Cost of Living Comparison Between Katy, TX and Mons Cost of Living Comparison Between Katy, TX and Mons

Monthly Cost of Living

A single person spends $2,707 per month in Katy, TX vs $1,941 in Mons, rent included.

A couple spends around $3,566 per month in Katy, TX vs $2,939 in Mons, rent included.

A family of three spends $4,425 per month in Katy, TX vs $3,936 in Mons, rent included.

Katy, TX costs about 39% more than Mons, driven mainly by Monthly Utilities & Internet.

Both Katy, TX and Mons sit above the global median โ€“ Katy, TX by 102%, Mons by 45%.

Currency
๐Ÿฝ Eating Out
Katy, TX
Mons
Difference
Meal at Budget Restaurant
$13.58 $13.58
$17.47 โ‚ฌ14.90
-22.27%
Three-Course Dinner for Two, Mid-Range
$60.9 $60.9
$85.5 โ‚ฌ73.0
-28.86%
Fast Food Meal (McDonalds, etc)
$9.20 $9.20
$10.41 โ‚ฌ8.88
-11.62%
Cappuccino
$4.51 $4.51
$3.65 โ‚ฌ3.11
23.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$2.63 โ‚ฌ2.24
-13.31%
Water (0.33 liter bottle)
$1.98 $1.98
$2.56 โ‚ฌ2.18
-22.66%
Local Beer (0.5 liter draught)
$3.91 $3.91
$4.53 โ‚ฌ3.86
-13.69%
Imported Beer (0.33 liter bottle)
$5.87 $5.87
$4.71 โ‚ฌ4.01
24.63%
๐Ÿ›’ Groceries & Markets
Katy, TX
Mons
Difference
Milk (1 liter)
$0.96 $0.96
$1.24 โ‚ฌ1.06
-22.58%
White Bread (500g)
$2.96 $2.96
$2.35 โ‚ฌ2.00
25.96%
Rice (white) (1kg)
$4.67 $4.67
$2.37 โ‚ฌ2.03
97.05%
Eggs
$3.08 $3.08
$4.10 โ‚ฌ3.50
-24.88%
Local Cheese (1kg)
$10.62 $10.62
$17.37 โ‚ฌ14.82
-38.86%
Chicken Fillets (1kg)
$10.20 $10.20
$11.63 โ‚ฌ9.92
-12.30%
Beef Round Steak (1kg)
$14.76 $14.76
$19.05 โ‚ฌ16.25
-22.52%
Apples (1kg)
$3.79 $3.79
$2.95 โ‚ฌ2.51
28.47%
Banana (1kg)
$1.18 $1.18
$2.39 โ‚ฌ2.04
-50.63%
Oranges (1kg)
$3.09 $3.09
$2.73 โ‚ฌ2.33
13.19%
Tomato (1kg)
$3.18 $3.18
$3.14 โ‚ฌ2.68
1.27%
Potato (1kg)
$1.88 $1.88
$1.83 โ‚ฌ1.56
2.73%
Onion (1kg)
$2.48 $2.48
$2.08 โ‚ฌ1.77
19.23%
Lettuce (1 head)
$1.70 $1.70
$1.31 โ‚ฌ1.12
29.77%
Water (1.5 liter bottle)
$1.28 $1.28
$0.89 โ‚ฌ0.76
43.82%
Cigarettes 20 Pack (Marlboro, Camel)
$8.90 $8.90
$10.14 โ‚ฌ8.65
-12.23%
Wine (Bottle)
$12.32 $12.32
$6.00 โ‚ฌ5.12
105.33%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$1.93 โ‚ฌ1.64
-9.33%
Imported Beer (0.33 liter bottle)
$1.86 $1.86
$2.94 โ‚ฌ2.51
-36.73%
๐ŸšŒ Getting Around
Katy, TX
Mons
Difference
One-way Ticket (Public Transport)
$3.16 $3.16
$2.94 โ‚ฌ2.51
7.48%
Public Transport Monthly Pass (Regular Price)
$90.6 $90.6
$43.14 โ‚ฌ36.80
110.11%
Taxi Start (Normal Tariff)
$3.42 $3.42
$11.18 โ‚ฌ9.53
-69.41%
Taxi (Normal Tariff) (1km)
$1.84 $1.84
$2.67 โ‚ฌ2.28
-31.09%
Taxi 1hour Waiting (Normal Tariff)
$45.39 $45.39
$54.1 โ‚ฌ46.12
-16.05%
Gasoline (1 liter)
$0.78 $0.78
$1.90 โ‚ฌ1.62
-58.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.3K $29.3K
$32.9K โ‚ฌ28.1K
-10.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K $23.9K
$38.7K โ‚ฌ33.0K
-38.21%
๐Ÿงพ Monthly Utilities & Internet
Katy, TX
Mons
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$202 $202
$205 โ‚ฌ175
-1.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.4 $59.4
$22.74 โ‚ฌ19.40
161.30%
Internet (50+ Mbps, Unlimited Data)
$75.3 $75.3
$49.40 โ‚ฌ42.13
52.45%
๐ŸŽ‰ Sport & Entertainment
Katy, TX
Mons
Difference
Gym Membership (Monthly)
$31.30 $31.30
$27.70 โ‚ฌ23.63
13.00%
Tennis Court (1 Hour on Weekend)
$25.39 $25.39
$17.23 โ‚ฌ14.70
47.36%
Cinema Ticket
$13.60 $13.60
$12.54 โ‚ฌ10.69
8.45%
๐Ÿงธ Childcare & Education
Katy, TX
Mons
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,001 $1,001
$577 โ‚ฌ492
73.57%
International Primary School, 1 Child (Yearly)
$16.1K $16.1K
$19.0K โ‚ฌ16.2K
-15.53%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Katy, TX
Mons
Difference
Jeans (Levis 501 Or Similar)
$45.03 $45.03
$110 โ‚ฌ93.4
-58.88%
Summer Dress (H&M, Zara, etc)
$41.83 $41.83
$53.0 โ‚ฌ45.20
-21.06%
Sport Shoes (Adidas, Nike)
$90.6 $90.6
$104 โ‚ฌ88.6
-12.73%
Men's Leather Business Shoes
$113 $113
$151 โ‚ฌ129
-24.92%
๐Ÿ  Accommodation & Living
Katy, TX
Mons
Difference
1-bedroom Apartment, City Center (Monthly)
$1,672 $1,672
$647 โ‚ฌ552
158.45%
1-bedroom Apartment, Outside City Center (Monthly)
$1,547 $1,547
$733 โ‚ฌ626
110.92%
3-bedroom Apartment, City Center (Monthly)
$2,329 $2,329
$1,117 โ‚ฌ952
108.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,884 $1,884
$1,060 โ‚ฌ904
77.79%
Buy Apartment in City Center (m2)
$2,070 $2,070
$2,887 โ‚ฌ2,463
-28.29%
Buy Apartment Outside City Center (m2)
$1,742 $1,742
$2,380 โ‚ฌ2,030
-26.80%
๐Ÿ’ต Salaries & Financials
Katy, TX
Mons
Difference
Average Monthly Net Salary (After Tax)
$5,989 $5,989
$3,033 โ‚ฌ2,587
97.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.29
3.23
94.74%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Katy, TX: April 21, 2026

