Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Bila Tserkva

For one person, living costs are similar in Kharkiv and in Bila Tserkva: $684 and $680 a month, rent and utilities included.

33

Cost of Living Index in Kharkiv
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Kharkiv Living Index
33

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index

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Kharkiv

🇺🇦 Ukraine

$684

/mo nomad

Bila Tserkva

🇺🇦 Ukraine

$680

/mo nomad

Monthly Cost of Living

How much you'll spend in Kharkiv and in Bila Tserkva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Bila Tserkva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $684 in Kharkiv versus $680 in Bila Tserkva.

Kharkiv $684
Bila Tserkva $680

Estimated couple costs with rent: $1,064 in Kharkiv versus $1,059 in Bila Tserkva.

Kharkiv $1,064
Bila Tserkva $1,059

Monthly costs for a family of three with rent: $1,444 in Kharkiv versus $1,438 in Bila Tserkva.

Kharkiv $1,444
Bila Tserkva $1,438

Living in Kharkiv is roughly 1% more expensive than in Bila Tserkva, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kharkiv 50% lower, Bila Tserkva 50% lower.

Meal at Budget Restaurant

$6.84 ₴307

$8.64 ₴388

-20.83%

Three-Course Dinner for Two, Mid-Range

$30.84 ₴1,384

$26.04 ₴1,169

18.43%

Fast Food Meal (McDonalds, etc)

$4.92 ₴221

$5.46 ₴245

-9.89%

Cappuccino

$1.62 ₴72.8

$1.43 ₴64.2

13.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₴49.79

$0.56 ₴24.94

98.21%

Water (0.33 liter bottle)

$0.52 ₴23.30

$0.35 ₴15.51

48.57%

Local Beer (0.5 liter draught)

$0.99 ₴44.38

$0.90 ₴40.43

10.00%

Imported Beer (0.33 liter bottle)

$1.64 ₴73.6

$1.52 ₴68.0

7.89%

Milk (1 liter)

$1.09 ₴48.75

$1.21 ₴54.2

-9.92%

White Bread (500g)

$0.66 ₴29.50

$0.83 ₴37.07

-20.48%

Rice (white) (1kg)

$1.25 ₴56.0

$1.34 ₴60.2

-6.72%

Eggs

$1.74 ₴78.3

$1.66 ₴74.6

4.82%

Local Cheese (1kg)

$8.18 ₴367

$11.55 ₴519

-29.18%

Chicken Fillets (1kg)

$4.19 ₴188

$4.09 ₴184

2.44%

Beef Round Steak (1kg)

$7.29 ₴327

$6.43 ₴289

13.37%

Apples (1kg)

$1.42 ₴63.7

$1.09 ₴48.80

30.28%

Banana (1kg)

$1.56 ₴69.8

$1.47 ₴65.8

6.12%

Oranges (1kg)

$1.60 ₴71.8

$1.23 ₴55.3

30.08%

Tomato (1kg)

$2.22 ₴99.8

$2.49 ₴112

-10.84%

Potato (1kg)

$0.70 ₴31.52

$0.92 ₴41.23

-23.91%

Onion (1kg)

$0.52 ₴23.32

$0.45 ₴20.21

15.56%

Lettuce (1 head)

$1.20 ₴53.7

$1.77 ₴79.4

-32.20%

Water (1.5 liter bottle)

$0.64 ₴28.56

$0.44 ₴19.92

45.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₴126

$3.40 ₴153

-17.35%

Wine (Bottle)

$4.37 ₴196

$3.25 ₴146

34.46%

Local Beer (0.5 liter bottle)

$0.84 ₴37.91

$0.70 ₴31.57

20.00%

Imported Beer (0.33 liter bottle)

$1.22 ₴54.8

$1.43 ₴64.1

-14.69%

One-way Ticket (Public Transport)

$0.31 ₴14.12

Public Transport Monthly Pass (Regular Price)

Taxi Start (Normal Tariff)

$1.37 ₴61.7

$1.82 ₴81.7

-24.73%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.34

$0.56 ₴25.33

-42.86%

Taxi 1hour Waiting (Normal Tariff)

