Cost of Living Comparison Between Katy, TX and MonsCost of Living Comparison Between Katy, TX and Mons
Monthly Cost of Living
😐A single person spends $2,728 per month in Katy, TX vs $1,941 in Mons, rent included.
😐A couple spends around $3,581 per month in Katy, TX vs $2,872 in Mons, rent included.
😐A family of three spends $4,435 per month in Katy, TX vs $3,804 in Mons, rent included.
😐Katy, TX costs about 41% more than Mons, driven mainly by Monthly Utilities & Internet.
📊Both Katy, TX and Mons sit above the global median – Katy, TX by 104%, Mons by 45%.
Currency
🍽 Eating Out
Katy, TX
Mons
Difference
Meal at Budget Restaurant
$13.32$13.32
$17.69€15.35
-24.70%
Three-Course Dinner for Two, Mid-Range
$59.7$59.7
$88.3€76.6
-32.45%
Fast Food Meal(McDonalds, etc)
$8.92$8.92
$10.54€9.15
-15.37%
Cappuccino
$4.45$4.45
$3.74€3.24
18.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.33$2.33
$2.75€2.38
-15.27%
Water(0.33 liter bottle)
$2.00$2.00
$2.63€2.28
-23.95%
Local Beer(0.5 liter draught)
$4.07$4.07
$4.51€3.91
-9.76%
Imported Beer(0.33 liter bottle)
$6.06$6.06
$4.56€3.96
32.89%
🛒 Groceries & Markets
Katy, TX
Mons
Difference
Milk(1 liter)
$1.00$1.00
$1.28€1.11
-21.88%
White Bread(500g)
$3.07$3.07
$2.34€2.03
31.20%
Rice(white)(1kg)
$4.80$4.80
$2.41€2.09
99.17%
Eggs
$3.05$3.05
$4.23€3.67
-27.90%
Local Cheese(1kg)
$10.90$10.90
$17.32€15.03
-37.07%
Chicken Fillets(1kg)
$10.00$10.00
$11.79€10.23
-15.18%
Beef Round Steak(1kg)
$15.02$15.02
$19.09€16.56
-21.32%
Apples(1kg)
$3.74$3.74
$2.82€2.44
32.62%
Banana(1kg)
$1.20$1.20
$2.38€2.07
-49.58%
Oranges(1kg)
$3.01$3.01
$2.64€2.29
14.02%
Tomato(1kg)
$3.13$3.13
$3.18€2.76
-1.57%
Potato(1kg)
$1.91$1.91
$1.86€1.61
2.69%
Onion(1kg)
$2.45$2.45
$2.06€1.79
18.93%
Lettuce(1 head)
$1.68$1.68
$1.38€1.20
21.74%
Water(1.5 liter bottle)
$1.22$1.22
$0.95€0.82
28.42%
Cigarettes 20 Pack(Marlboro, Camel)
$8.84$8.84
$10.27€8.91
-13.92%
Wine(Bottle)
$12.67$12.67
$5.76€5.00
119.97%
Local Beer(0.5 liter bottle)
$1.78$1.78
$1.98€1.72
-10.10%
Imported Beer(0.33 liter bottle)
$1.84$1.84
$3.05€2.65
-39.67%
🚌 Getting Around
Katy, TX
Mons
Difference
One-way Ticket(Public Transport)
$3.34$3.34
$2.91€2.52
14.78%
Public Transport Monthly Pass(Regular Price)
$88.6$88.6
$43.22€37.50
105.07%
Taxi Start(Normal Tariff)
$3.60$3.60
$11.15€9.68
-67.71%
Taxi(Normal Tariff)(1km)
$1.91$1.91
$2.71€2.35
-29.52%
Taxi 1hour Waiting(Normal Tariff)
$45.76$45.76
$53.6€46.54
-14.69%
Gasoline(1 liter)
$0.73$0.73
$1.85€1.61
-60.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K$29.4K
$33.2K€28.8K
-11.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.8K$23.8K
$38.3K€33.3K
-37.87%
🧾 Monthly Utilities & Internet
Katy, TX
Mons
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$198$198
$206€179
-3.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$60.6$60.6
$23.37€20.27
159.22%
Internet(50+ Mbps, Unlimited Data)
$74.6$74.6
$48.81€42.34
52.86%
🎉 Sport & Entertainment
Katy, TX
Mons
Difference
Gym Membership(Monthly)
$31.01$31.01
$26.77€23.22
15.84%
Tennis Court(1 Hour on Weekend)
$25.48$25.48
$16.78€14.56
51.85%
Cinema Ticket
$13.70$13.70
$12.54€10.88
9.25%
🧸 Childcare & Education
Katy, TX
Mons
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$993$993
$588€510
68.78%
International Primary School, 1 Child(Yearly)
$16.1K$16.1K
$19.5K€16.9K
-17.47%
👕👟 Clothing & Footwear
Katy, TX
Mons
Difference
Jeans(Levis 501 Or Similar)
$45.20$45.20
$110€95.8
-59.04%
Summer Dress(H&M, Zara, etc)
$40.81$40.81
$53.9€46.78
-24.31%
Sport Shoes(Adidas, Nike)
$89.9$89.9
$104€90.6
-13.84%
Men's Leather Business Shoes
$113$113
$148€129
-23.61%
🏠 Accommodation & Living
Katy, TX
Mons
Difference
1-bedroom Apartment, City Center(Monthly)
$1,728$1,728
$652€565
165.12%
1-bedroom Apartment, Outside City Center(Monthly)
$1,509$1,509
$726€630
107.94%
3-bedroom Apartment, City Center(Monthly)
$2,320$2,320
$1,137€987
103.99%
3-bedroom Apartment, Outside City Center(Monthly)
$1,891$1,891
$1,097€952
72.43%
Buy Apartment in City Center(m2)
$2,013$2,013
$2,858€2,479
-29.57%
Buy Apartment Outside City Center(m2)
$1,691$1,691
$2,339€2,030
-27.73%
💵 Salaries & Financials
Katy, TX
Mons
Difference
Average Monthly Net Salary(After Tax)
$6,085$6,085
$2,925€2,538
108.01%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.29
3.23
94.74%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Katy, TX: May 30, 2026
Last update for Mons: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,728 in Katy, TX versus $652 in Mons. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 108% higher in Katy, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $60.0 in Katy, TX versus $88.0 in Mons. Monthly groceries follow the same trend: $323 vs $340 – making Katy, TX the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Katy, TX vs Mons: Cost of Living - Frequently Asked Questions
Which city is more expensive, Katy, TX or Mons?
Katy, TX costs about 41% more than Mons, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Katy, TX vs Mons?
For a comfortable life, plan on about $4,092 per month in Katy, TX and $2,912 in Mons. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Katy, TX or Mons?
Rent is clearly cheaper in Mons, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Katy, TX or Mons?
Interestingly, groceries are about 5% cheaper in Katy, TX – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Katy, TX vs Mons?
A mid-range dinner for two costs $60.0 in Katy, TX and $88.0 in Mons. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $2,500/month in Katy, TX or Mons?
A $2,500 monthly budget goes further in Mons, where all-in costs run around $1,941, than in Katy, TX at $2,728. In Mons it covers expenses comfortably, while in Katy, TX it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Mons – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Katy, TX compared to Mons?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Katy, TX or Mons?
If budget matters most, go with Mons. If higher salaries, better infrastructure, or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.