🙂A single person spends $690 per month in Kharkiv vs $728 in Cherkasy, rent included.
🙂A couple spends around $1,079 per month in Kharkiv vs $1,104 in Cherkasy, rent included.
🙂A family of three spends $1,468 per month in Kharkiv vs $1,480 in Cherkasy, rent included.
🙂Kharkiv is about 5% cheaper than Cherkasy, driven mainly by Groceries & Markets.
📊Both Kharkiv and Cherkasy are more affordable than the global median – Kharkiv49% lower, Cherkasy46% lower.
Currency
🍽 Eating Out
Kharkiv
Cherkasy
Difference
Meal at Budget Restaurant
$7.45₴332
$7.15₴318
4.20%
Three-Course Dinner for Two, Mid-Range
$27.08₴1,205
$25.34₴1,128
6.87%
Fast Food Meal(McDonalds, etc)
$5.89₴262
$6.01₴267
-2.00%
Cappuccino
$1.32₴58.8
$1.16₴51.5
13.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.61₴27.30
$0.61₴27.03
-
Water(0.33 liter bottle)
$0.40₴17.77
$0.35₴15.78
14.29%
Local Beer(0.5 liter draught)
$0.98₴43.66
$1.20₴53.4
-18.33%
Imported Beer(0.33 liter bottle)
$1.55₴69.1
$1.91₴84.9
-18.85%
🛒 Groceries & Markets
Kharkiv
Cherkasy
Difference
Milk(1 liter)
$1.09₴48.73
$1.02₴45.25
6.86%
White Bread(500g)
$0.58₴25.68
$0.66₴29.31
-12.12%
Rice(white)(1kg)
$1.23₴54.9
$1.06₴47.24
16.04%
Eggs
$1.57₴70.1
$1.61₴71.7
-2.48%
Local Cheese(1kg)
$8.24₴367
$9.95₴443
-17.19%
Chicken Fillets(1kg)
$4.04₴180
$4.08₴182
-0.98%
Beef Round Steak(1kg)
$6.67₴297
$9.37₴417
-28.82%
Apples(1kg)
$0.89₴39.67
$0.77₴34.10
15.58%
Banana(1kg)
$1.69₴75.3
$1.62₴72.0
4.32%
Oranges(1kg)
$1.90₴84.8
$1.68₴74.7
13.10%
Tomato(1kg)
$2.16₴96.2
$2.52₴112
-14.29%
Potato(1kg)
$0.66₴29.60
$0.75₴33.51
-12.00%
Onion(1kg)
$0.55₴24.62
$0.45₴20.04
22.22%
Lettuce(1 head)
$0.99₴43.89
$1.62₴72.2
-38.89%
Water(1.5 liter bottle)
$0.58₴26.00
$0.44₴19.41
31.82%
Cigarettes 20 Pack(Marlboro, Camel)
$2.58₴115
$2.37₴105
8.86%
Wine(Bottle)
$4.56₴203
$3.46₴154
31.79%
Local Beer(0.5 liter bottle)
$0.76₴33.99
$0.81₴36.14
-6.17%
Imported Beer(0.33 liter bottle)
$1.31₴58.5
$1.67₴74.3
-21.56%
🚌 Getting Around
Kharkiv
Cherkasy
Difference
One-way Ticket(Public Transport)
$0.34₴15.28
$0.41₴18.16
-17.07%
Public Transport Monthly Pass(Regular Price)
-
$8.80₴392
-
Taxi Start(Normal Tariff)
$1.41₴63.0
$1.67₴74.5
-15.57%
Taxi(Normal Tariff)(1km)
$0.23₴10.16
$0.18₴8.22
27.78%
Taxi 1hour Waiting(Normal Tariff)
$2.82₴126
$5.74₴256
-50.87%
Gasoline(1 liter)
$1.35₴60.0
$1.35₴59.9
-
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K₴1.2M
$30.0K₴1.3M
-11.25%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K₴1.1M
$27.5K₴1.2M
-14.14%
🧾 Monthly Utilities & Internet
Kharkiv
Cherkasy
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$114₴5,074
$86.3₴3,841
32.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$5.49₴245
$6.03₴269
-8.96%
Internet(50+ Mbps, Unlimited Data)
$6.04₴269
$4.63₴206
30.45%
🎉 Sport & Entertainment
Kharkiv
Cherkasy
Difference
Gym Membership(Monthly)
$24.78₴1,103
$25.56₴1,138
-3.05%
Tennis Court(1 Hour on Weekend)
$15.50₴690
$9.71₴432
59.63%
Cinema Ticket
$4.90₴218
$4.54₴202
7.93%
🧸 Childcare & Education
Kharkiv
Cherkasy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$353₴15.7K
$222₴9,886
59.01%
International Primary School, 1 Child(Yearly)
$3,242₴144.3K
$3,419₴152.2K
-5.18%
👕👟 Clothing & Footwear
Kharkiv
Cherkasy
Difference
Jeans(Levis 501 Or Similar)
$56.5₴2,514
$63.5₴2,828
-11.11%
Summer Dress(H&M, Zara, etc)
$41.17₴1,833
$30.11₴1,340
36.73%
Sport Shoes(Adidas, Nike)
$84.2₴3,747
$82.0₴3,648
2.71%
Men's Leather Business Shoes
$101₴4,482
$97.3₴4,333
3.43%
🏠 Accommodation & Living
Kharkiv
Cherkasy
Difference
1-bedroom Apartment, City Center(Monthly)
$186₴8,279
$263₴11.7K
-29.37%
1-bedroom Apartment, Outside City Center(Monthly)
$132₴5,854
$191₴8,498
-31.12%
3-bedroom Apartment, City Center(Monthly)
$367₴16.3K
$384₴17.1K
-4.59%
3-bedroom Apartment, Outside City Center(Monthly)
$244₴10.9K
$282₴12.5K
-13.40%
Buy Apartment in City Center(m2)
$1,058₴47.1K
$797₴35.5K
32.68%
Buy Apartment Outside City Center(m2)
$602₴26.8K
$694₴30.9K
-13.25%
💵 Salaries & Financials
Kharkiv
Cherkasy
Difference
Average Monthly Net Salary(After Tax)
$503₴22.4K
$450₴20.0K
11.64%
20-Year Fixed Mortgage Interest Rate(Annual %)
17
15.25
11.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kharkiv: June 9, 2026
Last update for Cherkasy: June 8, 2026
Cost Breakdown
🏠A central one-bedroom costs $186 in Kharkiv versus $263 in Cherkasy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 12% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $27.00 in Kharkiv versus $25.00 in Cherkasy. Groceries tell a different story – $155 in Kharkiv vs $168 in Cherkasy – so Kharkiv wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Cherkasy: Cost of Living - Frequently Asked Questions
Is Cherkasy cheaper than Kharkiv?
Yes – Cherkasy is pricier by about 6%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,035 per month in Kharkiv and $1,092 in Cherkasy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kharkiv or Cherkasy?
A mid-range dinner for two costs $27.00 in Kharkiv and $25.00 in Cherkasy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Kharkiv and Cherkasy?
Groceries cost about 8% more in Cherkasy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $800 enough for either Kharkiv or Cherkasy?
$800 covers both cities comfortably – all-in costs are $690 in Kharkiv and $728 in Cherkasy, leaving budget for savings and extras in both cases.
Is Kharkiv or Cherkasy more family-friendly?
Families tend to lean toward Kharkiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kharkiv or Cherkasy?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cherkasy makes more sense. Both are solid long-term options with distinct trade-offs.