Last update: Oct 2026

Cost of Living Comparison Between Katy, TX and Mons

For one person, living is cheaper in Mons: $1,901 a month against $2,431 in Katy, TX, rent and utilities included – about $6,400 less a year. Rent and utilities account for most of the difference.

118

Cost of Living Index in Katy, TX
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Katy, TX Living Index
91

Cost of Living Index in Mons
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Mons Living Index

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Katy, TX

🇺🇸 United States

$2,431

/mo nomad

Mons

🇧🇪 Belgium

$1,901

/mo nomad

Monthly Cost of Living

How much you'll spend in Katy, TX and in Mons

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Katy, TX and in Mons actually costs, broken down by who's living it.

A single person spends $2,431 per month in Katy, TX vs $1,901 in Mons, rent included.

Katy, TX $2,431
Mons $1,901

A couple spends around $3,672 per month in Katy, TX vs $2,802 in Mons, rent included.

Katy, TX $3,672
Mons $2,802

A family of three spends $4,913 per month in Katy, TX vs $3,703 in Mons, rent included.

Katy, TX $4,913
Mons $3,703

Katy, TX costs about 28% more than Mons, and outside of rent the biggest gap is in utilities.

Both Katy, TX and Mons sit above the global median – Katy, TX by 79%, Mons by 40%.

Meal at Budget Restaurant

$16.86 $16.86

$16.54 €14.72

1.93%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$80.2 €71.4

-24.56%

Fast Food Meal (McDonalds, etc)

$8.79 $8.79

$10.02 €8.91

-12.28%

Cappuccino

$3.58 $3.58

$2.49 €2.22

43.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 $2.05

$2.76 €2.46

-25.72%

Water (0.33 liter bottle)

$2.06 $2.06

$1.62 €1.45

27.16%

Local Beer (0.5 liter draught)

$3.94 $3.94

$3.82 €3.39

3.14%

Imported Beer (0.33 liter bottle)

$5.46 $5.46

$4.15 €3.70

31.57%

Milk (1 liter)

$0.91 $0.91

$1.20 €1.06

-24.17%

White Bread (500g)

$3.66 $3.66

$2.29 €2.04

59.83%

Rice (white) (1kg)

$2.98 $2.98

$2.22 €1.98

34.23%

Eggs

$3.08 $3.08

$4.12 €3.66

-25.24%

Local Cheese (1kg)

$12.77 $12.77

$18.29 €16.27

-30.18%

Chicken Fillets (1kg)

$9.27 $9.27

$12.42 €11.05

-25.36%

Beef Round Steak (1kg)

$16.07 $16.07

$19.09 €16.98

-15.82%

Apples (1kg)

$3.77 $3.77

$2.74 €2.43

37.59%

Banana (1kg)

$1.23 $1.23

$2.43 €2.17

-49.38%

Oranges (1kg)

$2.97 $2.97

$2.50 €2.23

18.80%

Tomato (1kg)

$3.15 $3.15

$2.85 €2.53

10.53%

Potato (1kg)

$2.10 $2.10

$2.18 €1.94

-3.67%

Onion (1kg)

$2.35 $2.35

$1.19 €1.06

97.48%

Lettuce (1 head)

$1.77 $1.77

$1.31 €1.17

35.11%

Water (1.5 liter bottle)

$1.24 $1.24

$1.05 €0.93

18.10%

Cigarettes 20 Pack (Marlboro, Camel)

$9.77 $9.77

$9.52 €8.47

2.63%

Wine (Bottle)

$12.36 $12.36

$5.56 €4.94

122.30%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.92 €1.71

-8.85%

Imported Beer (0.33 liter bottle)

$1.63 $1.63

$1.85 €1.64

-11.89%

One-way Ticket (Public Transport)

$4.59 $4.59

$3.16 €2.81

45.25%

Public Transport Monthly Pass (Regular Price)

$91.0 $91.0

$55.8 €49.64

62.96%

Taxi Start (Normal Tariff)

$2.80 $2.80

$10.99 €9.78

-74.52%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.84 €2.52

-44.37%

Taxi 1hour Waiting (Normal Tariff)

$34.39 $34.39

$24.96 €22.20

37.78%

Gasoline (1 liter)

$0.82 $0.82

$1.75 €1.56

-53.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K $32.5K

$35.8K €31.8K

-9.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$33.6K €29.9K

-26.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$222 €198

1.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$20.51 €18.25

179.62%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$47.41 €42.17

49.21%

Gym Membership (Monthly)

$30.38 $30.38

$26.63 €23.69

14.08%

Tennis Court (1 Hour on Weekend)

$25.12 $25.12

$19.24 €17.12

30.56%

Cinema Ticket

$11.93 $11.93

$12.19 €10.85

-2.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 $1,004

$552 €491

81.67%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$20.9K €18.6K

-7.71%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$107 €95.0

-50.75%

Summer Dress (H&M, Zara, etc)

$43.11 $43.11

$47.87 €42.58

-9.94%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$108 €96.2

-19.79%

Men's Leather Business Shoes

$104 $104

$146 €130

-28.87%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$700 €623

127.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,196 $1,196

$707 €629

69.22%

3-bedroom Apartment, City Center (Monthly)

$2,601 $2,601

$1,037 €923

150.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,268 $2,268

$986 €877

130.00%

Buy Apartment in City Center (m2)

$2,028 $2,028

$4,139 €3,681

-50.99%

Buy Apartment Outside City Center (m2)

$1,693 $1,693

$2,909 €2,587

-41.79%

Average Monthly Net Salary (After Tax)

$5,760 $5,760

$2,791 €2,483

106.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.41

3.2

100.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katy, TX: October 19, 2026

Last update for Mons: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Katy, TX

$1.2K 49.2%

Mons

$707 37.2% 40.9% $489

Monthly Utilities & Internet

Katy, TX

$354 14.6%

Mons

$290 15.3% 18.1% $64

Groceries & Markets

Katy, TX

$326 13.4%

Mons

$338 17.8% 3.7% $12

Eating Out

Katy, TX

$251 10.3%

Mons

$237 12.5% 5.6% $14

Clothing & Footwear

Katy, TX

$129 5.3%

Mons

$184 9.7% 42.8% $55

Getting Around

Katy, TX

$120 4.9%

Mons

$94 4.9% 22% $26

Sport & Entertainment

Katy, TX

$54 2.2%

Mons

$51 2.7% 6% $3.2

Cost Breakdown

A central one-bedroom costs $1,594 in Katy, TX versus $700 in Mons. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 106% higher in Katy, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Katy, TX versus $80.0 in Mons. Monthly groceries follow the same trend: $326 vs $338 – making Katy, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Katy, TX

🇧🇪 Mons

🕒 Local time

06:43 6:43 AM

13:43 1:43 PM

7 h ahead of Katy, TX

🌤 Weather

👥 Population

14,102

92,721

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Katy, TX Mons 8,140 km ≈ 11 h nonstop flight

From you

Katy, TX
Mons

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katy, TX vs Mons: Cost of Living - Frequently Asked Questions

Katy, TX costs about 28% more than Mons, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,646 per month in Katy, TX and $2,852 in Mons. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mons, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 4% cheaper in Katy, TX – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $61.0 in Katy, TX and $80.0 in Mons. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Mons, where all-in costs run around $1,901, than in Katy, TX at $2,431. In Mons it covers expenses comfortably, while in Katy, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Mons – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mons. If higher salaries, better infrastructure, or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.