Cost of Living Comparison Between Bila Tserkva and Kharkiv Cost of Living Comparison Between Bila Tserkva and Kharkiv

Monthly Cost of Living

Monthly costs for one person with rent: $536 in Bila Tserkva versus $678 in Kharkiv.

Estimated couple costs with rent: $813 in Bila Tserkva versus $1,067 in Kharkiv.

Monthly costs for a family of three with rent: $1,091 in Bila Tserkva versus $1,456 in Kharkiv.

Living in Bila Tserkva costs roughly 21% less than in Kharkiv, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Bila Tserkva 60% lower, Kharkiv 49% lower.

Meal at Budget Restaurant

$4.92 ₴217

$7.08 ₴312

-30.51%

Three-Course Dinner for Two, Mid-Range

$29.50 ₴1,300

$27.07 ₴1,193

8.98%

Fast Food Meal (McDonalds, etc)

$5.23 ₴231

$6.20 ₴273

-15.65%

Cappuccino

$0.98 ₴43.23

$1.29 ₴57.0

-24.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 ₴23.71

$0.65 ₴28.60

-16.92%

Water (0.33 liter bottle)

$0.29 ₴12.99

$0.44 ₴19.35

-34.09%

Local Beer (0.5 liter draught)

$0.59 ₴26.08

$1.01 ₴44.58

-41.58%

Imported Beer (0.33 liter bottle)

$0.81 ₴35.58

$1.53 ₴67.6

-47.06%

Milk (1 liter)

$0.96 ₴42.35

$1.11 ₴48.97

-13.51%

White Bread (500g)

$0.59 ₴26.08

$0.58 ₴25.42

1.72%

Rice (white) (1kg)

$1.20 ₴52.7

$1.27 ₴56.1

-5.51%

Eggs

$1.25 ₴55.2

$1.61 ₴71.0

-22.36%

Local Cheese (1kg)

$7.96 ₴351

$7.95 ₴351

0.13%

Chicken Fillets (1kg)

$3.53 ₴155

$4.04 ₴178

-12.62%

Beef Round Steak (1kg)

$4.31 ₴190

$6.56 ₴289

-34.30%

Apples (1kg)

$0.77 ₴33.92

$0.84 ₴36.86

-8.33%

Banana (1kg)

$1.35 ₴59.6

$1.61 ₴71.1

-16.15%

Oranges (1kg)

$1.19 ₴52.3

$1.91 ₴84.0

-37.70%

Tomato (1kg)

$1.31 ₴57.5

$2.26 ₴99.7

-42.04%

Potato (1kg)

$0.42 ₴18.55

$0.62 ₴27.25

-32.26%

Onion (1kg)

$0.51 ₴22.30

$0.52 ₴22.71

-1.92%

Lettuce (1 head)

$0.61 ₴26.94

$0.99 ₴43.63

-38.38%

Water (1.5 liter bottle)

$0.44 ₴19.58

$0.57 ₴25.31

-22.81%

Cigarettes 20 Pack (Marlboro, Camel)

$2.34 ₴103

$2.60 ₴115

-10.00%

Wine (Bottle)

$4.15 ₴183

$4.66 ₴205

-10.94%

Local Beer (0.5 liter bottle)

$0.66 ₴29.00

$0.81 ₴35.76

-18.52%

Imported Beer (0.33 liter bottle)

$0.87 ₴38.27

$1.33 ₴58.4

-34.59%

One-way Ticket (Public Transport)

$0.25 ₴11.09

$0.37 ₴16.52

-32.43%

Taxi Start (Normal Tariff)

$1.79 ₴79.0

$1.43 ₴63.1

25.17%

Taxi (Normal Tariff) (1km)

$0.30 ₴13.38

$0.25 ₴11.09

20.00%

Taxi 1hour Waiting (Normal Tariff)

$2.97 ₴131

$2.86 ₴126

3.85%

Gasoline (1 liter)

$1.36 ₴60.1

$1.35 ₴59.3

0.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$27.4K ₴1.2M

12.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K ₴1.1M

$23.8K ₴1.1M

4.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.3 ₴2,526

$115 ₴5,065

-50.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.45 ₴240

$5.53 ₴244

-1.45%

Internet (50+ Mbps, Unlimited Data)

$3.73 ₴165

$6.20 ₴273

-39.84%

Gym Membership (Monthly)

$24.32 ₴1,072

$25.49 ₴1,124

-4.59%

Tennis Court (1 Hour on Weekend)

$9.93 ₴438

$15.57 ₴686

-36.22%

Cinema Ticket

$3.46 ₴152

$4.89 ₴215

-29.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$290 ₴12.8K

$354 ₴15.6K

-18.15%

International Primary School, 1 Child (Yearly)

$3,549 ₴156.4K

$3,237 ₴142.7K

9.63%

Jeans (Levis 501 Or Similar)

$41.75 ₴1,840

$56.2 ₴2,475

-25.67%

Summer Dress (H&M, Zara, etc)

$12.25 ₴540

$40.60 ₴1,789

-69.83%

Sport Shoes (Adidas, Nike)

$75.8 ₴3,341

$83.4 ₴3,676

-9.11%

Men's Leather Business Shoes

$84.1 ₴3,704

$103 ₴4,524

-18.12%

1-bedroom Apartment, City Center (Monthly)

$156 ₴6,868

$183 ₴8,075

-14.95%

1-bedroom Apartment, Outside City Center (Monthly)

$134 ₴5,913

$130 ₴5,713

3.49%

3-bedroom Apartment, City Center (Monthly)

$209 ₴9,203

$365 ₴16.1K

-42.85%

3-bedroom Apartment, Outside City Center (Monthly)

$158 ₴6,971

$244 ₴10.8K

-35.25%

Buy Apartment in City Center (m2)

$1,086 ₴47.8K

Buy Apartment Outside City Center (m2)

$1,083 ₴47.7K

$594 ₴26.2K

82.44%

Average Monthly Net Salary (After Tax)

$444 ₴19.6K

$459 ₴20.2K

-3.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

-52.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bila Tserkva: April 25, 2026

Last update for Kharkiv: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $156 in Bila Tserkva and $183 in Kharkiv. Housing cost is often the main lever when comparing two cities.

Kharkiv pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Bila Tserkva vs $27.00 in Kharkiv. Groceries flip the comparison at $126 vs $155, with Bila Tserkva cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bila Tserkva vs Kharkiv: Cost of Living - Frequently Asked Questions

Bila Tserkva and Kharkiv differ by about 27% in total monthly costs ($536 vs $678 including rent). Bila Tserkva is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kharkiv earns 4% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $156 in Bila Tserkva versus $183 in Kharkiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Kharkiv. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $536 per month in Bila Tserkva versus $678 in Kharkiv – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Bila Tserkva gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bila Tserkva and Kharkiv are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bila Tserkva gentler on the wallet – expenses run 27% less than in Kharkiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.