🙂A single person spends $676 per month in Cherkasy vs $691 in Kharkiv, rent included.
🙂A couple spends around $1,030 per month in Cherkasy vs $1,079 in Kharkiv, rent included.
🙂A family of three spends $1,384 per month in Cherkasy vs $1,467 in Kharkiv, rent included.
🙂Cherkasy is about 2% cheaper than Kharkiv, driven mainly by Clothing & Footwear.
📊Both Cherkasy and Kharkiv are more affordable than the global median – Cherkasy51% lower, Kharkiv50% lower.
Currency
🍽 Eating Out
Cherkasy
Kharkiv
Difference
Meal at Budget Restaurant
$5.59₴250
$6.74₴301
-17.06%
Three-Course Dinner for Two, Mid-Range
$22.96₴1,027
$31.20₴1,395
-26.41%
Fast Food Meal(McDonalds, etc)
$5.16₴231
$5.06₴227
1.98%
Cappuccino
$1.39₴62.1
$1.55₴69.4
-10.32%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.56₴24.83
$1.07₴48.05
-47.66%
Water(0.33 liter bottle)
$0.31₴14.07
$0.52₴23.04
-40.38%
Local Beer(0.5 liter draught)
$0.89₴39.76
$0.98₴43.89
-9.18%
Imported Beer(0.33 liter bottle)
$1.55₴69.4
$1.72₴76.8
-9.88%
🛒 Groceries & Markets
Cherkasy
Kharkiv
Difference
Milk(1 liter)
$1.22₴54.7
$1.12₴50.2
8.93%
White Bread(500g)
$0.86₴38.26
$0.69₴30.90
24.64%
Rice(white)(1kg)
$1.32₴59.1
$1.25₴55.8
5.60%
Eggs
$1.68₴75.1
$1.74₴78.0
-3.45%
Local Cheese(1kg)
$6.68₴299
$8.24₴369
-18.93%
Chicken Fillets(1kg)
$4.10₴183
$4.31₴193
-4.87%
Beef Round Steak(1kg)
$6.40₴286
$7.40₴331
-13.51%
Apples(1kg)
$1.12₴50.1
$1.41₴63.2
-20.57%
Banana(1kg)
$1.50₴67.2
$1.57₴70.3
-4.46%
Oranges(1kg)
$1.26₴56.4
$1.70₴76.0
-25.88%
Tomato(1kg)
$2.52₴113
$2.07₴92.7
21.74%
Potato(1kg)
$0.92₴40.98
$0.72₴32.00
27.78%
Onion(1kg)
$0.44₴19.66
$0.53₴23.62
-16.98%
Lettuce(1 head)
$1.79₴80.0
$1.23₴54.8
45.53%
Water(1.5 liter bottle)
$0.49₴21.95
$0.57₴25.62
-14.04%
Cigarettes 20 Pack(Marlboro, Camel)
$3.46₴155
$2.78₴125
24.46%
Wine(Bottle)
$3.43₴154
$4.42₴198
-22.40%
Local Beer(0.5 liter bottle)
$0.69₴31.05
$0.79₴35.34
-12.66%
Imported Beer(0.33 liter bottle)
$1.40₴62.6
$1.31₴58.8
6.87%
🚌 Getting Around
Cherkasy
Kharkiv
Difference
One-way Ticket(Public Transport)
$0.34₴15.41
-
-
Public Transport Monthly Pass(Regular Price)
$8.65₴387
-
-
Taxi Start(Normal Tariff)
$1.76₴78.6
$1.38₴61.5
27.54%
Taxi(Normal Tariff)(1km)
$0.61₴27.45
$0.33₴14.58
84.85%
Taxi 1hour Waiting(Normal Tariff)
$5.37₴240
$2.31₴103
132.47%
Gasoline(1 liter)
$1.47₴65.6
$1.76₴78.8
-16.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K₴1.3M
$29.6K₴1.3M
-0.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K₴1.0M
$22.4K₴1.0M
2.63%
🧾 Monthly Utilities & Internet
Cherkasy
Kharkiv
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$85.7₴3,832
$97.1₴4,342
-11.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.04₴270
$6.08₴272
-0.66%
Internet(50+ Mbps, Unlimited Data)
$4.64₴208
$7.31₴327
-36.53%
🎉 Sport & Entertainment
Cherkasy
Kharkiv
Difference
Gym Membership(Monthly)
$24.95₴1,116
$22.27₴996
12.03%
Tennis Court(1 Hour on Weekend)
-
$15.36₴687
-
Cinema Ticket
$4.85₴217
$4.80₴215
1.04%
🧸 Childcare & Education
Cherkasy
Kharkiv
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$222₴9,924
$289₴12.9K
-23.14%
International Primary School, 1 Child(Yearly)
-
$2,857₴127.8K
-
👕👟 Clothing & Footwear
Cherkasy
Kharkiv
Difference
Jeans(Levis 501 Or Similar)
$41.92₴1,875
$56.5₴2,529
-25.86%
Summer Dress(H&M, Zara, etc)
$27.90₴1,248
$40.83₴1,826
-31.67%
Sport Shoes(Adidas, Nike)
$70.7₴3,161
$93.6₴4,187
-24.50%
Men's Leather Business Shoes
$79.6₴3,561
$98.0₴4,385
-18.79%
🏠 Accommodation & Living
Cherkasy
Kharkiv
Difference
1-bedroom Apartment, City Center(Monthly)
$244₴10.9K
$249₴11.1K
-1.88%
1-bedroom Apartment, Outside City Center(Monthly)
$181₴8,095
$144₴6,448
25.54%
3-bedroom Apartment, City Center(Monthly)
$412₴18.4K
$520₴23.3K
-20.87%
3-bedroom Apartment, Outside City Center(Monthly)
$319₴14.3K
$211₴9,422
51.56%
Buy Apartment in City Center(m2)
$808₴36.1K
$1,058₴47.3K
-23.62%
Buy Apartment Outside City Center(m2)
$681₴30.4K
$578₴25.8K
17.85%
💵 Salaries & Financials
Cherkasy
Kharkiv
Difference
Average Monthly Net Salary(After Tax)
$448₴20.1K
$537₴24.0K
-16.50%
20-Year Fixed Mortgage Interest Rate(Annual %)
15.25
17.89
-14.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cherkasy: September 7, 2026
Last update for Kharkiv: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $244 in Cherkasy versus $249 in Kharkiv. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 20% higher in Kharkiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $23.00 in Cherkasy versus $31.00 in Kharkiv. Monthly groceries follow the same trend: $155 vs $163 – making Cherkasy the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cherkasy vs Kharkiv: Cost of Living - Frequently Asked Questions
Is Kharkiv cheaper than Cherkasy?
Yes – Kharkiv is pricier by about 2%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,014 per month in Cherkasy and $1,036 in Kharkiv. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cherkasy, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cherkasy or in Kharkiv?
A mid-range dinner for two costs $23.00 in Cherkasy and $31.00 in Kharkiv. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Cherkasy and in Kharkiv?
Groceries cost about 5% more in Kharkiv, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 enough for either Cherkasy or Kharkiv?
$1,000 covers both cities comfortably – all-in costs are $676 in Cherkasy and $691 in Kharkiv, leaving budget for savings and extras in both cases.
Is Cherkasy or Kharkiv more family-friendly?
Families tend to lean toward Cherkasy – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cherkasy or Kharkiv?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cherkasy. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kharkiv makes more sense. Both are solid long-term options with distinct trade-offs.