Last update: Oct 2026

Cost of Living Comparison Between Bila Tserkva and Kharkiv

For one person, living costs are similar in Bila Tserkva and in Kharkiv: $680 and $684 a month, rent and utilities included.

33

Cost of Living Index in Bila Tserkva
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Bila Tserkva Living Index
33

Cost of Living Index in Kharkiv
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Kharkiv Living Index

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Bila Tserkva

🇺🇦 Ukraine

$680

/mo nomad

Kharkiv

🇺🇦 Ukraine

$684

/mo nomad

Monthly Cost of Living

How much you'll spend in Bila Tserkva and in Kharkiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bila Tserkva and in Kharkiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $680 in Bila Tserkva versus $684 in Kharkiv.

Bila Tserkva $680
Kharkiv $684

Estimated couple costs with rent: $1,059 in Bila Tserkva versus $1,064 in Kharkiv.

Bila Tserkva $1,059
Kharkiv $1,064

Monthly costs for a family of three with rent: $1,438 in Bila Tserkva versus $1,444 in Kharkiv.

Bila Tserkva $1,438
Kharkiv $1,444

Living in Bila Tserkva costs roughly 1% less than in Kharkiv, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Bila Tserkva 50% lower, Kharkiv 50% lower.

Meal at Budget Restaurant

$8.64 ₴388

$6.84 ₴307

26.32%

Three-Course Dinner for Two, Mid-Range

$26.04 ₴1,169

$30.84 ₴1,384

-15.56%

Fast Food Meal (McDonalds, etc)

$5.46 ₴245

$4.92 ₴221

10.98%

Cappuccino

$1.43 ₴64.2

$1.62 ₴72.8

-11.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 ₴24.94

$1.11 ₴49.79

-49.55%

Water (0.33 liter bottle)

$0.35 ₴15.51

$0.52 ₴23.30

-32.69%

Local Beer (0.5 liter draught)

$0.90 ₴40.43

$0.99 ₴44.38

-9.09%

Imported Beer (0.33 liter bottle)

$1.52 ₴68.0

$1.64 ₴73.6

-7.32%

Milk (1 liter)

$1.21 ₴54.2

$1.09 ₴48.75

11.01%

White Bread (500g)

$0.83 ₴37.07

$0.66 ₴29.50

25.76%

Rice (white) (1kg)

$1.34 ₴60.2

$1.25 ₴56.0

7.20%

Eggs

$1.66 ₴74.6

$1.74 ₴78.3

-4.60%

Local Cheese (1kg)

$11.55 ₴519

$8.18 ₴367

41.20%

Chicken Fillets (1kg)

$4.09 ₴184

$4.19 ₴188

-2.39%

Beef Round Steak (1kg)

$6.43 ₴289

$7.29 ₴327

-11.80%

Apples (1kg)

$1.09 ₴48.80

$1.42 ₴63.7

-23.24%

Banana (1kg)

$1.47 ₴65.8

$1.56 ₴69.8

-5.77%

Oranges (1kg)

$1.23 ₴55.3

$1.60 ₴71.8

-23.13%

Tomato (1kg)

$2.49 ₴112

$2.22 ₴99.8

12.16%

Potato (1kg)

$0.92 ₴41.23

$0.70 ₴31.52

31.43%

Onion (1kg)

$0.45 ₴20.21

$0.52 ₴23.32

-13.46%

Lettuce (1 head)

$1.77 ₴79.4

$1.20 ₴53.7

47.50%

Water (1.5 liter bottle)

$0.44 ₴19.92

$0.64 ₴28.56

-31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.40 ₴153

$2.81 ₴126

21.00%

Wine (Bottle)

$3.25 ₴146

$4.37 ₴196

-25.63%

Local Beer (0.5 liter bottle)

$0.70 ₴31.57

$0.84 ₴37.91

-16.67%

Imported Beer (0.33 liter bottle)

$1.43 ₴64.1

$1.22 ₴54.8

17.21%

One-way Ticket (Public Transport)

$0.31 ₴14.12

Public Transport Monthly Pass (Regular Price)

Taxi Start (Normal Tariff)

$1.82 ₴81.7

$1.37 ₴61.7

32.85%

Taxi (Normal Tariff) (1km)

