Cost of Living Comparison Between Cherkasy and Kharkiv Cost of Living Comparison Between Cherkasy and Kharkiv

Monthly Cost of Living

A single person spends $714 per month in Cherkasy vs $683 in Kharkiv, rent included.

A couple spends around $1,099 per month in Cherkasy vs $1,081 in Kharkiv, rent included.

A family of three spends $1,484 per month in Cherkasy vs $1,480 in Kharkiv, rent included.

Cherkasy costs about 5% more than Kharkiv, driven mainly by Groceries & Markets.

Both Cherkasy and Kharkiv are more affordable than the global median – Cherkasy 47% lower, Kharkiv 49% lower.

Currency
🍽 Eating Out
Cherkasy
Kharkiv
Difference
Meal at Budget Restaurant
$7.04 ₴309
$7.41 ₴326
-4.99%
Three-Course Dinner for Two, Mid-Range
$24.77 ₴1,089
$26.89 ₴1,182
-7.88%
Fast Food Meal (McDonalds, etc)
$6.21 ₴273
$6.09 ₴268
1.97%
Cappuccino
$1.22 ₴53.5
$1.35 ₴59.2
-9.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.60 ₴26.30
$0.65 ₴28.66
-7.69%
Water (0.33 liter bottle)
$0.33 ₴14.50
$0.44 ₴19.28
-25.00%
Local Beer (0.5 liter draught)
$1.18 ₴51.9
$1.03 ₴45.19
14.56%
Imported Beer (0.33 liter bottle)
$1.91 ₴84.0
$1.52 ₴67.0
25.66%
🛒 Groceries & Markets
Cherkasy
Kharkiv
Difference
Milk (1 liter)
$1.05 ₴46.37
$1.06 ₴46.65
-0.94%
White Bread (500g)
$0.61 ₴26.76
$0.57 ₴25.08
7.02%
Rice (white) (1kg)
$1.07 ₴46.94
$1.23 ₴54.0
-13.01%
Eggs
$1.54 ₴67.8
$1.61 ₴70.8
-4.35%
Local Cheese (1kg)
$9.98 ₴439
$8.24 ₴362
21.12%
Chicken Fillets (1kg)
$4.21 ₴185
$4.05 ₴178
3.95%
Beef Round Steak (1kg)
$9.58 ₴421
$6.34 ₴279
51.10%
Apples (1kg)
$0.82 ₴36.27
$0.84 ₴37.07
-2.38%
Banana (1kg)
$1.60 ₴70.2
$1.62 ₴71.4
-1.23%
Oranges (1kg)
$1.67 ₴73.6
$1.93 ₴85.1
-13.47%
Tomato (1kg)
$2.53 ₴111
$2.15 ₴94.5
17.67%
Potato (1kg)
$0.81 ₴35.75
$0.63 ₴27.51
28.57%
Onion (1kg)
$0.43 ₴18.69
$0.56 ₴24.48
-23.21%
Lettuce (1 head)
$1.63 ₴71.6
$0.98 ₴43.25
66.33%
Water (1.5 liter bottle)
$0.43 ₴18.80
$0.55 ₴24.11
-21.82%
Cigarettes 20 Pack (Marlboro, Camel)
$2.38 ₴105
$2.48 ₴109
-4.03%
Wine (Bottle)
$3.09 ₴136
$4.63 ₴203
-33.26%
Local Beer (0.5 liter bottle)
$0.88 ₴38.50
$0.81 ₴35.39
8.64%
Imported Beer (0.33 liter bottle)
$1.65 ₴72.4
$1.27 ₴55.8
29.92%
🚌 Getting Around
Cherkasy
Kharkiv
Difference
One-way Ticket (Public Transport)
$0.40 ₴17.80
$0.37 ₴16.36
8.11%
Public Transport Monthly Pass (Regular Price)
$9.21 ₴405
-
-
Taxi Start (Normal Tariff)
$1.65 ₴72.5
$1.48 ₴65.3
11.49%
Taxi (Normal Tariff) (1km)
$0.18 ₴8.04
$0.25 ₴11.00
-28.00%
Taxi 1hour Waiting (Normal Tariff)
$5.78 ₴254
$2.88 ₴127
100.69%
Gasoline (1 liter)
$1.35 ₴59.5
$1.39 ₴61.3
-2.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8K ₴1.3M
$27.1K ₴1.2M
10.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K ₴1.2M
$24.1K ₴1.1M
14.61%
🧾 Monthly Utilities & Internet
Cherkasy
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 ₴3,730
$112 ₴4,944
-24.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.11 ₴269
$5.41 ₴238
12.94%
Internet (50+ Mbps, Unlimited Data)
$4.82 ₴212
$6.28 ₴276
-23.25%
🎉 Sport & Entertainment
Cherkasy
Kharkiv
Difference
