Last update: Oct 2026

Cost of Living Comparison Between Cebu and Khamis Mushayt

For one person, living is cheaper in Cebu: $918 a month against $1,207 in Khamis Mushayt, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
55

Cost of Living Index in Khamis Mushayt
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Khamis Mushayt Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Khamis Mushayt

🇸🇦 Saudi Arabia

$1,207

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Khamis Mushayt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khamis Mushayt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,207 in Khamis Mushayt.

Cebu $918
Khamis Mushayt $1,207

Estimated couple costs with rent: $1,409 in Cebu versus $1,692 in Khamis Mushayt.

Cebu $1,409
Khamis Mushayt $1,692

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,176 in Khamis Mushayt.

Cebu $1,900
Khamis Mushayt $2,176

Living in Cebu costs roughly 24% less than in Khamis Mushayt, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 32% lower, Khamis Mushayt 11% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.52 SAR 16.97

-31.64%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$31.95 SAR 120

-24.19%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.03 SAR 26.36

-44.24%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.78 SAR 6.66

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.58 SAR 9.69

Cappuccino

$2.51 ₱158

$2.91 SAR 10.92

-13.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.69 SAR 2.59

130.43%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.23 SAR 0.87

130.43%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$1.62 SAR 6.06

18.52%

White Bread (500g)

$1.36 ₱85.4

$0.38 SAR 1.43

257.89%

Rice (white) (1kg)

$1.01 ₱63.5

$3.24 SAR 12.15

-68.83%

Eggs

$2.03 ₱128

$2.41 SAR 9.03

-15.77%

Local Cheese (1kg)

$9.86 ₱621

$6.19 SAR 23.24

59.29%

Chicken Fillets (1kg)

$4.39 ₱277

$5.59 SAR 20.98

-21.47%

Beef Round Steak (1kg)

$7.60 ₱479

$13.54 SAR 50.8

-43.87%

Apples (1kg)

$3.30 ₱208

$2.14 SAR 8.02

54.21%

Banana (1kg)

$1.39 ₱87.8

$1.75 SAR 6.58

-20.57%

Oranges (1kg)

$2.33 ₱147

$1.59 SAR 5.97

46.54%

Tomato (1kg)

$1.50 ₱94.3

$1.56 SAR 5.86

-3.85%

Potato (1kg)

$2.36 ₱149

$1.17 SAR 4.41

101.71%

Onion (1kg)

$1.90 ₱119

$1.34 SAR 5.01

41.79%

Lettuce (1 head)

$1.19 ₱74.9

$1.18 SAR 4.44

0.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.53 SAR 2.00

18.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.81 SAR 10.53

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.64 SAR 6.15

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.09 SAR 7.85

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.84 SAR 25.66

-56.14%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.08 SAR 4.06

-76.85%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$42.06 SAR 158

-69.95%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.60 SAR 9.75

-70.38%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.72 SAR 6.45

-86.63%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$14.65 SAR 55.0

-69.56%

Gasoline (1 liter)

$1.31 ₱82.8

$0.64 SAR 2.41

104.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$41.8K SAR 156.9K

-49.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.4K SAR 84.1K

-14.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$105 SAR 395

14.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$32.67 SAR 123

-57.15%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$72.3 SAR 271

-61.93%

Gym Membership (Monthly)

$32.33 ₱2,035

$81.6 SAR 306

-60.37%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$13.17 SAR 49.43

-57.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$475 SAR 1,782

-42.01%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,865 SAR 25.8K

15.34%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$45.16 SAR 169

9.23%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$50.4 SAR 189

-49.92%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$105 SAR 396

-27.02%

Men's Leather Business Shoes

$57.2 ₱3,601

$83.1 SAR 312

-31.13%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$530 SAR 1,990

-5.80%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$425 SAR 1,594

-27.31%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$849 SAR 3,187

26.93%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$517 SAR 1,941

18.95%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,044 SAR 7,669

41.22%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,575 SAR 5,911

21.67%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,606 SAR 6,027

-78.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.54

29.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Khamis Mushayt: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Khamis Mushayt

$425 35.2% 37.6% $116

Groceries & Markets

Cebu

$206 22.4%

Khamis Mushayt

$182 15.1% 11.4% $23

Monthly Utilities & Internet

Cebu

$162 17.6%

Khamis Mushayt

$210 17.4% 30.1% $49

Clothing & Footwear

Cebu

$94 10.2%

Khamis Mushayt

$128 10.6% 36.1% $34

Eating Out

Cebu

$88 9.6%

Khamis Mushayt

$96 7.9% 8.6% $7.6

Sport & Entertainment

Cebu

$44 4.8%

Khamis Mushayt

$108 8.9% 147% $64

Getting Around

Cebu

$16 1.7%

Khamis Mushayt

$58 4.8% 270% $42

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $530 in Khamis Mushayt. Housing cost is often the main lever when comparing two cities.

Khamis Mushayt pays 364% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $32.00 in Khamis Mushayt. Groceries flip the comparison at $206 vs $182, with Khamis Mushayt cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇸🇦 Khamis Mushayt

🕒 Local time

10:07 10:07 AM

05:07 5:07 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

430,828

💱 Currency

Philippine Peso PHP ₱

Saudi Riyal SAR ر.س

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Saudi Riyal exchange rates as of October 19, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Khamis Mushayt 8,730 km ≈ 11 h nonstop flight

From you

Cebu
Khamis Mushayt

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Khamis Mushayt: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 31% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 364% lower in Khamis Mushayt. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $530 in Khamis Mushayt. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,207 in Khamis Mushayt – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 233% less than in Khamis Mushayt. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,207 in Khamis Mushayt, a $1,500 budget is realistic in Cebu but tight or insufficient in Khamis Mushayt. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Khamis Mushayt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Khamis Mushayt are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 31% less than in Khamis Mushayt. Beyond cost, consider language, visa policies, and how big the international community is in each city.