Cost of Living Comparison Between Karlovac and Tbilisi Cost of Living Comparison Between Karlovac and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $1,256 in Karlovac versus $1,191 in Tbilisi.

Estimated couple costs with rent: $1,865 in Karlovac versus $1,856 in Tbilisi.

Monthly costs for a family of three with rent: $2,474 in Karlovac versus $2,522 in Tbilisi.

Living in Karlovac is roughly 5% more expensive than in Tbilisi, driven mainly by Groceries & Markets.

Both cities sit below the global median: Karlovac 6% lower, Tbilisi 11% lower.

Meal at Budget Restaurant

$12.81 €11.10

$10.91 ₾28.56

17.42%

Three-Course Dinner for Two, Mid-Range

$46.67 €40.42

$43.19 ₾113

8.06%

Fast Food Meal (McDonalds, etc)

$7.98 €6.91

$8.53 ₾22.31

-6.45%

Cappuccino

$1.93 €1.67

$2.99 ₾7.81

-35.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.16

$0.81 ₾2.12

207.41%

Water (0.33 liter bottle)

$1.42 €1.23

$0.42 ₾1.09

238.10%

Local Beer (0.5 liter draught)

$2.35 €2.04

$2.16 ₾5.65

8.80%

Imported Beer (0.33 liter bottle)

$2.34 €2.02

$2.88 ₾7.52

-18.75%

Milk (1 liter)

$1.17 €1.02

$1.94 ₾5.08

-39.69%

White Bread (500g)

$1.19 €1.03

$0.68 ₾1.77

75.00%

Rice (white) (1kg)

$1.84 €1.59

$1.85 ₾4.83

-0.54%

Eggs

$3.38 €2.93

$2.53 ₾6.62

33.60%

Local Cheese (1kg)

$10.05 €8.70

$7.53 ₾19.69

33.47%

Chicken Fillets (1kg)

$11.47 €9.93

$6.26 ₾16.39

83.23%

Beef Round Steak (1kg)

$13.67 €11.84

$9.59 ₾25.09

42.54%

Apples (1kg)

$1.70 €1.47

$1.16 ₾3.04

46.55%

Banana (1kg)

$2.08 €1.80

$1.64 ₾4.29

26.83%

Oranges (1kg)

$1.78 €1.54

$1.88 ₾4.93

-5.32%

Tomato (1kg)

$1.97 €1.71

$2.23 ₾5.84

-11.66%

Potato (1kg)

$1.59 €1.38

$0.70 ₾1.83

127.14%

Onion (1kg)

$1.07 €0.93

$0.64 ₾1.68

67.19%

Lettuce (1 head)

$1.69 €1.47

$1.18 ₾3.09

43.22%

Water (1.5 liter bottle)

$1.06 €0.91

$0.70 ₾1.83

51.43%

Cigarettes 20 Pack (Marlboro, Camel)

$5.64 €4.88

$2.97 ₾7.78

89.90%

Wine (Bottle)

$6.75 €5.85

$7.43 ₾19.45

-9.15%

Local Beer (0.5 liter bottle)

$1.77 €1.53

$1.54 ₾4.03

14.94%

Imported Beer (0.33 liter bottle)

$2.56 €2.21

$2.28 ₾5.98

12.28%

One-way Ticket (Public Transport)

$1.76 €1.53

$0.36 ₾0.93

388.89%

Public Transport Monthly Pass (Regular Price)

$43.37 €37.56

$14.73 ₾38.54

194.43%

Taxi Start (Normal Tariff)

$3.01 €2.61

$1.42 ₾3.71

111.97%

Taxi (Normal Tariff) (1km)

$1.38 €1.19

$0.69 ₾1.81

100.00%

Taxi 1hour Waiting (Normal Tariff)

$8.96 €7.76

$7.27 ₾19.02

23.25%

Gasoline (1 liter)

$1.79 €1.55

$1.09 ₾2.86

64.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €31.9K

$18.3K ₾47.9K

101.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.2K

$20.5K ₾53.6K

25.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 €159

$74.4 ₾195

146.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.72 €20.54

$11.71 ₾30.63

102.56%

Internet (50+ Mbps, Unlimited Data)

$33.17 €28.72

$17.60 ₾46.06

88.47%

Gym Membership (Monthly)

$34.87 €30.19

$60.3 ₾158

-42.14%

Tennis Court (1 Hour on Weekend)

$14.65 €12.69

$16.29 ₾42.63

-10.07%

Cinema Ticket

$6.31 €5.47

$6.51 ₾17.03

-3.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 €213

$269 ₾704

-8.77%

International Primary School, 1 Child (Yearly)

$1,374 €1,190

$5,154 ₾13.5K

-73.33%

Jeans (Levis 501 Or Similar)

$103 €89.1

$77.1 ₾202

33.45%

Summer Dress (H&M, Zara, etc)

$34.80 €30.13

$43.48 ₾114

-19.96%

Sport Shoes (Adidas, Nike)

$70.8 €61.3

$118 ₾310

-40.18%

Men's Leather Business Shoes

$76.0 €65.8

$113 ₾295

-32.60%

1-bedroom Apartment, City Center (Monthly)

$425 €368

$709 ₾1,856

-40.14%

1-bedroom Apartment, Outside City Center (Monthly)

$331 €287

$465 ₾1,215

-28.72%

3-bedroom Apartment, City Center (Monthly)

$649 €562

$1,316 ₾3,442

-50.70%

3-bedroom Apartment, Outside City Center (Monthly)

$492 €426

$767 ₾2,007

-35.89%

Buy Apartment in City Center (m2)

$2,887 €2,500

$2,492 ₾6,522

15.81%

Buy Apartment Outside City Center (m2)

$2,462 €2,132

$1,442 ₾3,773

70.71%

Average Monthly Net Salary (After Tax)

$1,417 €1,227

$663 ₾1,735

113.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

11.89

-62.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: July 27, 2026

Last update for Tbilisi: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Karlovac and $709 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Karlovac pays 114% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $47.00 in Karlovac vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $265 vs $204 per month, with Tbilisi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovac vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 114% higher in Karlovac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $425 in Karlovac versus $709 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,256 per month in Karlovac versus $1,191 in Tbilisi – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tbilisi runs roughly 194% less than in Karlovac. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,191 in Tbilisi versus $1,256 in Karlovac, a $2,000 budget is realistic in Tbilisi but tight or insufficient in Karlovac. The gap between the two cities makes Tbilisi the clear choice for anyone on this budget.

For families, Tbilisi is more practical. Housing and childcare are both notably cheaper than in Karlovac, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovac and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tbilisi gentler on the wallet – expenses run 5% less than in Karlovac. Beyond cost, consider language, visa policies, and how big the international community is in each city.