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Cost of Living Comparison Between Karlovo and Varna Cost of Living Comparison Between Karlovo and Varna

🙂 Solo nomad: Karlovo is 34.5% cheaper than Varna without rent, and 34.4% cheaper with rent.
🙂 Family of 3: Karlovo is 29.3% cheaper than Varna without rent, and 32.9% cheaper with rent.
Currency
🍽 Eating Out
Karlovo
Varna
Difference
Meal at Budget Restaurant
$7.44 BGN 12.12
$11.78 BGN 19.20
-36.84%
Three-Course Dinner for Two, Mid-Range
$35.72 BGN 58.2
$47.96 BGN 78.2
-25.52%
Fast Food Meal (McDonalds, etc)
$8.90 BGN 14.51
$8.93 BGN 14.56
-0.34%
Cappuccino
$1.50 BGN 2.44
$2.61 BGN 4.26
-42.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.12 BGN 1.82
$1.73 BGN 2.82
-35.26%
Water (0.33 liter bottle)
$0.67 BGN 1.09
$1.32 BGN 2.15
-49.24%
Local Beer (0.5 liter draught)
$2.08 BGN 3.39
$3.00 BGN 4.90
-30.67%
Imported Beer (0.33 liter bottle)
$1.78 BGN 2.90
$3.00 BGN 4.89
-40.67%
🛒 Groceries & Markets
Karlovo
Varna
Difference
Milk (1 liter)
$1.16 BGN 1.90
$1.89 BGN 3.07
-38.62%
White Bread (500g)
$0.92 BGN 1.50
$1.02 BGN 1.67
-9.80%
Rice (white) (1kg)
$1.86 BGN 3.04
$2.52 BGN 4.11
-26.19%
Eggs
$3.39 BGN 5.52
$3.36 BGN 5.47
0.89%
Local Cheese (1kg)
$9.46 BGN 15.42
$10.80 BGN 17.61
-12.41%
Chicken Fillets (1kg)
$7.87 BGN 12.83
$8.24 BGN 13.43
-4.49%
Beef Round Steak (1kg)
$5.74 BGN 9.35
$12.18 BGN 19.86
-52.87%
Apples (1kg)
$1.31 BGN 2.14
$1.68 BGN 2.74
-22.02%
Banana (1kg)
$2.04 BGN 3.32
$2.13 BGN 3.47
-4.23%
Oranges (1kg)
$1.98 BGN 3.23
$1.77 BGN 2.89
11.86%
Tomato (1kg)
$2.30 BGN 3.75
$2.75 BGN 4.49
-16.36%
Potato (1kg)
$0.49 BGN 0.80
$1.21 BGN 1.97
-59.50%
Onion (1kg)
$0.92 BGN 1.50
$1.11 BGN 1.80
-17.12%
Lettuce (1 head)
$1.06 BGN 1.73
$1.03 BGN 1.67
2.91%
Water (1.5 liter bottle)
$0.75 BGN 1.23
$0.70 BGN 1.14
7.14%
Cigarettes 20 Pack (Marlboro, Camel)
$3.51 BGN 5.73
$3.72 BGN 6.07
-5.65%
Wine (Bottle)
$6.48 BGN 10.57
$8.48 BGN 13.83
-23.58%
Local Beer (0.5 liter bottle)
$0.95 BGN 1.55
$1.11 BGN 1.81
-14.41%
Imported Beer (0.33 liter bottle)
$1.80 BGN 2.93
$1.84 BGN 3.00
-2.17%
🚌 Getting Around
Karlovo
Varna
Difference
One-way Ticket (Public Transport)
$1.19 BGN 1.95
$1.16 BGN 1.89
2.59%
Public Transport Monthly Pass (Regular Price)
$26.19 BGN 42.69
$30.03 BGN 48.94
-12.79%
Taxi Start (Normal Tariff)
$1.20 BGN 1.96
$1.39 BGN 2.26
-13.67%
Taxi (Normal Tariff) (1km)
$0.72 BGN 1.17
$0.72 BGN 1.18
-
Taxi 1hour Waiting (Normal Tariff)
$13.34 BGN 21.74
$12.21 BGN 19.90
9.25%
Gasoline (1 liter)
$1.44 BGN 2.34
$1.50 BGN 2.45
-4.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.7K BGN 51.7K
$31.7K BGN 51.6K
0.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K BGN 41.0K
$29.7K BGN 48.4K
-15.22%
🧾 Monthly Utilities & Internet
Karlovo
Varna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$93.5 BGN 152
$122 BGN 199
-23.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.31 BGN 26.58
$19.07 BGN 31.09
-14.47%
Internet (50+ Mbps, Unlimited Data)
$12.78 BGN 20.84
$15.46 BGN 25.20
-17.34%
🎉 Sport & Entertainment
Karlovo
Varna
Difference
Gym Membership (Monthly)
$29.57 BGN 48.20
$40.17 BGN 65.5
-26.39%
Tennis Court (1 Hour on Weekend)
$14.53 BGN 23.68
$14.49 BGN 23.62
0.28%
Cinema Ticket
$6.01 BGN 9.80
$8.96 BGN 14.60
-32.92%
🧸 Childcare & Education
Karlovo
Varna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 BGN 384
$401 BGN 653
-41.29%
International Primary School, 1 Child (Yearly)
$4,165 BGN 6,788
$5,536 BGN 9,024
-24.77%
👕👟 Clothing & Footwear
Karlovo
Varna
Difference
Jeans (Levis 501 Or Similar)
$29.54 BGN 48.15
$61.2 BGN 99.8
-51.75%
Summer Dress (H&M, Zara, etc)
$12.01 BGN 19.57
$33.88 BGN 55.2
-64.55%
Sport Shoes (Adidas, Nike)
$59.1 BGN 96.4
$92.4 BGN 151
-36.05%
Men's Leather Business Shoes
$47.01 BGN 76.6
$100 BGN 164
-53.21%
🏠 Accommodation & Living
Karlovo
Varna
Difference
1-bedroom Apartment, City Center (Monthly)
$290 BGN 472
$519 BGN 846
-44.24%
1-bedroom Apartment, Outside City Center (Monthly)
$193 BGN 315
$390 BGN 636
-50.55%
3-bedroom Apartment, City Center (Monthly)
$472 BGN 769
$926 BGN 1,510
-49.06%
3-bedroom Apartment, Outside City Center (Monthly)
$361 BGN 588
$632 BGN 1,030
-42.88%
Buy Apartment in City Center (m2)
$1,491 BGN 2,430
$3,247 BGN 5,293
-54.10%
Buy Apartment Outside City Center (m2)
$1,064 BGN 1,735
$2,000 BGN 3,259
-46.77%
💵 Salaries & Financials
Karlovo
Varna
Difference
Average Monthly Net Salary (After Tax)
$483 BGN 787
$1,134 BGN 1,848
-57.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.57
4.71
-2.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: January 11, 2026

Last update for Varna: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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