Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Cherkasy

For one person, living costs are similar in Kharkiv and in Cherkasy: $684 and $687 a month, rent and utilities included.

Kharkiv
🇺🇦 Ukraine
$684
/mo nomad
Cherkasy
🇺🇦 Ukraine
$687
/mo nomad
Monthly Cost of Living

How much you'll spend in Kharkiv and in Cherkasy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Cherkasy actually costs, broken down by who's living it.

A single person spends $684 per month in Kharkiv vs $687 in Cherkasy, rent included.

  • Kharkiv $684
  • Cherkasy $687

A couple spends around $1,064 per month in Kharkiv vs $1,062 in Cherkasy, rent included.

  • Kharkiv $1,064
  • Cherkasy $1,062

A family of three spends $1,444 per month in Kharkiv vs $1,437 in Cherkasy, rent included.

  • Kharkiv $1,444
  • Cherkasy $1,437

Kharkiv and Cherkasy have comparable living costs – the differences are in the details.

Both Kharkiv and Cherkasy are more affordable than the global median – Kharkiv 50% lower, Cherkasy 49% lower.

Currency
🍽 Eating Out
Kharkiv
Cherkasy
Difference
Meal at Budget Restaurant
$6.84 ₴307
$8.70 ₴390
-21.38%
Three-Course Dinner for Two, Mid-Range
$30.84 ₴1,384
$21.79 ₴978
41.53%
Fast Food Meal (McDonalds, etc)
$4.92 ₴221
$5.67 ₴255
-13.23%
Cappuccino
$1.62 ₴72.8
$1.43 ₴64.0
13.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 ₴49.79
$0.55 ₴24.57
101.82%
Water (0.33 liter bottle)
$0.52 ₴23.30
$0.34 ₴15.37
52.94%
Local Beer (0.5 liter draught)
$0.99 ₴44.38
$0.91 ₴40.71
8.79%
Imported Beer (0.33 liter bottle)
$1.64 ₴73.6
$1.51 ₴67.7
8.61%
🛒 Groceries & Markets
Kharkiv
Cherkasy
Difference
Milk (1 liter)
$1.09 ₴48.75
$1.19 ₴53.4
-8.40%
White Bread (500g)
$0.66 ₴29.50
$0.79 ₴35.54
-16.46%
Rice (white) (1kg)
$1.25 ₴56.0
$1.30 ₴58.1
-3.85%
Eggs
$1.74 ₴78.3
$1.73 ₴77.6
0.58%
Local Cheese (1kg)
$8.18 ₴367
$8.08 ₴363
1.24%
Chicken Fillets (1kg)
$4.19 ₴188
$4.02 ₴180
4.23%
Beef Round Steak (1kg)
$7.29 ₴327
$6.43 ₴289
13.37%
Apples (1kg)
$1.42 ₴63.7
$1.00 ₴44.72
42.00%
Banana (1kg)
$1.56 ₴69.8
$1.41 ₴63.4
10.64%
Oranges (1kg)
$1.60 ₴71.8
$1.19 ₴53.6
34.45%
Tomato (1kg)
$2.22 ₴99.8
$2.57 ₴115
-13.62%
Potato (1kg)
$0.70 ₴31.52
$0.96 ₴43.30
-27.08%
Onion (1kg)
$0.52 ₴23.32
$0.45 ₴20.31
15.56%
Lettuce (1 head)
$1.20 ₴53.7
$1.69 ₴75.7
-28.99%
Water (1.5 liter bottle)
$0.64 ₴28.56
$0.45 ₴20.05
42.22%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₴126
$3.41 ₴153
-17.60%
Wine (Bottle)
$4.37 ₴196
$3.26 ₴146
34.05%
Local Beer (0.5 liter bottle)
$0.84 ₴37.91
$0.68 ₴30.72
23.53%
Imported Beer (0.33 liter bottle)
$1.22 ₴54.8
$1.46 ₴65.4
-16.44%
🚌 Getting Around
Kharkiv
Cherkasy
Difference
One-way Ticket (Public Transport)
-
$0.35 ₴15.54
-
Public Transport Monthly Pass (Regular Price)
-
$8.48 ₴381
-
Taxi Start (Normal Tariff)
$1.37 ₴61.7
$1.83 ₴82.1
-25.14%
Taxi (Normal Tariff) (1km)
$0.32 ₴14.34
$0.59 ₴26.60
-45.76%
Taxi 1hour Waiting (Normal Tariff)
$2.27 ₴102
$5.43 ₴244
-58.20%
Gasoline (1 liter)
$1.81 ₴81.2
$1.60 ₴72.0
13.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K ₴1.3M
$31.2K ₴1.4M
-3.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.5K ₴1.1M
$25.2K ₴1.1M
-2.81%
🧾 Monthly Utilities & Internet
Kharkiv
Cherkasy
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$95.4 ₴4,284
$86.5 ₴3,884
10.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.05 ₴271
$5.90 ₴265
2.54%
Internet (50+ Mbps, Unlimited Data)
$6.99 ₴314
$4.45 ₴200
57.08%
🎉 Sport & Entertainment
Kharkiv
Cherkasy
Difference
Gym Membership (Monthly)
$22.42 ₴1,007
$23.38 ₴1,049
-4.11%
Tennis Court (1 Hour on Weekend)
$13.54 ₴608
-
-
Cinema Ticket
$4.64 ₴208
$4.63 ₴208
0.22%
🧸 Childcare & Education
Kharkiv
Cherkasy
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₴12.4K
$222 ₴9,953
24.70%
International Primary School, 1 Child (Yearly)
$2,661 ₴119.4K
$2,687 ₴120.6K
-0.95%
👕👟 Clothing & Footwear
Kharkiv
Cherkasy
Difference
Jeans (Levis 501 Or Similar)
$55.5 ₴2,490
$41.18 ₴1,848
34.73%
Summer Dress (H&M, Zara, etc)
$42.63 ₴1,914
$27.55 ₴1,236
54.74%
Sport Shoes (Adidas, Nike)
$89.0 ₴3,993
$71.3 ₴3,202
24.70%
Men's Leather Business Shoes
$106 ₴4,768
$77.2 ₴3,465
37.63%
🏠 Accommodation & Living
Kharkiv
Cherkasy
Difference
1-bedroom Apartment, City Center (Monthly)
$245 ₴11.0K
$245 ₴11.0K
0.12%
1-bedroom Apartment, Outside City Center (Monthly)
$143 ₴6,432
$174 ₴7,831
-17.86%
3-bedroom Apartment, City Center (Monthly)
$511 ₴23.0K
$403 ₴18.1K
26.90%
3-bedroom Apartment, Outside City Center (Monthly)
$211 ₴9,470
$312 ₴14.0K
-32.44%
Buy Apartment in City Center (m2)
$1,059 ₴47.5K
$807 ₴36.2K
31.20%
Buy Apartment Outside City Center (m2)
$565 ₴25.4K
$666 ₴29.9K
-15.08%
💵 Salaries & Financials
Kharkiv
Cherkasy
Difference
Average Monthly Net Salary (After Tax)
$522 ₴23.4K
$455 ₴20.4K
14.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.89
15.25
17.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 18, 2026

