Last update: Oct 2026

Cost of Living Comparison Between St. Augustine, FL and Kearney, NE

For one person, living is cheaper in Kearney, NE: $2,083 a month against $2,841 in St. Augustine, FL, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in St. Augustine, FL
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St. Augustine, FL Living Index
101

Cost of Living Index in Kearney, NE
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Kearney, NE Living Index

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St. Augustine, FL

🇺🇸 United States

$2,841

/mo nomad

Kearney, NE

🇺🇸 United States

$2,083

/mo nomad

Monthly Cost of Living

How much you'll spend in St. Augustine, FL and in Kearney, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. Augustine, FL and in Kearney, NE actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,841 in St. Augustine, FL versus $2,083 in Kearney, NE.

St. Augustine, FL $2,841
Kearney, NE $2,083

Estimated couple costs with rent: $3,958 in St. Augustine, FL versus $2,931 in Kearney, NE.

St. Augustine, FL $3,958
Kearney, NE $2,931

Monthly costs for a family of three with rent: $5,075 in St. Augustine, FL versus $3,780 in Kearney, NE.

St. Augustine, FL $5,075
Kearney, NE $3,780

Living in St. Augustine, FL is roughly 36% more expensive than in Kearney, NE, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: St. Augustine, FL 110% above, Kearney, NE 54% above.

Meal at Budget Restaurant

$20.78 $20.78

$15.29 $15.29

35.91%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$61.0 $61.0

25.11%

Fast Food Meal (McDonalds, etc)

$9.34 $9.34

$11.87 $11.87

-21.31%

Cappuccino

$5.14 $5.14

$5.12 $5.12

0.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 $2.29

$2.11 $2.11

8.53%

Water (0.33 liter bottle)

$1.50 $1.50

$1.85 $1.85

-18.92%

Local Beer (0.5 liter draught)

$4.91 $4.91

$4.05 $4.05

21.23%

Imported Beer (0.33 liter bottle)

$6.98 $6.98

$5.10 $5.10

36.86%

Milk (1 liter)

$1.15 $1.15

$0.87 $0.87

32.18%

White Bread (500g)

$1.96 $1.96

$1.69 $1.69

15.98%

Rice (white) (1kg)

$4.42 $4.42

$3.68 $3.68

20.11%

Eggs

$3.39 $3.39

$3.69 $3.69

-8.13%

Local Cheese (1kg)

$12.27 $12.27

$8.79 $8.79

39.59%

Chicken Fillets (1kg)

$10.98 $10.98

$6.52 $6.52

68.40%

Beef Round Steak (1kg)

$17.53 $17.53

$15.41 $15.41

13.76%

Apples (1kg)

$5.96 $5.96

$5.43 $5.43

9.76%

Banana (1kg)

$2.02 $2.02

$2.13 $2.13

-5.16%

Oranges (1kg)

$4.98 $4.98

$4.72 $4.72

5.51%

Tomato (1kg)

$3.23 $3.23

$4.29 $4.29

-24.71%

Potato (1kg)

$1.67 $1.67

$1.89 $1.89

-11.64%

Onion (1kg)

$3.27 $3.27

$2.99 $2.99

9.36%

Lettuce (1 head)

$2.43 $2.43

$2.01 $2.01

20.90%

Water (1.5 liter bottle)

$1.98 $1.98

$2.93 $2.93

-32.42%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 $6.84

$9.02 $9.02

-24.17%

Wine (Bottle)

$13.88 $13.88

$15.12 $15.12

-8.20%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.82 $1.82

54.95%

Imported Beer (0.33 liter bottle)

$2.45 $2.45

$1.98 $1.98

23.74%

Taxi Start (Normal Tariff)

$2.88 $2.88

$2.99 $2.99

-3.68%

Taxi (Normal Tariff) (1km)

$1.88 $1.88

$1.34 $1.34

40.30%

Taxi 1hour Waiting (Normal Tariff)

$34.52 $34.52

$24.73 $24.73

39.59%

Gasoline (1 liter)

