Last update: Oct 2026

Cost of Living Comparison Between Kemerovo and Karachi

For one person, living is cheaper in Karachi: $482 a month against $972 in Kemerovo, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

47

Cost of Living Index in Kemerovo
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Kemerovo Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Kemerovo

🇷🇺 Russia

$972

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Kemerovo and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kemerovo and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $972 in Kemerovo versus $482 in Karachi.

Kemerovo $972
Karachi $482

Estimated couple costs with rent: $1,538 in Kemerovo versus $750 in Karachi.

Kemerovo $1,538
Karachi $750

Monthly costs for a family of three with rent: $2,103 in Kemerovo versus $1,018 in Karachi.

Kemerovo $2,103
Karachi $1,018

Living in Kemerovo is roughly 102% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kemerovo 28% lower, Karachi 64% lower.

Meal at Budget Restaurant

$9.21 ₽768

$2.13 PKR 588

332.39%

Three-Course Dinner for Two, Mid-Range

$48.57 ₽4,054

$13.30 PKR 3,680

265.19%

Fast Food Meal (McDonalds, etc)

$5.89 ₽491

$5.45 PKR 1,508

8.07%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.66 ₽222

$2.09 PKR 579

27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₽90.9

$0.40 PKR 111

172.50%

Water (0.33 liter bottle)

$0.47 ₽39.25

$0.26 PKR 71.1

80.77%

Local Beer (0.5 liter draught)

$1.17 ₽97.5

Imported Beer (0.33 liter bottle)

$2.31 ₽193

Milk (1 liter)

$1.11 ₽92.4

$0.92 PKR 254

20.65%

White Bread (500g)

$0.54 ₽45.11

$0.56 PKR 156

-3.57%

Rice (white) (1kg)

$1.35 ₽113

$1.25 PKR 345

8.00%

Eggs

$1.64 ₽137

$1.23 PKR 341

33.33%

Local Cheese (1kg)

$11.62 ₽970

$5.67 PKR 1,570

104.94%

Chicken Fillets (1kg)

$4.80 ₽401

$3.16 PKR 876

51.90%

Beef Round Steak (1kg)

$10.78 ₽899

$6.28 PKR 1,737

71.66%

Apples (1kg)

$1.84 ₽154

$1.26 PKR 348

46.03%

Banana (1kg)

$1.74 ₽145

$0.53 PKR 148

228.30%

Oranges (1kg)

$1.99 ₽166

$1.00 PKR 276

99.00%

Tomato (1kg)

$3.15 ₽263

$0.56 PKR 154

462.50%

Potato (1kg)

$0.75 ₽62.7

$0.33 PKR 91.4

127.27%

Onion (1kg)

$0.59 ₽49.27

$0.34 PKR 95.1

73.53%

Lettuce (1 head)

$0.88 ₽73.3

$0.42 PKR 116

109.52%

Water (1.5 liter bottle)

$0.79 ₽66.1

$0.44 PKR 121

79.55%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$3.12 ₽260

$1.84 PKR 509

69.57%

Wine (Bottle)

$8.97 ₽749

Local Beer (0.5 liter bottle)

$0.93 ₽77.4

Imported Beer (0.33 liter bottle)

$1.65 ₽137

One-way Ticket (Public Transport)

$0.48 ₽40.35

$0.28 PKR 77.0

71.43%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

Taxi Start (Normal Tariff)

$2.42 ₽202

$0.92 PKR 256

163.04%

Taxi (Normal Tariff) (1km)

$0.20 ₽16.65

$0.70 PKR 193

-71.43%

Taxi 1hour Waiting (Normal Tariff)

$5.87 ₽490

$2.16 PKR 597

171.76%

Gasoline (1 liter)

$0.86 ₽71.7

$1.38 PKR 382

-37.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K ₽2.0M

$17.9K PKR 5.0M

31.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K ₽2.8M

$27.1K PKR 7.5M

23.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 ₽8,939

$113 PKR 31.4K

-5.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.89 ₽575

$5.95 PKR 1,648

15.80%

Internet (50+ Mbps, Unlimited Data)

$8.33 ₽696

$13.16 PKR 3,642

-36.70%

Gym Membership (Monthly)

$47.99 ₽4,006

$21.55 PKR 5,965

122.69%

Tennis Court (1 Hour on Weekend)

$46.93 ₽3,917

$18.23 PKR 5,044

157.43%

Cinema Ticket

$7.13 ₽595

$4.21 PKR 1,165

69.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 ₽24.5K

$52.2 PKR 14.4K

462.21%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

Jeans (Levis 501 Or Similar)

$69.3 ₽5,787

$17.55 PKR 4,858

295.10%

Summer Dress (H&M, Zara, etc)

$46.02 ₽3,841

$23.51 PKR 6,506

95.75%

Sport Shoes (Adidas, Nike)

$94.3 ₽7,869

$68.9 PKR 19.1K

36.90%

Men's Leather Business Shoes

$96.1 ₽8,023

$40.59 PKR 11.2K

136.83%

1-bedroom Apartment, City Center (Monthly)

$402 ₽33.5K

$118 PKR 32.7K

240.53%

1-bedroom Apartment, Outside City Center (Monthly)

$299 ₽24.9K

$73.6 PKR 20.4K

305.94%

3-bedroom Apartment, City Center (Monthly)

$594 ₽49.6K

$357 PKR 98.9K

66.09%

3-bedroom Apartment, Outside City Center (Monthly)

$480 ₽40.1K

$188 PKR 52.0K

155.53%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

Average Monthly Net Salary (After Tax)

$807 ₽67.4K

$183 PKR 50.6K

341.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

66.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kemerovo: October 12, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kemerovo

$299 30.8%

Karachi

$74 15.3% 75.4% $225

Groceries & Markets

Kemerovo

$205 21.1%

Karachi

$101 21% 50.7% $104

Eating Out

Kemerovo

$140 14.4%

Karachi

$61 12.7% 56.3% $79

Clothing & Footwear

Kemerovo

$138 14.2%

Karachi

$68 14.1% 50.8% $70

Monthly Utilities & Internet

Kemerovo

$122 12.6%

Karachi

$133 27.5% 8.4% $10

Sport & Entertainment

Kemerovo

$62 6.4%

Karachi

$30 6.2% 51.9% $32

Getting Around

Kemerovo

$5.4 * 0.6%

Karachi

$16 3.2% 190% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $402 in Kemerovo and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Kemerovo pays 341% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $49.00 in Kemerovo vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $205 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇷🇺 Kemerovo

🇵🇰 Karachi

🕒 Local time

14:53 2:53 PM

12:53 12:53 PM

2 h behind Kemerovo

🌤 Weather

👥 Population

552,546

14,910,352

💱 Currency

Russian Ruble RUB ₽

Pakistani Rupee PKR ₨

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Kemerovo Karachi 3,730 km ≈ 5 h nonstop flight

From you

Kemerovo
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kemerovo vs Karachi: Cost of Living - Frequently Asked Questions

Kemerovo and Karachi differ by about 102% in total monthly costs ($972 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 341% higher in Kemerovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $402 in Kemerovo versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 103% higher in Kemerovo. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $972 per month in Kemerovo versus $482 in Karachi – a 102% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 102% less than in Kemerovo. Beyond cost, consider language, visa policies, and how big the international community is in each city.