Last update: Oct 2026

Cost of Living Comparison Between Kerava and Espoo

For one person, living is cheaper in Kerava: $1,788 a month against $2,227 in Espoo, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

89

Cost of Living Index in Kerava
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Kerava Living Index
107

Cost of Living Index in Espoo
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Espoo Living Index

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Kerava

🇫🇮 Finland

$1,788

/mo nomad

Espoo

🇫🇮 Finland

$2,227

/mo nomad

Monthly Cost of Living

How much you'll spend in Kerava and in Espoo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kerava and in Espoo actually costs, broken down by who's living it.

A single person spends $1,788 per month in Kerava vs $2,227 in Espoo, rent included.

Kerava $1,788
Espoo $2,227

A couple spends around $2,809 per month in Kerava vs $3,547 in Espoo, rent included.

Kerava $2,809
Espoo $3,547

A family of three spends $3,830 per month in Kerava vs $4,866 in Espoo, rent included.

Kerava $3,830
Espoo $4,866

Kerava is about 20% cheaper than Espoo, and outside of rent the biggest gap is in clothing.

Both Kerava and Espoo sit above the global median – Kerava by 31%, Espoo by 64%.

Meal at Budget Restaurant

$16.05 €14.38

$15.68 €14.04

2.36%

Three-Course Dinner for Two, Mid-Range

$100 €89.8

$100 €89.6

0.26%

Fast Food Meal (McDonalds, etc)

$12.31 €11.02

$12.52 €11.21

-1.68%

Cappuccino

$4.92 €4.41

$5.51 €4.94

-10.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 €2.95

$3.55 €3.18

-7.32%

Water (0.33 liter bottle)

$1.86 €1.67

$2.73 €2.45

-31.87%

Local Beer (0.5 liter draught)

$9.60 €8.60

$9.16 €8.21

4.80%

Imported Beer (0.33 liter bottle)

$8.79 €7.87

$8.42 €7.54

4.39%

Milk (1 liter)

$1.42 €1.27

$1.40 €1.25

1.43%

White Bread (500g)

$2.53 €2.27

$2.93 €2.62

-13.65%

Rice (white) (1kg)

$2.57 €2.31

$3.64 €3.26

-29.40%

Eggs

$3.97 €3.56

$4.18 €3.74

-5.02%

Local Cheese (1kg)

$8.21 €7.35

$10.51 €9.41

-21.88%

Chicken Fillets (1kg)

$13.81 €12.37

$16.61 €14.88

-16.86%

Beef Round Steak (1kg)

$20.98 €18.79

$20.82 €18.64

0.77%

Apples (1kg)

$2.71 €2.42

$2.60 €2.33

4.23%

Banana (1kg)

$2.16 €1.94

$2.08 €1.86

3.85%

Oranges (1kg)

$2.29 €2.05

$3.44 €3.08

-33.43%

Tomato (1kg)

$4.32 €3.87

$4.95 €4.43

-12.73%

Potato (1kg)

$1.26 €1.13

$1.20 €1.07

5.00%

Onion (1kg)

$1.61 €1.45

$1.82 €1.63

-11.54%

Lettuce (1 head)

$2.19 €1.96

$2.38 €2.13

-7.98%

Water (1.5 liter bottle)

$1.68 €1.50

$1.88 €1.68

-10.64%

Cigarettes 20 Pack (Marlboro, Camel)

$13.43 €12.02

$12.41 €11.12

8.22%

Wine (Bottle)

$15.47 €13.85

$13.34 €11.94

15.97%

Local Beer (0.5 liter bottle)

$3.75 €3.36

$3.79 €3.39

-1.06%

Imported Beer (0.33 liter bottle)

$3.55 €3.18

$4.90 €4.39

-27.55%

One-way Ticket (Public Transport)

$3.37 €3.02

$3.56 €3.19

-5.34%

Public Transport Monthly Pass (Regular Price)

$63.8 €57.1

$80.0 €71.7

-20.28%

Taxi Start (Normal Tariff)

