Last update: Oct 2026

Cost of Living Comparison Between Espoo and Kerava

For one person, living is cheaper in Kerava: $1,788 a month against $2,227 in Espoo, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Espoo
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Espoo Living Index
89

Cost of Living Index in Kerava
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Kerava Living Index

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Espoo

🇫🇮 Finland

$2,227

/mo nomad

Kerava

🇫🇮 Finland

$1,788

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in Kerava

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Kerava actually costs, broken down by who's living it.

A single person spends $2,227 per month in Espoo vs $1,788 in Kerava, rent included.

Espoo $2,227
Kerava $1,788

A couple spends around $3,547 per month in Espoo vs $2,809 in Kerava, rent included.

Espoo $3,547
Kerava $2,809

A family of three spends $4,866 per month in Espoo vs $3,830 in Kerava, rent included.

Espoo $4,866
Kerava $3,830

Espoo costs about 25% more than Kerava, and outside of rent the biggest gap is in clothing.

Both Espoo and Kerava sit above the global median – Espoo by 64%, Kerava by 31%.

Meal at Budget Restaurant

$15.68 €14.05

$16.05 €14.39

-2.31%

Three-Course Dinner for Two, Mid-Range

$100 €89.6

$100 €89.9

-0.26%

Fast Food Meal (McDonalds, etc)

$12.52 €11.22

$12.31 €11.03

1.71%

Cappuccino

$5.51 €4.94

$4.92 €4.41

11.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.55 €3.18

$3.29 €2.95

7.90%

Water (0.33 liter bottle)

$2.73 €2.45

$1.86 €1.67

46.77%

Local Beer (0.5 liter draught)

$9.16 €8.21

$9.60 €8.61

-4.58%

Imported Beer (0.33 liter bottle)

$8.42 €7.54

$8.79 €7.88

-4.21%

Milk (1 liter)

$1.40 €1.25

$1.42 €1.27

-1.41%

White Bread (500g)

$2.93 €2.62

$2.53 €2.27

15.81%

Rice (white) (1kg)

$3.64 €3.26

$2.57 €2.31

41.63%

Eggs

$4.18 €3.74

$3.97 €3.56

5.29%

Local Cheese (1kg)

$10.51 €9.42

$8.21 €7.36

28.01%

Chicken Fillets (1kg)

$16.61 €14.88

$13.81 €12.38

20.28%

Beef Round Steak (1kg)

$20.82 €18.65

$20.98 €18.80

-0.76%

Apples (1kg)

$2.60 €2.33

$2.71 €2.43

-4.06%

Banana (1kg)

$2.08 €1.86

$2.16 €1.94

-3.70%

Oranges (1kg)

$3.44 €3.08

$2.29 €2.05

50.22%

Tomato (1kg)

$4.95 €4.44

$4.32 €3.87

14.58%

Potato (1kg)

$1.20 €1.08

$1.26 €1.13

-4.76%

Onion (1kg)

$1.82 €1.63

$1.61 €1.45

13.04%

Lettuce (1 head)

$2.38 €2.13

$2.19 €1.96

8.68%

Water (1.5 liter bottle)

$1.88 €1.68

$1.68 €1.51

11.90%

Cigarettes 20 Pack (Marlboro, Camel)

$12.41 €11.12

$13.43 €12.03

-7.59%

Wine (Bottle)

$13.34 €11.95

$15.47 €13.86

-13.77%

Local Beer (0.5 liter bottle)

$3.79 €3.39

$3.75 €3.36

1.07%

Imported Beer (0.33 liter bottle)

$4.90 €4.39

$3.55 €3.18

38.03%

One-way Ticket (Public Transport)

$3.56 €3.19

$3.37 €3.02

5.64%

Public Transport Monthly Pass (Regular Price)

$80.0 €71.7

$63.8 €57.2

25.45%

Taxi Start (Normal Tariff)

$9.59 €8.59

$8.69 €7.79

10.36%

Taxi (Normal Tariff) (1km)