Last update for Cherkasy: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Kharkiv
$162
Cherkasy
$155 3.9% $6.3
Accommodation & Living
Kharkiv
$143
Cherkasy
$174 21.7% $31
Clothing & Footwear
Kharkiv
$132
Cherkasy
$98 25.9% $34
Monthly Utilities & Internet
Kharkiv
$108
Cherkasy
$97 10.7% $12
Eating Out
Kharkiv
$104
Cherkasy
$115 10.8% $11
Sport & Entertainment
Kharkiv
$32
Cherkasy
$33 2.9% $0.9
Getting Around
Kharkiv
$3 *
Cherkasy
$15 394% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $245 in Kharkiv versus $245 in Cherkasy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Kharkiv. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Kharkiv versus $22.00 in Cherkasy. Monthly groceries follow the same trend: $162 vs $155 – making Cherkasy the more affordable choice for daily food spending.

Good to know
🇺🇦 Kharkiv
🇺🇦 Cherkasy
🕒 Local time
21:49 9:49 PM
21:49 9:49 PM
Same time as Kharkiv
🌤 Weather
👥 Population
1,447,652
274,343
💱 Currency
Exchange rates and currency converter

USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of October 23, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

On the map
Between locations
  • Kharkiv Cherkasy 310 km
From you
  • Kharkiv
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kharkiv vs Cherkasy: Cost of Living - Frequently Asked Questions
What income do you need for each city?
For a comfortable life, plan on about $1,026 per month in Kharkiv and $1,030 in Cherkasy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Kharkiv or in Cherkasy?
A mid-range dinner for two costs $31.00 in Kharkiv and $22.00 in Cherkasy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper kindergarten?
Kindergarten costs $276 per month in Kharkiv and $222 in Cherkasy. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $800 enough for either Kharkiv or Cherkasy?
$800 covers both cities comfortably – all-in costs are $684 in Kharkiv and $687 in Cherkasy, leaving budget for savings and extras in both cases.
Is Kharkiv or Cherkasy more family-friendly?
Families tend to lean toward Kharkiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kharkiv or Cherkasy?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cherkasy makes more sense. Both are solid long-term options with distinct trade-offs.

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