Last update: Oct 2026

Cost of Living Comparison Between Karlovo and Austin, TX

For one person, living is cheaper in Karlovo: $785 a month against $2,698 in Austin, TX, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Karlovo
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Karlovo Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Karlovo

🇧🇬 Bulgaria

$785

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovo and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovo and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Karlovo versus $2,698 in Austin, TX.

Karlovo $785
Austin, TX $2,698

Estimated couple costs with rent: $1,263 in Karlovo versus $4,160 in Austin, TX.

Karlovo $1,263
Austin, TX $4,160

Monthly costs for a family of three with rent: $1,742 in Karlovo versus $5,622 in Austin, TX.

Karlovo $1,742
Austin, TX $5,622

Living in Karlovo costs roughly 71% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Karlovo is 42% below, Austin, TX is 99% above.

Meal at Budget Restaurant

$7.09 BGN 12.34

$20.63 $20.63

-65.63%

Three-Course Dinner for Two, Mid-Range

$33.57 BGN 58.4

$84.6 $84.6

-60.31%

Fast Food Meal (McDonalds, etc)

$8.66 BGN 15.07

$12.07 $12.07

-28.25%

Cappuccino

$1.45 BGN 2.53

$5.48 $5.48

-73.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 BGN 1.79

$3.80 $3.80

-72.89%

Water (0.33 liter bottle)

$0.74 BGN 1.28

$2.47 $2.47

-70.04%

Local Beer (0.5 liter draught)

$1.96 BGN 3.41

$8.05 $8.05

-75.65%

Imported Beer (0.33 liter bottle)

$1.75 BGN 3.04

$8.88 $8.88

-80.29%

Milk (1 liter)

$1.17 BGN 2.04

$1.11 $1.11

5.41%

White Bread (500g)

$0.84 BGN 1.47

$3.72 $3.72

-77.42%

Rice (white) (1kg)

$1.87 BGN 3.25

$3.37 $3.37

-44.51%

Eggs

$3.27 BGN 5.69

$4.32 $4.32

-24.31%

Local Cheese (1kg)

$9.92 BGN 17.26

$13.13 $13.13

-24.45%

Chicken Fillets (1kg)

$8.31 BGN 14.45

$14.15 $14.15

-41.27%

Beef Round Steak (1kg)

$5.86 BGN 10.20

$16.33 $16.33

-64.12%

Apples (1kg)

$1.26 BGN 2.19

$4.55 $4.55

-72.31%

Banana (1kg)

$1.96 BGN 3.41

$1.46 $1.46

34.25%

Oranges (1kg)

$2.13 BGN 3.70

$4.71 $4.71

-54.78%

Tomato (1kg)

$2.11 BGN 3.68

$4.15 $4.15

-49.16%

Potato (1kg)

$0.48 BGN 0.84

$2.58 $2.58

-81.40%

Onion (1kg)

$0.90 BGN 1.56

$2.35 $2.35

-61.70%

Lettuce (1 head)

$0.99 BGN 1.71

$1.77 $1.77

-44.07%

Water (1.5 liter bottle)

$0.77 BGN 1.34

$2.14 $2.14

-64.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 BGN 5.64

$10.10 $10.10

-67.92%

Wine (Bottle)

$6.69 BGN 11.64

$15.19 $15.19

-55.96%

Local Beer (0.5 liter bottle)

$0.99 BGN 1.72

$2.82 $2.82

-64.89%

Imported Beer (0.33 liter bottle)

$1.89 BGN 3.29

$3.44 $3.44

-45.06%

One-way Ticket (Public Transport)

$1.11 BGN 1.93

$1.54 $1.54

-27.92%

Public Transport Monthly Pass (Regular Price)

$23.67 BGN 41.18

$40.99 $40.99

-42.25%

Taxi Start (Normal Tariff)

$1.17 BGN 2.03

$2.80 $2.80

-58.21%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.23

$1.60 $1.60

-55.63%

Taxi 1hour Waiting (Normal Tariff)

$11.78 BGN 20.50

$34.34 $34.34

-65.70%

Gasoline (1 liter)

