Last update: Oct 2026

Cost of Living Comparison Between Katy, TX and Cincinnati, OH

For one person, living costs are similar in Katy, TX and in Cincinnati, OH: $2,431 and $2,343 a month, rent and utilities included.

118

Cost of Living Index in Katy, TX
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Katy, TX Living Index
113

Cost of Living Index in Cincinnati, OH
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Cincinnati, OH Living Index

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Katy, TX

🇺🇸 United States

$2,431

/mo nomad

Cincinnati, OH

🇺🇸 United States

$2,343

/mo nomad

Monthly Cost of Living

How much you'll spend in Katy, TX and in Cincinnati, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Katy, TX and in Cincinnati, OH actually costs, broken down by who's living it.

A single person spends $2,431 per month in Katy, TX vs $2,343 in Cincinnati, OH, rent included.

Katy, TX $2,431
Cincinnati, OH $2,343

A couple spends around $3,672 per month in Katy, TX vs $3,438 in Cincinnati, OH, rent included.

Katy, TX $3,672
Cincinnati, OH $3,438

A family of three spends $4,913 per month in Katy, TX vs $4,533 in Cincinnati, OH, rent included.

Katy, TX $4,913
Cincinnati, OH $4,533

Katy, TX costs about 4% more than Cincinnati, OH, and outside of rent the biggest gap is in groceries.

Both Katy, TX and Cincinnati, OH sit above the global median – Katy, TX by 79%, Cincinnati, OH by 73%.

Meal at Budget Restaurant

$16.86 $16.86

$15.05 $15.05

12.03%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$49.13 $49.13

23.16%

Fast Food Meal (McDonalds, etc)

$8.79 $8.79

$9.97 $9.97

-11.84%

Cappuccino

$3.58 $3.58

$5.01 $5.01

-28.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 $2.05

$2.30 $2.30

-10.87%

Water (0.33 liter bottle)

$2.06 $2.06

$1.72 $1.72

19.77%

Local Beer (0.5 liter draught)

$3.94 $3.94

$5.46 $5.46

-27.84%

Imported Beer (0.33 liter bottle)

$5.46 $5.46

$7.34 $7.34

-25.61%

Milk (1 liter)

$0.91 $0.91

$0.87 $0.87

4.60%

White Bread (500g)

$3.66 $3.66

$3.35 $3.35

9.25%

Rice (white) (1kg)

$2.98 $2.98

$4.03 $4.03

-26.05%

Eggs

$3.08 $3.08

$4.08 $4.08

-24.51%

Local Cheese (1kg)

$12.77 $12.77

$12.79 $12.79

-0.16%

Chicken Fillets (1kg)

$9.27 $9.27

$11.17 $11.17

-17.01%

Beef Round Steak (1kg)

$16.07 $16.07

$16.12 $16.12

-0.31%

Apples (1kg)

$3.77 $3.77

$5.67 $5.67

-33.51%

Banana (1kg)

$1.23 $1.23

$1.58 $1.58

-22.15%

Oranges (1kg)

$2.97 $2.97

$4.41 $4.41

-32.65%

Tomato (1kg)

$3.15 $3.15

$4.82 $4.82

-34.65%

Potato (1kg)

$2.10 $2.10

$2.62 $2.62

-19.85%

Onion (1kg)

$2.35 $2.35

$3.31 $3.31

-29.00%

Lettuce (1 head)

$1.77 $1.77

$2.11 $2.11

-16.11%

Water (1.5 liter bottle)

$1.24 $1.24

$1.84 $1.84

-32.61%

Cigarettes 20 Pack (Marlboro, Camel)

$9.77 $9.77

$9.97 $9.97

-2.01%

Wine (Bottle)

$12.36 $12.36

$14.95 $14.95

-17.32%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.16 $2.16

-18.98%

Imported Beer (0.33 liter bottle)

$1.63 $1.63

$3.06 $3.06

-46.73%

One-way Ticket (Public Transport)

$4.59 $4.59

$2.70 $2.70

70.00%

Public Transport Monthly Pass (Regular Price)

