1,016 in Lutsk, rent included.

A family of three spends $1,433 per month in Kharkiv vs $1,337 in Lutsk, rent included.

Kharkiv and Lutsk have comparable living costs – the differences are in the details.

Both Kharkiv and Lutsk are more affordable than the global median – Kharkiv 48% lower, Lutsk 48% lower.

Currency
🍽 Eating Out
Kharkiv
Lutsk
Difference
Meal at Budget Restaurant
$7.32 ₴327
$3.20 ₴143
128.75%
Three-Course Dinner for Two, Mid-Range
$27.48 ₴1,228
$18.97 ₴848
44.86%
Fast Food Meal (McDonalds, etc)
$6.13 ₴274
$4.86 ₴217
26.13%
Cappuccino
$1.30 ₴58.0
$1.16 ₴51.8
12.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₴29.11
$0.52 ₴23.20
25.00%
Water (0.33 liter bottle)
$0.43 ₴19.27
$0.32 ₴14.12
34.37%
Local Beer (0.5 liter draught)
$1.02 ₴45.39
$1.09 ₴48.84
-6.42%
Imported Beer (0.33 liter bottle)
$1.55 ₴69.3
$1.26 ₴56.5
23.02%
🛒 Groceries & Markets
Kharkiv
Lutsk
Difference
Milk (1 liter)
$1.11 ₴49.51
$1.03 ₴46.02
7.77%
White Bread (500g)
$0.58 ₴25.87
$0.59 ₴26.28
-1.69%
Rice (white) (1kg)
$1.26 ₴56.3
$1.12 ₴49.87
12.50%
Eggs
$1.63 ₴72.9
$1.80 ₴80.5
-9.44%
Local Cheese (1kg)
$8.22 ₴368
$7.83 ₴350
4.98%
Chicken Fillets (1kg)
$3.96 ₴177
$3.78 ₴169
4.76%
Beef Round Steak (1kg)
$6.37 ₴285
$6.23 ₴278
2.25%
Apples (1kg)
$0.91 ₴40.48
$0.61 ₴27.08
49.18%
Banana (1kg)
$1.62 ₴72.3
$1.48 ₴66.0
9.46%
Oranges (1kg)
$1.93 ₴86.3
$1.53 ₴68.5
26.14%
Tomato (1kg)
$2.25 ₴101
$2.08 ₴93.2
8.17%
Potato (1kg)
$0.62 ₴27.56
$0.72 ₴32.14
-13.89%
Onion (1kg)
$0.51 ₴22.97
$0.51 ₴22.84
-
Lettuce (1 head)
$1.04 ₴46.44
$1.95 ₴87.4
-46.67%
Water (1.5 liter bottle)
$0.55 ₴24.54
$0.53 ₴23.62
3.77%
Cigarettes 20 Pack (Marlboro, Camel)
$2.57 ₴115
$2.76 ₴123
-6.88%
Wine (Bottle)
$4.56 ₴204
$4.09 ₴183
11.49%
Local Beer (0.5 liter bottle)
$0.78 ₴34.77
$0.78 ₴34.77
-
Imported Beer (0.33 liter bottle)
$1.32 ₴59.2
$2.24 ₴99.9
-41.07%
🚌 Getting Around
Kharkiv
Lutsk
Difference
One-way Ticket (Public Transport)
$0.38 ₴16.77
$0.35 ₴15.76
8.57%
Public Transport Monthly Pass (Regular Price)
-
$23.14 ₴1,034
-
Taxi Start (Normal Tariff)
$1.44 ₴64.2
$1.49 ₴66.7
-3.36%
Taxi (Normal Tariff) (1km)
$0.25 ₴11.24
$0.25 ₴11.18
-
Taxi 1hour Waiting (Normal Tariff)
$2.94 ₴131
$3.71 ₴166
-20.75%
Gasoline (1 liter)
$1.33 ₴59.5
$1.32 ₴59.0
0.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.9K ₴1.2M
$28.5K ₴1.3M
-5.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K ₴1.1M
$34.2K ₴1.5M
-30.16%
🧾 Monthly Utilities & Internet
Kharkiv
Lutsk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$115 ₴5,130
$77.5 ₴3,463
48.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.63 ₴251
$5.16 ₴231
9.11%
Internet (50+ Mbps, Unlimited Data)
$6.07 ₴271
$5.89 ₴263
3.06%
🎉 Sport & Entertainment
Kharkiv
Lutsk
Difference
Gym Membership (Monthly)
$25.14 ₴1,123
$32.65 ₴1,459
-23.00%
Tennis Court (1 Hour on Weekend)
$15.60 ₴697
$7.73 ₴345
101.81%
Cinema Ticket
$4.72 ₴211
$3.56 ₴159
32.58%
