Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Katowice

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,447 in Katowice, rent and utilities included – about $1,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Katowice
Learn more

Katowice Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Katowice

🇵🇱 Poland

$1,447

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Katowice

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Katowice actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,447 in Katowice.

Ubud, Bali $1,349
Katowice $1,447

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,057 in Katowice.

Ubud, Bali $2,305
Katowice $2,057

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,668 in Katowice.

Ubud, Bali $3,261
Katowice $2,668

Living in Ubud, Bali costs roughly 7% less than in Katowice, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$10.16 zł 40.22

-67.32%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$34.95 zł 138

1.97%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.73 zł 34.54

-36.66%

Cappuccino

$2.72 Rp 49.4K

$3.51 zł 13.89

-22.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.73 zł 10.81

-37.73%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.61 zł 10.33

-70.88%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.60 zł 14.23

-26.39%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$4.51 zł 17.85

-2.88%

Milk (1 liter)

$1.49 Rp 27.1K

$0.97 zł 3.86

53.61%

White Bread (500g)

$2.28 Rp 41.4K

$1.25 zł 4.93

82.40%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.49 zł 5.90

-20.13%

Eggs

$2.04 Rp 37.0K

$3.33 zł 13.18

-38.74%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.86 zł 31.09

125.19%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.46 zł 21.59

-27.47%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$13.59 zł 53.8

-10.30%

Apples (1kg)

$3.66 Rp 66.4K

$1.08 zł 4.27

238.89%

Banana (1kg)

$1.52 Rp 27.6K

$1.45 zł 5.74

4.83%

Oranges (1kg)

$2.23 Rp 40.5K

$1.47 zł 5.81

51.70%

Tomato (1kg)

$1.97 Rp 35.9K

$2.54 zł 10.06

-22.44%

Potato (1kg)

$1.85 Rp 33.6K

$0.96 zł 3.80

92.71%

Onion (1kg)

$2.42 Rp 44.1K

$0.81 zł 3.21

198.77%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.27 zł 5.03

-22.05%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.63 zł 2.50

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.80 zł 22.97

-61.72%

Wine (Bottle)

$22.24 Rp 404.2K

$6.24 zł 24.68

256.41%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.00 zł 3.95

126.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.61 zł 6.35

84.47%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.14 zł 4.51

-78.07%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$30.60 zł 121

-74.44%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.82 zł 7.19

-75.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.69 zł 2.71

-37.68%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$10.68 zł 42.25

-49.34%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.72 zł 6.82

-52.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$30.5K zł 120.9K

-21.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$27.0K zł 107.0K

17.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$283 zł 1,119

-72.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$7.72 zł 30.55

-16.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$17.37 zł 68.7

6.97%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$33.83 zł 134

46.26%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$17.76 zł 70.3

-0.62%

Cinema Ticket

$4.27 Rp 77.7K

$7.47 zł 29.55

-42.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$554 zł 2,194

-11.53%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$12.2K zł 48.2K

-53.40%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$67.4 zł 267

-33.72%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$31.10 zł 123

12.38%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$88.7 zł 351

-9.89%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$93.0 zł 368

-14.63%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$683 zł 2,703

64.67%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$522 zł 2,067

28.54%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,008 zł 3,988

253.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$829 zł 3,282

107.80%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,145 zł 12.4K

-13.15%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,003 zł 7,927

14.03%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,752 zł 6,933

-90.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.19

91.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Katowice: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Katowice

$522 36.1% 22.2% $149

Groceries & Markets

Ubud, Bali

$288 21.4%

Katowice

$204 14.1% 29.4% $85

Eating Out

Ubud, Bali

$108 8%

Katowice

$198 13.7% 83.9% $90

Clothing & Footwear

Ubud, Bali

$108 8%

Katowice

$126 8.7% 17.3% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Katowice

$308 21.3% 196% $204

Sport & Entertainment

Ubud, Bali

$58 4.3%

Katowice

$49 3.4% 16% $9.3

Getting Around

Ubud, Bali

$11 0.9%

Katowice

$40 2.8% 254% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $683 in Katowice. Housing cost is often the main lever when comparing two cities.

Katowice pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $35 in Katowice for a mid-range dinner for two. Groceries echo the gap at $288 vs $204 per month, with Katowice cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Katowice

🕒 Local time

03:02 3:02 AM

20:02 8:02 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

286,960

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 28, 2026: 1 USD = 3.96 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Katowice 11,180 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Katowice

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Katowice: Cost of Living - Frequently Asked Questions

Ubud, Bali and Katowice differ by about 7% in total monthly costs ($1,349 vs $1,447 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $683 in Katowice. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $554 in Katowice. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Katowice pay roughly 29% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Katowice are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Katowice on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.