Cost of Living Comparison Between Karlovo and Ubud, Bali Cost of Living Comparison Between Karlovo and Ubud, Bali

🙂 Solo nomad: Karlovo is 38.1% cheaper than Ubud, Bali without rent, and 44.3% cheaper with rent.

🙂 Family of 3: Karlovo is 8.8% cheaper than Ubud, Bali without rent, and 55% cheaper with rent.

Meal at Budget Restaurant

$7.42 BGN 12.31

$3.48 Rp 59.7K

113.22%

Three-Course Dinner for Two, Mid-Range

$35.75 BGN 59.4

$32.88 Rp 563.9K

8.73%

Fast Food Meal (McDonalds, etc)

$8.68 BGN 14.40

$5.09 Rp 87.3K

70.53%

Cappuccino

$1.51 BGN 2.51

$2.75 Rp 47.1K

-45.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.78

$1.38 Rp 23.7K

-22.46%

Water (0.33 liter bottle)

$0.66 BGN 1.09

$0.71 Rp 12.2K

-7.04%

Local Beer (0.5 liter draught)

$2.10 BGN 3.48

$2.88 Rp 49.4K

-27.08%

Imported Beer (0.33 liter bottle)

$1.82 BGN 3.02

$3.87 Rp 66.4K

-52.97%

Milk (1 liter)

$1.19 BGN 1.98

$1.79 Rp 30.7K

-33.52%

White Bread (500g)

$0.85 BGN 1.42

$2.45 Rp 42.0K

-65.31%

Rice (white) (1kg)

$1.87 BGN 3.10

$1.21 Rp 20.7K

54.55%

Eggs

$3.27 BGN 5.43

$2.39 Rp 40.9K

36.82%

Local Cheese (1kg)

$9.40 BGN 15.60

$14.70 Rp 252.1K

-36.05%

Chicken Fillets (1kg)

$8.09 BGN 13.43

$4.24 Rp 72.7K

90.80%

Beef Round Steak (1kg)

$6.05 BGN 10.05

$12.08 Rp 207.1K

-49.92%

Apples (1kg)

$1.31 BGN 2.18

$3.66 Rp 62.9K

-64.21%

Banana (1kg)

$2.15 BGN 3.56

$1.61 Rp 27.5K

33.54%

Oranges (1kg)

$1.98 BGN 3.28

$2.72 Rp 46.6K

-27.21%

Tomato (1kg)

$2.26 BGN 3.74

$2.27 Rp 39.0K

-0.44%

Potato (1kg)

$0.49 BGN 0.81

$1.90 Rp 32.6K

-74.21%

Onion (1kg)

$0.90 BGN 1.50

$2.30 Rp 39.4K

-60.87%

Lettuce (1 head)

$1.02 BGN 1.69

$1.02 Rp 17.4K

Water (1.5 liter bottle)

$0.76 BGN 1.26

$0.78 Rp 13.4K

-2.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 BGN 5.57

$3.24 Rp 55.6K

3.70%

Wine (Bottle)

$6.02 BGN 10.00

$24.06 Rp 412.6K

-74.98%

Local Beer (0.5 liter bottle)

$0.96 BGN 1.59

$2.84 Rp 48.7K

-66.20%

Imported Beer (0.33 liter bottle)

$1.73 BGN 2.87

$2.79 Rp 47.8K

-37.99%

One-way Ticket (Public Transport)

$1.16 BGN 1.92

$0.27 Rp 4,610

329.63%

Public Transport Monthly Pass (Regular Price)

$26.51 BGN 44.00

$8.24 Rp 141.3K

221.72%

Taxi Start (Normal Tariff)

$1.15 BGN 1.91

$0.45 Rp 7,707

155.56%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.20

$0.43 Rp 7,304

67.44%

Taxi 1hour Waiting (Normal Tariff)

$13.04 BGN 21.64

$6.02 Rp 103.3K

116.61%

Gasoline (1 liter)

$1.44 BGN 2.39

$0.86 Rp 14.7K

67.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K BGN 53.6K

$26.1K Rp 447.0M

23.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K BGN 42.5K

$31.7K Rp 543.6M

-19.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.3 BGN 160

$78.3 Rp 1.3M

22.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.51 BGN 27.40

$4.00 Rp 68.5K

312.75%

Internet (50+ Mbps, Unlimited Data)

$13.02 BGN 21.61

$24.35 Rp 417.7K

-46.53%

Gym Membership (Monthly)

$29.92 BGN 49.66

$95.8 Rp 1.6M

-68.76%

Tennis Court (1 Hour on Weekend)

$14.82 BGN 24.60

$6.46 Rp 110.7K

129.41%

Cinema Ticket

$5.77 BGN 9.57

$4.01 Rp 68.7K

43.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$239 BGN 396

$302 Rp 5.2M

-20.85%

International Primary School, 1 Child (Yearly)

$4,170 BGN 6,922

$6,545 Rp 112.2M

-36.29%

Jeans (Levis 501 Or Similar)

$29.43 BGN 48.86

$53.4 Rp 916.2K

-44.91%

Summer Dress (H&M, Zara, etc)

$11.86 BGN 19.69

$38.55 Rp 661.1K

-69.23%

Sport Shoes (Adidas, Nike)

$59.9 BGN 99.5

$89.1 Rp 1.5M

-32.73%

Men's Leather Business Shoes

$47.79 BGN 79.3

$78.9 Rp 1.4M

-39.43%

1-bedroom Apartment, City Center (Monthly)

$288 BGN 478

$1,016 Rp 17.4M

-71.66%

1-bedroom Apartment, Outside City Center (Monthly)

$192 BGN 319

$672 Rp 11.5M

-71.42%

3-bedroom Apartment, City Center (Monthly)

$464 BGN 770

$3,368 Rp 57.8M

-86.22%

3-bedroom Apartment, Outside City Center (Monthly)

$359 BGN 596

$2,108 Rp 36.2M

-82.97%

Buy Apartment in City Center (m2)

$1,512 BGN 2,510

$3,001 Rp 51.5M

-49.62%

Buy Apartment Outside City Center (m2)

$1,200 BGN 1,992

$2,337 Rp 40.1M

-48.65%

Average Monthly Net Salary (After Tax)

$475 BGN 789

$178 Rp 3.0M

167.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

13.28

-65.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovo vs other spots: cost of living compared

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