😐Monthly costs for one person with rent: $2,667 in St. Augustine, FL versus $1,986 in Kearney, NE.
😐Estimated couple costs with rent: $3,804 in St. Augustine, FL versus $2,835 in Kearney, NE.
😐Monthly costs for a family of three with rent: $4,941 in St. Augustine, FL versus $3,684 in Kearney, NE.
😐Living in St. Augustine, FL is roughly 34% more expensive than Kearney, NE, driven mainly by Clothing & Footwear.
📊Both cities are pricier than the global median: St. Augustine, FL99% above, Kearney, NE48% above.
Currency
🍽 Eating Out
St. Augustine, FL
Kearney, NE
Difference
Meal at Budget Restaurant
$19.71$19.71
$14.96$14.96
31.75%
Three-Course Dinner for Two, Mid-Range
$75.8$75.8
$60.0$60.0
26.31%
Fast Food Meal(McDonalds, etc)
$9.68$9.68
$11.69$11.69
-17.19%
Cappuccino
$3.15$3.15
$5.13$5.13
-38.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.25$2.25
$2.11$2.11
6.64%
Water(0.33 liter bottle)
$1.32$1.32
$1.90$1.90
-30.53%
Local Beer(0.5 liter draught)
$4.55$4.55
$3.90$3.90
16.67%
Imported Beer(0.33 liter bottle)
$7.15$7.15
$4.85$4.85
47.42%
🛒 Groceries & Markets
St. Augustine, FL
Kearney, NE
Difference
Milk(1 liter)
$0.96$0.96
$0.86$0.86
11.63%
White Bread(500g)
$1.90$1.90
$1.69$1.69
12.43%
Rice(white)(1kg)
$4.44$4.44
$3.77$3.77
17.77%
Eggs
$3.57$3.57
$3.40$3.40
5.00%
Local Cheese(1kg)
$12.02$12.02
$9.02$9.02
33.26%
Chicken Fillets(1kg)
$9.50$9.50
$6.49$6.49
46.38%
Beef Round Steak(1kg)
$17.96$17.96
$15.68$15.68
14.54%
Apples(1kg)
$5.50$5.50
$6.69$6.69
-17.79%
Banana(1kg)
$1.50$1.50
$2.23$2.23
-32.74%
Oranges(1kg)
$3.20$3.20
$5.80$5.80
-44.83%
Tomato(1kg)
$3.35$3.35
$5.03$5.03
-33.40%
Potato(1kg)
$1.66$1.66
$1.82$1.82
-8.79%
Onion(1kg)
$2.64$2.64
$2.80$2.80
-5.71%
Lettuce(1 head)
$2.12$2.12
$2.07$2.07
2.42%
Water(1.5 liter bottle)
$1.90$1.90
$2.48$2.48
-23.39%
Cigarettes 20 Pack(Marlboro, Camel)
$6.37$6.37
$9.64$9.64
-33.92%
Wine(Bottle)
$12.27$12.27
$14.84$14.84
-17.32%
Local Beer(0.5 liter bottle)
$1.90$1.90
$1.73$1.73
9.83%
Imported Beer(0.33 liter bottle)
$2.44$2.44
$1.98$1.98
23.23%
🚌 Getting Around
St. Augustine, FL
Kearney, NE
Difference
One-way Ticket(Public Transport)
$2.03$2.03
$1.98$1.98
2.53%
Taxi Start(Normal Tariff)
$4.77$4.77
$3.00$3.00
59.00%
Taxi(Normal Tariff)(1km)
$1.47$1.47
$1.36$1.36
8.09%
Taxi 1hour Waiting(Normal Tariff)
$22.43$22.43
$25.05$25.05
-10.46%
Gasoline(1 liter)
$0.81$0.81
$0.85$0.85
-4.71%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.6K$43.6K
$24.3K$24.3K
79.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9K$22.9K
$26.0K$26.0K
-12.03%
🧾 Monthly Utilities & Internet
St. Augustine, FL
Kearney, NE
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$111$111
$330$330
-66.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$39.95$39.95
$53.6$53.6
-25.52%
Internet(50+ Mbps, Unlimited Data)
$57.8$57.8
$66.3$66.3
-12.85%
🎉 Sport & Entertainment
St. Augustine, FL
Kearney, NE
Difference
Gym Membership(Monthly)
$40.35$40.35
$54.5$54.5
-25.98%
Tennis Court(1 Hour on Weekend)
$24.76$24.76
$6.10$6.10
305.90%
Cinema Ticket
$13.94$13.94
$12.41$12.41
12.33%
🧸 Childcare & Education
St. Augustine, FL
Kearney, NE
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,189$1,189
$917$917
29.70%
