Last update: Oct 2026

Cost of Living Comparison Between Katowice and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,447 in Katowice, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Katowice
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Katowice Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Katowice

🇵🇱 Poland

$1,447

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Katowice and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Katowice and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,447 in Katowice versus $1,349 in Ubud, Bali.

Katowice $1,447
Ubud, Bali $1,349

Estimated couple costs with rent: $2,057 in Katowice versus $2,305 in Ubud, Bali.

Katowice $2,057
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,668 in Katowice versus $3,261 in Ubud, Bali.

Katowice $2,668
Ubud, Bali $3,261

Living in Katowice is roughly 7% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$10.16 zł 40.22

$3.32 Rp 60.4K

206.02%

Three-Course Dinner for Two, Mid-Range

$34.95 zł 138

$35.64 Rp 647.8K

-1.94%

Fast Food Meal (McDonalds, etc)

$8.73 zł 34.54

$5.53 Rp 100.6K

57.87%

Cappuccino

$3.51 zł 13.89

$2.72 Rp 49.4K

29.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 zł 10.81

$1.70 Rp 30.9K

60.59%

Water (0.33 liter bottle)

$2.61 zł 10.33

$0.76 Rp 13.8K

243.42%

Local Beer (0.5 liter draught)

$3.60 zł 14.23

$2.65 Rp 48.2K

35.85%

Imported Beer (0.33 liter bottle)

$4.51 zł 17.85

$4.38 Rp 79.6K

2.97%

Milk (1 liter)

$0.97 zł 3.86

$1.49 Rp 27.1K

-34.90%

White Bread (500g)

$1.25 zł 4.93

$2.28 Rp 41.4K

-45.18%

Rice (white) (1kg)

$1.49 zł 5.90

$1.19 Rp 21.6K

25.21%

Eggs

$3.33 zł 13.18

$2.04 Rp 37.0K

63.24%

Local Cheese (1kg)

$7.86 zł 31.09

$17.70 Rp 321.7K

-55.59%

Chicken Fillets (1kg)

$5.46 zł 21.59

$3.96 Rp 72.0K

37.88%

Beef Round Steak (1kg)

$13.59 zł 53.8

$12.19 Rp 221.6K

11.48%

Apples (1kg)

$1.08 zł 4.27

$3.66 Rp 66.4K

-70.49%

Banana (1kg)

$1.45 zł 5.74

$1.52 Rp 27.6K

-4.61%

Oranges (1kg)

$1.47 zł 5.81

$2.23 Rp 40.5K

-34.08%

Tomato (1kg)

$2.54 zł 10.06

$1.97 Rp 35.9K

28.93%

Potato (1kg)

$0.96 zł 3.80

$1.85 Rp 33.6K

-48.11%

Onion (1kg)

$0.81 zł 3.21

$2.42 Rp 44.1K

-66.53%

Lettuce (1 head)

$1.27 zł 5.03

$0.99 Rp 18.0K

28.28%

Water (1.5 liter bottle)

$0.63 zł 2.50

$0.51 Rp 9,332

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$5.80 zł 22.97

$2.22 Rp 40.4K

161.26%

Wine (Bottle)

$6.24 zł 24.68

$22.24 Rp 404.2K

-71.94%

Local Beer (0.5 liter bottle)

$1.00 zł 3.95

$2.26 Rp 41.1K

-55.75%

Imported Beer (0.33 liter bottle)

$1.61 zł 6.35

$2.97 Rp 54.0K

-45.79%

One-way Ticket (Public Transport)

$1.14 zł 4.51

$0.25 Rp 4,562

356.00%

Public Transport Monthly Pass (Regular Price)

$30.60 zł 121

$7.82 Rp 142.2K

291.30%

Taxi Start (Normal Tariff)

$1.82 zł 7.19

$0.44 Rp 7,989

313.64%

Taxi (Normal Tariff) (1km)

$0.69 zł 2.71

$0.43 Rp 7,817

60.47%

Taxi 1hour Waiting (Normal Tariff)