$1.40 BGN 2.43

$0.94 $0.94

48.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BGN 52.2K

$34.0K $34.0K

-11.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K BGN 38.8K

$26.8K $26.8K

-16.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 BGN 180

$223 $223

-53.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 BGN 25.13

$58.9 $58.9

-75.47%

Internet (50+ Mbps, Unlimited Data)

$11.91 BGN 20.72

$70.6 $70.6

-83.13%

Gym Membership (Monthly)

$29.57 BGN 51.5

$57.7 $57.7

-48.75%

Tennis Court (1 Hour on Weekend)

$17.35 BGN 30.18

$16.53 $16.53

4.96%

Cinema Ticket

$5.57 BGN 9.69

$14.26 $14.26

-60.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$226 BGN 393

$1,511 $1,511

-85.07%

International Primary School, 1 Child (Yearly)

$5,755 BGN 10.0K

$20.9K $20.9K

-72.45%

Jeans (Levis 501 Or Similar)

$28.50 BGN 49.60

$51.3 $51.3

-44.41%

Summer Dress (H&M, Zara, etc)

$11.54 BGN 20.08

$44.17 $44.17

-73.87%

Sport Shoes (Adidas, Nike)

$56.9 BGN 99.0

$87.0 $87.0

-34.57%

Men's Leather Business Shoes

$45.99 BGN 80.0

$104 $104

-55.93%

1-bedroom Apartment, City Center (Monthly)

$335 BGN 583

$1,940 $1,940

-82.72%

1-bedroom Apartment, Outside City Center (Monthly)

$191 BGN 332

$1,316 $1,316

-85.49%

3-bedroom Apartment, City Center (Monthly)

$534 BGN 929

$3,664 $3,664

-85.42%

3-bedroom Apartment, Outside City Center (Monthly)

$403 BGN 701

$2,565 $2,565

-84.29%

Buy Apartment in City Center (m2)

$1,320 BGN 2,297

$7,354 $7,354

-82.05%

Buy Apartment Outside City Center (m2)

$1,083 BGN 1,885

$3,129 $3,129

-65.39%

Average Monthly Net Salary (After Tax)

$448 BGN 779

$5,286 $5,286

-91.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

6.79

-52.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karlovo

$205 26.2%

Austin, TX

$406 15.1% 97.8% $201

Accommodation & Living

Karlovo

$191 24.3%

Austin, TX

$1.3K 48.8% 589% $1.1K

Monthly Utilities & Internet

Karlovo

$130 16.6%

Austin, TX

$352 13.1% 171% $222

Eating Out

Karlovo

$121 15.4%

Austin, TX

$350 13% 191% $230

Clothing & Footwear

Karlovo

$64 8.2%

Austin, TX

$129 4.8% 101% $65

Sport & Entertainment

Karlovo

$41 5.2%

Austin, TX

$86 3.2% 112% $46

Getting Around

Karlovo

$33 4.2%

Austin, TX

$58 2.2% 76.5% $25

Cost Breakdown

A one-bedroom apartment in the center runs $335 in Karlovo and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1081% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34.00 in Karlovo vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $205 vs $406 per month, with Karlovo cheaper across the board.

Good to know

🇧🇬 Karlovo

🇺🇸 Austin, TX

🕒 Local time

18:24 6:24 PM

10:24 10:24 AM

8 h behind Karlovo

🌤 Weather

👥 Population

23,919

974,447

💱 Currency

Bulgarian Lev BGN лв.

United States Dollar USD $

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to BGN in detail →

On the map

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Between locations

Karlovo Austin, TX 10,010 km ≈ 13 h nonstop flight

From you

Karlovo
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovo vs Austin, TX: Cost of Living - Frequently Asked Questions

Karlovo wins on cost – living expenses run 244% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Karlovo the obvious pick if budget is a priority.

On paper, salaries run 1081% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $335 in Karlovo versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $785 per month in Karlovo versus $2,698 in Austin, TX – a 244% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karlovo runs roughly 73% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $785 in Karlovo versus $2,698 in Austin, TX, a $1,500 budget is realistic in Karlovo but tight or insufficient in Austin, TX. The gap between the two cities makes Karlovo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karlovo and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovo gentler on the wallet – expenses run 244% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.