Last update: Oct 2026

Cost of Living Comparison Between Karlovo and London

For one person, living is cheaper in Karlovo: $786 a month against $4,048 in London, rent and utilities included – about $39,100 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Karlovo
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Karlovo Living Index
196

Cost of Living Index in London
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London Living Index

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Karlovo

🇧🇬 Bulgaria

$786

/mo nomad

London

🇬🇧 United Kingdom

$4,048

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovo and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovo and in London actually costs, broken down by who's living it.

A single person spends $786 per month in Karlovo vs $4,048 in London, rent included.

Karlovo $786
London $4,048

A couple spends around $1,272 per month in Karlovo vs $5,903 in London, rent included.

Karlovo $1,272
London $5,903

A family of three spends $1,758 per month in Karlovo vs $7,758 in London, rent included.

Karlovo $1,758
London $7,758

Karlovo is about 81% cheaper than London, and outside of rent the biggest gap is in eating out.

Karlovo sits 42% below the global median, while London is 199% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.21 BGN 12.55

$26.36 £19.68

-72.65%

Three-Course Dinner for Two, Mid-Range

$34.76 BGN 60.5

$109 £81.1

-67.98%

Fast Food Meal (McDonalds, etc)

$8.49 BGN 14.76

$10.71 £8.00

-20.73%

Cappuccino

$1.42 BGN 2.47

$5.59 £4.17

-74.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 BGN 1.92

$3.00 £2.24

-63.33%

Water (0.33 liter bottle)

$0.74 BGN 1.30

$2.22 £1.66

-66.67%

Local Beer (0.5 liter draught)

$1.95 BGN 3.38

$9.65 £7.20

-79.79%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.96

$8.26 £6.16

-79.42%

Milk (1 liter)

$1.15 BGN 2.01

$1.97 £1.47

-41.62%

White Bread (500g)

$0.82 BGN 1.43

$2.09 £1.56

-60.77%

Rice (white) (1kg)

$1.86 BGN 3.23

$2.59 £1.94

-28.19%

Eggs

$3.28 BGN 5.71

$5.37 £4.01

-38.92%

Local Cheese (1kg)

$10.26 BGN 17.85

$13.12 £9.79

-21.80%

Chicken Fillets (1kg)

$8.70 BGN 15.13

$11.03 £8.23

-21.12%

Beef Round Steak (1kg)

$5.62 BGN 9.79

$17.73 £13.23

-68.30%

Apples (1kg)

$1.23 BGN 2.14

$3.17 £2.37

-61.20%

Banana (1kg)

$1.96 BGN 3.41

$1.38 £1.03

42.03%

Oranges (1kg)

$2.04 BGN 3.55

$2.82 £2.11

-27.66%

Tomato (1kg)

$2.13 BGN 3.71

$3.36 £2.51

-36.61%

Potato (1kg)

$0.48 BGN 0.84

$1.70 £1.27

-71.76%

Onion (1kg)

$0.87 BGN 1.52

$1.78 £1.33

-51.12%

Lettuce (1 head)

$1.01 BGN 1.75

$1.49 £1.11

-32.21%

Water (1.5 liter bottle)

$0.78 BGN 1.35

$1.82 £1.36

-57.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 BGN 5.68

$23.85 £17.80

-86.29%

Wine (Bottle)

$7.00 BGN 12.18

$13.44 £10.03

-47.92%

Local Beer (0.5 liter bottle)

$1.04 BGN 1.81

$3.11 £2.32

-66.56%

Imported Beer (0.33 liter bottle)

$1.81 BGN 3.15

$4.49 £3.35

-59.69%

One-way Ticket (Public Transport)

$1.12 BGN 1.95

$4.13 £3.08

-72.88%

Public Transport Monthly Pass (Regular Price)

$25.72 BGN 44.75

$266 £199

-90.33%

Taxi Start (Normal Tariff)

$1.16 BGN 2.01

$5.98 £4.46

-80.60%

Taxi (Normal Tariff) (1km)

$0.72 BGN 1.25

$3.39 £2.53

-78.76%

Taxi 1hour Waiting (Normal Tariff)