$1.75 €1.57

$1.24 €1.11

41.13%

Taxi 1hour Waiting (Normal Tariff)

$51.5 €46.17

$66.4 €59.5

-22.34%

Gasoline (1 liter)

$2.33 €2.09

$2.32 €2.08

0.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.4K

$36.9K €33.0K

-2.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.4K

$37.1K €33.2K

0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 €95.9

$135 €121

-20.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.05 €23.35

$26.38 €23.64

-1.25%

Internet (50+ Mbps, Unlimited Data)

$29.80 €26.70

$22.04 €19.75

35.21%

Gym Membership (Monthly)

$54.1 €48.47

$45.38 €40.67

19.19%

Tennis Court (1 Hour on Weekend)

$42.92 €38.46

$21.34 €19.12

101.12%

Cinema Ticket

$17.65 €15.82

$18.81 €16.85

-6.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$730 €654

$480 €430

52.14%

International Primary School, 1 Child (Yearly)

$19.2K €17.2K

$7,396 €6,627

159.01%

Jeans (Levis 501 Or Similar)

$123 €110

$93.3 €83.6

32.00%

Summer Dress (H&M, Zara, etc)

$56.7 €50.8

$43.57 €39.05

30.18%

Sport Shoes (Adidas, Nike)

$89.5 €80.2

$104 €93.0

-13.82%

Men's Leather Business Shoes

$176 €158

$110 €98.7

60.18%

1-bedroom Apartment, City Center (Monthly)

$1,111 €996

$835 €748

33.15%

1-bedroom Apartment, Outside City Center (Monthly)

$935 €838

$589 €528

58.79%

3-bedroom Apartment, City Center (Monthly)

$2,168 €1,943

$1,320 €1,182

64.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,719 €1,540

$930 €833

84.93%

Buy Apartment in City Center (m2)

$6,070 €5,439

$3,963 €3,551

53.15%

Buy Apartment Outside City Center (m2)

$4,158 €3,726

$2,146 €1,923

93.79%

Average Monthly Net Salary (After Tax)

$3,301 €2,958

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

3.65

-1.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 26, 2026

Last update for Kerava: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$935 42%

Kerava

$589 32.9% 37% $346

Groceries & Markets

Espoo

$410 18.4%

Kerava

$372 20.8% 9.2% $38

Eating Out

Espoo

$317 14.2%

Kerava

$311 17.4% 2% $6.3

Clothing & Footwear

Espoo

$201 9%

Kerava

$158 8.8% 21.3% $43

Monthly Utilities & Internet

Espoo

$163 7.3%

Kerava

$184 10.3% 12.8% $21

Getting Around

Espoo

$113 5.1%

Kerava

$92 5.2% 18.2% $20

Sport & Entertainment

Espoo

$89 4%

Kerava

$83 4.6% 7.2% $6.4

Cost Breakdown

A central one-bedroom costs $1,111 in Espoo versus $835 in Kerava. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $100 in Espoo versus $100 in Kerava. Groceries tell a different story – $410 in Espoo vs $372 in Kerava – so Kerava wins on supermarket bills even if dining out costs more.

Good to know

🇫🇮 Espoo

🇫🇮 Kerava

🕒 Local time

05:45 5:45 AM

Same time as Espoo

🌤 Weather

👥 Population

314,152

38,227

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

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Between locations

Espoo Kerava 33 km

From you

Espoo
Kerava

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs Kerava: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $3,341 per month in Espoo and $2,683 in Kerava. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kerava, especially for central apartments: a one-bedroom in the center costs $835 there versus $1,111 in Espoo.

Public transport costs about 20% less in Kerava. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 10% more in Espoo, though the gap depends on what you buy.

A $2,000 monthly budget goes further in Kerava, where all-in costs run around $1,788, than in Espoo at $2,227. In Kerava it covers expenses comfortably, while in Espoo it requires careful planning or may not stretch far enough.

Families tend to lean toward Kerava – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.