Last update: Oct 2026

Cost of Living Comparison Between Karlskrona and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,617 in Karlskrona, rent and utilities included – about $8,400 less a year. Other living expenses account for most of the difference.

79

Cost of Living Index in Karlskrona
Learn more

Karlskrona Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Karlskrona

🇸🇪 Sweden

$1,617

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlskrona and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlskrona and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,617 in Karlskrona versus $918 in Cebu.

Karlskrona $1,617
Cebu $918

Estimated couple costs with rent: $2,525 in Karlskrona versus $1,409 in Cebu.

Karlskrona $2,525
Cebu $1,409

Monthly costs for a family of three with rent: $3,434 in Karlskrona versus $1,900 in Cebu.

Karlskrona $3,434
Cebu $1,900

Living in Karlskrona is roughly 76% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Karlskrona is 20% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.71 SEK 126

$3.09 ₱194

311.33%

Three-Course Dinner for Two, Mid-Range

$63.9 SEK 633

$24.22 ₱1,525

163.71%

Fast Food Meal (McDonalds, etc)

$8.79 SEK 87.1

$3.92 ₱247

124.23%

Cappuccino

$3.96 SEK 39.23

$2.51 ₱158

57.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 SEK 12.90

$1.59 ₱100

-18.24%

Water (0.33 liter bottle)

$2.19 SEK 21.71

$0.53 ₱33.43

313.21%

Local Beer (0.5 liter draught)

$7.04 SEK 69.8

$1.78 ₱112

295.51%

Imported Beer (0.33 liter bottle)

$5.09 SEK 50.5

$2.17 ₱137

134.56%

Milk (1 liter)

$1.45 SEK 14.36

$1.92 ₱121

-24.48%

White Bread (500g)

$2.78 SEK 27.50

$1.36 ₱85.4

104.41%

Rice (white) (1kg)

$3.60 SEK 35.72

$1.01 ₱63.5

256.44%

Eggs

$4.38 SEK 43.41

$2.03 ₱128

115.76%

Local Cheese (1kg)

$10.82 SEK 107

$9.86 ₱621

9.74%

Chicken Fillets (1kg)

$13.33 SEK 132

$4.39 ₱277

203.64%

Beef Round Steak (1kg)

$17.14 SEK 170

$7.60 ₱479

125.53%

Apples (1kg)

$2.98 SEK 29.52

$3.30 ₱208

-9.70%

Banana (1kg)

$2.43 SEK 24.06

$1.39 ₱87.8

74.82%

Oranges (1kg)

$2.97 SEK 29.43

$2.33 ₱147

27.47%

Tomato (1kg)

$4.41 SEK 43.65

$1.50 ₱94.3

194.00%

Potato (1kg)

$1.47 SEK 14.59

$2.36 ₱149

-37.71%

Onion (1kg)

$1.53 SEK 15.20

$1.90 ₱119

-19.47%

Lettuce (1 head)

$2.10 SEK 20.82

$1.19 ₱74.9

76.47%

Water (1.5 liter bottle)

$1.36 SEK 13.43

$0.63 ₱39.71

115.87%

Cigarettes 20 Pack (Marlboro, Camel)

$7.19 SEK 71.2

$3.00 ₱189

139.67%

Wine (Bottle)

$12.29 SEK 122

$6.03 ₱379

103.81%

Local Beer (0.5 liter bottle)

$1.99 SEK 19.74

$1.23 ₱77.7

61.79%

Imported Beer (0.33 liter bottle)

$1.69 SEK 16.77

$1.75 ₱110

-3.43%

One-way Ticket (Public Transport)

$2.92 SEK 28.94

$0.25 ₱15.86

1068.00%

Public Transport Monthly Pass (Regular Price)

$69.8 SEK 691

$12.64 ₱796

451.98%

Taxi Start (Normal Tariff)

$12.92 SEK 128

$0.77 ₱48.62

1577.92%

Taxi (Normal Tariff) (1km)

