Comparación del coste de vida entre Novi Sad y Karlovac Comparación del coste de vida entre Novi Sad y Karlovac

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Novi Sad versus $1,243 in Karlovac.

Estimated couple costs with rent: $2,091 in Novi Sad versus $1,868 in Karlovac.

Monthly costs for a family of three with rent: $2,786 in Novi Sad versus $2,494 in Karlovac.

Living in Novi Sad is roughly 12% more expensive than Karlovac, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Novi Sad is 4% above, Karlovac is 7% below.

Meal at Budget Restaurant

$9.71 RSD 974

$12.91 €11.02

-24.79%

Three-Course Dinner for Two, Mid-Range

$49.38 RSD 4,951

$45.39 €38.77

8.79%

Fast Food Meal (McDonalds, etc)

$10.71 RSD 1,074

$7.92 €6.76

35.23%

Cappuccino

$2.35 RSD 236

$1.93 €1.65

21.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 RSD 214

$2.41 €2.05

-11.62%

Water (0.33 liter bottle)

$1.63 RSD 164

$1.41 €1.21

15.60%

Local Beer (0.5 liter draught)

$2.92 RSD 293

$2.27 €1.94

28.63%

Imported Beer (0.33 liter bottle)

$3.69 RSD 370

$2.29 €1.96

61.14%

Milk (1 liter)

$1.53 RSD 154

$1.19 €1.01

28.57%

White Bread (500g)

$1.03 RSD 103

$1.18 €1.01

-12.71%

Rice (white) (1kg)

$2.80 RSD 280

$1.81 €1.54

54.70%

Eggs

$2.57 RSD 257

$3.41 €2.91

-24.63%

Local Cheese (1kg)

$11.80 RSD 1,183

$9.93 €8.48

18.83%

Chicken Fillets (1kg)

$7.13 RSD 715

$11.73 €10.02

-39.22%

Beef Round Steak (1kg)

$12.69 RSD 1,272

$13.74 €11.74

-7.64%

Apples (1kg)

$1.26 RSD 126

$1.79 €1.53

-29.61%

Banana (1kg)

$1.83 RSD 183

$2.07 €1.76

-11.59%

Oranges (1kg)

$1.63 RSD 164

$1.72 €1.47

-5.23%

Tomato (1kg)

$2.45 RSD 245

$2.00 €1.71

22.50%

Potato (1kg)

$0.99 RSD 99.7

$1.58 €1.35

-37.34%

Onion (1kg)

$0.93 RSD 93.3

$1.06 €0.90

-12.26%

Lettuce (1 head)

$0.79 RSD 79.3

$1.71 €1.46

-53.80%

Water (1.5 liter bottle)

$0.65 RSD 65.1

$1.01 €0.86

-35.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.54 RSD 456

$5.39 €4.60

-15.77%

Wine (Bottle)

$8.22 RSD 824

$7.16 €6.11

14.80%

Local Beer (0.5 liter bottle)

$0.87 RSD 87.2

$1.75 €1.50

-50.29%

Imported Beer (0.33 liter bottle)

$2.18 RSD 218

$2.63 €2.25

-17.11%

One-way Ticket (Public Transport)

$1.03 RSD 103

$1.76 €1.51

-41.48%

Public Transport Monthly Pass (Regular Price)

$24.69 RSD 2,475

$43.28 €36.96

-42.95%

Taxi Start (Normal Tariff)

$1.96 RSD 196

$2.98 €2.54

-34.23%

Taxi (Normal Tariff) (1km)

$0.69 RSD 69.1

$1.33 €1.13

-48.12%

Taxi 1hour Waiting (Normal Tariff)

$9.27 RSD 930

$9.20 €7.86

0.76%

Gasoline (1 liter)

$1.83 RSD 183

$1.70 €1.45

7.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K RSD 3.0M

$36.3K €31.0K

-16.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K RSD 2.9M

$26.5K €22.6K

8.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 RSD 20.5K

$186 €159

9.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.68 RSD 1,973

$23.33 €19.93

-15.65%

Internet (50+ Mbps, Unlimited Data)

$35.95 RSD 3,604

$32.85 €28.05

9.44%

Gym Membership (Monthly)

$36.63 RSD 3,672

$34.41 €29.39

6.45%

Tennis Court (1 Hour on Weekend)

$14.21 RSD 1,424

$14.59 €12.46

-2.60%

Cinema Ticket

$6.29 RSD 630

$6.49 €5.55

-3.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$346 RSD 34.7K

$238 €204

45.33%

International Primary School, 1 Child (Yearly)

$7,317 RSD 733.6K

$1,382 €1,180

429.57%

Jeans (Levis 501 Or Similar)

$108 RSD 10.8K

$104 €88.4

4.37%

Summer Dress (H&M, Zara, etc)

$45.66 RSD 4,578

$35.35 €30.19

29.17%

Sport Shoes (Adidas, Nike)

$122 RSD 12.3K

$69.3 €59.2

76.57%

Men's Leather Business Shoes

$139 RSD 13.9K

$75.9 €64.8

83.31%

1-bedroom Apartment, City Center (Monthly)

$557 RSD 55.9K

$421 €359

32.50%

1-bedroom Apartment, Outside City Center (Monthly)

$459 RSD 46.0K

$327 €279

40.58%

3-bedroom Apartment, City Center (Monthly)

$1,084 RSD 108.7K

$626 €534

73.27%

3-bedroom Apartment, Outside City Center (Monthly)

$776 RSD 77.8K

$484 €413

60.40%

Buy Apartment in City Center (m2)

$3,670 RSD 367.9K

$2,887 €2,466

27.11%

Buy Apartment Outside City Center (m2)

$2,614 RSD 262.1K

$2,500 €2,135

4.57%

Average Monthly Net Salary (After Tax)

$1,083 RSD 108.5K

$1,443 €1,233

-24.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.31

4.47

63.53%

Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.

Última actualización para Novi Sad: April 27, 2026

Última actualización para Karlovac: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $557 in Novi Sad and $421 in Karlovac. Housing cost is often the main lever when comparing two cities.

Karlovac pays 33% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $49.00 in Novi Sad vs $45.00 in Karlovac. Groceries flip the comparison at $233 vs $267, with Novi Sad cheaper for home cooking.

Comparación de velocidades medias de internet por ciudad (actualizado April 2026)

El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.

Índice del coste de vida para nómadas digitales

Novi Sad vs Karlovac: Coste de vida - preguntas frecuentes

Karlovac is cheaper overall, especially in Clothing & Footwear, Sport & Entertainment. The 12% gap adds up to real monthly savings that compound significantly over time.

On paper, Karlovac earns 33% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $557 in Novi Sad versus $421 in Karlovac. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,396 per month in Novi Sad versus $1,243 in Karlovac – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karlovac runs roughly 75% less than in Novi Sad. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,243 in Karlovac versus $1,396 in Novi Sad, a $1,500 budget is realistic in Karlovac but tight or insufficient in Novi Sad. The gap between the two cities makes Karlovac the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi Sad and Karlovac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karlovac gentler on the wallet – expenses run 12% less than in Novi Sad. Beyond cost, consider language, visa policies, and how big the international community is in each city.