Last update: Oct 2026

Cost of Living Comparison Between Karlovac and Phuket

For one person, living costs are similar in Karlovac and in Phuket: $1,222 and $1,278 a month, rent and utilities included.

59

Cost of Living Index in Karlovac
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Karlovac Living Index
62

Cost of Living Index in Phuket
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Phuket Living Index

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Karlovac

🇭🇷 Croatia

$1,222

/mo nomad

Phuket

🇹🇭 Thailand

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovac and in Phuket

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovac and in Phuket actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,222 in Karlovac versus $1,278 in Phuket.

Karlovac $1,222
Phuket $1,278

Estimated couple costs with rent: $1,821 in Karlovac versus $2,216 in Phuket.

Karlovac $1,821
Phuket $2,216

Monthly costs for a family of three with rent: $2,419 in Karlovac versus $3,154 in Phuket.

Karlovac $2,419
Phuket $3,154

Living in Karlovac costs roughly 4% less than in Phuket, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Karlovac 10% lower, Phuket 6% lower.

Meal at Budget Restaurant

$11.20 €10.06

$4.47 ฿151

150.56%

Three-Course Dinner for Two, Mid-Range

$44.46 €39.94

$32.41 ฿1,094

37.18%

Fast Food Meal (McDonalds, etc)

$7.61 €6.84

$8.81 ฿297

-13.62%

Cappuccino

$1.96 €1.76

$2.83 ฿95.5

-30.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 €2.20

$0.87 ฿29.43

181.61%

Water (0.33 liter bottle)

$1.61 €1.45

$0.49 ฿16.67

228.57%

Local Beer (0.5 liter draught)

$2.43 €2.19

$2.56 ฿86.4

-5.08%

Imported Beer (0.33 liter bottle)

$2.46 €2.21

$3.68 ฿124

-33.15%

Milk (1 liter)

$1.13 €1.02

$1.66 ฿56.0

-31.93%

White Bread (500g)

$1.13 €1.02

$1.46 ฿49.35

-22.60%

Rice (white) (1kg)

$1.53 €1.38

$1.50 ฿50.6

2.00%

Eggs

$3.16 €2.84

$2.09 ฿70.5

51.20%

Local Cheese (1kg)

$9.05 €8.13

$19.07 ฿644

-52.54%

Chicken Fillets (1kg)

$9.86 €8.86

$3.30 ฿111

198.79%

Beef Round Steak (1kg)

$12.02 €10.80

$10.91 ฿368

10.17%

Apples (1kg)

$1.97 €1.77

$2.93 ฿99.0

-32.76%

Banana (1kg)

$1.84 €1.66

$1.69 ฿57.1

8.88%

Oranges (1kg)

$1.83 €1.64

$2.25 ฿75.8

-18.67%

Tomato (1kg)

$2.01 €1.81

$2.08 ฿70.1

-3.37%

Potato (1kg)

$1.38 €1.24

$1.51 ฿51.0

-8.61%

Onion (1kg)

$1.06 €0.95

$1.38 ฿46.56

-23.19%

Lettuce (1 head)

$1.63 €1.47

$1.07 ฿35.99

52.34%

Water (1.5 liter bottle)

$1.17 €1.05

$0.52 ฿17.52

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 €5.11

$4.20 ฿142

35.48%

Wine (Bottle)

$6.67 €5.99

$18.79 ฿634

-64.50%

Local Beer (0.5 liter bottle)

$1.61 €1.45

$1.82 ฿61.5

-11.54%

Imported Beer (0.33 liter bottle)

$2.31 €2.07

$2.84 ฿95.9

-18.66%

One-way Ticket (Public Transport)

$3.33 €2.99

$1.45 ฿49.03

129.66%

Public Transport Monthly Pass (Regular Price)

$56.7 ฿1,913

Taxi Start (Normal Tariff)

$5.66 €5.09

$3.02 ฿102

87.42%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$1.02 ฿34.36

6.86%

Taxi 1hour Waiting (Normal Tariff)