$8.69 €7.78

$9.59 €8.59

-9.38%

Taxi (Normal Tariff) (1km)

$1.24 €1.11

$1.75 €1.57

-29.14%

Taxi 1hour Waiting (Normal Tariff)

$66.4 €59.4

$51.5 €46.15

28.76%

Gasoline (1 liter)

$2.32 €2.08

$2.33 €2.09

-0.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €33.0K

$36.1K €32.3K

2.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K €33.2K

$37.3K €33.4K

-0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 €121

$107 €95.8

26.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.38 €23.63

$26.05 €23.33

1.27%

Internet (50+ Mbps, Unlimited Data)

$22.04 €19.74

$29.80 €26.69

-26.04%

Gym Membership (Monthly)

$45.38 €40.64

$54.1 €48.45

-16.10%

Tennis Court (1 Hour on Weekend)

$21.34 €19.11

$42.92 €38.44

-50.28%

Cinema Ticket

$18.81 €16.84

$17.65 €15.81

6.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$480 €430

$730 €654

-34.27%

International Primary School, 1 Child (Yearly)

$7,396 €6,624

$19.2K €17.2K

-61.39%

Jeans (Levis 501 Or Similar)

$93.3 €83.6

$123 €110

-24.24%

Summer Dress (H&M, Zara, etc)

$43.57 €39.02

$56.7 €50.8

-23.18%

Sport Shoes (Adidas, Nike)

$104 €93.0

$89.5 €80.1

16.03%

Men's Leather Business Shoes

$110 €98.6

$176 €158

-37.57%

1-bedroom Apartment, City Center (Monthly)

$835 €747

$1,111 €995

-24.90%

1-bedroom Apartment, Outside City Center (Monthly)

$589 €527

$935 €837

-37.02%

3-bedroom Apartment, City Center (Monthly)

$1,320 €1,182

$2,168 €1,942

-39.13%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €832

$1,719 €1,539

-45.93%

Buy Apartment in City Center (m2)

$3,963 €3,549

$6,070 €5,436

-34.70%

Buy Apartment Outside City Center (m2)

$2,146 €1,922

$4,158 €3,724

-48.40%

Average Monthly Net Salary (After Tax)

$3,301 €2,956

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

3.59

1.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kerava: October 25, 2026

Last update for Espoo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kerava

$589 32.9%

Espoo

$935 42% 58.8% $346

Groceries & Markets

Kerava

$372 20.8%

Espoo

$410 18.4% 10.2% $38

Eating Out

Kerava

$311 17.4%

Espoo

$317 14.2% 2% $6.3

Monthly Utilities & Internet

Kerava

$184 10.3%

Espoo

$163 7.3% 11.3% $21

Clothing & Footwear

Kerava

$158 8.8%

Espoo

$201 9% 27.1% $43

Getting Around

Kerava

$92 5.2%

Espoo

$113 5.1% 22.2% $20

Sport & Entertainment

Kerava

$83 4.6%

Espoo

$89 4% 7.7% $6.4

Cost Breakdown

A central one-bedroom costs $835 in Kerava versus $1,111 in Espoo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Kerava versus $100 in Espoo. Monthly groceries follow the same trend: $372 vs $410 – making Kerava the more affordable choice for daily food spending.

Good to know

🇫🇮 Kerava

🇫🇮 Espoo

🕒 Local time

16:26 4:26 PM

Same time as Kerava

🌤 Weather

👥 Population

38,227

314,152

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Kerava Espoo 33 km

From you

Kerava
Espoo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kerava vs Espoo: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,683 per month in Kerava and $3,341 in Espoo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerava, especially for central apartments: a one-bedroom in the center costs $835 there versus $1,111 in Espoo.

Public transport costs about 20% less in Kerava. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 10% more in Espoo, though the gap depends on what you buy.

A $2,000 monthly budget goes further in Kerava, where all-in costs run around $1,788, than in Espoo at $2,227. In Kerava it covers expenses comfortably, while in Espoo it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerava – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.