Cost of Living Comparison Between Karlovo and Varna Cost of Living Comparison Between Karlovo and Varna

🙂 Solo nomad: Karlovo is 26.8% cheaper than Varna without rent, and 35.9% cheaper with rent.

🙂 Family of 3: Karlovo is 36.8% cheaper than Varna without rent, and 32.9% cheaper with rent.

Meal at Budget Restaurant

$7.22 BGN 11.70

$11.94 BGN 19.35

-39.53%

Three-Course Dinner for Two, Mid-Range

$35.11 BGN 56.9

$46.78 BGN 75.8

-24.95%

Fast Food Meal (McDonalds, etc)

$9.09 BGN 14.72

$8.95 BGN 14.50

1.56%

Cappuccino

$1.43 BGN 2.32

$2.53 BGN 4.10

-43.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.73

$1.82 BGN 2.94

-41.21%

Water (0.33 liter bottle)

$0.69 BGN 1.12

$1.33 BGN 2.16

-48.12%

Local Beer (0.5 liter draught)

$2.10 BGN 3.39

$2.89 BGN 4.68

-27.34%

Imported Beer (0.33 liter bottle)

$1.79 BGN 2.89

$2.87 BGN 4.65

-37.63%

Milk (1 liter)

$1.20 BGN 1.94

$1.81 BGN 2.93

-33.70%

White Bread (500g)

$0.84 BGN 1.36

$1.08 BGN 1.74

-22.22%

Rice (white) (1kg)

$1.87 BGN 3.03

$2.47 BGN 4.00

-24.29%

Eggs

$3.28 BGN 5.32

$3.42 BGN 5.54

-4.09%

Local Cheese (1kg)

$9.29 BGN 15.06

$10.69 BGN 17.31

-13.10%

Chicken Fillets (1kg)

$7.79 BGN 12.62

$8.22 BGN 13.32

-5.23%

Beef Round Steak (1kg)

$5.99 BGN 9.71

$12.13 BGN 19.65

-50.62%

Apples (1kg)

$1.32 BGN 2.14

$1.68 BGN 2.72

-21.43%

Banana (1kg)

$2.13 BGN 3.45

$2.05 BGN 3.31

3.90%

Oranges (1kg)

$2.01 BGN 3.25

$1.86 BGN 3.01

8.06%

Tomato (1kg)

$2.26 BGN 3.66

$2.64 BGN 4.27

-14.39%

Potato (1kg)

$0.45 BGN 0.73

$1.17 BGN 1.89

-61.54%

Onion (1kg)

$0.92 BGN 1.49

$1.15 BGN 1.86

-20.00%

Lettuce (1 head)

$1.02 BGN 1.65

$0.99 BGN 1.60

3.03%

Water (1.5 liter bottle)

$0.74 BGN 1.19

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 BGN 5.70

$3.81 BGN 6.17

-7.61%

Wine (Bottle)

$6.40 BGN 10.38

$7.94 BGN 12.86

-19.40%

Local Beer (0.5 liter bottle)

$1.01 BGN 1.64

$1.14 BGN 1.85

-11.40%

Imported Beer (0.33 liter bottle)

$1.81 BGN 2.93

$1.85 BGN 2.99

-2.16%

One-way Ticket (Public Transport)

$1.21 BGN 1.97

$1.16 BGN 1.87

4.31%

Public Transport Monthly Pass (Regular Price)

$26.19 BGN 42.42

$28.95 BGN 46.89

-9.53%

Taxi Start (Normal Tariff)

$1.16 BGN 1.88

$1.33 BGN 2.16

-12.78%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.15

$0.66 BGN 1.06

7.58%

Taxi 1hour Waiting (Normal Tariff)

$12.91 BGN 20.92

$12.47 BGN 20.21

3.53%

Gasoline (1 liter)

$1.44 BGN 2.33

$1.49 BGN 2.41

-3.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K BGN 52.7K

$31.7K BGN 51.4K

2.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K BGN 41.6K

$28.8K BGN 46.6K

-10.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.1 BGN 152

$122 BGN 198

-22.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.76 BGN 27.15

$19.26 BGN 31.19

-12.98%

Internet (50+ Mbps, Unlimited Data)

$13.20 BGN 21.39

$15.86 BGN 25.70

-16.77%

Gym Membership (Monthly)

$29.75 BGN 48.20

$40.88 BGN 66.2

-27.23%

Tennis Court (1 Hour on Weekend)

$14.71 BGN 23.82

$14.69 BGN 23.79

0.14%

Cinema Ticket

$6.07 BGN 9.83

$8.63 BGN 13.97

-29.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BGN 380

$410 BGN 664

-42.76%

International Primary School, 1 Child (Yearly)

$4,088 BGN 6,622

$5,503 BGN 8,915

-25.72%

Jeans (Levis 501 Or Similar)

$29.21 BGN 47.33

$60.6 BGN 98.2

-51.79%

Summer Dress (H&M, Zara, etc)

$11.90 BGN 19.29

$33.60 BGN 54.4

-64.58%

Sport Shoes (Adidas, Nike)

$58.1 BGN 94.2

$91.1 BGN 148

-36.22%

Men's Leather Business Shoes

$46.70 BGN 75.7

$98.4 BGN 159

-52.52%

1-bedroom Apartment, City Center (Monthly)

$292 BGN 473

$521 BGN 844

-44.00%

1-bedroom Apartment, Outside City Center (Monthly)

$198 BGN 321

$384 BGN 622

-48.37%

3-bedroom Apartment, City Center (Monthly)

$469 BGN 760

$898 BGN 1,455

-47.77%

3-bedroom Apartment, Outside City Center (Monthly)

$359 BGN 582

$636 BGN 1,030

-43.46%

Buy Apartment in City Center (m2)

$1,474 BGN 2,387

$3,147 BGN 5,098

-53.18%

Buy Apartment Outside City Center (m2)

$1,289 BGN 2,089

$2,137 BGN 3,462

-39.67%

Average Monthly Net Salary (After Tax)

$469 BGN 759

$1,190 BGN 1,928

-60.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

4.71

-2.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: February 28, 2026

Last update for Varna: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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