Last update for Mons: April 20, 2026

Cost Breakdown

A central one-bedroom costs $1,672 in Katy, TX versus $647 in Mons. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 97% higher in Katy, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61 in Katy, TX versus $86 in Mons. Monthly groceries follow the same trend: $322 vs $338 โ€“ making Katy, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Katy, TX vs Mons: Cost of Living - Frequently Asked Questions
Which city is more expensive, Katy, TX or Mons?
Katy, TX costs about 39% more than Mons, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Katy, TX vs Mons?
For a comfortable life, plan on about $4,061 per month in Katy, TX and $2,912 in Mons. That covers rent, food, utilities, transport, and enough left over to feel settled โ€“ not just surviving.
Where is rent cheaper, Katy, TX or Mons?
Rent is clearly cheaper in Mons, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Katy, TX or Mons?
Interestingly, groceries are about 5% cheaper in Katy, TX โ€“ one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Katy, TX vs Mons?
A mid-range dinner for two costs $61.0 in Katy, TX and $86.0 in Mons. That's a good indicator of the overall restaurant and cafรฉ pricing gap between the two cities.
Can you live on $2,500/month in Katy, TX or Mons?
A $2,500 monthly budget goes further in Mons, where all-in costs run around $1,941, than in Katy, TX at $2,707. In Mons it covers expenses comfortably, while in Katy, TX it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Mons โ€“ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Katy, TX compared to Mons?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ€“ central, well-trafficked areas feel secure in both.
Should I move to Katy, TX or Mons?
If budget matters most, go with Mons. If higher salaries, better infrastructure, or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.

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