Cost of Living Comparison Between Kearney, NE and St. Augustine, FL Cost of Living Comparison Between Kearney, NE and St. Augustine, FL

Monthly Cost of Living

Monthly costs for one person with rent: $2,104 in Kearney, NE versus $2,851 in St. Augustine, FL.

Estimated couple costs with rent: $2,937 in Kearney, NE versus $3,912 in St. Augustine, FL.

Monthly costs for a family of three with rent: $3,771 in Kearney, NE versus $4,973 in St. Augustine, FL.

Living in Kearney, NE costs roughly 26% less than in St. Augustine, FL, driven mainly by Eating Out.

Both cities are pricier than the global median: Kearney, NE 53% above, St. Augustine, FL 107% above.

Meal at Budget Restaurant

$15.29 $15.29

$21.33 $21.33

-28.32%

Three-Course Dinner for Two, Mid-Range

$59.0 $59.0

$73.7 $73.7

-20.02%

Fast Food Meal (McDonalds, etc)

$12.09 $12.09

$9.46 $9.46

27.80%

Cappuccino

$5.19 $5.19

$5.08 $5.08

2.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 $2.15

$2.27 $2.27

-5.29%

Water (0.33 liter bottle)

$1.71 $1.71

$1.47 $1.47

16.33%

Local Beer (0.5 liter draught)

$4.06 $4.06

$4.98 $4.98

-18.47%

Imported Beer (0.33 liter bottle)

$5.07 $5.07

$6.84 $6.84

-25.88%

Milk (1 liter)

$0.80 $0.80

$0.82 $0.82

-2.44%

White Bread (500g)

$1.67 $1.67

$1.96 $1.96

-14.80%

Rice (white) (1kg)

$3.82 $3.82

$3.16 $3.16

20.89%

Eggs

$3.56 $3.56

$4.59 $4.59

-22.44%

Local Cheese (1kg)

$8.60 $8.60

$13.35 $13.35

-35.58%

Chicken Fillets (1kg)

$6.59 $6.59

$11.39 $11.39

-42.14%

Beef Round Steak (1kg)

$15.06 $15.06

$14.99 $14.99

0.47%

Apples (1kg)

$4.52 $4.52

$4.68 $4.68

-3.42%

Banana (1kg)

$1.86 $1.86

$1.50 $1.50

24.00%

Oranges (1kg)

$5.72 $5.72

$4.38 $4.38

30.59%

Tomato (1kg)

$3.50 $3.50

$3.24 $3.24

8.02%

Potato (1kg)

$1.81 $1.81

$1.70 $1.70

6.47%

Onion (1kg)

$3.20 $3.20

$3.36 $3.36

-4.76%

Lettuce (1 head)

$1.81 $1.81

$2.29 $2.29

-20.96%

Water (1.5 liter bottle)

$2.73 $2.73

$1.96 $1.96

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$9.26 $9.26

$6.88 $6.88

34.59%

Wine (Bottle)

$15.10 $15.10

$14.05 $14.05

7.47%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.14 $2.14

-17.76%

Imported Beer (0.33 liter bottle)

$2.04 $2.04

$2.48 $2.48

-17.74%

Taxi Start (Normal Tariff)

$2.96 $2.96

$9.93 $9.93

-70.19%

Taxi (Normal Tariff) (1km)

$1.33 $1.33

$1.91 $1.91

-30.37%

Taxi 1hour Waiting (Normal Tariff)

$25.32 $25.32

Gasoline (1 liter)

$1.00 $1.00

$0.85 $0.85

17.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K $24.5K

$36.6K $36.6K

-33.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$25.8K $25.8K

5.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$267 $267

$118 $118

126.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.5 $67.5

$62.2 $62.2

8.56%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$77.5 $77.5

-9.80%

Gym Membership (Monthly)

$54.3 $54.3

$39.88 $39.88

36.26%

Tennis Court (1 Hour on Weekend)

$6.12 $6.12

$24.94 $24.94

-75.46%

Cinema Ticket

$12.73 $12.73

$12.91 $12.91

-1.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,000 $1,000

$903 $903

10.72%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$8,000 $8,000

140.88%

Jeans (Levis 501 Or Similar)

$30.33 $30.33

$73.5 $73.5

-58.73%

Summer Dress (H&M, Zara, etc)

$38.17 $38.17

$56.4 $56.4

-32.32%

Sport Shoes (Adidas, Nike)

$96.8 $96.8

$79.1 $79.1

22.42%

Men's Leather Business Shoes

$115 $115

$102 $102

13.34%

1-bedroom Apartment, City Center (Monthly)

$1,017 $1,017

$1,829 $1,829

-44.36%

1-bedroom Apartment, Outside City Center (Monthly)

$848 $848

$1,655 $1,655

-48.78%

3-bedroom Apartment, City Center (Monthly)

$1,483 $1,483

$3,156 $3,156

-53.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,195 $1,195

$2,384 $2,384

-49.89%

Buy Apartment in City Center (m2)

$1,520 $1,520

$3,279 $3,279

-53.64%

Buy Apartment Outside City Center (m2)

$1,545 $1,545

$2,665 $2,665

-42.04%

Average Monthly Net Salary (After Tax)

$7,632 $7,632

$4,488 $4,488

70.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

6.21

-2.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kearney, NE: August 30, 2026

Last update for St. Augustine, FL: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,017 in Kearney, NE and $1,829 in St. Augustine, FL. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 70% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $59.0 in Kearney, NE vs $74.0 in St. Augustine, FL for a mid-range dinner for two. Groceries echo the gap at $327 vs $355 per month, with Kearney, NE cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kearney, NE vs St. Augustine, FL: Cost of Living - Frequently Asked Questions

Kearney, NE and St. Augustine, FL differ by about 36% in total monthly costs ($2,104 vs $2,851 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 70% higher in Kearney, NE, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,017 in Kearney, NE versus $1,829 in St. Augustine, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in St. Augustine, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,104 per month in Kearney, NE versus $2,851 in St. Augustine, FL – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,104 in Kearney, NE versus $2,851 in St. Augustine, FL, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in St. Augustine, FL. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kearney, NE and St. Augustine, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 36% less than in St. Augustine, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.