🧸 Childcare & Education
Kharkiv
Lutsk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$360 ₴16.1K
$280 ₴12.5K
28.58%
International Primary School, 1 Child (Yearly)
$3,175 ₴141.9K
$4,239 ₴189.4K
-25.10%
👕👟 Clothing & Footwear
Kharkiv
Lutsk
Difference
Jeans (Levis 501 Or Similar)
$56.3 ₴2,514
$38.89 ₴1,738
44.64%
Summer Dress (H&M, Zara, etc)
$40.23 ₴1,798
$50.4 ₴2,253
-20.21%
Sport Shoes (Adidas, Nike)
$84.0 ₴3,756
$61.2 ₴2,734
37.39%
Men's Leather Business Shoes
$104 ₴4,636
$87.3 ₴3,901
18.85%
🏠 Accommodation & Living
Kharkiv
Lutsk
Difference
1-bedroom Apartment, City Center (Monthly)
$181 ₴8,098
$305 ₴13.6K
-40.63%
1-bedroom Apartment, Outside City Center (Monthly)
$132 ₴5,921
$204 ₴9,106
-34.98%
3-bedroom Apartment, City Center (Monthly)
$366 ₴16.4K
$395 ₴17.6K
-7.17%
3-bedroom Apartment, Outside City Center (Monthly)
$246 ₴11.0K
$299 ₴13.4K
-17.85%
Buy Apartment in City Center (m2)
$1,080 ₴48.3K
$1,012 ₴45.2K
6.81%
Buy Apartment Outside City Center (m2)
$579 ₴25.9K
$761 ₴34.0K
-23.92%
💵 Salaries & Financials
Kharkiv
Lutsk
Difference
Average Monthly Net Salary (After Tax)
$536 ₴23.9K
$414 ₴18.5K
29.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
17
14.5
17.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: July 27, 2026

Last update for Lutsk: July 25, 2026

Cost Breakdown

A central one-bedroom costs $181 in Kharkiv versus $305 in Lutsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Kharkiv. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $27.00 in Kharkiv versus $19.00 in Lutsk. Monthly groceries follow the same trend: $155 vs $151 – making Lutsk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Lutsk: Cost of Living - Frequently Asked Questions
How much do you need to earn to live comfortably in Kharkiv and in Lutsk?
For a comfortable life, plan on about $1,038 per month in Kharkiv and $1,041 in Lutsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kharkiv or Lutsk?
Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Kharkiv or in Lutsk?
Interestingly, groceries are about 2% cheaper in Lutsk – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Kharkiv and in Lutsk?
A mid-range dinner for two costs $27.00 in Kharkiv and $19.00 in Lutsk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $800/month in Kharkiv or in Lutsk?
$800 covers both cities comfortably – all-in costs are $692 in Kharkiv and $694 in Lutsk, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Kharkiv or Lutsk?
For digital nomads, it depends on budget. Kharkiv costs $692 versus $694 in Lutsk. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Kharkiv compared to Lutsk?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Kharkiv or to Lutsk?
If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lutsk makes more sense. Both are solid long-term options with distinct trade-offs.

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