$10.68 zł 42.25

$5.41 Rp 98.3K

97.41%

Gasoline (1 liter)

$1.72 zł 6.82

$0.82 Rp 15.0K

109.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 120.9K

$23.8K Rp 433.3M

28.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K zł 107.0K

$31.7K Rp 577.0M

-14.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 zł 1,119

$79.1 Rp 1.4M

257.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.72 zł 30.55

$6.45 Rp 117.2K

19.69%

Internet (50+ Mbps, Unlimited Data)

$17.37 zł 68.7

$18.58 Rp 337.7K

-6.51%

Gym Membership (Monthly)

$33.83 zł 134

$49.48 Rp 899.4K

-31.63%

Tennis Court (1 Hour on Weekend)

$17.76 zł 70.3

$17.65 Rp 320.8K

0.62%

Cinema Ticket

$7.47 zł 29.55

$4.27 Rp 77.7K

74.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$554 zł 2,194

$491 Rp 8.9M

13.03%

International Primary School, 1 Child (Yearly)

$12.2K zł 48.2K

$5,674 Rp 103.1M

114.61%

Jeans (Levis 501 Or Similar)

$67.4 zł 267

$44.64 Rp 811.4K

50.87%

Summer Dress (H&M, Zara, etc)

$31.10 zł 123

$34.95 Rp 635.3K

-11.02%

Sport Shoes (Adidas, Nike)

$88.7 zł 351

$79.9 Rp 1.5M

10.98%

Men's Leather Business Shoes

$93.0 zł 368

$79.4 Rp 1.4M

17.14%

1-bedroom Apartment, City Center (Monthly)

$683 zł 2,703

$1,125 Rp 20.4M

-39.27%

1-bedroom Apartment, Outside City Center (Monthly)

$522 zł 2,067

$671 Rp 12.2M

-22.20%

3-bedroom Apartment, City Center (Monthly)

$1,008 zł 3,988

$3,565 Rp 64.8M

-71.73%

3-bedroom Apartment, Outside City Center (Monthly)

$829 zł 3,282

$1,723 Rp 31.3M

-51.88%

Buy Apartment in City Center (m2)

$3,145 zł 12.4K

$2,732 Rp 49.6M

15.15%

Buy Apartment Outside City Center (m2)

$2,003 zł 7,927

$2,284 Rp 41.5M

-12.30%

Average Monthly Net Salary (After Tax)

$1,752 zł 6,933

$164 Rp 3.0M

969.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

13.78

-47.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katowice: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Katowice

$522 36.1%

Ubud, Bali

$672 49.8% 28.5% $149

Monthly Utilities & Internet

Katowice

$308 21.3%

Ubud, Bali

$104 7.7% 66.2% $204

Groceries & Markets

Katowice

$204 14.1%

Ubud, Bali

$288 21.4% 41.7% $85

Eating Out

Katowice

$198 13.7%

Ubud, Bali

$108 8% 45.6% $90

Clothing & Footwear

Katowice

$126 8.7%

Ubud, Bali

$108 8% 14.7% $19

Sport & Entertainment

Katowice

$49 3.4%

Ubud, Bali

$58 4.3% 19% $9.3

Getting Around

Katowice

$40 2.8%

Ubud, Bali

$11 0.9% 71.7% $29

Cost Breakdown

A one-bedroom apartment in the center runs $683 in Katowice and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Katowice pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Katowice vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $204 vs $288 per month, with Katowice cheaper across the board.

Good to know

🇵🇱 Katowice

🇮🇩 Ubud, Bali

🕒 Local time

19:04 7:04 PM

02:04 2:04 AM

7 h ahead of Katowice

🌤 Weather

👥 Population

286,960

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Katowice Ubud, Bali 11,180 km ≈ 14 h nonstop flight

From you

Katowice
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katowice vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Katowice and Ubud, Bali differ by about 7% in total monthly costs ($1,447 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Katowice is about 11 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $683 in Katowice versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $554 in Katowice versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Katowice pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Katowice and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Katowice on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.