$3.69 ฿125

Gasoline (1 liter)

$1.69 €1.52

$1.47 ฿49.81

14.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.6K

$26.8K ฿904.3K

-1.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.2K

$26.7K ฿901.3K

-7.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 €160

$96.4 ฿3,254

85.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.68 €24.87

$11.26 ฿380

145.83%

Internet (50+ Mbps, Unlimited Data)

$38.87 €34.92

$16.85 ฿569

130.68%

Gym Membership (Monthly)

$38.63 €34.71

$67.2 ฿2,270

-42.54%

Tennis Court (1 Hour on Weekend)

$18.24 €16.39

$10.73 ฿362

69.99%

Cinema Ticket

$6.55 €5.88

$7.50 ฿253

-12.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €384

$476 ฿16.1K

-10.23%

International Primary School, 1 Child (Yearly)

$6,876 €6,178

$11.3K ฿380.4K

-38.95%

Jeans (Levis 501 Or Similar)

$89.3 €80.2

$62.4 ฿2,106

43.14%

Summer Dress (H&M, Zara, etc)

$49.51 €44.48

$28.41 ฿959

74.27%

Sport Shoes (Adidas, Nike)

$88.8 €79.8

$94.3 ฿3,184

-5.81%

Men's Leather Business Shoes

$78.3 €70.4

$85.8 ฿2,898

-8.74%

1-bedroom Apartment, City Center (Monthly)

$478 €429

$716 ฿24.2K

-33.27%

1-bedroom Apartment, Outside City Center (Monthly)

$349 €313

$491 ฿16.6K

-28.97%

3-bedroom Apartment, City Center (Monthly)

$733 €659

$1,927 ฿65.1K

-61.96%

3-bedroom Apartment, Outside City Center (Monthly)

$530 €477

$1,431 ฿48.3K

-62.92%

Buy Apartment in City Center (m2)

$2,746 €2,467

$4,175 ฿141.0K

-34.23%

Buy Apartment Outside City Center (m2)

$2,382 €2,140

$3,045 ฿102.8K

-21.78%

Average Monthly Net Salary (After Tax)

$1,399 €1,257

$502 ฿17.0K

178.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

5.57

-33.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: October 27, 2026

Last update for Phuket: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karlovac

$349 28.5%

Phuket

$491 38.4% 40.8% $142

Groceries & Markets

Karlovac

$245 20.1%

Phuket

$266 20.8% 8.6% $21

Monthly Utilities & Internet

Karlovac

$245 20.1%

Phuket

$124 9.7% 49.2% $121

Eating Out

Karlovac

$169 13.9%

Phuket

$122 9.5% 28.1% $48

Clothing & Footwear

Karlovac

$138 11.3%

Phuket

$122 9.5% 11.4% $16

Sport & Entertainment

Karlovac

$52 4.2%

Phuket

$82 6.4% 59% $31

Getting Around

Karlovac

$24 * 2%

Phuket

$71 5.5% 189% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $478 in Karlovac and $716 in Phuket. Housing cost is often the main lever when comparing two cities.

Karlovac pays about 2.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44 in Karlovac vs $32 in Phuket. Groceries flip the comparison at $245 vs $266, with Karlovac cheaper for home cooking.

Good to know

🇭🇷 Karlovac

🇹🇭 Phuket

🕒 Local time

14:39 2:39 PM

20:39 8:39 PM

6 h ahead of Karlovac

🌤 Weather

👥 Population

41,869

79,308

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.11 USD

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Karlovac Phuket 8,830 km ≈ 12 h nonstop flight

From you

Karlovac
Phuket

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovac vs Phuket: Cost of Living - Frequently Asked Questions

Karlovac is cheaper overall, especially in transport, leisure, and groceries. The 5% gap adds up to real monthly savings that compound significantly over time.

Average pay in Karlovac is about 2.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $478 in Karlovac versus $716 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Phuket. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,222 per month in Karlovac versus $1,278 in Phuket – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,500 a month, though Karlovac gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karlovac and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.