$11.85 BGN 20.62

$56.6 £42.21

-79.05%

Gasoline (1 liter)

$1.42 BGN 2.47

$2.21 £1.65

-35.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BGN 52.1K

$38.3K £28.6K

-21.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K BGN 41.4K

$41.0K £30.6K

-42.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 BGN 176

$372 £278

-72.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.18 BGN 24.67

$18.66 £13.93

-24.01%

Internet (50+ Mbps, Unlimited Data)

$11.97 BGN 20.83

$40.53 £30.26

-70.47%

Gym Membership (Monthly)

$31.34 BGN 54.5

$56.0 £41.82

-44.06%

Tennis Court (1 Hour on Weekend)

$16.96 BGN 29.51

$17.10 £12.76

-0.82%

Cinema Ticket

$5.83 BGN 10.15

$17.95 £13.40

-67.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 396

$2,946 £2,199

-92.27%

International Primary School, 1 Child (Yearly)

$5,924 BGN 10.3K

$47.6K £35.5K

-87.56%

Jeans (Levis 501 Or Similar)

$29.09 BGN 50.6

$116 £86.8

-74.97%

Summer Dress (H&M, Zara, etc)

$11.58 BGN 20.14

$56.9 £42.47

-79.65%

Sport Shoes (Adidas, Nike)

$56.3 BGN 97.9

$128 £95.5

-56.03%

Men's Leather Business Shoes

$45.12 BGN 78.5

$154 £115

-70.68%

1-bedroom Apartment, City Center (Monthly)

$330 BGN 574

$2,935 £2,191

-88.77%

1-bedroom Apartment, Outside City Center (Monthly)

$188 BGN 327

$2,258 £1,686

-91.67%

3-bedroom Apartment, City Center (Monthly)

$540 BGN 940

$5,250 £3,919

-89.71%

3-bedroom Apartment, Outside City Center (Monthly)

$404 BGN 703

$3,859 £2,881

-89.53%

Buy Apartment in City Center (m2)

$1,314 BGN 2,286

$17.2K £12.8K

-92.35%

Buy Apartment Outside City Center (m2)

$1,083 BGN 1,884

$8,278 £6,179

-86.92%

Average Monthly Net Salary (After Tax)

$465 BGN 809

$5,621 £4,196

-91.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

4.78

-32.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: October 31, 2026

Last update for London: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karlovo

$208 26.4%

London

$360 8.9% 73.6% $153

Accommodation & Living

Karlovo

$188 23.9%

London

$2.3K 55.8% 1100% $2.1K

Monthly Utilities & Internet

Karlovo

$127 16.2%

London

$432 10.7% 239% $304

Eating Out

Karlovo

$121 15.4%

London

$396 9.8% 228% $275

Clothing & Footwear

Karlovo

$64 8.1%

London

$205 5.1% 220% $141

Sport & Entertainment

Karlovo

$43 5.5%

London

$92 2.3% 114% $49

Getting Around

Karlovo

$35 4.5%

London

$305 7.6% 774% $270

Cost Breakdown

A central one-bedroom costs $330 in Karlovo versus $2,935 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Karlovo versus $109 in London. Monthly groceries follow the same trend: $208 vs $360 – making Karlovo the more affordable choice for daily food spending.

Good to know

🇧🇬 Karlovo

🇬🇧 London

🕒 Local time

00:51 12:51 AM

22:51 10:51 PM

2 h behind Karlovo

🌤 Weather

👥 Population

23,919

8,908,083 Capital

💱 Currency

Bulgarian Lev BGN лв.

British Pound GBP £

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.514 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

British Pound exchange rates as of November 6, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Karlovo London 2,120 km ≈ 3 h 15 min nonstop flight

From you

Karlovo
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovo vs London: Cost of Living - Frequently Asked Questions

Yes – London is pricier by about 415%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,179 per month in Karlovo and $6,072 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karlovo, especially for central apartments: a one-bedroom in the center costs $330 there versus $2,935 in London.

Public transport costs about 90% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $228 per month in Karlovo and $2,946 in London. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Karlovo, where all-in costs run around $786, than in London at $4,048. In Karlovo it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karlovo. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.