$2.02 SEK 20.00

$0.23 ₱14.53

778.26%

Taxi 1hour Waiting (Normal Tariff)

$80.5 SEK 798

$4.46 ₱281

1705.83%

Gasoline (1 liter)

$1.73 SEK 17.18

$1.31 ₱82.8

32.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K SEK 330.6K

$21.2K ₱1.3M

57.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K SEK 324.7K

$19.1K ₱1.2M

71.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.5 SEK 510

$120 ₱7,569

-57.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.15 SEK 269

$14.00 ₱882

93.93%

Internet (50+ Mbps, Unlimited Data)

$37.02 SEK 367

$27.54 ₱1,734

34.42%

Gym Membership (Monthly)

$41.67 SEK 413

$32.33 ₱2,035

28.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$16.12 SEK 160

$5.65 ₱356

185.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$159 SEK 1,572

$275 ₱17.3K

-42.39%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$98.3 SEK 973

$49.33 ₱3,106

99.17%

Summer Dress (H&M, Zara, etc)

$20.03 SEK 198

$25.24 ₱1,589

-20.64%

Sport Shoes (Adidas, Nike)

$79.0 SEK 783

$77.0 ₱4,846

2.65%

Men's Leather Business Shoes

$171 SEK 1,698

$57.2 ₱3,601

199.53%

1-bedroom Apartment, City Center (Monthly)

$664 SEK 6,583

$500 ₱31.5K

33.00%

1-bedroom Apartment, Outside City Center (Monthly)

$564 SEK 5,585

$309 ₱19.4K

82.53%

3-bedroom Apartment, City Center (Monthly)

$1,078 SEK 10.7K

$1,078 ₱67.9K

0.04%

3-bedroom Apartment, Outside City Center (Monthly)

$946 SEK 9,373

$615 ₱38.7K

53.77%

Buy Apartment in City Center (m2)

$2,898 SEK 28.7K

$2,886 ₱181.7K

0.42%

Buy Apartment Outside City Center (m2)

$2,466 SEK 24.4K

$1,917 ₱120.7K

28.64%

Average Monthly Net Salary (After Tax)

$2,479 SEK 24.6K

$346 ₱21.8K

616.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.22

7.2

-41.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlskrona: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karlskrona

$564 34.9%

Cebu

$309 33.6% 45.2% $255

Groceries & Markets

Karlskrona

$358 22.2%

Cebu

$206 22.4% 42.5% $152

Eating Out

Karlskrona

$235 14.5%

Cebu

$88 9.6% 62.4% $147

Clothing & Footwear

Karlskrona

$166 10.3%

Cebu

$94 10.2% 43.4% $72

Monthly Utilities & Internet

Karlskrona

$116 7.2%

Cebu

$162 17.6% 39.9% $46

Getting Around

Karlskrona

$104 6.5%

Cebu

$16 1.7% 85.1% $89

Sport & Entertainment

Karlskrona

$74 4.6%

Cebu

$44 4.8% 41% $30

Cost Breakdown

A one-bedroom apartment in the center runs $664 in Karlskrona and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Karlskrona pays 617% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Karlskrona vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $358 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Karlskrona

🇵🇭 Cebu

🕒 Local time

04:56 4:56 AM

10:56 10:56 AM

6 h ahead of Karlskrona

🌤 Weather

👥 Population

35,212

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.09 USD

100 SEK = 8.98 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to SEK in detail →

On the map

Lowest

Highest

Between locations

Karlskrona Cebu 10,160 km ≈ 13 h nonstop flight

From you

Karlskrona
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlskrona vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 76% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 617% higher in Karlskrona, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $664 in Karlskrona versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,617 per month in Karlskrona versus $918 in Cebu – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 452% less than in Karlskrona. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,617 in Karlskrona, a $1,500 budget is realistic in Cebu but tight or insufficient in Karlskrona. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Karlskrona, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlskrona and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 76% less than in Karlskrona. Beyond cost, consider language, visa policies, and how big the international community is in each city.