😐Monthly costs for one person with rent: $1,497 in Katowice versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,124 in Katowice versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,751 in Katowice versus $3,275 in Ubud, Bali.
🌍Living in Katowice is roughly 9% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Katowice9% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Katowice
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.70zł 39.84
$3.33Rp 58.7K
221.32%
Three-Course Dinner for Two, Mid-Range
$35.96zł 134
$35.82Rp 630.7K
0.39%
Fast Food Meal(McDonalds, etc)
$9.29zł 34.58
$5.63Rp 99.1K
65.01%
Cappuccino
$3.67zł 13.66
$2.82Rp 49.7K
30.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.88zł 10.72
$1.75Rp 30.8K
64.57%
Water(0.33 liter bottle)
$2.77zł 10.30
$0.80Rp 14.0K
246.25%
Local Beer(0.5 liter draught)
$3.73zł 13.87
$3.04Rp 53.6K
22.70%
Imported Beer(0.33 liter bottle)
$4.95zł 18.43
$4.30Rp 75.7K
15.12%
🛒 Groceries & Markets
Katowice
Ubud, Bali
Difference
Milk(1 liter)
$0.96zł 3.59
$1.61Rp 28.3K
-40.37%
White Bread(500g)
$1.27zł 4.73
$2.27Rp 39.9K
-44.05%
Rice(white)(1kg)
$1.50zł 5.57
$1.17Rp 20.6K
28.21%
Eggs
$3.41zł 12.71
$2.17Rp 38.2K
57.14%
Local Cheese(1kg)
$8.57zł 31.93
$17.63Rp 310.5K
-51.39%
Chicken Fillets(1kg)
$5.65zł 21.03
$4.05Rp 71.4K
39.51%
Beef Round Steak(1kg)
$14.31zł 53.3
$12.18Rp 214.5K
17.49%
Apples(1kg)
$1.14zł 4.25
$3.62Rp 63.7K
-68.51%
Banana(1kg)
$1.47zł 5.48
$1.64Rp 28.8K
-10.37%
Oranges(1kg)
$1.49zł 5.54
$2.31Rp 40.6K
-35.50%
Tomato(1kg)
$2.68zł 9.97
$1.96Rp 34.5K
36.73%
Potato(1kg)
$1.01zł 3.76
$1.84Rp 32.5K
-45.11%
Onion(1kg)
$0.88zł 3.28
$2.37Rp 41.7K
-62.87%
Lettuce(1 head)
$1.35zł 5.02
$1.05Rp 18.5K
28.57%
Water(1.5 liter bottle)
$0.63zł 2.34
$0.54Rp 9,560
16.67%
Cigarettes 20 Pack(Marlboro, Camel)
$6.08zł 22.63
$2.30Rp 40.6K
164.35%
Wine(Bottle)
$6.81zł 25.34
$23.08Rp 406.4K
-70.49%
Local Beer(0.5 liter bottle)
$1.11zł 4.13
$2.34Rp 41.2K
-52.56%
Imported Beer(0.33 liter bottle)
$1.75zł 6.51
$3.07Rp 54.0K
-43.00%
🚌 Getting Around
Katowice
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.23zł 4.58
$0.25Rp 4,365
392.00%
Public Transport Monthly Pass(Regular Price)
$32.59zł 121
$9.42Rp 165.9K
245.97%
Taxi Start(Normal Tariff)
$1.93zł 7.19
$0.49Rp 8,631
293.88%
Taxi(Normal Tariff)(1km)
$0.75zł 2.78
$0.47Rp 8,349
59.57%
Taxi 1hour Waiting(Normal Tariff)
$11.38zł 42.36
$5.60Rp 98.6K
103.21%
Gasoline(1 liter)
$1.64zł 6.12
$0.81Rp 14.2K
102.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.0Kzł 122.8K
$25.0KRp 440.3M
31.81%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5Kzł 102.2K
$31.1KRp 547.0M
-11.62%
🧾 Monthly Utilities & Internet
Katowice
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$287zł 1,069
$82.7Rp 1.5M
247.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.45zł 31.46
$6.49Rp 114.2K
30.20%
Internet(50+ Mbps, Unlimited Data)
$18.02zł 67.1
$18.79Rp 330.8K
-4.10%
🎉 Sport & Entertainment
Katowice
Ubud, Bali
Difference
Gym Membership(Monthly)
$33.08zł 123
$55.2Rp 972.6K
-40.12%
Tennis Court(1 Hour on Weekend)
$18.92zł 70.4
$18.21Rp 320.6K
3.90%
Cinema Ticket
$7.80zł 29.04
$4.30Rp 75.7K
81.40%
🧸 Childcare & Education
Katowice
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$592zł 2,203
$494Rp 8.7M
19.74%
International Primary School, 1 Child(Yearly)
$12.8Kzł 47.6K
$5,917Rp 104.2M
116.01%
👕👟 Clothing & Footwear
Katowice
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$71.8zł 267
$46.28Rp 814.8K
55.08%
Summer Dress(H&M, Zara, etc)
$33.00zł 123
$36.44Rp 641.6K
-9.44%
Sport Shoes(Adidas, Nike)
$95.5zł 356
$80.7Rp 1.4M
18.34%
Men's Leather Business Shoes
$96.1zł 358
$78.8Rp 1.4M
21.98%
🏠 Accommodation & Living
Katowice
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$731zł 2,722
$1,114Rp 19.6M
-34.37%
1-bedroom Apartment, Outside City Center(Monthly)
$543zł 2,021
$693Rp 12.2M
-21.72%
3-bedroom Apartment, City Center(Monthly)
$1,073zł 3,996
$3,639Rp 64.1M
-70.51%
3-bedroom Apartment, Outside City Center(Monthly)
$871zł 3,244
$1,712Rp 30.1M
-49.11%
Buy Apartment in City Center(m2)
$2,999zł 11.2K
$2,761Rp 48.6M
8.66%
Buy Apartment Outside City Center(m2)
$2,011zł 7,487
$2,293Rp 40.4M
-12.30%
💵 Salaries & Financials
Katowice
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,815zł 6,758
$167Rp 2.9M
986.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.19
13.78
-47.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Katowice: September 8, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $731 in Katowice and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Katowice pays 986% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $36.00 in Katowice vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $213 vs $294 per month, with Katowice cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Katowice vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Katowice and in Ubud, Bali?
Katowice and Ubud, Bali differ by about 9% in total monthly costs ($1,497 vs $1,378 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Katowice or Ubud, Bali?
Average pay runs 986% higher in Katowice, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Katowice and in Ubud, Bali?
Rent for a central apartment: $731 in Katowice versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Katowice and Ubud, Bali?
Childcare runs $592 in Katowice versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Shoppers in Katowice pay roughly 38% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more doable on $1,000 per month?
At $1,378 in Ubud, Bali versus $1,497 in Katowice, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Katowice. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Katowice and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Katowice or Ubud, Bali safer for residents?
Safety-wise, Katowice and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Katowice or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Katowice. Beyond cost, consider language, visa policies, and how big the international community is in each city.