International Primary School, 1 Child(Yearly)
$8,117$8,117
$25.0K$25.0K
-67.56%
👕👟 Clothing & Footwear
St. Augustine, FL
Kearney, NE
Difference
Jeans(Levis 501 Or Similar)
$65.7$65.7
$30.59$30.59
114.91%
Summer Dress(H&M, Zara, etc)
$70.8$70.8
$37.31$37.31
89.84%
Sport Shoes(Adidas, Nike)
$81.0$81.0
$95.3$95.3
-15.09%
Men's Leather Business Shoes
$112$112
$114$114
-1.62%
🏠 Accommodation & Living
St. Augustine, FL
Kearney, NE
Difference
1-bedroom Apartment, City Center(Monthly)
$1,814$1,814
$925$925
96.05%
1-bedroom Apartment, Outside City Center(Monthly)
$1,657$1,657
$724$724
128.83%
3-bedroom Apartment, City Center(Monthly)
$3,245$3,245
$2,610$2,610
24.33%
3-bedroom Apartment, Outside City Center(Monthly)
$2,392$2,392
$1,061$1,061
125.50%
Buy Apartment in City Center(m2)
$3,224$3,224
$1,518$1,518
112.34%
Buy Apartment Outside City Center(m2)
$2,740$2,740
$1,552$1,552
76.58%
💵 Salaries & Financials
St. Augustine, FL
Kearney, NE
Difference
Average Monthly Net Salary(After Tax)
$4,495$4,495
$7,598$7,598
-40.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.26
6.5
-3.69%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St. Augustine, FL: June 1, 2026
Last update for Kearney, NE: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,814 in St. Augustine, FL and $925 in Kearney, NE. Housing cost is often the main lever when comparing two cities.
💰Kearney, NE pays 69% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $76.0 in St. Augustine, FL vs $60.0 in Kearney, NE. Groceries flip the comparison at $345 vs $347, with St. Augustine, FL cheaper for home cooking.
City Median Internet Speeds Comparison (Updated March 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St. Augustine, FL vs Kearney, NE: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St. Augustine, FL and Kearney, NE?
St. Augustine, FL and Kearney, NE differ by about 34% in total monthly costs ($2,667 vs $1,986 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Kearney, NE earns 69% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in St. Augustine, FL and Kearney, NE?
Rent for a central apartment: $1,814 in St. Augustine, FL versus $925 in Kearney, NE. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in St. Augustine, FL pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: St. Augustine, FL or Kearney, NE?
All in, you'll spend $2,667 per month in St. Augustine, FL versus $1,986 in Kearney, NE – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $3,000 per month?
At $1,986 in Kearney, NE versus $2,667 in St. Augustine, FL, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in St. Augustine, FL. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.
How does quality of life compare between St. Augustine, FL and Kearney, NE?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St. Augustine, FL or Kearney, NE safer for residents?
Safety-wise, St. Augustine, FL and Kearney, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St. Augustine, FL or Kearney, NE?
Expats usually find Kearney, NE gentler on the wallet – expenses run 34% less than in St. Augustine, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St. Augustine, FL vs other spots: cost of living compared