$0.92 $0.92

$1.02 $1.02

-9.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$24.3K $24.3K

47.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$27.1K $27.1K

-2.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$273 $273

-56.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.6 $64.6

$62.3 $62.3

3.69%

Internet (50+ Mbps, Unlimited Data)

$77.5 $77.5

$73.5 $73.5

5.50%

Gym Membership (Monthly)

$40.38 $40.38

$56.1 $56.1

-27.96%

Tennis Court (1 Hour on Weekend)

$24.96 $24.96

$5.94 $5.94

320.20%

Cinema Ticket

$13.93 $13.93

$12.42 $12.42

12.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,181 $1,181

$992 $992

19.14%

International Primary School, 1 Child (Yearly)

$7,852 $7,852

$19.2K $19.2K

-59.09%

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$29.42 $29.42

119.68%

Summer Dress (H&M, Zara, etc)

$40.94 $40.94

$39.22 $39.22

4.39%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$95.6 $95.6

-16.40%

Men's Leather Business Shoes

$112 $112

$122 $122

-8.51%

1-bedroom Apartment, City Center (Monthly)

$1,786 $1,786

$1,018 $1,018

75.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,680 $1,680

$850 $850

97.61%

3-bedroom Apartment, City Center (Monthly)

$3,213 $3,213

$1,497 $1,497

114.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,388 $2,388

$1,224 $1,224

95.17%

Buy Apartment in City Center (m2)

$3,224 $3,224

$1,619 $1,619

99.22%

Buy Apartment Outside City Center (m2)

$2,648 $2,648

$1,585 $1,585

67.12%

Average Monthly Net Salary (After Tax)

$4,473 $4,473

$7,554 $7,554

-40.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.27

6.57

-4.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St. Augustine, FL: October 19, 2026

Last update for Kearney, NE: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

St. Augustine, FL

$1.7K 59.2%

Kearney, NE

$850 40.8% 49.4% $830

Groceries & Markets

St. Augustine, FL

$376 13.3%

Kearney, NE

$339 16.3% 10% $38

Eating Out

St. Augustine, FL

$310 10.9%

Kearney, NE

$266 12.8% 14.2% $44

Monthly Utilities & Internet

St. Augustine, FL

$260 9.2%

Kearney, NE

$409 19.6% 57.2% $149

Clothing & Footwear

St. Augustine, FL

$134 4.7%

Kearney, NE

$129 6.2% 3.7% $4.9

Sport & Entertainment

St. Augustine, FL

$68 2.4%

Kearney, NE

$81 3.9% 18.5% $13

Getting Around

St. Augustine, FL

$12 * 0.4%

Kearney, NE

$9.7 * 0.5% 20.9% $2.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,786 in St. Augustine, FL and $1,018 in Kearney, NE. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 69% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $76.0 in St. Augustine, FL vs $61.0 in Kearney, NE for a mid-range dinner for two. Groceries echo the gap at $376 vs $339 per month, with Kearney, NE cheaper across the board.

Good to know

🇺🇸 St. Augustine, FL

🇺🇸 Kearney, NE

🕒 Local time

07:43 7:43 AM

06:43 6:43 AM

1 h behind St. Augustine, FL

🌤 Weather

👥 Population

12,975

29,385

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

St. Augustine, FL Kearney, NE 2,000 km ≈ 3 h nonstop flight

From you

St. Augustine, FL
Kearney, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St. Augustine, FL vs Kearney, NE: Cost of Living - Frequently Asked Questions

St. Augustine, FL and Kearney, NE differ by about 36% in total monthly costs ($2,841 vs $2,083 including rent). Kearney, NE is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 69% lower in Kearney, NE. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,786 in St. Augustine, FL versus $1,018 in Kearney, NE. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in St. Augustine, FL. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,841 per month in St. Augustine, FL versus $2,083 in Kearney, NE – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,083 in Kearney, NE versus $2,841 in St. Augustine, FL, a $3,000 budget is realistic in Kearney, NE but tight or insufficient in St. Augustine, FL. The gap between the two cities makes Kearney, NE the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, St. Augustine, FL and Kearney, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kearney, NE gentler on the wallet – expenses run 36% less than in St. Augustine, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.