Gym Membership (Monthly)
$24.84 ₴1,092
$25.24 ₴1,110
-1.58%
Tennis Court (1 Hour on Weekend)
$9.51 ₴418
$15.49 ₴681
-38.61%
Cinema Ticket
$4.65 ₴204
$4.82 ₴212
-3.53%
🧸 Childcare & Education
Cherkasy
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$228 ₴10.0K
$351 ₴15.4K
-34.97%
International Primary School, 1 Child (Yearly)
$3,413 ₴150.0K
$3,239 ₴142.4K
5.38%
👕👟 Clothing & Footwear
Cherkasy
Kharkiv
Difference
Jeans (Levis 501 Or Similar)
$63.3 ₴2,784
$56.6 ₴2,486
11.97%
Summer Dress (H&M, Zara, etc)
$30.73 ₴1,351
$40.88 ₴1,797
-24.83%
Sport Shoes (Adidas, Nike)
$79.5 ₴3,495
$82.3 ₴3,620
-3.45%
Men's Leather Business Shoes
$98.5 ₴4,329
$104 ₴4,551
-4.88%
🏠 Accommodation & Living
Cherkasy
Kharkiv
Difference
1-bedroom Apartment, City Center (Monthly)
$265 ₴11.6K
$186 ₴8,171
42.39%
1-bedroom Apartment, Outside City Center (Monthly)
$189 ₴8,327
$130 ₴5,721
45.56%
3-bedroom Apartment, City Center (Monthly)
$383 ₴16.8K
$360 ₴15.8K
6.34%
3-bedroom Apartment, Outside City Center (Monthly)
$277 ₴12.2K
$245 ₴10.8K
13.00%
Buy Apartment in City Center (m2)
$809 ₴35.6K
$1,057 ₴46.5K
-23.52%
Buy Apartment Outside City Center (m2)
$691 ₴30.4K
$587 ₴25.8K
17.79%
💵 Salaries & Financials
Cherkasy
Kharkiv
Difference
Average Monthly Net Salary (After Tax)
$454 ₴20.0K
$463 ₴20.4K
-1.91%
20-Year Fixed Mortgage Interest Rate (Annual %)
15.25
17
-10.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cherkasy: April 20, 2026

Last update for Kharkiv: April 20, 2026

Cost Breakdown

A central one-bedroom costs $265 in Cherkasy versus $186 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Kharkiv, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $25 in Cherkasy versus $27 in Kharkiv. Groceries tell a different story – $169 in Cherkasy vs $153 in Kharkiv – so Kharkiv wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cherkasy vs Kharkiv: Cost of Living - Frequently Asked Questions
Is Kharkiv cheaper than Cherkasy?
Yes – Cherkasy is pricier by about 5%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,071 per month in Cherkasy and $1,024 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kharkiv, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cherkasy or Kharkiv?
A mid-range dinner for two costs $25.00 in Cherkasy and $27.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Cherkasy and Kharkiv?
Groceries cost about 10% more in Cherkasy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $800 enough for either Cherkasy or Kharkiv?
$800 covers both cities comfortably – all-in costs are $714 in Cherkasy and $683 in Kharkiv, leaving budget for savings and extras in both cases.
Is Cherkasy or Kharkiv more family-friendly?
Families tend to lean toward Kharkiv – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cherkasy or Kharkiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kharkiv. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cherkasy makes more sense. Both are solid long-term options with distinct trade-offs.

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