Cost of Living Comparison Between Katy, TX and Cincinnati, OH Cost of Living Comparison Between Katy, TX and Cincinnati, OH

Monthly Cost of Living

A single person spends $2,707 per month in Katy, TX vs $2,174 in Cincinnati, OH, rent included.

A couple spends around $3,566 per month in Katy, TX vs $3,294 in Cincinnati, OH, rent included.

A family of three spends $4,425 per month in Katy, TX vs $4,414 in Cincinnati, OH, rent included.

Katy, TX costs about 25% more than Cincinnati, OH, driven mainly by Groceries & Markets.

Both Katy, TX and Cincinnati, OH sit above the global median – Katy, TX by 102%, Cincinnati, OH by 62%.

Meal at Budget Restaurant

$13.58 $13.58

$15.08 $15.08

-9.95%

Three-Course Dinner for Two, Mid-Range

$60.9 $60.9

$60.1 $60.1

1.30%

Fast Food Meal (McDonalds, etc)

$9.20 $9.20

$7.85 $7.85

17.20%

Cappuccino

$4.51 $4.51

$4.26 $4.26

5.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 $2.28

$2.20 $2.20

3.64%

Water (0.33 liter bottle)

$1.98 $1.98

$2.17 $2.17

-8.76%

Local Beer (0.5 liter draught)

$3.91 $3.91

$4.89 $4.89

-20.04%

Imported Beer (0.33 liter bottle)

$5.87 $5.87

$6.93 $6.93

-15.30%

Milk (1 liter)

$0.96 $0.96

$0.78 $0.78

23.08%

White Bread (500g)

$2.96 $2.96

$3.23 $3.23

-8.36%

Rice (white) (1kg)

$4.67 $4.67

$3.82 $3.82

22.25%

Eggs

$3.08 $3.08

$3.28 $3.28

-6.10%

Local Cheese (1kg)

$10.62 $10.62

$10.31 $10.31

3.01%

Chicken Fillets (1kg)

$10.20 $10.20

$9.23 $9.23

10.51%

Beef Round Steak (1kg)

$14.76 $14.76

$15.45 $15.45

-4.47%

Apples (1kg)

$3.79 $3.79

$4.65 $4.65

-18.49%

Banana (1kg)

$1.18 $1.18

$1.37 $1.37

-13.87%

Oranges (1kg)

$3.09 $3.09

$4.06 $4.06

-23.89%

Tomato (1kg)

$3.18 $3.18

$4.94 $4.94

-35.63%

Potato (1kg)

$1.88 $1.88

$2.08 $2.08

-9.62%

Onion (1kg)

$2.48 $2.48

$3.02 $3.02

-17.88%

Lettuce (1 head)

$1.70 $1.70

$1.75 $1.75

-2.86%

Water (1.5 liter bottle)

$1.28 $1.28

$1.47 $1.47

-12.93%

Cigarettes 20 Pack (Marlboro, Camel)

$8.90 $8.90

$8.86 $8.86

0.45%

Wine (Bottle)

$12.32 $12.32

$15.13 $15.13

-18.57%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.00 $2.00

-12.50%

Imported Beer (0.33 liter bottle)

$1.86 $1.86

$1.82 $1.82

2.20%

One-way Ticket (Public Transport)

$3.16 $3.16

$1.98 $1.98

59.60%

Public Transport Monthly Pass (Regular Price)

$90.6 $90.6

$79.2 $79.2

14.52%

Taxi Start (Normal Tariff)

$3.42 $3.42

$3.67 $3.67

-6.81%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$1.23 $1.23

49.59%

Taxi 1hour Waiting (Normal Tariff)

$45.39 $45.39

$24.88 $24.88

82.44%

Gasoline (1 liter)

$0.78 $0.78

$0.88 $0.88

-11.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.3K $29.3K

$35.5K $35.5K

-17.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.9K $23.9K

$25.0K $25.0K

-4.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 $202

$120 $120

68.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$56.6 $56.6

5.02%

Internet (50+ Mbps, Unlimited Data)

$75.3 $75.3

$57.2 $57.2

31.73%

Gym Membership (Monthly)

$31.30 $31.30

$31.19 $31.19

0.35%

Tennis Court (1 Hour on Weekend)

$25.39 $25.39

$8.69 $8.69

192.17%

Cinema Ticket

$13.60 $13.60

$13.53 $13.53

0.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,001 $1,001

$1,579 $1,579

-36.62%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$17.5K $17.5K

-8.11%

Jeans (Levis 501 Or Similar)

$45.03 $45.03

$40.39 $40.39

11.49%

Summer Dress (H&M, Zara, etc)

$41.83 $41.83

$39.98 $39.98

4.63%

Sport Shoes (Adidas, Nike)

$90.6 $90.6

$88.1 $88.1

2.78%

Men's Leather Business Shoes

$113 $113

$99.9 $99.9

13.56%

1-bedroom Apartment, City Center (Monthly)

$1,672 $1,672

$1,477 $1,477

13.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,547 $1,547

$1,060 $1,060

45.88%

3-bedroom Apartment, City Center (Monthly)

$2,329 $2,329

$2,854 $2,854

-18.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,884 $1,884

$1,996 $1,996

-5.60%

Buy Apartment in City Center (m2)

$2,070 $2,070

$3,510 $3,510

-41.01%

Buy Apartment Outside City Center (m2)

$1,742 $1,742

$2,044 $2,044

-14.79%

Average Monthly Net Salary (After Tax)

$5,989 $5,989

$4,068 $4,068

47.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.29

6.54

-3.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katy, TX: April 21, 2026

Last update for Cincinnati, OH: April 21, 2026

Cost Breakdown

A central one-bedroom costs $1,672 in Katy, TX versus $1,477 in Cincinnati, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Katy, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61 in Katy, TX versus $60 in Cincinnati, OH. Groceries tell a different story – $322 in Katy, TX vs $345 in Cincinnati, OH – so Katy, TX wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katy, TX vs Cincinnati, OH: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,707 in Katy, TX, $2,174 in Cincinnati, OH – roughly 25% apart. Katy, TX costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $4,061 per month in Katy, TX and $3,261 in Cincinnati, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cincinnati, OH, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,707 in Katy, TX and $2,174 in Cincinnati, OH. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 15% less in Cincinnati, OH. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Cincinnati, OH, where all-in costs run around $2,174, than in Katy, TX at $2,707. In Cincinnati, OH it covers expenses comfortably, while in Katy, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Cincinnati, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cincinnati, OH. If higher salaries, better infrastructure, or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.