Last update: Oct 2026

Cost of Living Comparison Between Kearney, NE and St. Augustine, FL

For one person, living is cheaper in Kearney, NE: $2,083 a month against $2,841 in St. Augustine, FL, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Kearney, NE
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Kearney, NE Living Index
136

Cost of Living Index in St. Augustine, FL
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St. Augustine, FL Living Index

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Kearney, NE

🇺🇸 United States

$2,083

/mo nomad

St. Augustine, FL

🇺🇸 United States

$2,841

/mo nomad

Monthly Cost of Living

How much you'll spend in Kearney, NE and in St. Augustine, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kearney, NE and in St. Augustine, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,083 in Kearney, NE versus $2,841 in St. Augustine, FL.

Kearney, NE $2,083
St. Augustine, FL $2,841

Estimated couple costs with rent: $2,931 in Kearney, NE versus $3,958 in St. Augustine, FL.

Kearney, NE $2,931
St. Augustine, FL $3,958

Monthly costs for a family of three with rent: $3,780 in Kearney, NE versus $5,075 in St. Augustine, FL.

Kearney, NE $3,780
St. Augustine, FL $5,075

Living in Kearney, NE costs roughly 27% less than in St. Augustine, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kearney, NE 54% above, St. Augustine, FL 110% above.

Meal at Budget Restaurant

$15.29 $15.29

$20.78 $20.78

-26.42%

Three-Course Dinner for Two, Mid-Range

$61.0 $61.0

$76.3 $76.3

-20.07%

Fast Food Meal (McDonalds, etc)

$11.87 $11.87

$9.34 $9.34

27.09%

Cappuccino

$5.12 $5.12

$5.14 $5.14

-0.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$2.29 $2.29

-7.86%

Water (0.33 liter bottle)

$1.85 $1.85

$1.50 $1.50

23.33%

Local Beer (0.5 liter draught)

$4.05 $4.05

$4.91 $4.91

-17.52%

Imported Beer (0.33 liter bottle)

$5.10 $5.10

$6.98 $6.98

-26.93%

Milk (1 liter)

$0.87 $0.87

$1.15 $1.15

-24.35%

White Bread (500g)

$1.69 $1.69

$1.96 $1.96

-13.78%

Rice (white) (1kg)

$3.68 $3.68

$4.42 $4.42

-16.74%

Eggs

$3.69 $3.69

$3.39 $3.39

8.85%

Local Cheese (1kg)

$8.79 $8.79

$12.27 $12.27

-28.36%

Chicken Fillets (1kg)

$6.52 $6.52

$10.98 $10.98

-40.62%

Beef Round Steak (1kg)

$15.41 $15.41

$17.53 $17.53

-12.09%

Apples (1kg)

$5.43 $5.43

$5.96 $5.96

-8.89%

Banana (1kg)

$2.13 $2.13

$2.02 $2.02

5.45%

Oranges (1kg)

$4.72 $4.72

$4.98 $4.98

-5.22%

Tomato (1kg)

$4.29 $4.29

$3.23 $3.23

32.82%

Potato (1kg)

$1.89 $1.89

$1.67 $1.67

13.17%

Onion (1kg)

$2.99 $2.99

$3.27 $3.27

-8.56%

Lettuce (1 head)

$2.01 $2.01

$2.43 $2.43

-17.28%

Water (1.5 liter bottle)

$2.93 $2.93

$1.98 $1.98

47.98%

Cigarettes 20 Pack (Marlboro, Camel)

$9.02 $9.02

$6.84 $6.84

31.87%

Wine (Bottle)

$15.12 $15.12

$13.88 $13.88

8.93%

Local Beer (0.5 liter bottle)

$1.82 $1.82

$2.82 $2.82

-35.46%

Imported Beer (0.33 liter bottle)

$1.98 $1.98

$2.45 $2.45

-19.18%

Taxi Start (Normal Tariff)

$2.99 $2.99

$2.88 $2.88

3.82%

Taxi (Normal Tariff) (1km)

$1.34 $1.34

$1.88 $1.88

-28.72%

Taxi 1hour Waiting (Normal Tariff)

$24.73 $24.73

$34.52 $34.52

-28.36%

Gasoline (1 liter)

