Last update: Oct 2026

Cost of Living Comparison Between Karlovac and Tbilisi

For one person, living is cheaper in Karlovac: $1,222 a month against $1,269 in Tbilisi, rent and utilities included – about $560 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Karlovac
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Karlovac Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Karlovac

🇭🇷 Croatia

$1,222

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovac and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovac and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,222 in Karlovac versus $1,269 in Tbilisi.

Karlovac $1,222
Tbilisi $1,269

Estimated couple costs with rent: $1,821 in Karlovac versus $2,016 in Tbilisi.

Karlovac $1,821
Tbilisi $2,016

Monthly costs for a family of three with rent: $2,419 in Karlovac versus $2,763 in Tbilisi.

Karlovac $2,419
Tbilisi $2,763

Living in Karlovac costs roughly 4% less than in Tbilisi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Karlovac 10% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$11.20 €10.04

$11.63 ₾30.07

-3.70%

Three-Course Dinner for Two, Mid-Range

$44.46 €39.84

$37.83 ₾97.8

17.53%

Fast Food Meal (McDonalds, etc)

$7.61 €6.82

$9.66 ₾24.98

-21.22%

Cappuccino

$1.96 €1.76

$3.57 ₾9.24

-45.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 €2.19

$1.08 ₾2.78

126.85%

Water (0.33 liter bottle)

$1.61 €1.44

$0.56 ₾1.45

187.50%

Local Beer (0.5 liter draught)

$2.43 €2.18

$2.62 ₾6.78

-7.25%

Imported Beer (0.33 liter bottle)

$2.46 €2.20

$3.04 ₾7.85

-19.08%

Milk (1 liter)

$1.13 €1.02

$2.17 ₾5.60

-47.93%

White Bread (500g)

$1.13 €1.02

$0.80 ₾2.06

41.25%

Rice (white) (1kg)

$1.53 €1.37

$1.74 ₾4.51

-12.07%

Eggs

$3.16 €2.83

$2.83 ₾7.31

11.66%

Local Cheese (1kg)

$9.05 €8.11

$9.31 ₾24.07

-2.79%

Chicken Fillets (1kg)

$9.86 €8.83

$6.52 ₾16.85

51.23%

Beef Round Steak (1kg)

$12.02 €10.77

$12.95 ₾33.50

-7.18%

Apples (1kg)

$1.97 €1.77

$1.68 ₾4.33

17.26%

Banana (1kg)

$1.84 €1.65

$1.85 ₾4.79

-0.54%

Oranges (1kg)

$1.83 €1.64

$1.97 ₾5.10

-7.11%

Tomato (1kg)

$2.01 €1.80

$2.42 ₾6.25

-16.94%

Potato (1kg)

$1.38 €1.24

$0.82 ₾2.11

68.29%

Onion (1kg)

$1.06 €0.95

$0.74 ₾1.91

43.24%

Lettuce (1 head)

$1.63 €1.46

$1.34 ₾3.47

21.64%

Water (1.5 liter bottle)

$1.17 €1.05

$0.77 ₾2.00

51.95%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 €5.10

$3.57 ₾9.24

59.38%

Wine (Bottle)

$6.67 €5.98

$7.67 ₾19.83

-13.04%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$1.70 ₾4.39

-5.29%

Imported Beer (0.33 liter bottle)

$2.31 €2.07

$2.40 ₾6.21

-3.75%

One-way Ticket (Public Transport)

$3.33 €2.98

$0.40 ₾1.05

732.50%

Public Transport Monthly Pass (Regular Price)

$15.23 ₾39.38

Taxi Start (Normal Tariff)

$5.66 €5.08

$1.14 ₾2.95

396.49%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$0.78 ₾2.02

39.74%

Taxi 1hour Waiting (Normal Tariff)

$11.83 ₾30.58

Gasoline (1 liter)

