Last update: Oct 2026

Cost of Living Comparison Between Khamis Mushayt and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,207 in Khamis Mushayt, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

Khamis Mushayt
🇸🇦 Saudi Arabia
$1,207
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Khamis Mushayt and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khamis Mushayt and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,207 in Khamis Mushayt versus $918 in Cebu.

  • Khamis Mushayt $1,207
  • Cebu $918

Estimated couple costs with rent: $1,692 in Khamis Mushayt versus $1,409 in Cebu.

  • Khamis Mushayt $1,692
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,176 in Khamis Mushayt versus $1,900 in Cebu.

  • Khamis Mushayt $2,176
  • Cebu $1,900

Living in Khamis Mushayt is roughly 31% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Khamis Mushayt 11% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Khamis Mushayt
Cebu
Difference
Meal at Budget Restaurant
$4.52 SAR 16.97
$3.09 ₱194
46.28%
Three-Course Dinner for Two, Mid-Range
$31.95 SAR 120
$24.22 ₱1,525
31.92%
Fast Food Meal (McDonalds, etc)
$7.03 SAR 26.36
$3.92 ₱247
79.34%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.78 SAR 6.66
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.58 SAR 9.69
-
-
Cappuccino
$2.91 SAR 10.92
$2.51 ₱158
15.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.69 SAR 2.59
$1.59 ₱100
-56.60%
Water (0.33 liter bottle)
$0.23 SAR 0.87
$0.53 ₱33.43
-56.60%
Local Beer (0.5 liter draught)
-
$1.78 ₱112
-
Imported Beer (0.33 liter bottle)
-
$2.17 ₱137
-
🛒 Groceries & Markets
Khamis Mushayt
Cebu
Difference
Milk (1 liter)
$1.62 SAR 6.06
$1.92 ₱121
-15.62%
White Bread (500g)
$0.38 SAR 1.43
$1.36 ₱85.4
-72.06%
Rice (white) (1kg)
$3.24 SAR 12.15
$1.01 ₱63.5
220.79%
Eggs
$2.41 SAR 9.03
$2.03 ₱128
18.72%
Local Cheese (1kg)
$6.19 SAR 23.24
$9.86 ₱621
-37.22%
Chicken Fillets (1kg)
$5.59 SAR 20.98
$4.39 ₱277
27.33%
Beef Round Steak (1kg)
$13.54 SAR 50.8
$7.60 ₱479
78.16%
Apples (1kg)
$2.14 SAR 8.02
$3.30 ₱208
-35.15%
Banana (1kg)
$1.75 SAR 6.58
$1.39 ₱87.8
25.90%
Oranges (1kg)
$1.59 SAR 5.97
$2.33 ₱147
-31.76%
Tomato (1kg)
$1.56 SAR 5.86
$1.50 ₱94.3
4.00%
Potato (1kg)
$1.17 SAR 4.41
$2.36 ₱149
-50.42%
Onion (1kg)
$1.34 SAR 5.01
$1.90 ₱119
-29.47%
Lettuce (1 head)
$1.18 SAR 4.44
$1.19 ₱74.9
-0.84%
Water (1.5 liter bottle)
$0.53 SAR 2.00
$0.63 ₱39.71
-15.87%
Bottle of Non-Alcoholic Wine (Mid-Range)
$2.81 SAR 10.53
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.64 SAR 6.15
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.09 SAR 7.85
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$6.84 SAR 25.66
$3.00 ₱189
128.00%
Wine (Bottle)
-
$6.03 ₱379
-
Local Beer (0.5 liter bottle)
-
$1.23 ₱77.7
-
Imported Beer (0.33 liter bottle)
-
$1.75 ₱110
-
🚌 Getting Around
Khamis Mushayt
Cebu
Difference
One-way Ticket (Public Transport)
$1.08 SAR 4.06
$0.25 ₱15.86
332.00%
Public Transport Monthly Pass (Regular Price)
$42.06 SAR 158
$12.64 ₱796
232.75%
Taxi Start (Normal Tariff)
$2.60 SAR 9.75
$0.77 ₱48.62
237.66%
Taxi (Normal Tariff) (1km)
$1.72 SAR 6.45
$0.23 ₱14.53
647.83%
Taxi 1hour Waiting (Normal Tariff)
$14.65 SAR 55.0
$4.46 ₱281
228.48%
Gasoline (1 liter)
$0.64 SAR 2.41
$1.31 ₱82.8
-51.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.8K SAR 156.9K
$21.2K ₱1.3M
96.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4K SAR 84.1K
$19.1K ₱1.2M
17.03%
🧾 Monthly Utilities & Internet
Khamis Mushayt
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$105 SAR 395
$120 ₱7,569
-12.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.67 SAR 123
$14.00 ₱882
133.36%
Internet (50+ Mbps, Unlimited Data)
$72.3 SAR 271
$27.54 ₱1,734
162.67%
🎉 Sport & Entertainment
Khamis Mushayt
Cebu
Difference
Gym Membership (Monthly)
$81.6 SAR 306
$32.33 ₱2,035
152.30%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$13.17 SAR 49.43
$5.65 ₱356
133.10%
🧸 Childcare & Education
Khamis Mushayt
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$475 SAR 1,782
$275 ₱17.3K
72.44%
International Primary School, 1 Child (Yearly)
$6,865 SAR 25.8K
$7,918 ₱498.5K
-13.30%
👕👟 Clothing & Footwear
Khamis Mushayt
Cebu
Difference
Jeans (Levis 501 Or Similar)
$45.16 SAR 169
$49.33 ₱3,106
-8.45%
Summer Dress (H&M, Zara, etc)
$50.4 SAR 189
$25.24 ₱1,589
99.68%
Sport Shoes (Adidas, Nike)
$105 SAR 396
$77.0 ₱4,846
37.02%
Men's Leather Business Shoes
$83.1 SAR 312
$57.2 ₱3,601
45.19%
🏠 Accommodation & Living
Khamis Mushayt
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$530 SAR 1,990
$500 ₱31.5K
6.15%
1-bedroom Apartment, Outside City Center (Monthly)
$425 SAR 1,594
$309 ₱19.4K
37.57%
3-bedroom Apartment, City Center (Monthly)
$849 SAR 3,187
$1,078 ₱67.9K
-21.21%
3-bedroom Apartment, Outside City Center (Monthly)
$517 SAR 1,941
$615 ₱38.7K
-15.93%
Buy Apartment in City Center (m2)
$2,044 SAR 7,669
$2,886 ₱181.7K
-29.19%
Buy Apartment Outside City Center (m2)
$1,575 SAR 5,911
$1,917 ₱120.7K
-17.81%
💵 Salaries & Financials
Khamis Mushayt
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,606 SAR 6,027
$346 ₱21.8K
364.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.54
7.2
-23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khamis Mushayt: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Khamis Mushayt
$425
Cebu
$309 27.3% $116
Monthly Utilities & Internet
Khamis Mushayt
$210
Cebu
$162 23.1% $49
Groceries & Markets
Khamis Mushayt
$182
Cebu
$206 12.9% $23
Clothing & Footwear
Khamis Mushayt
$128
Cebu
$94 26.5% $34
Sport & Entertainment
Khamis Mushayt
$108
Cebu
$44 59.6% $64
Eating Out
Khamis Mushayt
$96
Cebu
$88 7.9% $7.6
Getting Around
Khamis Mushayt
$58
Cebu
$16 73% $42