$2.27 ₴102

$5.23 ₴235

-56.60%

Gasoline (1 liter)

$1.81 ₴81.2

$1.58 ₴71.0

14.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K ₴1.3M

$30.8K ₴1.4M

-2.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₴1.1M

$24.9K ₴1.1M

-1.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 ₴4,284

$85.0 ₴3,816

12.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.05 ₴271

$5.90 ₴265

2.54%

Internet (50+ Mbps, Unlimited Data)

$6.99 ₴314

$4.36 ₴196

60.32%

Gym Membership (Monthly)

$22.42 ₴1,007

$33.64 ₴1,510

-33.35%

Tennis Court (1 Hour on Weekend)

$13.54 ₴608

Cinema Ticket

$4.64 ₴208

$4.58 ₴206

1.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₴12.4K

$224 ₴10.0K

23.62%

International Primary School, 1 Child (Yearly)

$2,661 ₴119.4K

Jeans (Levis 501 Or Similar)

$55.5 ₴2,490

$41.30 ₴1,854

34.33%

Summer Dress (H&M, Zara, etc)

$42.63 ₴1,914

$28.25 ₴1,268

50.90%

Sport Shoes (Adidas, Nike)

$89.0 ₴3,993

$69.0 ₴3,096

28.96%

Men's Leather Business Shoes

$106 ₴4,768

$76.3 ₴3,425

39.20%

1-bedroom Apartment, City Center (Monthly)

$245 ₴11.0K

$198 ₴8,873

24.02%

1-bedroom Apartment, Outside City Center (Monthly)

$143 ₴6,432

$158 ₴7,081

-9.17%

3-bedroom Apartment, City Center (Monthly)

$511 ₴23.0K

$329 ₴14.8K

55.43%

3-bedroom Apartment, Outside City Center (Monthly)

$211 ₴9,470

$267 ₴12.0K

-21.04%

Buy Apartment in City Center (m2)

$1,059 ₴47.5K

Buy Apartment Outside City Center (m2)

$565 ₴25.4K

Average Monthly Net Salary (After Tax)

$522 ₴23.4K

$475 ₴21.3K

10.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

15.25

17.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 18, 2026

Last update for Bila Tserkva: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kharkiv

$162 23.7%

Bila Tserkva

$167 24.6% 3.5% $5.6

Accommodation & Living

Kharkiv

$143 21%

Bila Tserkva

$158 23.2% 10.1% $14

Clothing & Footwear

Kharkiv

$132 19.3%

Bila Tserkva

$97 14.2% 26.8% $35

Monthly Utilities & Internet

Kharkiv

$108 15.9%

Bila Tserkva

$95 14% 12.2% $13

Eating Out

Kharkiv

$104 15.2%

Bila Tserkva

$114 16.7% 9.8% $10

Sport & Entertainment

Kharkiv

$32 4.6%

Bila Tserkva

$43 6.3% 35% $11

Getting Around

Kharkiv

$3 * 0.4%

Bila Tserkva

$5.9 * 0.9% 98.7% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $245 in Kharkiv and $198 in Bila Tserkva. Housing cost is often the main lever when comparing two cities.

Kharkiv pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Kharkiv vs $26.00 in Bila Tserkva. Groceries flip the comparison at $162 vs $167, with Kharkiv cheaper for home cooking.

Good to know

🇺🇦 Kharkiv

🇺🇦 Bila Tserkva

🕒 Local time

16:35 4:35 PM

Same time as Kharkiv

🌤 Weather

👥 Population

1,447,652

209,815

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

On the map

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Between locations

Kharkiv Bila Tserkva 440 km

From you

Kharkiv
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Bila Tserkva: Cost of Living - Frequently Asked Questions

Kharkiv and Bila Tserkva differ by about 1% in total monthly costs ($684 vs $680 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 10% higher in Kharkiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $245 in Kharkiv versus $198 in Bila Tserkva. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kharkiv pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $684 per month in Kharkiv versus $680 in Bila Tserkva – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kharkiv and Bila Tserkva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 1% less than in Kharkiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.