$91.0 $91.0

$105 $105

-13.16%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.78 $3.78

-25.93%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.26 $1.26

25.40%

Taxi 1hour Waiting (Normal Tariff)

$34.39 $34.39

$24.69 $24.69

39.29%

Gasoline (1 liter)

$0.82 $0.82

$1.08 $1.08

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K $32.5K

$35.8K $35.8K

-9.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$26.3K $26.3K

-6.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$226 $226

$151 $151

49.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$76.3 $76.3

-24.88%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$71.7 $71.7

-1.34%

Gym Membership (Monthly)

$30.38 $30.38

$36.06 $36.06

-15.75%

Tennis Court (1 Hour on Weekend)

$25.12 $25.12

$13.98 $13.98

79.69%

Cinema Ticket

$11.93 $11.93

$15.23 $15.23

-21.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,004 $1,004

$1,443 $1,443

-30.46%

International Primary School, 1 Child (Yearly)

$19.3K $19.3K

$19.6K $19.6K

-1.46%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$45.54 $45.54

15.55%

Summer Dress (H&M, Zara, etc)

$43.11 $43.11

$45.50 $45.50

-5.25%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$83.5 $83.5

3.92%

Men's Leather Business Shoes

$104 $104

$109 $109

-4.82%

1-bedroom Apartment, City Center (Monthly)

$1,594 $1,594

$1,556 $1,556

2.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,196 $1,196

$1,067 $1,067

12.09%

3-bedroom Apartment, City Center (Monthly)

$2,601 $2,601

$3,194 $3,194

-18.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,268 $2,268

$1,793 $1,793

26.45%

Buy Apartment in City Center (m2)

$2,028 $2,028

$3,497 $3,497

-42.00%

Buy Apartment Outside City Center (m2)

$1,693 $1,693

$2,138 $2,138

-20.82%

Average Monthly Net Salary (After Tax)

$5,760 $5,760

$4,149 $4,149

38.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.41

6.59

-2.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katy, TX: October 19, 2026

Last update for Cincinnati, OH: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Katy, TX

$1.2K 49.2%

Cincinnati, OH

$1.1K 45.5% 10.8% $129

Monthly Utilities & Internet

Katy, TX

$354 14.6%

Cincinnati, OH

$299 12.8% 15.6% $55

Groceries & Markets

Katy, TX

$326 13.4%

Cincinnati, OH

$389 16.6% 19.1% $62

Eating Out

Katy, TX

$251 10.3%

Cincinnati, OH

$268 11.5% 6.8% $17

Clothing & Footwear

Katy, TX

$129 5.3%

Cincinnati, OH

$128 5.4% 0.9% $1.2

Getting Around

Katy, TX

$120 4.9%

Cincinnati, OH

$126 5.4% 4.7% $5.6

Sport & Entertainment

Katy, TX

$54 2.2%

Cincinnati, OH

$67 2.8% 22.6% $12

Cost Breakdown

A central one-bedroom costs $1,594 in Katy, TX versus $1,556 in Cincinnati, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Katy, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Katy, TX versus $49.00 in Cincinnati, OH. Groceries tell a different story – $326 in Katy, TX vs $389 in Cincinnati, OH – so Katy, TX wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Katy, TX

🇺🇸 Cincinnati, OH

🕒 Local time

06:43 6:43 AM

07:43 7:43 AM

1 h ahead of Katy, TX

🌤 Weather

👥 Population

14,102

298,800

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Katy, TX Cincinnati, OH 1,460 km ≈ 2 h 15 min nonstop flight

From you

Katy, TX
Cincinnati, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katy, TX vs Cincinnati, OH: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,431 in Katy, TX, $2,343 in Cincinnati, OH – roughly 4% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,646 per month in Katy, TX and $3,515 in Cincinnati, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cincinnati, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,431 in Katy, TX and $2,343 in Cincinnati, OH. That's a gap of about 4%.

Public transport costs about 15% less in Cincinnati, OH. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $2,431 in Katy, TX and $2,343 in Cincinnati, OH. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Cincinnati, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cincinnati, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.