Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kerava

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,788 in Kerava, rent and utilities included – about $5,300 less a year. The total is higher in Kerava despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
89

Cost of Living Index in Kerava
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Kerava Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kerava

🇫🇮 Finland

$1,788

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kerava

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kerava actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,788 in Kerava, rent included.

Ubud, Bali $1,349
Kerava $1,788

A couple spends around $2,305 per month in Ubud, Bali vs $2,809 in Kerava, rent included.

Ubud, Bali $2,305
Kerava $2,809

A family of three spends $3,261 per month in Ubud, Bali vs $3,830 in Kerava, rent included.

Ubud, Bali $3,261
Kerava $3,830

Ubud, Bali is about 25% cheaper than Kerava, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.05 €14.39

-79.31%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$100 €89.9

-64.46%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$12.31 €11.03

-55.08%

Cappuccino

$2.72 Rp 49.3K

$4.92 €4.41

-44.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.29 €2.95

-48.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.86 €1.67

-59.14%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$9.60 €8.61

-72.40%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$8.79 €7.88

-50.17%

Milk (1 liter)

$1.49 Rp 27.0K

$1.42 €1.27

4.93%

White Bread (500g)

$2.28 Rp 41.3K

$2.53 €2.27

-9.88%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.57 €2.31

-53.70%

Eggs

$2.04 Rp 36.9K

$3.97 €3.56

-48.61%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.21 €7.36

115.59%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$13.81 €12.38

-71.33%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$20.98 €18.80

-41.90%

Apples (1kg)

$3.66 Rp 66.3K

$2.71 €2.43

35.06%

Banana (1kg)

$1.52 Rp 27.5K

$2.16 €1.94

-29.63%

Oranges (1kg)

$2.23 Rp 40.4K

$2.29 €2.05

-2.62%

Tomato (1kg)

$1.97 Rp 35.8K

$4.32 €3.87

-54.40%

Potato (1kg)

$1.85 Rp 33.5K

$1.26 €1.13

46.83%

Onion (1kg)

$2.42 Rp 44.0K

$1.61 €1.45

50.31%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.19 €1.96

-54.79%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.68 €1.51

-69.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$13.43 €12.03

-83.47%

Wine (Bottle)

$22.24 Rp 403.4K

$15.47 €13.86

43.76%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$3.75 €3.36

-39.73%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.55 €3.18

-16.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$3.37 €3.02

-92.58%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$63.8 €57.2

-87.74%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$8.69 €7.79

-94.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.24 €1.11

-65.32%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$66.4 €59.5

-91.85%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.32 €2.08

-64.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$36.9K €33.0K

-35.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$37.1K €33.2K

-14.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$135 €121

-41.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$26.38 €23.64

-75.55%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$22.04 €19.75

-15.70%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$45.38 €40.67

9.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$21.34 €19.12

-17.29%

Cinema Ticket

$4.27 Rp 77.5K

$18.81 €16.85

-77.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$480 €430

2.23%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,396 €6,627

-23.28%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$93.3 €83.6

-52.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$43.57 €39.05

-19.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$104 €93.0

-23.02%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$110 €98.7

-27.88%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$835 €748

34.78%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$589 €528

14.06%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,320 €1,182

170.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$930 €833

85.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,963 €3,551

-31.08%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,146 €1,923

6.44%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.65

277.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kerava: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kerava

$589 32.9% 12.3% $83

Groceries & Markets

Ubud, Bali

$288 21.4%

Kerava

$372 20.8% 29.1% $84

Eating Out

Ubud, Bali

$108 8%

Kerava

$311 17.4% 189% $203

Clothing & Footwear

Ubud, Bali

$108 8%

Kerava

$158 8.8% 46.8% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kerava

$184 10.3% 76.4% $80

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kerava

$83 4.6% 43% $25

Getting Around

Ubud, Bali

$11 0.9%

Kerava

$92 5.2% 707% $81

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $835 in Kerava. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $100 in Kerava. Monthly groceries follow the same trend: $288 vs $372 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Kerava

🕒 Local time

12:51 12:51 PM

06:51 6:51 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

38,227

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kerava 10,840 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kerava

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kerava: Cost of Living - Frequently Asked Questions

Kerava costs about 33% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,683 in Kerava. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerava, especially for central apartments: a one-bedroom in the center costs $835 there versus $1,125 in Ubud, Bali.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $480 in Kerava. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,788 in Kerava. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,788 in Kerava. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.