Cost Breakdown

A one-bedroom apartment in the center runs $530 in Khamis Mushayt and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Khamis Mushayt pays 364% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Khamis Mushayt vs $24.00 in Cebu. Groceries flip the comparison at $182 vs $206, with Khamis Mushayt cheaper for home cooking.

Good to know
🇸🇦 Khamis Mushayt
🇵🇭 Cebu
🕒 Local time
05:07 5:07 AM
10:07 10:07 AM
5 h ahead of Khamis Mushayt
🌤 Weather
👥 Population
430,828
964,169
💱 Currency
Saudi Riyal SAR ر.س
Exchange rates and currency converter

PHP, USD, EUR to SAR – Saudi Riyal Converter

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Khamis Mushayt Cebu 8,730 km ≈ 11 h nonstop flight
From you
  • Khamis Mushayt
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Khamis Mushayt vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Khamis Mushayt?
Cebu is cheaper overall, especially in clothing, leisure, and utilities. The 31% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Khamis Mushayt or Cebu?
Average pay runs 364% higher in Khamis Mushayt, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Khamis Mushayt and Cebu?
Rent for a central apartment: $530 in Khamis Mushayt versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Khamis Mushayt and in Cebu?
All in, you'll spend $1,207 per month in Khamis Mushayt versus $918 in Cebu – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 233% less than in Khamis Mushayt. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Khamis Mushayt or in Cebu?
At $918 in Cebu versus $1,207 in Khamis Mushayt, a $1,500 budget is realistic in Cebu but tight or insufficient in Khamis Mushayt. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Khamis Mushayt or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Khamis Mushayt, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Khamis Mushayt or Cebu?
Safety-wise, Khamis Mushayt and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 31% less than in Khamis Mushayt. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Khamis Mushayt vs other spots: cost of living compared

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