Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kempton Park

For one person, living is cheaper in Cebu: $918 a month against $1,209 in Kempton Park, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
59

Cost of Living Index in Kempton Park
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Kempton Park Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kempton Park

🇿🇦 South Africa

$1,209

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kempton Park

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kempton Park actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,209 in Kempton Park.

Cebu $918
Kempton Park $1,209

Estimated couple costs with rent: $1,409 in Cebu versus $1,854 in Kempton Park.

Cebu $1,409
Kempton Park $1,854

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,498 in Kempton Park.

Cebu $1,900
Kempton Park $2,498

Living in Cebu costs roughly 24% less than in Kempton Park, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Kempton Park 10% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.85 R 146

-65.08%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$36.72 R 605

-34.04%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.84 R 96.1

-32.88%

Cappuccino

$2.51 ₱158

$2.39 R 39.33

5.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.08 R 17.80

47.22%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.83 R 13.70

-36.14%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.38 R 39.19

-25.21%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.74 R 45.08

-20.80%

Milk (1 liter)

$1.92 ₱121

$1.28 R 21.17

50.00%

White Bread (500g)

$1.36 ₱85.4

$1.08 R 17.78

25.93%

Rice (white) (1kg)

$1.01 ₱63.5

$1.77 R 29.09

-42.94%

Eggs

$2.03 ₱128

$2.49 R 41.09

-18.47%

Local Cheese (1kg)

$9.86 ₱621

$8.60 R 142

14.65%

Chicken Fillets (1kg)

$4.39 ₱277

$5.21 R 85.8

-15.74%

Beef Round Steak (1kg)

$7.60 ₱479

$8.76 R 144

-13.24%

Apples (1kg)

$3.30 ₱208

$1.85 R 30.44

78.38%

Banana (1kg)

$1.39 ₱87.8

$1.64 R 27.06

-15.24%

Oranges (1kg)

$2.33 ₱147

$1.78 R 29.39

30.90%

Tomato (1kg)

$1.50 ₱94.3

$2.04 R 33.58

-26.47%

Potato (1kg)

$2.36 ₱149

$1.64 R 27.01

43.90%

Onion (1kg)

$1.90 ₱119

$1.65 R 27.21

15.15%

Lettuce (1 head)

$1.19 ₱74.9

$1.22 R 20.07

-2.46%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.26 R 20.80

-50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.22 R 53.1

-6.83%

Wine (Bottle)

$6.03 ₱379

$5.32 R 87.7

13.35%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.62 R 26.68

-24.07%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.38 R 39.24

-26.47%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.53 R 25.21

-83.66%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$60.5 R 997

-79.10%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.29 R 4.76

165.52%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.82 R 13.43

-71.95%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$14.67 R 242

-69.60%

Gasoline (1 liter)

$1.31 ₱82.8

$1.48 R 24.41

-11.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$34.7K R 571.6K

-38.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.6K R 521.1K

-39.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$180 R 2,959

-33.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$38.44 R 633

-63.58%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$36.30 R 598

-24.13%

Gym Membership (Monthly)

$32.33 ₱2,035

$37.47 R 617

-13.72%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$10.58 R 174

-37.15%

Cinema Ticket

$5.65 ₱356

$8.02 R 132

-29.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$256 R 4,218

7.54%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,474 R 90.2K

44.66%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$52.8 R 870

-6.55%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$31.58 R 520

-20.08%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$91.2 R 1,502

-15.60%

Men's Leather Business Shoes

$57.2 ₱3,601

$84.2 R 1,388

-32.08%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$301 R 4,960

65.91%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$365 R 6,010

-15.35%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$734 R 12.1K

46.82%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$734 R 12.1K

-16.19%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$862 R 14.2K

234.98%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$666 R 11.0K

187.84%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$625 R 10.3K

-44.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.25

-36.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kempton Park: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kempton Park

$365 30.2% 18.1% $56

Groceries & Markets

Cebu

$206 22.4%

Kempton Park

$207 17.1% 0.5% $1.1

Monthly Utilities & Internet

Cebu

$162 17.6%

Kempton Park

$254 21% 57.2% $93

Clothing & Footwear

Cebu

$94 10.2%

Kempton Park

$117 9.7% 24.5% $23

Eating Out

Cebu

$88 9.6%

Kempton Park

$142 11.7% 60.8% $54

Sport & Entertainment

Cebu

$44 4.8%

Kempton Park

$54 4.4% 22.7% $9.9

Getting Around

Cebu

$16 1.7%

Kempton Park

$71 5.9% 356% $55

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $301 in Kempton Park. Housing cost is often the main lever when comparing two cities.

Kempton Park pays 81% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $37.00 in Kempton Park for a mid-range dinner for two. Groceries echo the gap at $206 vs $207 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇿🇦 Kempton Park

🕒 Local time

19:00 7:00 PM

13:00 1:00 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

💱 Currency

Philippine Peso PHP ₱

South African Rand ZAR R

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kempton Park 11,070 km ≈ 14 h nonstop flight

From you

Cebu
Kempton Park

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kempton Park: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 81% lower in Kempton Park. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $301 in Kempton Park. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,209 in Kempton Park – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 379% less than in Kempton Park. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kempton Park, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kempton Park are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 32% less than in Kempton Park. Beyond cost, consider language, visa policies, and how big the international community is in each city.