Cost of Living Comparison Between St. Augustine, FL and Kearney, NE Cost of Living Comparison Between St. Augustine, FL and Kearney, NE

Monthly Cost of Living

Monthly costs for one person with rent: $2,725 in St. Augustine, FL versus $2,001 in Kearney, NE.

Estimated couple costs with rent: $3,850 in St. Augustine, FL versus $2,802 in Kearney, NE.

Monthly costs for a family of three with rent: $4,975 in St. Augustine, FL versus $3,603 in Kearney, NE.

Living in St. Augustine, FL is roughly 36% more expensive than in Kearney, NE, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: St. Augustine, FL 104% above, Kearney, NE 50% above.

Meal at Budget Restaurant

$20.39 $20.39

$15.30 $15.30

33.27%

Three-Course Dinner for Two, Mid-Range

$73.7 $73.7

$60.9 $60.9

20.91%

Fast Food Meal (McDonalds, etc)

$9.57 $9.57

$11.66 $11.66

-17.92%

Cappuccino

$3.11 $3.11

$5.29 $5.29

-41.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 $2.32

$2.22 $2.22

4.50%

Water (0.33 liter bottle)

$1.31 $1.31

$1.98 $1.98

-33.84%

Local Beer (0.5 liter draught)

$4.61 $4.61

$3.89 $3.89

18.51%

Imported Beer (0.33 liter bottle)

$7.02 $7.02

$5.08 $5.08

38.19%

Milk (1 liter)

$0.89 $0.89

$0.82 $0.82

8.54%

White Bread (500g)

$1.88 $1.88

$1.64 $1.64

14.63%

Rice (white) (1kg)

$4.30 $4.30

$3.78 $3.78

13.76%

Eggs

$3.69 $3.69

$3.47 $3.47

6.34%

Local Cheese (1kg)

$12.03 $12.03

$8.73 $8.73

37.80%

Chicken Fillets (1kg)

$9.70 $9.70

$6.60 $6.60

46.97%

Beef Round Steak (1kg)

$17.44 $17.44

$15.30 $15.30

13.99%

Apples (1kg)

$5.68 $5.68

$6.53 $6.53

-13.02%

Banana (1kg)

$1.50 $1.50

$2.23 $2.23

-32.74%

Oranges (1kg)

$3.26 $3.26

$6.01 $6.01

-45.76%

Tomato (1kg)

$3.25 $3.25

$4.81 $4.81

-32.43%

Potato (1kg)

$1.67 $1.67

$1.80 $1.80

-7.22%

Onion (1kg)

$2.55 $2.55

$2.71 $2.71

-5.90%

Lettuce (1 head)

$2.08 $2.08

$2.02 $2.02

2.97%

Water (1.5 liter bottle)

$1.97 $1.97

$2.52 $2.52

-21.83%

Cigarettes 20 Pack (Marlboro, Camel)

$6.40 $6.40

$9.62 $9.62

-33.47%

Wine (Bottle)

$13.92 $13.92

$15.18 $15.18

-8.30%

Local Beer (0.5 liter bottle)

$1.92 $1.92

$1.74 $1.74

10.34%

Imported Beer (0.33 liter bottle)

$2.43 $2.43

$1.99 $1.99

22.11%

One-way Ticket (Public Transport)

$1.95 $1.95

Taxi Start (Normal Tariff)

$4.67 $4.67

$2.91 $2.91

60.48%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.41 $1.41

7.80%

Taxi 1hour Waiting (Normal Tariff)

$22.19 $22.19

$25.35 $25.35

-12.47%

Gasoline (1 liter)

$0.87 $0.87

$0.82 $0.82

6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.5K $43.5K

$23.5K $23.5K

84.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.9K $22.9K

$26.6K $26.6K

-13.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 $110

$332 $332

-66.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.60 $39.60

$52.7 $52.7

-24.83%

Internet (50+ Mbps, Unlimited Data)

$57.4 $57.4

$68.1 $68.1

-15.76%

Gym Membership (Monthly)

$40.02 $40.02

$55.9 $55.9

-28.36%

Tennis Court (1 Hour on Weekend)

$25.18 $25.18

$6.06 $6.06

315.51%

Cinema Ticket

$14.21 $14.21

$12.44 $12.44

14.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,151 $1,151

$926 $926

24.22%

International Primary School, 1 Child (Yearly)

$7,960 $7,960

$24.5K $24.5K

-67.47%

Jeans (Levis 501 Or Similar)

$64.0 $64.0

$29.74 $29.74

115.33%

Summer Dress (H&M, Zara, etc)

$70.1 $70.1

$37.36 $37.36

87.74%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$94.2 $94.2

-15.76%

Men's Leather Business Shoes

$108 $108

$114 $114

-4.68%

1-bedroom Apartment, City Center (Monthly)

$1,832 $1,832

$933 $933

96.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,667 $1,667

$728 $728

129.11%

3-bedroom Apartment, City Center (Monthly)

$3,177 $3,177

$2,677 $2,677

18.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,397 $2,397

$1,037 $1,037

131.08%

Buy Apartment in City Center (m2)

$3,246 $3,246

$1,548 $1,548

109.68%

Buy Apartment Outside City Center (m2)

$2,684 $2,684

$1,556 $1,556

72.47%

Average Monthly Net Salary (After Tax)

$4,498 $4,498

$7,350 $7,350

-38.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.26

6.5

-3.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Augustine, FL: July 21, 2026

Last update for Kearney, NE: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,832 in St. Augustine, FL and $933 in Kearney, NE. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 63% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in St. Augustine, FL vs $61.0 in Kearney, NE for a mid-range dinner for two. Groceries echo the gap at $348 vs $345 per month, with Kearney, NE cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Augustine, FL vs Kearney, NE: Cost of Living - Frequently Asked Questions

St. Augustine, FL and Kearney, NE differ by about 36% in total monthly costs ($2,725 vs $2,001 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 63% lower in Kearney, NE. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,832 in St. Augustine, FL versus $933 in Kearney, NE. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 1% higher in St. Augustine, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,725 per month in St. Augustine, FL versus $2,001 in Kearney, NE – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,001 in Kearney, NE versus $2,725 in St. Augustine, FL, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in St. Augustine, FL. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Augustine, FL and Kearney, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 36% less than in St. Augustine, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.