$1.02 $1.02

$0.92 $0.92

10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$35.9K $35.9K

-32.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.4K $26.4K

2.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 $273

$118 $118

131.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.3 $62.3

$64.6 $64.6

-3.56%

Internet (50+ Mbps, Unlimited Data)

$73.5 $73.5

$77.5 $77.5

-5.21%

Gym Membership (Monthly)

$56.1 $56.1

$40.38 $40.38

38.81%

Tennis Court (1 Hour on Weekend)

$5.94 $5.94

$24.96 $24.96

-76.20%

Cinema Ticket

$12.42 $12.42

$13.93 $13.93

-10.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$992 $992

$1,181 $1,181

-16.06%

International Primary School, 1 Child (Yearly)

$19.2K $19.2K

$7,852 $7,852

144.42%

Jeans (Levis 501 Or Similar)

$29.42 $29.42

$64.6 $64.6

-54.48%

Summer Dress (H&M, Zara, etc)

$39.22 $39.22

$40.94 $40.94

-4.20%

Sport Shoes (Adidas, Nike)

$95.6 $95.6

$79.9 $79.9

19.62%

Men's Leather Business Shoes

$122 $122

$112 $112

9.30%

1-bedroom Apartment, City Center (Monthly)

$1,018 $1,018

$1,786 $1,786

-43.01%

1-bedroom Apartment, Outside City Center (Monthly)

$850 $850

$1,680 $1,680

-49.40%

3-bedroom Apartment, City Center (Monthly)

$1,497 $1,497

$3,213 $3,213

-53.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,224 $1,224

$2,388 $2,388

-48.76%

Buy Apartment in City Center (m2)

$1,619 $1,619

$3,224 $3,224

-49.80%

Buy Apartment Outside City Center (m2)

$1,585 $1,585

$2,648 $2,648

-40.16%

Average Monthly Net Salary (After Tax)

$7,554 $7,554

$4,473 $4,473

68.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.27

4.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kearney, NE: October 17, 2026

Last update for St. Augustine, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kearney, NE

$850 40.8%

St. Augustine, FL

$1.7K 59.2% 97.6% $830

Monthly Utilities & Internet

Kearney, NE

$409 19.6%

St. Augustine, FL

$260 9.2% 36.4% $149

Groceries & Markets

Kearney, NE

$339 16.3%

St. Augustine, FL

$376 13.3% 11.1% $38

Eating Out

Kearney, NE

$266 12.8%

St. Augustine, FL

$310 10.9% 16.5% $44

Clothing & Footwear

Kearney, NE

$129 6.2%

St. Augustine, FL

$134 4.7% 3.8% $4.9

Sport & Entertainment

Kearney, NE

$81 3.9%

St. Augustine, FL

$68 2.4% 15.6% $13

Getting Around

Kearney, NE

$9.7 * 0.5%

St. Augustine, FL

$12 * 0.4% 26.5% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Kearney, NE and $1,786 in St. Augustine, FL. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 69% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $61.0 in Kearney, NE vs $76.0 in St. Augustine, FL for a mid-range dinner for two. Groceries echo the gap at $339 vs $376 per month, with Kearney, NE cheaper across the board.

Good to know

🇺🇸 Kearney, NE

🇺🇸 St. Augustine, FL

🕒 Local time

08:56 8:56 AM

09:56 9:56 AM

1 h ahead of Kearney, NE

🌤 Weather

👥 Population

29,385

12,975

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Kearney, NE St. Augustine, FL 2,000 km ≈ 3 h nonstop flight

From you

Kearney, NE
St. Augustine, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kearney, NE vs St. Augustine, FL: Cost of Living - Frequently Asked Questions

Kearney, NE and St. Augustine, FL differ by about 36% in total monthly costs ($2,083 vs $2,841 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 69% higher in Kearney, NE, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,018 in Kearney, NE versus $1,786 in St. Augustine, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in St. Augustine, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,083 per month in Kearney, NE versus $2,841 in St. Augustine, FL – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,083 in Kearney, NE versus $2,841 in St. Augustine, FL, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in St. Augustine, FL. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kearney, NE and St. Augustine, FL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 36% less than in St. Augustine, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.