$1.69 €1.52

$1.45 ₾3.75

16.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.6K

$24.6K ₾63.6K

7.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.1K

$22.3K ₾57.8K

10.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 €160

$88.8 ₾230

100.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.68 €24.80

$13.12 ₾33.93

110.98%

Internet (50+ Mbps, Unlimited Data)

$38.87 €34.83

$19.67 ₾50.9

97.61%

Gym Membership (Monthly)

$38.63 €34.61

$64.1 ₾166

-39.69%

Tennis Court (1 Hour on Weekend)

$18.24 €16.35

$19.04 ₾49.24

-4.20%

Cinema Ticket

$6.55 €5.87

$7.12 ₾18.42

-8.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €383

$375 ₾971

13.80%

International Primary School, 1 Child (Yearly)

$6,876 €6,161

$10.5K ₾27.1K

-34.33%

Jeans (Levis 501 Or Similar)

$89.3 €80.0

$104 ₾268

-13.87%

Summer Dress (H&M, Zara, etc)

$49.51 €44.37

$39.26 ₾102

26.11%

Sport Shoes (Adidas, Nike)

$88.8 €79.6

$117 ₾303

-24.33%

Men's Leather Business Shoes

$78.3 €70.2

$122 ₾315

-35.68%

1-bedroom Apartment, City Center (Monthly)

$478 €428

$695 ₾1,798

-31.29%

1-bedroom Apartment, Outside City Center (Monthly)

$349 €312

$451 ₾1,167

-22.72%

3-bedroom Apartment, City Center (Monthly)

$733 €657

$1,355 ₾3,504

-45.90%

3-bedroom Apartment, Outside City Center (Monthly)

$530 €475

$906 ₾2,343

-41.46%

Buy Apartment in City Center (m2)

$2,746 €2,461

$2,295 ₾5,934

19.67%

Buy Apartment Outside City Center (m2)

$2,382 €2,134

$1,345 ₾3,478

77.09%

Average Monthly Net Salary (After Tax)

$1,399 €1,254

$664 ₾1,718

110.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

12.62

-70.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: October 27, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karlovac

$349 28.5%

Tbilisi

$451 35.6% 29.4% $102

Groceries & Markets

Karlovac

$245 20.1%

Tbilisi

$234 18.4% 4.5% $11

Monthly Utilities & Internet

Karlovac

$245 20.1%

Tbilisi

$122 9.6% 50.4% $123

Eating Out

Karlovac

$169 13.9%

Tbilisi

$191 15% 12.6% $21

Clothing & Footwear

Karlovac

$138 11.3%

Tbilisi

$172 13.5% 24.9% $34

Sport & Entertainment

Karlovac

$52 4.2%

Tbilisi

$78 6.2% 51.4% $27

Getting Around

Karlovac

$24 * 2%

Tbilisi

$22 1.7% 10.3% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $478 in Karlovac and $695 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Karlovac pays about 2.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44 in Karlovac vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $245 vs $234 per month, with Tbilisi cheaper across the board.

Good to know

🇭🇷 Karlovac

🇬🇪 Tbilisi

🕒 Local time

11:07 11:07 AM

14:07 2:07 PM

3 h ahead of Karlovac

🌤 Weather

👥 Population

41,869

1,241,700 Capital

💱 Currency

Euro EUR €

Georgian Lari GEL ₾

📈 Exchange rate

1 EUR = 1.12 USD

1 GEL = 0.387 USD

1 GEL = 0.347 EUR

Exchange rates and currency converter

On the map

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Between locations

Karlovac Tbilisi 2,380 km ≈ 3 h 30 min nonstop flight

From you

Karlovac
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovac vs Tbilisi: Cost of Living - Frequently Asked Questions

Karlovac is about 4% cheaper overall, especially in clothing, leisure, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Karlovac is about 2.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $478 in Karlovac versus $695 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Tbilisi pay roughly 5% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,222 per month in Karlovac versus $1,269 in Tbilisi – Karlovac is about 4% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though Karlovac gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karlovac and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.