Last update: Oct 2026

Cost of Living Comparison Between Kempton Park and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,209 in Kempton Park, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Kempton Park
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Kempton Park Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kempton Park

🇿🇦 South Africa

$1,209

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kempton Park and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kempton Park and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,209 in Kempton Park versus $918 in Cebu.

Kempton Park $1,209
Cebu $918

Estimated couple costs with rent: $1,854 in Kempton Park versus $1,409 in Cebu.

Kempton Park $1,854
Cebu $1,409

Monthly costs for a family of three with rent: $2,498 in Kempton Park versus $1,900 in Cebu.

Kempton Park $2,498
Cebu $1,900

Living in Kempton Park is roughly 32% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Kempton Park 10% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.85 R 146

$3.09 ₱194

186.41%

Three-Course Dinner for Two, Mid-Range

$36.72 R 605

$24.22 ₱1,525

51.61%

Fast Food Meal (McDonalds, etc)

$5.84 R 96.1

$3.92 ₱247

48.98%

Cappuccino

$2.39 R 39.33

$2.51 ₱158

-4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 R 17.80

$1.59 ₱100

-32.08%

Water (0.33 liter bottle)

$0.83 R 13.70

$0.53 ₱33.43

56.60%

Local Beer (0.5 liter draught)

$2.38 R 39.19

$1.78 ₱112

33.71%

Imported Beer (0.33 liter bottle)

$2.74 R 45.08

$2.17 ₱137

26.27%

Milk (1 liter)

$1.28 R 21.17

$1.92 ₱121

-33.33%

White Bread (500g)

$1.08 R 17.78

$1.36 ₱85.4

-20.59%

Rice (white) (1kg)

$1.77 R 29.09

$1.01 ₱63.5

75.25%

Eggs

$2.49 R 41.09

$2.03 ₱128

22.66%

Local Cheese (1kg)

$8.60 R 142

$9.86 ₱621

-12.78%

Chicken Fillets (1kg)

$5.21 R 85.8

$4.39 ₱277

18.68%

Beef Round Steak (1kg)

$8.76 R 144

$7.60 ₱479

15.26%

Apples (1kg)

$1.85 R 30.44

$3.30 ₱208

-43.94%

Banana (1kg)

$1.64 R 27.06

$1.39 ₱87.8

17.99%

Oranges (1kg)

$1.78 R 29.39

$2.33 ₱147

-23.61%

Tomato (1kg)

$2.04 R 33.58

$1.50 ₱94.3

36.00%

Potato (1kg)

$1.64 R 27.01

$2.36 ₱149

-30.51%

Onion (1kg)

$1.65 R 27.21

$1.90 ₱119

-13.16%

Lettuce (1 head)

$1.22 R 20.07

$1.19 ₱74.9

2.52%

Water (1.5 liter bottle)

$1.26 R 20.80

$0.63 ₱39.71

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.22 R 53.1

$3.00 ₱189

7.33%

Wine (Bottle)

$5.32 R 87.7

$6.03 ₱379

-11.77%

Local Beer (0.5 liter bottle)

$1.62 R 26.68

$1.23 ₱77.7

31.71%

Imported Beer (0.33 liter bottle)

$2.38 R 39.24

$1.75 ₱110

36.00%

One-way Ticket (Public Transport)

$1.53 R 25.21

$0.25 ₱15.86

512.00%

Public Transport Monthly Pass (Regular Price)

$60.5 R 997

$12.64 ₱796

378.56%

Taxi Start (Normal Tariff)

$0.29 R 4.76

$0.77 ₱48.62

-62.34%

Taxi (Normal Tariff) (1km)

$0.82 R 13.43

$0.23 ₱14.53

256.52%

Taxi 1hour Waiting (Normal Tariff)

$14.67 R 242

$4.46 ₱281

228.92%

Gasoline (1 liter)

$1.48 R 24.41

$1.31 ₱82.8

12.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K R 571.6K

$21.2K ₱1.3M

63.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K R 521.1K

$19.1K ₱1.2M

65.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$180 R 2,959

$120 ₱7,569

49.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.44 R 633

$14.00 ₱882

174.57%

Internet (50+ Mbps, Unlimited Data)

$36.30 R 598

$27.54 ₱1,734

31.81%

Gym Membership (Monthly)

$37.47 R 617

$32.33 ₱2,035

15.90%

Tennis Court (1 Hour on Weekend)

$10.58 R 174

$6.65 ₱419

59.10%

Cinema Ticket

$8.02 R 132

$5.65 ₱356

41.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$256 R 4,218

$275 ₱17.3K

-7.01%

International Primary School, 1 Child (Yearly)

$5,474 R 90.2K

$7,918 ₱498.5K

-30.87%

Jeans (Levis 501 Or Similar)

$52.8 R 870

$49.33 ₱3,106

7.01%

Summer Dress (H&M, Zara, etc)

$31.58 R 520

$25.24 ₱1,589

25.12%

Sport Shoes (Adidas, Nike)

$91.2 R 1,502

$77.0 ₱4,846

18.48%

Men's Leather Business Shoes

$84.2 R 1,388

$57.2 ₱3,601

47.24%

1-bedroom Apartment, City Center (Monthly)

$301 R 4,960

$500 ₱31.5K

-39.73%

1-bedroom Apartment, Outside City Center (Monthly)

$365 R 6,010

$309 ₱19.4K

18.13%

3-bedroom Apartment, City Center (Monthly)

$734 R 12.1K

$1,078 ₱67.9K

-31.89%

3-bedroom Apartment, Outside City Center (Monthly)

$734 R 12.1K

$615 ₱38.7K

19.31%

Buy Apartment in City Center (m2)

$862 R 14.2K

$2,886 ₱181.7K

-70.15%

Buy Apartment Outside City Center (m2)

$666 R 11.0K

$1,917 ₱120.7K

-65.26%

Average Monthly Net Salary (After Tax)

$625 R 10.3K

$346 ₱21.8K

80.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.25

7.2

56.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempton Park: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kempton Park

$365 30.2%

Cebu

$309 33.6% 15.3% $56

Monthly Utilities & Internet

Kempton Park

$254 21%

Cebu

$162 17.6% 36.4% $93

Groceries & Markets

Kempton Park

$207 17.1%

Cebu

$206 22.4% 0.5% $1.1

Eating Out

Kempton Park

$142 11.7%

Cebu

$88 9.6% 37.8% $54

Clothing & Footwear

Kempton Park

$117 9.7%

Cebu

$94 10.2% 19.6% $23

Getting Around

Kempton Park

$71 5.9%

Cebu

$16 1.7% 78.1% $55

Sport & Entertainment

Kempton Park

$54 4.4%

Cebu

$44 4.8% 18.5% $9.9

Cost Breakdown

A one-bedroom apartment in the center runs $301 in Kempton Park and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kempton Park pays 81% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Kempton Park vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $207 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇿🇦 Kempton Park

🇵🇭 Cebu

🕒 Local time

10:42 10:42 AM

16:42 4:42 PM

6 h ahead of Kempton Park

🌤 Weather

👥 Population

964,169

💱 Currency

South African Rand ZAR R

Philippine Peso PHP ₱

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ZAR in detail →

On the map

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Highest

Between locations

Kempton Park Cebu 11,070 km ≈ 14 h nonstop flight

From you

Kempton Park
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kempton Park vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 32% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 81% higher in Kempton Park, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $301 in Kempton Park versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,209 per month in Kempton Park versus $918 in Cebu – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 379% less than in Kempton Park. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kempton Park, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kempton Park and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 32% less than in Kempton Park. Beyond cost, consider language, visa policies, and how big the international community is in each city.