$0.56 ₴25.33

$0.32 ₴14.34

75.00%

Taxi 1hour Waiting (Normal Tariff)

$5.23 ₴235

$2.27 ₴102

130.40%

Gasoline (1 liter)

$1.58 ₴71.0

$1.81 ₴81.2

-12.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K ₴1.4M

$30.0K ₴1.3M

2.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₴1.1M

$24.5K ₴1.1M

1.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.0 ₴3,816

$95.4 ₴4,284

-10.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.90 ₴265

$6.05 ₴271

-2.48%

Internet (50+ Mbps, Unlimited Data)

$4.36 ₴196

$6.99 ₴314

-37.63%

Gym Membership (Monthly)

$33.64 ₴1,510

$22.42 ₴1,007

50.04%

Tennis Court (1 Hour on Weekend)

$13.54 ₴608

Cinema Ticket

$4.58 ₴206

$4.64 ₴208

-1.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$224 ₴10.0K

$276 ₴12.4K

-19.10%

International Primary School, 1 Child (Yearly)

$2,661 ₴119.4K

Jeans (Levis 501 Or Similar)

$41.30 ₴1,854

$55.5 ₴2,490

-25.56%

Summer Dress (H&M, Zara, etc)

$28.25 ₴1,268

$42.63 ₴1,914

-33.73%

Sport Shoes (Adidas, Nike)

$69.0 ₴3,096

$89.0 ₴3,993

-22.46%

Men's Leather Business Shoes

$76.3 ₴3,425

$106 ₴4,768

-28.16%

1-bedroom Apartment, City Center (Monthly)

$198 ₴8,873

$245 ₴11.0K

-19.37%

1-bedroom Apartment, Outside City Center (Monthly)

$158 ₴7,081

$143 ₴6,432

10.10%

3-bedroom Apartment, City Center (Monthly)

$329 ₴14.8K

$511 ₴23.0K

-35.66%

3-bedroom Apartment, Outside City Center (Monthly)

$267 ₴12.0K

$211 ₴9,470

26.65%

Buy Apartment in City Center (m2)

$1,059 ₴47.5K

Buy Apartment Outside City Center (m2)

$565 ₴25.4K

Average Monthly Net Salary (After Tax)

$475 ₴21.3K

$522 ₴23.4K

-9.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

15.25

17.89

-14.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: October 18, 2026

Last update for Kharkiv: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bila Tserkva

$167 24.6%

Kharkiv

$162 23.7% 3.4% $5.6

Accommodation & Living

Bila Tserkva

$158 23.2%

Kharkiv

$143 21% 9.2% $14

Eating Out

Bila Tserkva

$114 16.7%

Kharkiv

$104 15.2% 8.9% $10

Clothing & Footwear

Bila Tserkva

$97 14.2%

Kharkiv

$132 19.3% 36.5% $35

Monthly Utilities & Internet

Bila Tserkva

$95 14%

Kharkiv

$108 15.9% 13.8% $13

Sport & Entertainment

Bila Tserkva

$43 6.3%

Kharkiv

$32 4.6% 25.9% $11

Getting Around

Bila Tserkva

$5.9 * 0.9%

Kharkiv

$3 * 0.4% 49.7% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $198 in Bila Tserkva and $245 in Kharkiv. Housing cost is often the main lever when comparing two cities.

Kharkiv pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $26.00 in Bila Tserkva vs $31.00 in Kharkiv. Groceries flip the comparison at $167 vs $162, with Kharkiv cheaper for home cooking.

Good to know

🇺🇦 Bila Tserkva

🇺🇦 Kharkiv

🕒 Local time

13:50 1:50 PM

Same time as Bila Tserkva

🌤 Weather

👥 Population

209,815

1,447,652

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

On the map

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Between locations

Bila Tserkva Kharkiv 440 km

From you

Bila Tserkva
Kharkiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Kharkiv: Cost of Living - Frequently Asked Questions

Bila Tserkva and Kharkiv differ by about 1% in total monthly costs ($680 vs $684 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 10% lower in Kharkiv. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $198 in Bila Tserkva versus $245 in Kharkiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kharkiv pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $680 per month in Bila Tserkva versus $684 in Kharkiv – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Kharkiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 1% less than in Kharkiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.