Last update: Oct 2026

Cost of Living Comparison Between Kerava and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,788 in Kerava, rent and utilities included – about $5,300 less a year. The total is higher in Kerava despite lower rent and utilities.

89

Cost of Living Index in Kerava
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Kerava Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kerava

🇫🇮 Finland

$1,788

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kerava and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kerava and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,788 per month in Kerava vs $1,349 in Ubud, Bali, rent included.

Kerava $1,788
Ubud, Bali $1,349

A couple spends around $2,809 per month in Kerava vs $2,305 in Ubud, Bali, rent included.

Kerava $2,809
Ubud, Bali $2,305

A family of three spends $3,830 per month in Kerava vs $3,261 in Ubud, Bali, rent included.

Kerava $3,830
Ubud, Bali $3,261

Kerava costs about 33% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.05 €14.38

$3.32 Rp 60.2K

383.43%

Three-Course Dinner for Two, Mid-Range

$100 €89.8

$35.64 Rp 645.8K

181.40%

Fast Food Meal (McDonalds, etc)

$12.31 €11.02

$5.53 Rp 100.3K

122.60%

Cappuccino

$4.92 €4.41

$2.72 Rp 49.3K

80.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 €2.95

$1.70 Rp 30.8K

93.53%

Water (0.33 liter bottle)

$1.86 €1.67

$0.76 Rp 13.8K

144.74%

Local Beer (0.5 liter draught)

$9.60 €8.60

$2.65 Rp 48.1K

262.26%

Imported Beer (0.33 liter bottle)

$8.79 €7.87

$4.38 Rp 79.4K

100.68%

Milk (1 liter)

$1.42 €1.27

$1.49 Rp 27.0K

-4.70%

White Bread (500g)

$2.53 €2.27

$2.28 Rp 41.2K

10.96%

Rice (white) (1kg)

$2.57 €2.31

$1.19 Rp 21.6K

115.97%

Eggs

$3.97 €3.56

$2.04 Rp 36.9K

94.61%

Local Cheese (1kg)

$8.21 €7.35

$17.70 Rp 320.8K

-53.62%

Chicken Fillets (1kg)

$13.81 €12.37

$3.96 Rp 71.8K

248.74%

Beef Round Steak (1kg)

$20.98 €18.79

$12.19 Rp 220.9K

72.11%

Apples (1kg)

$2.71 €2.42

$3.66 Rp 66.2K

-25.96%

Banana (1kg)

$2.16 €1.94

$1.52 Rp 27.5K

42.11%

Oranges (1kg)

$2.29 €2.05

$2.23 Rp 40.4K

2.69%

Tomato (1kg)

$4.32 €3.87

$1.97 Rp 35.7K

119.29%

Potato (1kg)

$1.26 €1.13

$1.85 Rp 33.5K

-31.89%

Onion (1kg)

$1.61 €1.45

$2.42 Rp 43.9K

-33.47%

Lettuce (1 head)

$2.19 €1.96

$0.99 Rp 17.9K

121.21%

Water (1.5 liter bottle)

$1.68 €1.50

$0.51 Rp 9,303

229.41%

Cigarettes 20 Pack (Marlboro, Camel)

$13.43 €12.02

$2.22 Rp 40.3K

504.95%

Wine (Bottle)

$15.47 €13.85

$22.24 Rp 403.0K

-30.44%

Local Beer (0.5 liter bottle)

$3.75 €3.36

$2.26 Rp 41.0K

65.93%

Imported Beer (0.33 liter bottle)

$3.55 €3.18

$2.97 Rp 53.8K

19.53%

One-way Ticket (Public Transport)

$3.37 €3.02

$0.25 Rp 4,548

1248.00%

Public Transport Monthly Pass (Regular Price)

$63.8 €57.1

$7.82 Rp 141.8K

715.60%

Taxi Start (Normal Tariff)

$8.69 €7.78

$0.44 Rp 7,964

1875.00%

Taxi (Normal Tariff) (1km)

$1.24 €1.11

$0.43 Rp 7,793

188.37%

Taxi 1hour Waiting (Normal Tariff)

$66.4 €59.4

$5.41 Rp 98.0K

1126.43%

Gasoline (1 liter)

$2.32 €2.08

$0.82 Rp 14.9K

182.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €33.0K

$23.8K Rp 432.0M

54.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K €33.2K

$31.7K Rp 575.3M

16.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €121

$79.1 Rp 1.4M

71.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.38 €23.63

$6.45 Rp 116.8K

308.99%

Internet (50+ Mbps, Unlimited Data)

$22.04 €19.74

$18.58 Rp 336.7K

18.62%

Gym Membership (Monthly)

$45.38 €40.64

$49.48 Rp 896.7K

-8.29%

Tennis Court (1 Hour on Weekend)

$21.34 €19.11

$17.65 Rp 319.8K

20.91%

Cinema Ticket

$18.81 €16.84

$4.27 Rp 77.4K

340.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 €430

$491 Rp 8.9M

-2.18%

International Primary School, 1 Child (Yearly)

$7,396 €6,624

$5,674 Rp 102.8M

30.35%

Jeans (Levis 501 Or Similar)

$93.3 €83.6

$44.64 Rp 808.9K

109.09%

Summer Dress (H&M, Zara, etc)

$43.57 €39.02

$34.95 Rp 633.4K

24.66%

Sport Shoes (Adidas, Nike)

$104 €93.0

$79.9 Rp 1.4M

29.90%

Men's Leather Business Shoes

$110 €98.6

$79.4 Rp 1.4M

38.66%

1-bedroom Apartment, City Center (Monthly)

$835 €747

$1,125 Rp 20.4M

-25.80%

1-bedroom Apartment, Outside City Center (Monthly)

$589 €527

$671 Rp 12.2M

-12.32%

3-bedroom Apartment, City Center (Monthly)

$1,320 €1,182

$3,565 Rp 64.6M

-62.98%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €832

$1,723 Rp 31.2M

-46.06%

Buy Apartment in City Center (m2)

$3,963 €3,549

$2,732 Rp 49.5M

45.09%

Buy Apartment Outside City Center (m2)

$2,146 €1,922

$2,284 Rp 41.4M

-6.05%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

13.78

-73.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerava: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kerava

$589 32.9%

Ubud, Bali

$672 49.8% 14.1% $83

Groceries & Markets

Kerava

$372 20.8%

Ubud, Bali

$288 21.4% 22.5% $84

Eating Out

Kerava

$311 17.4%

Ubud, Bali

$108 8% 65.3% $203

Monthly Utilities & Internet

Kerava

$184 10.3%

Ubud, Bali

$104 7.7% 43.3% $80

Clothing & Footwear

Kerava

$158 8.8%

Ubud, Bali

$108 8% 31.9% $50

Getting Around

Kerava

$92 5.2%

Ubud, Bali

$11 0.9% 87.6% $81

Sport & Entertainment

Kerava

$83 4.6%

Ubud, Bali

$58 4.3% 30.1% $25

Cost Breakdown

A central one-bedroom costs $835 in Kerava versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Kerava versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $372 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Kerava

🇮🇩 Ubud, Bali

🕒 Local time

06:48 6:48 AM

12:48 12:48 PM

6 h ahead of Kerava

🌤 Weather

👥 Population

38,227

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Kerava Ubud, Bali 10,840 km ≈ 14 h nonstop flight

From you

Kerava
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerava vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kerava costs about 33% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,683 per month in Kerava and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerava, especially for central apartments: a one-bedroom in the center costs $835 there versus $1,125 in Ubud, Bali.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $480 per month in Kerava and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,788 in Kerava and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,788 in Kerava. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.